Aditya Birla Sun Life AMC is a joint venture between the Aditya Birla Group and Sun Life Financial Inc. Founded in 1994, it is one of the leading asset management companies in India. Aditya Birla Mutual Fund operates across mutual funds, portfolio management services, alternative investment funds and real estate investments.
Aditya Birla Sun Life serves more than 7.98 million investors across India and has 92 mutual fund schemes. This includes 41 equity schemes, 34 debt schemes, 13 hybrid schemes and 4 other schemes (including commodity schemes). The AMC’s top-performing schemes include Aditya Birla Sun Life Liquid Fund, Aditya Birla Sun Life Corporate Bond Fund and Aditya Birla Sun Life PSU Equity Fund.
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18002707000
When investing in Aditya Birla Sun Life Mutual Funds, you must consider the following factors to earn higher returns from your investment:
Experience of fund managers
When you want to invest in a particular Aditya Birla Mutual Fund, you must consider the skills and experience of the fund manager. It will help you understand how they have managed the funds against its benchmarks.
You can closely study the contribution of Sunaina da Cunha to the performance of Aditya Birla Mutual Fund. She has an experience of more than 20 years in fixed-income management.
Alignment with investment goals
It is significant to choose an Aditya Birla Mutual Fund that aligns with your investment goals. You should avoid investment choices according to changing market trends. Instead, choose a mutual fund whose expected returns and risk levels are appropriate for your financial goals.
Understand the investment tenure
When you plan to invest in an Aditya Birla mutual fund, you must decide how long you intend to stay invested to fulfil your goals. Some of these schemes require you to stay invested for a long duration, while others are advantageous for the short term.
Analyse the investment returns
Go for the funds offering consistent returns over the past few years, usually over a long period. You can use the INDmoney Aditya Birla Mutual SIP Calculator and Lumpsum Calculator to check whether the expected returns align with your investment goals and financial requirements.
Compare the expense ratio
It is the charge you must pay as an investor to the mutual fund house for managing the funds. The expense ratio consists of fees for administration, management, promotion and distribution. Aditya Birla Sun Life Mutual Fund's expense ratio usually ranges between 0.1% and 1.4% across various schemes.
Consider the Asset Under Management (AUM)
The AUM indicates the amount of funds the fund house is managing. A bigger AUM indicates the fund house is managing more funds, and more people are investing in this fund. As of 2024, the AUM of Aditya Birla Sun Life Mutual Fund is Rs. 3,29,146.3 crore.
Investing in Aditya Birla Sun Life Mutual Fund schemes is an easy process through INDmoney. You can follow these simple steps to start investing today:
Step 1:
Download the INDmoney app and create your free investment account by completing your KYC ( Know Your Customer).
Step 2:
Once your Free investment account is ready, you can either search for Aditya Birla Sun Life Mutual Fund or go to the mutual fund section.
Step 3:
Choose any Aditya Birla Sun Life Mutual Fund by looking at aspects like past returns, volatility, downside capture ratio, AUM, Expense ratios and underlying stocks and sectors.
Step 4:
You can choose to set up SIP in any Aditya Birla Mutual Fund or even invest as a lump sum. Once you are on the individual Aditya Birla Mutual Fund page click from the bottom "One-time" for lump sum investment or "SIP" for a systematic investment plan.
Step 5:
Choose the amount that you want to invest as SIP or LumpSum.
Step 6:
Set up payments. If you choose to set up SIP in any Aditya Birla Mutual Fund, you can do a free automatic pay set-up via bank mandate or UPI. If you choose to invest in a lump sum (one-time) then you can pay via UPI, net banking, NEFT or RTGS.
The following are some fund managers working under Aditya Birla Sun Life Mutual Fund:
You can use INDmoney’s Aditya Birla Sun Life SIP calculator to know the daily, weekly, monthly and quarterly SIP amounts of all schemes under this AMC.
You can directly withdraw the returns of any Aditya Birla Mutual Funds through the INDmoney application. To do this, you can visit the scheme's page and click the 'Redeem' button to receive the investment amount directly to your bank account.
You can avail tax benefits under Section 80C of the Income Tax Act, 1961 by investing in the Equity-Linked Saving Scheme (ELSS) offered by Aditya Birla Mutual Fund - Aditya Birla Sun Life ELSS Tax Saver Direct Plan Growth
All Aditya Birla Sun Life Mutual Funds are registered under the SEBI. It monitors all transactions taking place to and from this AMC. Therefore, you can invest in this mutual fund without worries. However, note that all mutual funds are subject to market risks.
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