Having knowledge about your mutual fund’s past performance is important to assess its growth, return and risk for your preferred investment amount and period. You can also use the INDmoney UTI Mutual Fund SIP calculator which will help to analyse UTI mutual fund returns and risks.

It is necessary to conduct a thorough analysis of the skills and performance of fund managers. Each and every investor should examine the experience of managers and their ability to manage other funds. This will give you an idea of how your asset will be managed.

Mr. Ajay Tyagi is a reputable fund manager of UTI mutual funds. He joined UTI in 2000. Alongside, he is also a member of Chartered Financial Accountants and The CFA Institute.

Before you proceed to select a definite mutual fund scheme, make sure to have an approximate idea of returns. INDmoney’s UTI Mutual Fund SIP calculator enables you to understand whether the scheme you choose will be an ideal option for you.

While you choose to invest, have a clear idea of how long you want to keep your money invested. Your future financial goals help in setting the duration, such as long-term or short-term. For example, choosing equity funds will enable you to save money for purchasing any house or for retirement.

The expense ratio is the fees every investor needs to pay for distributing, promoting, managing and administering funds. However, investors should choose mutual funds with low expense ratios to earn higher profits in the future.

Prefer to choose a fund with zero exit load. This will enable you to pay zero cost while you exist in any scheme of UTI mutual funds within any particular period of time.

Download the INDmoney app and create your free investment account by completing your KYC ( Know Your Customer).

Once your Free investment account is ready, you can either search for UTI Mutual Fund or go to the mutual fund section.

Choose any UTI Mutual Fund by looking at aspects like past returns, volatility, downside capture ratio, AUM, Expense ratios and underlying stocks and sectors.

You can choose to set up SIP in any UTI Mutual Fund or even invest as a lump sum. Once you are on the individual UTI Mutual Fund page click from the bottom "One-time" for lump sum investment or "SIP" for a systematic investment plan. 

Choose the amount that you want to invest as SIP or LumpSum. 

Set up payments. If you choose to set up SIP in any UTI Mutual Fund, you can do a free automatic pay set-up via bank mandate or UPI. If you choose to invest in a lump sum (one-time) then you can pay via UPI, net banking, NEFT or RTGS.