While there are many Asset Management Companies (AMCs), not every one of them has the same record. Check the fund house’s reputation and track record of managing different mutual funds. Also, check how consistently the fund house has generated profits over a few years.

Similar to the risk level, each fund comes with varying expense ratios. It is observed that the funds with lower expense ratios generate better returns. Hence, before prioritising a mutual fund scheme, you must look out for the expense ratio for a profitable return.

Mutual funds do not offer linear returns year after year, that is you may not earn the same returns every year. Therefore, it is essential to stay prepared in advance for fluctuations in your annual returns. 

To get an estimate of the future value, you can use the Motilal Oswal Mutual Fund SIP calculator. This online calculator determines the expected annual return based on the past performance of the fund. 

Launch date is another factor you must take into account while planning to invest in mutual funds. Considering the date when a mutual fund is launched, typically through a new fund offer, is significant. Generally, the longer a fund has been in existence, the better you can assess its performance and the better chance it has of providing you with a stable return.

Before investing in mutual funds, it is essential to perform a background check on the experience of the fund manager and review their past performance. Having an experienced fund manager leading the team at your chosen fund house increases the likelihood of having a stable and reliable fund management policy.

At Motilal Oswal, all mutual fund investment decisions are made under the supervision of Ashish Agrawal, who serves as the Vice President and the Head of Dealing. He is recognised as an astute fund manager, with 15 years of experience in this sector. 

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Choose any Motilal Oswal Mutual Fund by looking at aspects like past returns, volatility, downside capture ratio, AUM, Expense ratios and underlying stocks and sectors.

You can choose to set up SIP in any Motilal Oswal Mutual Funds or even invest as lumpsum. Once you are on the individual SBI mutual Fund page SBI from the bottom “One-time” for lump sum investment or “SIP” for systematic investment plan.

Choose the amount that you want to invest as SIP or Lumpsum.

Set up payments. If you choose to set up SIP in any Motilal Oswal mutual funds, you can do a free automatic pay set up via bank mandate or UPI. If you choose to invest in lumpsum (one-time) then you can pay via UPI, net banking, NEFT or RTGS.