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IRFC Share Price (IRFC)

Check the latest share price of IRFC, along with the price target, peer comparison, quarterly results, recent news, expert analysis, shareholding pattern, and other key fundamentals to make informed investment decisions.

₹140.760.32%

as on 11:10AM, 03 Jul 2025

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IRFC Stock Performance

Get live IRFC share price, day's high and low, historical returns, and market stats.

  • Day's Low

    Day's High

    ₹139.27
    Day's Price Range
    ₹141.48
  • 52 Week's Low

    52 Week's High

    ₹108.04
    52-Week Price Range
    ₹229
1 Month Return-0.36 %
3 Month Return+ 8.63 %
1 Year Return-20.5 %
3 Year Return+ 610.43 %
5 Year Return+ 465.77 %
Previous Close₹140.31
Open₹140.82
Volume34.99L
Upper Circuit₹154.34
Lower Circuit₹126.27

IRFC Fundamentals & Key Indicators

Check IRFC market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

₹1,83,364.21 Cr

Return on Equity (ROE)

13.66

PE Ratio (TTM)

0

Return on capital employed (ROCE)

5.73

Beta (LTM)

1.29

P/B Ratio

3.78

Dividend Yield

0

PEG Ratio

0

Quarterly Earnings Growth YOY

-2.06

EPS (TTM)

0

Sector

Finance

Book Value

0

Technical Analysis

How to invest in IRFC?

Investing in IRFC is simple. You can open a free INDstocks investment account on the INDmoney App. Search for IRFC or IRFC on the app to check live prices of the stock and click on Buy or SIP. You can invest by selecting the number of shares or set up a fixed SIP to invest every month or week.

For example: You can buy 10 shares of IRFC or start an SIP based on the market price on each investment date.
You can easily transfer money to your stock account via the INDmoney app and start investing in stocks like IRFC with just a few clicks!

IRFC Stock's Interest Amongst Investors

-8.68%

Period Jul 03, 2025 to Jun 03, 2025. Change in 30 Days vs previous period

Investment in Indian Railway Finance Corporation Ltd Shares on INDmoney has dropped by -8.68% over the past 30 days, indicating reduced transactional activity.

-11%

Period Jul 03, 2025 to Jun 03, 2025. Change in 30 Days vs previous period

Search interest for Indian Railway Finance Corporation Ltd Stock has decreased by -11% in the last 30 days, reflecting a downward trend in search activity.

IRFC Stock Recommendation

Get updated buy, sell, and hold recommendations by analysts on IRFC.

based on 1 analysts

SELL

0.00%

Buy

0.00%

Hold

100.00%

Sell

100% of analysts recommend a 'SELL' rating for IRFC. Average target price of ₹50

Source: S&P Global Market Intelligence

IRFC Share Price Target

Get share price movements and forecasts by analysts on IRFC.

IRFC price forecast by 1 analysts

Downside of-64.36%

High

₹50

Target

₹50.00

Low

₹50

IRFC target price ₹50, a slight downside of -64.36% compared to current price of ₹140.76. According to 1 analysts rating.

Source: S&P Global Market Intelligence

IRFC Financial Results

Get the annual and quarterly financial summary of IRFC, including revenue, profit, loss and more.

Value in ₹ crore
DetailsQ4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25
Revenue

(in ₹ Cr)

6478 (0%)6766 (4%)6900 (2%)6766 (2%)6724 (1%)
Net Income

(in ₹ Cr)

1717 (0%)1577 (8%)1613 (2%)1631 (1%)1682 (3%)
Net Profit Margin26.51% (0%)23.30% (12%)23.37% (0%)24.10% (3%)25.01% (4%)
Value in ₹ crore
DetailsFY21FY22FY23FY24
Total Assets

(in ₹ Cr)

380482 (0%)449980 (18%)490359 (9%)485082 (1%)
Total Liabilities

(in ₹ Cr)

344568 (0%)408984 (19%)445679 (9%)435904 (2%)
Value in ₹ crore
DetailsFY20FY21FY22FY23FY24
Operating Cash Flow

(in ₹ Cr)

-62701 (0%)-89907 (43%)-64412 (28%)-28588 (56%)7914 (128%)

Indices Featuring IRFC Stock

Check stock indices that include IRFC.

S&P BSE PSU

₹19,967.41

0.21 (42.28%)

Nifty Next 50

₹68,712.30

-0.03 (-17.5%)

Nifty100 Eq Weig

₹33,244.80

0.17 (56.2%)

NIFTY 100

₹26,156.75

0.34 (88.7%)

S&P BSE Largecap

₹9,839.41

0.33 (32.23%)

Nifty LargeMidcap 250

₹16,596.30

0.39 (64.95%)

S&P BSE Fin. Ser

₹12,818.26

0.21 (26.56%)

S&P BSE 100 LargeCap TMC

₹9,434.99

0.32 (30.12%)

Nifty PSE

₹10,083.15

0.5 (50.45%)

BSE 200

₹11,601.14

0.34 (39.52%)

Nifty 200

₹14,262.80

0.32 (45.45%)

S&P BSE CPSE

₹3,954.59

0.45 (17.74%)

S&P BSE 250 LargeMidCap

₹11,000.21

0.35 (38.81%)

S&P BSE Infra.

₹607.43

0.11 (0.65%)

Nifty 500

₹23,636.65

0.38 (89.4%)

BSE 500

₹37,072.25

0.37 (136.25%)

IRFC Earnings and Dividends

View detailed summary of the earnings and dividend history of IRFC.

  • Indian Railway Finance Corporation Ltd Earnings Results

    Indian Railway Finance Corporation Ltd’s net profit fell -2.06% since last year same period to ₹1,681.87Cr in the Q4 2024-2025. On a quarterly growth basis, Indian Railway Finance Corporation Ltd has generated 3.14% jump in its net profits since last 3-months.

    Read More about Earnings Results
  • Indian Railway Finance Corporation Ltd Dividends March,2025

    In the quarter ending December 2024, Indian Railway Finance Corporation Ltd has declared dividend of ₹0.80 - translating a dividend yield of 1.64%.

    Read More about Dividends

IRFC Shareholding Pattern

View the shareholding pattern breakup of promoters, FIIs, DIIs, and retail investors in IRFC.

InvestorsHoldings %Quarterly Trend3M change
Promoter Holdings
86.36%
0.00
Foreign Institutions
0.98%
0.00
Mutual Funds
0.21%
0.00
Retail Investors
11.32%
0.00
Others
1.13%
0.00

IRFC vs Peers

Compare market cap, revenue, PE, and other key metrics of IRFC with its industry peers.

Company
Analyst View
Market Cap(in ₹ Cr)
5 Year CAGRDebt to Asset Ratio
Net Profit(in ₹ Cr)
Yearly Revenue(in ₹ Cr)
SELL1,83,364.2193.15%0.956,41226,645
BUY1,04,144.0177.38%0.9314,14547,517
BUY1,38,076.26104.23%0.9226,46191,691
NA17,275.0393.35%0.504,243154

IRFC News & Key Events

Latest news and events in one place to help you make informed investing decisions in IRFC.

  • IRFC Trading Window Closure Ahead of Results - 27 Jun, 2025

    Indian Railway Finance Corporation (IRFC) has announced the closure of its trading window from July 1, prior to its Q1 FY26 results, reopening 48 hours post-board meeting.
  • IRFC Pursues Growth Amid Positive Market Sentiment - 23 Jun, 2025

    IRFC is diversifying its funding strategies and targeting new projects to enhance margins. Recent RBI policy changes have sparked renewed investor interest, boosting share prices.
  • IRFC Shares Surge Following RBI Financing Guidelines - 20 Jun, 2025

    On June 20, 2025, shares of Indian Railway Finance Corporation (IRFC) gained attention as the RBI finalized new project financing guidelines, boosting investor interest.
  • IRFC Shares Decline Amid Investor Activity - 19 Jun, 2025

    Indian Railway Finance Corporation shares experienced a decline of 2.02% to Rs 135.04, reflecting notable investor activity. The stock is part of key indices.
  • IRFC Expands Financing to Metro Projects - 17 Jun, 2025

    Indian Railway Finance Corporation (IRFC) is set to finance metro rolling stock projects, aiming for higher net interest margins. The financing requirement for rail infrastructure is substantial, with IRFC's assets under management at ₹4.60 lakh crore and a net interest income of ₹6,568.9 crore for FY 2024-25.
  • IRFC Shares Show Stability Amid Market Volatility - 16 Jun, 2025

    Indian Railway Finance Corporation (IRFC) shares are trading positively, showing signs of stability. Analysts suggest a potential upward move if key resistance levels are crossed.
  • IRFC Signs ₹5,000 Crore Loan Agreement with NTPC - 12 Jun, 2025

    Indian Railway Finance Corporation Ltd (IRFC) has signed a ₹5,000 crore loan agreement with NTPC Ltd to support capacity expansion, marking a shift towards broader infrastructure financing beyond traditional railway projects. This deal signifies IRFC's strategy to diversify its funding focus and mobilize cheaper funds for infrastructure development.
  • IRFC and Railway Stocks See Significant Market Surge - 09 Jun, 2025

    The market capitalisation of Indian Railway Finance Corporation Ltd (IRFC) and six other railway stocks surged by 20%, totaling ₹61,000 crore in a month.
  • IRFC Shares Show Bullish Momentum and Buy Recommendation - 05 Jun, 2025

    IRFC shares closed 3% higher at Rs 145.28, with experts recommending a 'BUY' due to bullish signals and potential targets of Rs 200-225. A breakout above 200-day moving averages indicates strong buying momentum.
  • IRFC Shares Rise Amid Strong Financial Performance - 04 Jun, 2025

    On June 4, 2025, Indian Railway Finance Corporation shares increased by 2.11% to Rs 143.78, reflecting bullish investor sentiment. The company reported strong sales growth and a solid net profit margin.
  • IRFC Reports Stagnant Growth Amid New Funding Approval - 29 May, 2025

    IRFC's assets under management remained stagnant at ₹4.6 trillion, with a slight net profit increase. The company received Navratna status and approval to raise ₹10,000 crore for infrastructure projects.

Insights on Indian Railway Finance Corporation Ltd

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Price Rise

    img

    In the last 3 years, IRFC stock has moved up by 616.5%

  • imgPOSITIVE IMPACT

    Best in 3 Years

    img

    In the last 3 years, IRFC has outperformed top 5 stocks with highest market-cap in Corporate Financial Services

  • imgNO EFFECT

    Promoter Holding Unchanged

    img

    Promoters holdings remained unchanged at 86.36% of holdings in Mar 2025 quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, L&T Finance Ltd has given 11.0% return, outperforming this stock by 28.7%

  • imgNEGATIVE IMPACT

    FII Holding Down

    img

    Foreign Institutions have decreased holdings from 1.01% to 0.98% in Mar 2025 quarter

  • imgNEGATIVE IMPACT

    Retail Holding Down

    img

    Retail Investor have decreased holdings from 11.39% to 11.32% in Mar 2025 quarter

  • imgNEGATIVE IMPACT

    MF Holding Down

    img

    Mutual Funds have decreased holdings from 0.24% to 0.21% in Mar 2025 quarter

About IRFC

Indian Railway Finance Corporation Limited (IRFC), incorporated in 1986, is a Public Sector Undertaking in India's financial services sector. It operates as a Non-Banking Financial Company (NBFC) and an Infrastructure Finance Company, serving as the dedicated financing arm of the Indian Railways. As of March 31, 2025, its Assets Under Management (AUM) stood at approximately ₹4.6 lakh crore. IRFC was conferred 'Navratna' status in March 2025, highlighting its significant scale and operational autonomy. The company plays a crucial role in mobilizing funds for Indian Railways, supporting the acquisition of rolling stock and the development of railway infrastructure. In the fourth quarter of fiscal year 2024-25, IRFC began diversifying its client base to include other entities within the railway ecosystem.

What does Indian Railway Finance Corporation Ltd do?

IRFC's primary activity involves borrowing funds from domestic and international capital markets. These funds are then used to finance the acquisition or creation of assets, which are subsequently leased to the Indian Railways. The financed assets include rolling stock (such as locomotives, wagons, and coaches) and various railway infrastructure components (like track electrification, new lines, and station upgrades). Historically focused on Indian Railways, IRFC expanded its business model in the quarter ended March 31, 2025. It now also lends to other public and private sector entities with links to the railway sector, aiming to tap into new growth areas by financing high-quality assets within the broader railway ecosystem.

Products/Services of Indian Railway Finance Corporation Ltd

Financing of Rolling Stock Assets
IRFC finances the procurement of various types of rolling stock for Indian Railways, including locomotives, passenger coaches, and freight wagons. These assets are acquired by IRFC and then leased to Indian Railways under long-term agreements, forming a core part of its operations. For the fiscal year ended March 31, 2025, financing these assets contributed significantly to its AUM of ₹4.6 lakh crore.

Financing of Railway Infrastructure Projects
The company provides funding for a wide array of railway infrastructure projects. This includes laying new railway lines, doubling tracks, gauge conversion, railway electrification, and developing workshops and bridges. These projects are critical for the modernization and expansion of the Indian Railways network.

Lending to Railway Ecosystem Entities
Initiated in the quarter ended March 31, 2025, this service involves extending financial assistance to other government and private companies linked to the railway supply chain or infrastructure. This includes financing for projects like private freight terminals, railway sidings, and manufacturing facilities for railway components, diversifying IRFC's portfolio.

Future Outlook and Expansion Plans of Indian Railway Finance Corporation Ltd

For the financial year 2025-26, IRFC's Board has approved a fundraising plan of up to ₹60,000 crore. These funds, to be raised via instruments like bonds and loans, will support Indian Railways' capital expenditure, refinance existing debt, and cover general corporate needs. Under its "IRFC 2.0" strategy, the company is actively diversifying its loan portfolio by increasing lending to entities within the railway ecosystem. This initiative, started in Q4 FY25, aims for growth by targeting new, high-quality assets. IRFC also aspires to achieve 'Maharatna' status, building on its 'Navratna' recognition from March 2025, to gain further operational autonomy.

OrganisationIndian Railway Finance Corporation Ltd
HeadquartersNew Delhi
IndustryFinance
CEOShelly Verma
E-voting on sharesClick here to vote

FAQs

What is IRFC share price today?

IRFC share price today stands at ₹140.76, Open: ₹140.82, Previous Close: ₹140.31, High: ₹141.48, Low: ₹139.27, 52 Week High: ₹229, 52 Week Low: ₹108.04.

What is today's traded volume of IRFC?

Today's traded volume of IRFC is 34.99L. Which means that 34.99L shares of IRFC were bought and sold on the stock market during today's trading session.

What is IRFC's market cap today?

Today's market capitalisation of IRFC is ₹1,83,364.21 Cr. Market cap or market capitalisation is the total value of a company’s outstanding shares in the stock market, calculated by multiplying the current share price by the total number of shares issued by the company.

What is the 52 week high and 52 week low range of IRFC?

IRFC’s 52 week high is ₹229 and 52 week low is ₹108.04. The current share price of IRFC is ₹140.76, which is -38.53% down from its 52 week high and 30.29% up from its 52 week low.

How does IRFC generate revenue?

IRFC makes revenue via interest on loans to the railway companies and lease rentals from financing assets such as wagons, coaches, and locomotives for Indian Railways.

What is the total asset of IRFC?

IRFC recorded total assets of ₹4,88,835 crore in FY25, a 0.77% rise as compared to ₹4,85,082 crore in FY24.

Who owns IRFC?

As of March 2025, the President of India, acting through MoR, owns 86.36% shares while FIIs and DIIs hold 0.98% and 1.34% stake, respectively.

What returns has IFRC generated?

In the last three years, IRFC share price has surged 76.32% as of May 8, 2025. If someone had invested ₹10,000, it would have become ₹17,632 to date.

Why is IRFC share falling?

On the last trading day, July 1, 2025, Indian Railway Finance Corporation Ltd's (IRFC) share price closed at ₹141.50, a slight decrease of 0.16% from its previous close of ₹141.72. While this single-day movement is minor, it aligns with a broader negative sentiment from market analysts that may explain periods of decline. A significant risk factor is the analyst consensus; as of June 2025, 100% of covering analysts recommend a 'Sell' rating for the stock, with a target price of ₹50.00, suggesting a considerable potential downside.

Fundamentally, the company reported a Total Revenue of ₹6,724 crore and a Profit After Tax (PAT) of ₹1,682 crore for the quarter ending March 31, 2025. For the full fiscal year 2024, its Return on Equity (ROE) was 13.66%. While the company holds a dominant position in financing Indian Railways and has high promoter ownership (86.36% as of the March 2025 quarter), the bearish analyst outlook and a negative 1-year return of approximately 17.49% as of July 1, 2025, are critical factors for investors to consider as potential reasons for the stock's pressure.

At what price should I buy IRFC share?

Deciding on an entry price for Indian Railway Finance Corporation (IRFC) requires careful consideration of its financial health against current market sentiment. On the last trading day, July 1, 2025, IRFC's share price closed at ₹141.50, a decrease of 0.16% from the previous day's close of ₹141.72. The company has demonstrated strong financial performance, reporting a Total Revenue of ₹26,645 crore and a Profit After Tax (PAT) of ₹6,412 crore for the fiscal year ended March 31, 2024. For the most recent quarter ending March 31, 2025, the company posted a Total Revenue of ₹6,724 crore and a PAT of ₹1,682 crore.

From a valuation perspective, as of July 2025, IRFC's Price to Earnings (P/E) ratio was approximately 28.4 and its Price to Book (P/B) ratio was 3.78. While the company's promoter holding is high at 86.36% (as of the March 2025 quarter), which can be a sign of stability, investors should be aware of significant risks. Analyst coverage as of July 2025 indicates a strong 'SELL' recommendation, with a target price of ₹50, suggesting a considerable potential downside from its current price. This contrasts with the stock's strong 3-year return of 610.38% but aligns with its negative 1-year return of -17.49% as of July 1, 2025.

Why IRFC share is rising?

On the last trading day, July 1, 2025, IRFC's share price actually closed at ₹141.50, a slight decrease of 0.16% from the previous close of ₹141.72. However, the perception of a rise may stem from positive momentum in June 2025, which was reportedly driven by favorable RBI guidelines for project financing and the company's strategic business diversification. IRFC is expanding its financing activities to include metro rolling stock and has also entered into a significant loan agreement with NTPC, signaling growth beyond its core railway sector.

From a financial standpoint, for the quarter ended March 31, 2025, IRFC reported a Total Income of ₹6,723.80 crore and a Profit After Tax (PAT) of ₹1,682 crore. Key valuation metrics include a P/E ratio of 28.40 (as of July 1, 2025) and a P/B ratio of 3.51 (as of June 30, 2025). For the fiscal year 2024, the company's Return on Equity (ROE) was 13.66%. Investors should note the associated risks, as 100% of analysts covering the stock recommend 'SELL' with a target price of ₹50, as of June 2025.