Serving a sizable clientele, Punjab National Bank (PNB) is one of India's top public sector banks. Checking one's account balance has become a common job in the digital age, and PNB offers its clients a variety of handy ways to do a Punjab National Bank balance check.
Online Methods
Internet Banking
PNB provides users with a strong online banking platform via which they may access various financial services, such as monitoring their account balance. To examine their current balance, customers can use their login credentials to access their online banking account and go to the account summary area.
Mobile Banking App
The PNB mobile banking app is another user-friendly option for Punjab National Bank Balance Check. Customers may quickly check their account balance while on the move, register their accounts, and download the app from the relevant app stores. The software offers a practical and safe method to handle money.
Missed Call Service
PNB provides a hassle-free missed call service for customers who prefer a quick and straightforward Punjab National Bank Balance Check. By registering their mobile number with the bank, customers can simply give a missed call to the designated number, and within seconds, they receive an SMS containing their account balance details.
SMS Banking
Registration
PNB allows customers to register for SMS banking services. After registering, users can get account balance information by texting pre-coded SMS messages to the provided number. Those who like straightforward text-based interactions will find this strategy very helpful.
SMS Format
For a Punjab National Bank Balance Check via SMS, customers typically send a message in the format 'BAL <space> Account Number' to the designated SMS banking number provided by the bank.
ATM Services
ATM Balance Inquiry
PNB account holders can visit any PNB ATM to check their account balance. By inserting their ATM card and entering their PIN, customers can choose the 'Balance Inquiry' option to view the available balance in their account.
Customer Care
Interactive Voice Response (IVR) System
PNB's customer care service includes an IVR system that allows customers to check their account balance by following the automated voice instructions. By providing necessary details such as account number and PIN, customers can quickly obtain their balance information.
USSD Banking
Dial-in Service
PNB provides USSD (Unstructured Supplementary Service Data) banking, a mobile-based service that enables customers to check their account balance by dialing a specific USSD code. Users can initiate the process by dialing *99# from their registered mobile number and following the on-screen instructions to access their account information.
Email Alerts
Subscription
PNB offers email alert services, allowing customers to receive regular updates on their account activity, including balance information. Customers can subscribe to this service through internet banking or by visiting their nearest PNB branch.
Balance Enquiry Emails
Once subscribed, PNB sends periodic emails to customers containing their account balance details. This method provides a passive yet effective way for customers to stay informed about their financial status.
QR Code Scan
PNB Bharat QR Code
PNB has introduced the Bharat QR Code feature, allowing customers to scan the QR code at merchant outlets. While this is primarily designed for making payments, the transaction often includes a display of the account balance, providing users with real-time financial information.
Passbook Update
Branch Visit
Traditional passbook holders can visit their nearest PNB branch to update their passbooks. The passbook provides a comprehensive transaction history, including the account balance at the time of the last update.
Third-Party Apps
Integration with Wallets and Finance Apps
PNB may integrate its services with popular digital wallets and financial management apps. Customers can link their PNB accounts with these third-party applications to conveniently check their account balance alongside other financial activities.
Explore More PNB Banking Features:
Can I check my PNB account balance through Internet banking?
Yes, you can check your PNB account balance through PNB's internet banking portal or mobile app.
Is it possible to inquire about my PNB account balance via SMS?
Yes, PNB provides an SMS banking service. You can send an SMS from your registered mobile number to check your account balance.
How can I check my PNB account balance using the missed call service?
You can check your PNB account balance by giving a missed call from your registered mobile number to the designated number provided by the bank.
How frequently can I check my PNB account balance using these methods?
You can check your PNB account balance multiple times a day using these methods, subject to any restrictions or limitations imposed by the bank.