Motilal Oswal Mutual Fund

Top Fund Managers

Ajay Khandelwal

Ajay Khandelwal brings over 13 years of rich experience in fund management and research. Before joining Motilal Oswal Asset Management Company, he managed small-cap funds at Canara Robeco. His expertise extends across multiple domains, and he currently manages prominent funds such as Motilal Oswal Large and Midcap Fund and Motilal Focused Fund, among others.

Niket Shah

Niket Shah, an MBA in Finance, brings 14+ years of experience in the financial industry. Before becoming a fund manager, he was the Head of Midcaps Research at Motilal Oswal Securities Limited and also worked as a Research Analyst at Edelweiss. Niket now manages the Motilal Oswal Midcap Fund.

Atul Mehra

Atul Mehra has 15+ years of experience in the financial space and has been with the Motilal Oswal Group for the last 10 years. Before that, he worked with Edelweiss Capital for 5 years. His passion for investing began when he was just 13 years old. Atul manages funds like Motilal Oswal Large Cap Fund, Motilal Oswal Flexi Cap, and Motilal Oswal ELSS Tax Saver Fund.

Rakesh Shetty

Rakesh Shetty has 13 years of experience across equity trading, debt management, ETFs, corporate treasury, and banking. He now manages multiple funds at Motilal Oswal, including the Motilal Oswal Small Cap Fund and Motilal Oswal Multi Asset Fund.

How Can I Invest In Motilal Oswal Mutual Fund?

To begin investing in Motilal Oswal Mutual Fund, follow the steps below:

Step 1: The first step is to download the INDmoney app and create your free account. To do this, you will need to complete your KYC (Know Your Customer). In this process, you will be asked to enter your PAN, Aadhar and some other information. This step is mandatory for your verification and creating a secure account.

Step 2: Once the first step is complete and your free investment account on INDmoney is ready, search for ‘Motilal Oswal Mutual Fund' on the search bar. You can also look for the ‘Mutual Fund’ section in the bottom menu bar and explore funds from there.

Step 3: Following the above step will bring you a list of all mutual funds by the Motilal Oswal Asset Management Company. From here, assess key metrics like average returns, expense ratio, AUM, etc, to decide the best fund for yourself.

Step 4: Once you select the fund you wish to invest in, on the fund page, you will come across the option to invest one-time or set up a SIP. 

Step 5: Lastly, enter the amount you wish to invest. In case of SIP, choose intervals and set the payment. You can set up an auto-pay via a bank mandate or UPI.

How To Choose The Best Motilal Oswal Fund?

With so many mutual funds, it can get difficult to choose one that fits your needs best. 

To decide on one fund, you need to analyse the metrics and compare different funds. A few metrics that you need to look at are: 

1. Benchmark Performance: Every mutual fund has an index as a benchmark against which it is measured. Check to see if the fund is outperforming or underperforming in comparison to the benchmark returns.

2. Annualised Returns: Look at the past returns and future returns. Mutual funds do not offer linear returns year after year; that is, you may not earn the same returns every year. To get an estimate of your future returns, look at this SIP calculator. 

3. Expense Ratio: Similar to the risk level, each fund comes with varying expense ratios. This is a fee charged by the mutual fund house for managing your fund. Ideally, the lower this expense the more it adds to your returns. Hence, look for a fund with a lower expense ratio.

4. Fund Manager’s Expertise: The success of your fund largely depends on the research done by your fund manager. They use their expertise to actively pick stocks and adjust allocations. Be sure you know and trust the fund manager,

Now, draw a comparative analysis. Compare different funds to decide on the one that works best. To do this, you can use the Compare Tool by INDmoney. Here you will see all the above data and more of the different funds in one place.

Taxation On Motilal Oswal Mutual Fund

Any gain (profit) you make from selling the Motilal Oswal Mutual Fund is subject to tax. Your tax liability depends on how long you have held the fund. 

In the case of equities, you sell your investment within a year it is called Short-term Capital Gain or STCG. 

If you sell your investments after a year it is called a Long-term Capital Gain or LTCG.

Tax under STCG 

Any gain you make in the short term is subject to a tax of 20%.

Tax under LTCG

Any long-term gain enjoys an exemption of ₹1,25,000, and then a 12.5% tax is charged.