Buy up to 4x more shares at 0% interest* with InvestBoost (MTF)
With our Margin Trading facility, pay only 25% of the order value - while we'll make the remaining 75% instantly available to you.
1400+ top stocks available
No restriction on holding period
Pay later, only when you exit
Place MTF orders 24x7
What is Margin Trading Facility MTF?
MTF or Margin Trading Facility is an offering approved by the exchanges for you to buy stocks by paying only a part of the total order value, while the broker funds the remaining amount and charges interest on the same. InvestBoost is INDmoney’s version of Margin Trading Facility (MTF), curated to instantly multiply your buying power by up to 4 times on 1400+ eligible top stocks. The best part? You get up to ₹1,500 of this margin at 0% interest for up to 6 months! Let’s break it down with a simple example: Suppose you spot a stock trading at ₹100 and you only have ₹500 in your wallet. In this case, you will be able to buy just 5 shares. But with InvestBoost (MTF), INDmoney gives you an instant margin of ₹1,500. Now, your buying power is ₹2,000 — and you can buy 20 shares instead of just 5! Awesome, isn’t it?
With vs. Without MTF - What’s the Difference?
Suppose you want to invest ₹10,000 and the price of 1 stock is ₹100. Normally, you’d be able to buy 100 shares, right? But with InvestBoost, you will be able to invest 4 times your wallet balance — which means you can buy not just 100, but 400 shares. Here's a simple breakdown of how your investment with InvestBoost could give you a return of 18.8% in 10 days — compared to just 5% without InvestBoost.
| Criteria | Without InvestBoost | With InvestBoost (4X MTF) |
| Your investment amount | ₹10,000 | ₹10,000 |
| InvestBoost margin funding | ₹0 | ₹30,000 |
| Total buying power | ₹10,000 | ₹40,000 |
| Stock price per share | ₹1,000 | ₹1,000 |
| Shares bought | 10 | 40 |
| Value after 5% price rise | ₹10,500 | ₹42,000 |
| Total gain before interest | ₹500 | ₹2,000 |
| Interest paid (0.04% daily × 10 days) | ₹0 | ₹120 |
| Net profit | ₹500 | ₹1,880 |
| ROI (in 10 days) | 5% | 18.8% |
How does InvestBoost (MTF) work on INDmoney?
| SCENARIO 1 - You invest in stocks worth ₹500 | SCENARIO 2 - You invest in stocks worth more than ₹500 |
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How to Place an MTF Order on INDmoney?
To place a Margin Trading Facility (MTF) order on INDmoney, simply choose an eligible stock, select the 'InvestBoost' option, and confirm your order. The process is seamless and can be completed in just a few taps within the app.
Step 1
Select the stock you want to buy
Step 2
Enable the InvestBoost (MTF) checkbox
Step 3
Review and confirm your order — and you're done!
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What are the MTF Charges on INDmoney?
When you place an InvestBoost (MTF) order on INDmoney, you pay 0% interest on the first ₹1,500 funded by INDmoney for up to 6 months. For amounts exceeding ₹1,500 or the 6 month timeline, an interest rate of as low as 0.04% per day applies. Head to https://www.indstocks.com/page/invest-boost-offer-tnc for the complete terms and conditions for InvestBoost (MTF) on INDmoney.
Important Questions about using InvestBoost (MTF) for your investments
What if I want more than ₹1500 at 0% interest?
With InvestBoost (MTF), you get up to ₹1500 at 0% interest for the first 6 months. If you invest beyond this limit, the excess amount will be charged a nominal interest of 0.04% per day.
So, in case you invest ₹2000 using InvestBoost, your wallet will be boosted to ₹8000. The first ₹1,500 will be interest-free, while the remaining ₹4,500 will be charged at an interest rate of 0.04% per day.
Until when can I enjoy ₹1500 at 0%?
The ₹1500 interest-free amount is available for 6 months from activation. After that, 0.04% per day interest will apply to the funded amount, including the initial ₹1500.
How do I repay the ₹1500?
You don’t need to repay anything manually while holding the stock. When you sell your shares, the funded amount is auto-adjusted, and the remaining returns are all yours.
Let’s suppose - you invest ₹2000 using ₹500 of your money and ₹1500 via InvestBoost. If your shares grow to ₹2400 (within 6 months) and you choose to sell your shares, then ₹1500 will be auto-deducted and the remaining ₹900 automatically gets credited to your INDstocks wallet.
What happens if I make a profit on stocks bought with InvestBoost (MTF)?
Any profit you earn is entirely yours. We’ll only deduct the funded amount (₹1500) at the time of selling.
Let’s say you bought shares worth ₹2000 using ₹500 (your funds) and ₹1500 from InvestBoost. If the stock goes up 10% and your holding becomes ₹2200, ₹1500 is auto-deducted, and ₹700 is credited to your wallet.
What happens if I incur a loss on stocks bought with InvestBoost (MTF)?
Investing always carries risk. If your stock value drops, your losses can reduce your wallet balance.
Let’s say you buy shares worth ₹8000 using ₹2000 of your money and ₹6000 through InvestBoost. Out of this, the first ₹1500 is funded at 0% interest. The remaining ₹4500 will attract 0.04% interest per day.
If the stock falls 5% in 10 days, your investment is now worth ₹7600, resulting in a ₹400 loss. Interest on the ₹4500 (non-zero interest portion) over 10 days would be ₹18 (₹4500 × 0.04% × 10). So your total loss would add up to ₹400 + ₹18 = ₹418
If your wallet balance turns negative, INDmoney will send you a margin call (via WhatsApp/email), asking you to either add funds or exit your position. If no action is taken, INDmoney may automatically sell your InvestBoost holdings to protect your remaining funds.
Can I sell the MTF positions on the same day?
Yes, MTF positions taken today can be exited the same day also. INDmoney does not levy any interest on MTF Positions that have been bought and sold on the same day.
Where can I see my detailed InvestBoost (MTF) statement?
You can easily see your detailed InvestBoost (MTF) statement on the INDmoney App. When you log in, head to your INDstocks wallet. Upon clicking on “MTF statement” - you will find a detailed breakdown for all your MTF positions, orders and charges. Get started here.
Can I buy/sell stocks under MTF on a settlement holiday?
No, you will not be able to buy/sell stocks with MTF on settlement holidays. Like general stocks, MTF stocks can also be bought ONLY on trading days.
To plan your investments, you can also check the complete list of NSE holidays here.
What are the charges involved?
Beyond the ₹1500 interest-free limit (valid for 6 months), the interest rate is 0.04% per day on the funded amount apart from the usual pledging, brokerage and exchange charges. View the breakup for the charges here.
Can I use InvestBoost for F&O trading or derivatives?
No. InvestBoost (MTF) is only available for equity investments — not for derivatives or F&O trading.
Is short selling allowed through MTF?
No, Short Selling is not permissible through MTF. Short selling is a trading strategy via which you sell borrowed shares of a stock in the hope of buying them back later at a lower price.
What is the maximum funding INDmoney provides through InvestBoost (MTF)?
Currently, you can receive up to ₹1 crore in InvestBoost funding, subject to eligibility and INDmoney’s RMS (Risk Management System) policy.
Will I continue to receive dividends on stocks bought with InvestBoost?
Yes. Since the stocks are in your name, dividends, bonuses, and corporate actions are passed on to you as per usual.