Kotak Mutual Fund

Established in 1985, Kotak Mutual Fund is a wholly owned subsidiary of Kotak Mahindra Bank and was started by Mr. Uday Kotak. Kotak Mahindra Asset Management Company Limited is the asset manager for the mutual fund.

It is one of the most prominent mutual funds in the country. Kotak Mahindra Mutual Fund has more than 81 lakh investors and 50,000 empanelled distributors. This scheme is also a key constituent of the Nifty 50 Index of the National Stock Exchange.

Kotak Mahindra Mutual Fund is registered with SEBI with the registration code MF/038/98/1. By the end of December 2023, it had assets under management (AUM) worth Rs. 3,53,913 crore.

Best Kotak Mutual Funds

Equity Funds
Debt Funds
Hybrid Funds

Fund Name	AUM	1 Yr Return	Exp. Ratio
Kotak Infrastructure & Economic Reform Fund- Direct Plan- Growth Option	₹2368 Cr	43.57%	0.62%	Invest
Kotak Multicap Fund Direct Growth	₹14799 Cr	42.31%	0.38%	Invest
Kotak Emerging Equity Scheme Direct Growth	₹50627 Cr	41.31%	0.38%	Invest
Kotak India EQ Contra Fund - Growth - Direct	₹3935 Cr	40.12%	0.55%	Invest
Kotak Equity Opportunities Direct Growth	₹25034 Cr	36.29%	0.50%	Invest
Kotak Small Cap Direct Growth	₹17593 Cr	33.47%	0.49%	Invest
Kotak ELSS Tax Saver-Scheme-Growth - Direct	₹6148 Cr	33.45%	0.61%	Invest
Kotak Nifty Next 50 Index Fund Direct Growth	₹346 Cr	49.42%	0.11%	Invest
Kotak Pioneer Fund Direct Growth	₹2629 Cr	37.92%	0.54%	Invest
Kotak Flexicap Fund Direct Growth	₹50582 Cr	30.96%	0.60%	Invest
Kotak Focused Equity Fund Direct Growth	₹3505 Cr	31.35%	0.50%	Invest
Kotak Bluechip Direct Growth	₹9327 Cr	30.43%	0.60%	Invest
Kotak NASDAQ 100 Fund of Fund Direct Growth	₹3184 Cr	31.89%	0.30%	Invest
Kotak ESG Exclusionary Strategy Fund Direct Growth	₹943 Cr	27.00%	0.81%	Invest
Kotak Nifty 50 Index Fund Direct Growth	₹736 Cr	23.18%	0.15%	Invest
Kotak Global Innovation Fund of Fund Direct Growth	₹646 Cr	30.75%	0.45%	Invest
Kotak Global Emerging Market Fund - Growth - Direct	₹91 Cr	11.21%	1.27%	Invest
Kotak Transportation & Logistics Fund Direct Growth	₹0 Cr	0.00%	0.00%	Invest
Kotak Manufacture in India Fund Direct Growth	₹2434 Cr	36.41%	0.46%	Invest
Kotak Business Cycle Fund Direct Growth	₹2640 Cr	36.94%	0.51%	Invest

List of Kotak Mahindra Asset Management Co Ltd Fund Managers

Name	Experience	Schemes	AUM (Cr)
Hiten Shah	11 Years	18	₹79497 Cr
Harish Bihani	---	9	₹22861 Cr
Abhishek Bisen	16 Years	150	---
Arjun Khanna	11 Years	10	---
Harsha Upadhyaya	20 Years	17	---
Shibani Kurian	19 Years	20	---
Deepak Agrawal	17 Years	90	---
Devender Singhal	16 Years	55	---
Atul Bhole	10 Years	6	---
Satish Dondapati	16 Years	33	---

Key information about Kotak Mutual Funds

Address

2nd Floor, 12-BKC, Plot No C-12, G Block, BKC, Bandra (East), Mumbai - 400 051

Phone Number

18003091490 / 044-40229101
From Monday to Friday, you can call between 9:30 am to 6:00 pm.
On Saturday you can call between 9:30 am to 12:30 pm.

Compare Kotak Mutual Fund with other AMCs

AMC	AUM(in Cr)	AUM change (1M)	AUM Rank
Zerodha	₹760.6 Cr	+ ₹65.4 Cr	1/43	Invest
ICICI	₹8.4L Cr	+ ₹25.4K Cr	2/43	Invest
HDFC	₹8.1L Cr	+ ₹23.4K Cr	3/43	Invest
SBI	₹7.8L Cr	+ ₹24.6K Cr	4/43	Invest
Kotak	₹4.8L Cr	+ ₹12.1K Cr	5/43	Invest
Nippon	₹4.3L Cr	+ ₹22.4K Cr	6/43	Invest
Aditya Birla Sun Life	₹3.9L Cr	+ ₹10.5K Cr	7/43	Invest
Axis	₹3.3L Cr	+ ₹20.2K Cr	8/43	Invest

Factors to consider before investing in Kotak Mutual Funds

Before you start your investment journey with Kotak Mutual Funds, there are some key factors as stated below that you need to understand and consider.

Experience of fund manager
The fund manager will make decisions regarding your investments and spread out your assets as per the scheme. Thus, the experience and skill of the fund manager are important for the success of the investment. Make sure to check the qualifications of the fund manager before investing in a scheme.
You can check the previous performance of Abhishek Bisen, fund manager and senior Vice President at Kotak Mutual Fund. Since joining the organisation in October 2006, fund management of debt schemes has been one of his main duties.
Past performance
You must evaluate the returns given by this scheme in the past to measure its upcoming performance. Firstly, it will help you estimate how it will perform in the future. Secondly, you can use this to compare the returns with other schemes. This helps you in making an informed financial decision.
Expense Ratio
The expense ratio is a tiny portion of your assets that Kotak Mutual Funds may take out of your account to handle investment management. This ratio tends to affect your net returns and may differ amongst schemes.
For higher returns, think about investing in those Kotak Mutual Funds with a low fee ratio.
Goal of Investment
Exit load is a payment for withdrawing your investment before a specified period. Investing in a fund with a low or zero exit load is always preferable to investing in a scheme with a higher exit load. It is also advisable to consider the liquidity of the fund, that is, how soon can you redeem your units if necessary.
Investment duration
As the portfolio of investments varies, each scheme is suited to a different duration of investment. It makes sense to invest in some for the long and medium term. For others, short-term investment would be better. Going through the portfolio and having clarity about your goals will give you a better idea of the ideal investment duration and help you fulfil your financial goals accordingly.

How to Start Investing in Kotak Mutual Fund with INDmoney

After you have understood the details about Kotak Mutual Funds, it is time for you to start your investment process with INDmoney. Below are some simple steps to follow to start your mutual fund's investment journey with us.

Step 1:
Download the INDmoney app and create your free investment account by completing your KYC ( Know Your Customer).
Download the INDmoney app and create your free investment account by completing your KYC ( Know Your Customer).
Step 2:
Once your Free investment account is ready, you can either search for Kotak Mutual Funds or go to the mutual fund section.
Step 3:
Choose any Kotak Mutual Funds by looking at aspects like past returns, volatility, downside capture ratio, AUM, Expense ratios and underlying stocks and sectors.
Step 4:
You can choose to set up SIP in any Kotak Mutual Funds or even invest as a lump sum. Once you are on the individual Kotak Mutual Funds page click from the bottom "One-time" for lump sum investment or "SIP" for a systematic investment plan.
Step 5:
Choose the amount that you want to invest as SIP or LumpSum.
Step 6:
Set up payments. If you choose to set up SIP in any Kotak Mutual Funds, you can do a free automatic pay set-up via bank mandate or UPI. If you choose to invest in a lump sum (one-time) then you can pay via UPI, net banking, NEFT or RTGS.

Frequently asked questions

You can calculate the Daily/ Weekly/ Monthly/ Quarterly SIP Amount for all Kotak Mutual Funds using INDMoney’s Trust SIP Calculator

1. Kotak Multicap Fund Direct Growth
2. Kotak NASDAQ 100 Fund of Fund Direct Growth
3. Kotak Nifty Next 50 Index Fund Direct Growth
4. Kotak Infrastructure & Economic Reform Fund- Direct Plan- Growth Option
5. Kotak Small Cap Direct Growth

are the five top-performing Kotak mutual funds

You can receive your Kotak Mutual Fund account statement on your registered email and INDMoney’s online portal after you invest.

SEBI regulates transactions at Kotak Mutual Fund. It ensures the financial security of the investments. You must bear in mind though that mutual fund investments are subject to market risks. Thus, you must study the market risks before investing in Kotak Mutual Fund.

There are various ways you can redeem your Kotak Mutual Fund. If you have invested from IND money, you can simply place your redemption request from the INDmoney mobile app.

Some of the factors you should consider for investing in a mutual fund are: