Invest in India's top 100 companies, each valued over ₹20,000 cr. in market capitalisation, with Large Cap Mutual Funds. Explore funds that deliver an average return of 18.17% and maintain a lower risk profile. They offer the flexibility to withdraw funds at your convenience.
Avg. Category Returns 18.17%
Comparatively Low Risk
Withdraw your money anytime
Ideal for Long-Term Investors
Large Cap Mutual Funds invest your money in the biggest and most stable companies in the stock market - firms with a market cap above ₹20,000 crores. With a record of providing a steady average return of 18.17%, these funds present a lower-risk option for your investment portfolio. As per SEBI, these funds invest 80% of their assets in the top 1 to 100 companies on the stock exchange.
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AUM ₹24378 Cr •
Expense 0.72%
AUM ₹32355 Cr •
Expense 0.3%
AUM ₹53505 Cr •
Expense 0.83%
AUM ₹119 Cr •
Expense 0.92%
AUM ₹985 Cr •
Expense 0.78%
AUM ₹1863 Cr •
Expense 0.9%
AUM ₹829 Cr •
Expense 0.75%
AUM ₹2019 Cr •
Expense 0.14%
AUM ₹1380 Cr •
Expense 0.9%
AUM ₹422 Cr •
Expense 0.73%
AUM ₹270 Cr •
Expense 0.47%
AUM ₹44 Cr •
Expense 2.54%
AUM ₹26878 Cr •
Expense 1.01%
AUM ₹3370 Cr •
Expense 0.62%
AUM ₹319 Cr •
Expense 1.81%
AUM ₹118 Cr •
Expense 1.06%
AUM ₹7901 Cr •
Expense 0.59%
AUM ₹1743 Cr •
Expense 1.21%
AUM ₹12566 Cr •
Expense 0.48%
AUM ₹44819 Cr •
Expense 0.85%
Daily SIP | Weekly SIP | Monthly SIP
Adding Large Cap Funds to your investment mix can offer stable returns. Let’s see how!
Steady in Rough Markets
These funds invest in large companies that are often less affected by market ups and downs, providing a much steadier investment option.
Proven Performers
The companies in Large Cap Funds have a history of consistent performance, which can mean more predictable results and reliable growth of your investment.
Spread Out Risk
By including Large Cap Funds, you diversify your risk across different companies and sectors, which can protect your portfolio from unexpected market shifts.
Easy to Start
You can invest in these funds even with a small amount of money and it's simple to buy or sell your investment.
Lower Management Effort
With Large Cap Funds, the need to closely monitor and manage your investment is reduced because you're investing in well-established companies.
Long-Term Growth
These funds are known for their potential to deliver growth over time, making them a good match for long-term financial goals like retirement savings.
Even with their advantages, these funds come with certain limitations to consider:
Slow Growth Potential
These funds often grow more slowly than those investing in smaller, fast-growing companies. The size of the companies in large cap mutual funds can limit how much they grow.
Lower Gains in Bull Markets
In a strong market rally, large cap funds may not increase as much in value as funds focused on smaller companies that can spike quickly.
Dividend Focus
Some large cap funds focus on paying dividends rather than reinvesting for growth, which can further limit their value increase over time.
Low Reward for Low Risk
The trade-off for lower risk is usually lower returns. If the market booms, these funds might not rise as much as others.
Popularity Can Limit Returns
When lots of investors flock to these safe assets, the buy-in price can go up, potentially lowering future returns.
Influence of Market Leaders
A few large companies can heavily influence the fund's performance, which can be a risk if those companies don't do well.
Investing in top-ranked large cap mutual funds is not a cup of tea for everyone. Let us read below to know which investors could benefit the most from large cap investments:
Investors Seeking Stability
If you are someone who is looking to invest in equity but wants stability in their portfolio, large cap MF is the best option. These funds are known for providing financial stability to investors along with enduring any market downturns.
Risk-Averse Investors
Investing in equity funds consists of significant risks, irrespective of the type. But compared to small-cap funds or mid-cap funds, large-cap mutual funds are less risky as the companies are stable and strong.
Consistency in Performance
Large-cap funds offer steadiness to your investment portfolio. As these companies are stable and are not highly impacted due to market changes, their returns are mostly consistent.
Checking Investment Risks
Understanding your own risk-taking capability is crucial. Larger funds usually have fewer ups and downs in their value compared to smaller ones.
Aligning Personal Financial Goals with Fund Goals
Make sure the fund's goals match your personal finance goals. Know the fund manager's style and experience to understand how the fund might perform.
Understanding Exit Costs
Exit load is the fee you pay when you take your money out. This is charged to discourage short-term trading and to reimburse the fund for any expenses connected with the early redemption of units. Low exit costs mean you get more money back, so pay attention to this when deciding where to invest.
Checking Past Performance
Look at how the fund has performed in the past. Choose a fund that shows decent returns in different market conditions.
Cost Comparison
Be sure to compare the costs of different investment options. Larger funds come with costs, known as the expense ratio. The lower the ratio, the higher your overall profits.
Know Your Fund Manager
The person managing the fund decides its fate. Experienced fund managers can guide your investments based on their knowledge and expertise, helping you make more secure and profitable choices.
Now that you have understood what is large cap mutual fund, you need to know how easily you can start your investment with INDmoney. Just follow these simple steps given below, to start your mutual fund investment journey with us.
Step 1
Download the INDmoney app and create your free investment account by completing your KYC ( Know Your Customer).
Step 2
Once your Free investment account is ready, you can either search for a large cap mutual fund or go to the mutual fund section and tap on large cap mutual funds.
Step 3
Choose a large Cap Mutual Fund by looking at aspects like past returns, volatility, downside capture ratio, AUM, Expense ratios and underlying stocks and sectors.
Step 4
Step 5
Choose the amount that you want to invest as SIP or LumpSum.
Step 6
Set up payments. If you choose to set up SIP in large cap mutual funds, you can do a free automatic pay set up via bank mandate or UPI. If you choose to invest in lumpsum (one-time) then you can pay via UPI, netbanking, NEFT or RTGS.
Large-cap Cap funds are often run by well-reputed AMCs which offer steady and consistent results and have less volatility. Some of the best-performing large-cap funds you can invest your money in 2024 are:
Your returns from large-cap mutual funds will be taxed under two categories.
Yes, large cap mutual funds have certain risks involved with them, but they are not as high as mid cap or small cap funds. For this reason, the returns on these funds are stable and suitable for conservative investors.
As an investor, you should look at the following features of a large-cap mutual fund before making a decision.
Try to invest your money in a large-cap fund for a minimum of 3 to 5 years to get a good return after the tenure ends.
The average return on a one-year large-cap mutual fund is generally 16.15% depending on the market. However, as the market is volatile, you cannot expect to get the same return as you got in the previous years.
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