Check the latest share price of IRFC, along with the price target, peer comparison, quarterly results, recent news, expert analysis, shareholding pattern, and other key fundamentals to make informed investment decisions.
as on 11:10AM, 03 Jul 2025
NSE
Get live IRFC share price, day's high and low, historical returns, and market stats.
Day's Low
Day's High
52 Week's Low
52 Week's High
Returns % | |
1 Month Return | -0.36 % |
3 Month Return | + 8.63 % |
1 Year Return | -20.5 % |
3 Year Return | + 610.43 % |
5 Year Return | + 465.77 % |
Market Stats | |
Previous Close | ₹140.31 |
Open | ₹140.82 |
Volume | 34.99L |
Upper Circuit | ₹154.34 |
Lower Circuit | ₹126.27 |
Check IRFC market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.
Market Cap
₹1,83,364.21 Cr
Return on Equity (ROE)
13.66
PE Ratio (TTM)
0Return on capital employed (ROCE)
5.73
Beta (LTM)
1.29
P/B Ratio
3.78
Dividend Yield
0PEG Ratio
0Quarterly Earnings Growth YOY
-2.06
EPS (TTM)
0Sector
Finance
Book Value
0Technical Analysis
Bullish
View Technical Analysis
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Get updated buy, sell, and hold recommendations by analysts on IRFC.
based on 1 analysts
0.00%
Buy
0.00%
Hold
100.00%
Sell
100% of analysts recommend a 'SELL' rating for IRFC. Average target price of ₹50
Source: S&P Global Market Intelligence
Get share price movements and forecasts by analysts on IRFC.
IRFC price forecast by 1 analysts
Downside of-64.36%
High
₹50
Target
₹50.00
Low
₹50
IRFC target price ₹50, a slight downside of -64.36% compared to current price of ₹140.76. According to 1 analysts rating.
Excluding Excise Duty and Other Income, represents Net Revenue
IRFC revenue growth forecast
Expected growth rate Q1, FY2026:0
Forecast
Actual
Including amortisation and stock based compensations
IRFC EPS growth forecast
EPS estimate Q1, FY2026:0
Forecast
Actual
Source: S&P Global Market Intelligence
Get the annual and quarterly financial summary of IRFC, including revenue, profit, loss and more.
Check stock indices that include IRFC.
View detailed summary of the earnings and dividend history of IRFC.
Indian Railway Finance Corporation Ltd’s net profit fell -2.06% since last year same period to ₹1,681.87Cr in the Q4 2024-2025. On a quarterly growth basis, Indian Railway Finance Corporation Ltd has generated 3.14% jump in its net profits since last 3-months.
Read More about Earnings ResultsIn the quarter ending December 2024, Indian Railway Finance Corporation Ltd has declared dividend of ₹0.80 - translating a dividend yield of 1.64%.
Read More about DividendsView the shareholding pattern breakup of promoters, FIIs, DIIs, and retail investors in IRFC.
Investors | Holdings % | Quarterly Trend | 3M change |
---|---|---|---|
Promoter Holdings | 86.36% | 0.00 | |
Foreign Institutions | 0.98% | 0.00 | |
Mutual Funds | 0.21% | 0.00 | |
Retail Investors | 11.32% | 0.00 | |
Others | 1.13% | 0.00 |
Compare market cap, revenue, PE, and other key metrics of IRFC with its industry peers.
Company | Analyst View | Market Cap(in ₹ Cr) | 5 Year CAGR | Debt to Asset Ratio | Net Profit(in ₹ Cr) | Yearly Revenue(in ₹ Cr) |
---|---|---|---|---|---|---|
1,83,364.21 | 93.15% | 0.95 | 6,412 | 26,645 | ||
BUY | 1,04,144.01 | 77.38% | 0.93 | 14,145 | 47,517 | |
BUY | 1,38,076.26 | 104.23% | 0.92 | 26,461 | 91,691 | |
NA | 17,275.03 | 93.35% | 0.50 | 4,243 | 154 |
Latest news and events in one place to help you make informed investing decisions in IRFC.
IRFC Pursues Growth Amid Positive Market Sentiment - 23 Jun, 2025
IRFC Shares Surge Following RBI Financing Guidelines - 20 Jun, 2025
IRFC Shares Decline Amid Investor Activity - 19 Jun, 2025
IRFC Expands Financing to Metro Projects - 17 Jun, 2025
IRFC Shares Show Stability Amid Market Volatility - 16 Jun, 2025
IRFC Signs ₹5,000 Crore Loan Agreement with NTPC - 12 Jun, 2025
IRFC and Railway Stocks See Significant Market Surge - 09 Jun, 2025
IRFC Shares Show Bullish Momentum and Buy Recommendation - 05 Jun, 2025
IRFC Shares Rise Amid Strong Financial Performance - 04 Jun, 2025
IRFC Reports Stagnant Growth Amid New Funding Approval - 29 May, 2025
Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.
Price Rise
In the last 3 years, IRFC stock has moved up by 616.5%
Best in 3 Years
In the last 3 years, IRFC has outperformed top 5 stocks with highest market-cap in Corporate Financial Services
Promoter Holding Unchanged
Promoters holdings remained unchanged at 86.36% of holdings in Mar 2025 quarter
Against Peers
In the last 1 year, L&T Finance Ltd has given 11.0% return, outperforming this stock by 28.7%
FII Holding Down
Foreign Institutions have decreased holdings from 1.01% to 0.98% in Mar 2025 quarter
Retail Holding Down
Retail Investor have decreased holdings from 11.39% to 11.32% in Mar 2025 quarter
MF Holding Down
Mutual Funds have decreased holdings from 0.24% to 0.21% in Mar 2025 quarter
Indian Railway Finance Corporation Limited (IRFC), incorporated in 1986, is a Public Sector Undertaking in India's financial services sector. It operates as a Non-Banking Financial Company (NBFC) and an Infrastructure Finance Company, serving as the dedicated financing arm of the Indian Railways. As of March 31, 2025, its Assets Under Management (AUM) stood at approximately ₹4.6 lakh crore. IRFC was conferred 'Navratna' status in March 2025, highlighting its significant scale and operational autonomy. The company plays a crucial role in mobilizing funds for Indian Railways, supporting the acquisition of rolling stock and the development of railway infrastructure. In the fourth quarter of fiscal year 2024-25, IRFC began diversifying its client base to include other entities within the railway ecosystem.
IRFC's primary activity involves borrowing funds from domestic and international capital markets. These funds are then used to finance the acquisition or creation of assets, which are subsequently leased to the Indian Railways. The financed assets include rolling stock (such as locomotives, wagons, and coaches) and various railway infrastructure components (like track electrification, new lines, and station upgrades). Historically focused on Indian Railways, IRFC expanded its business model in the quarter ended March 31, 2025. It now also lends to other public and private sector entities with links to the railway sector, aiming to tap into new growth areas by financing high-quality assets within the broader railway ecosystem.
Financing of Rolling Stock Assets
IRFC finances the procurement of various types of rolling stock for Indian Railways, including locomotives, passenger coaches, and freight wagons. These assets are acquired by IRFC and then leased to Indian Railways under long-term agreements, forming a core part of its operations. For the fiscal year ended March 31, 2025, financing these assets contributed significantly to its AUM of ₹4.6 lakh crore.
Financing of Railway Infrastructure Projects
The company provides funding for a wide array of railway infrastructure projects. This includes laying new railway lines, doubling tracks, gauge conversion, railway electrification, and developing workshops and bridges. These projects are critical for the modernization and expansion of the Indian Railways network.
Lending to Railway Ecosystem Entities
Initiated in the quarter ended March 31, 2025, this service involves extending financial assistance to other government and private companies linked to the railway supply chain or infrastructure. This includes financing for projects like private freight terminals, railway sidings, and manufacturing facilities for railway components, diversifying IRFC's portfolio.
For the financial year 2025-26, IRFC's Board has approved a fundraising plan of up to ₹60,000 crore. These funds, to be raised via instruments like bonds and loans, will support Indian Railways' capital expenditure, refinance existing debt, and cover general corporate needs. Under its "IRFC 2.0" strategy, the company is actively diversifying its loan portfolio by increasing lending to entities within the railway ecosystem. This initiative, started in Q4 FY25, aims for growth by targeting new, high-quality assets. IRFC also aspires to achieve 'Maharatna' status, building on its 'Navratna' recognition from March 2025, to gain further operational autonomy.
Organisation | Indian Railway Finance Corporation Ltd |
Headquarters | New Delhi |
Industry | Finance |
CEO | Shelly Verma |
E-voting on shares | Click here to vote |
Check out the Mutual Funds with significant holdings in IRFC.
IRFC share price today stands at ₹140.76, Open: ₹140.82, Previous Close: ₹140.31, High: ₹141.48, Low: ₹139.27, 52 Week High: ₹229, 52 Week Low: ₹108.04.
Today's traded volume of IRFC is 34.99L. Which means that 34.99L shares of IRFC were bought and sold on the stock market during today's trading session.
Today's market capitalisation of IRFC is ₹1,83,364.21 Cr. Market cap or market capitalisation is the total value of a company’s outstanding shares in the stock market, calculated by multiplying the current share price by the total number of shares issued by the company.
IRFC’s 52 week high is ₹229 and 52 week low is ₹108.04. The current share price of IRFC is ₹140.76, which is -38.53% down from its 52 week high and 30.29% up from its 52 week low.
IRFC makes revenue via interest on loans to the railway companies and lease rentals from financing assets such as wagons, coaches, and locomotives for Indian Railways.
IRFC recorded total assets of ₹4,88,835 crore in FY25, a 0.77% rise as compared to ₹4,85,082 crore in FY24.
As of March 2025, the President of India, acting through MoR, owns 86.36% shares while FIIs and DIIs hold 0.98% and 1.34% stake, respectively.
In the last three years, IRFC share price has surged 76.32% as of May 8, 2025. If someone had invested ₹10,000, it would have become ₹17,632 to date.
On the last trading day, July 1, 2025, Indian Railway Finance Corporation Ltd's (IRFC) share price closed at ₹141.50, a slight decrease of 0.16% from its previous close of ₹141.72. While this single-day movement is minor, it aligns with a broader negative sentiment from market analysts that may explain periods of decline. A significant risk factor is the analyst consensus; as of June 2025, 100% of covering analysts recommend a 'Sell' rating for the stock, with a target price of ₹50.00, suggesting a considerable potential downside.
Fundamentally, the company reported a Total Revenue of ₹6,724 crore and a Profit After Tax (PAT) of ₹1,682 crore for the quarter ending March 31, 2025. For the full fiscal year 2024, its Return on Equity (ROE) was 13.66%. While the company holds a dominant position in financing Indian Railways and has high promoter ownership (86.36% as of the March 2025 quarter), the bearish analyst outlook and a negative 1-year return of approximately 17.49% as of July 1, 2025, are critical factors for investors to consider as potential reasons for the stock's pressure.
Deciding on an entry price for Indian Railway Finance Corporation (IRFC) requires careful consideration of its financial health against current market sentiment. On the last trading day, July 1, 2025, IRFC's share price closed at ₹141.50, a decrease of 0.16% from the previous day's close of ₹141.72. The company has demonstrated strong financial performance, reporting a Total Revenue of ₹26,645 crore and a Profit After Tax (PAT) of ₹6,412 crore for the fiscal year ended March 31, 2024. For the most recent quarter ending March 31, 2025, the company posted a Total Revenue of ₹6,724 crore and a PAT of ₹1,682 crore.
From a valuation perspective, as of July 2025, IRFC's Price to Earnings (P/E) ratio was approximately 28.4 and its Price to Book (P/B) ratio was 3.78. While the company's promoter holding is high at 86.36% (as of the March 2025 quarter), which can be a sign of stability, investors should be aware of significant risks. Analyst coverage as of July 2025 indicates a strong 'SELL' recommendation, with a target price of ₹50, suggesting a considerable potential downside from its current price. This contrasts with the stock's strong 3-year return of 610.38% but aligns with its negative 1-year return of -17.49% as of July 1, 2025.
On the last trading day, July 1, 2025, IRFC's share price actually closed at ₹141.50, a slight decrease of 0.16% from the previous close of ₹141.72. However, the perception of a rise may stem from positive momentum in June 2025, which was reportedly driven by favorable RBI guidelines for project financing and the company's strategic business diversification. IRFC is expanding its financing activities to include metro rolling stock and has also entered into a significant loan agreement with NTPC, signaling growth beyond its core railway sector.
From a financial standpoint, for the quarter ended March 31, 2025, IRFC reported a Total Income of ₹6,723.80 crore and a Profit After Tax (PAT) of ₹1,682 crore. Key valuation metrics include a P/E ratio of 28.40 (as of July 1, 2025) and a P/B ratio of 3.51 (as of June 30, 2025). For the fiscal year 2024, the company's Return on Equity (ROE) was 13.66%. Investors should note the associated risks, as 100% of analysts covering the stock recommend 'SELL' with a target price of ₹50, as of June 2025.