UTI Nifty 50 Index Fund Direct Growth
NAV as on 17-04-2025
₹ 165.2
▲1.8%
1D
Inception Returns
12.9%
/yr
Historical NAV & Returns
About UTI Nifty 50 Index Fund Direct Growth
UTI Nifty Index Fund is a type of mutual fund that invests in a diverse basket of equities that comprise the Nifty 50 index. The Nifty 50 index is a National Stock platform (NSE) of India benchmark index that represents the performance of the top 50 firms listed on the platform.UTI Nifty Index Fund, as an index fund, seeks to mirror the performance of the Nifty 50 index by investing in the same stocks in the same proportions as the index. This means that the fund's returns are projected to closely match the Nifty 50 index's performance. The fund invests in leading companies such as Wipro, Infosys, ITC, and HUL.
Key Parameters
- UTI Nifty 50 Index Fund Direct Growth has ₹21356 Cr worth of assets under management (AUM) as on Mar 2025 and is more than category average.
- The fund has an expense ratio 0.2.
Returns
UTI Nifty 50 Index Fund Direct Growth has given a CAGR return of 12.91% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.76%, 11.98% and 21.92% respectively.
Holdings
UTI Nifty 50 Index Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Tech, Consumer Cyclical, Energy, Consumer Defensive, Basic Materials, Industrial, Communication, Health, Utilities. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Reliance Industries Ltd, Infosys Ltd, Bharti Airtel Ltd
Taxation
As it is a index funds mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of UTI Nifty 50 Index Fund Direct Growth
The principal investment objective of the scheme is to invest in stocks of companies comprising Nifty 50 Index and endeavor to achieve return equivalent to Nifty 50 Index by “passive” investment. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 500.00. UTI Nifty 50 Index Fund Direct Growth has no lock in period.
UTI Nifty 50 Index Fund Direct Growth Overview
| Expense ratio | 0.17% |
Benchmark | Nifty 50 TR INR |
| AUM | ₹21356 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹1000/₹500 |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 10.85% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
INDmoney Rank for UTI Nifty 50 Index Fund Direct Growth
Fund Distribution
as on (31-Mar-25)
- This fund’s returns stands at 6.28% whereas the fund’s underlying benchmark Nifty 50 returns stands at 6.33% as on Mar'25
- This fund underperformed Nifty 50 by 0.05% in Mar'25
- AUM of the fund stands at 21.4K Cr as of Mar'25
- AUM increased by 1.9K Cr between Mar'25 and Feb'25
Top 3 Sectors in March were Financial Services, Tech & Energy
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 HDFC Bank Ltd | 13.07% | 2% | |
 ICICI Bank Ltd | 8.95% | 2% | |
 Reliance Industries Ltd | 8.12% | 1.8% | |
 Infosys Ltd | 5.31% | 1.9% | |
 Bharti Airtel Ltd | 4.37% | 2% |
Funds | 1Y Returns | 3Y Returns | 5Y Returns | Since Inception |
|---|---|---|---|---|
UTI Nifty 50 Index Fund Direct Growth | 8.76% | 11.98% | 21.92% | 12.91% |
 Motilal Oswal Nifty Bank Index Fund Direct Growth | 15.05% | 13.86% | 21.46% | 13.14% |
 SBI Nifty Index Fund Direct Growth | 8.73% | 11.97% | 21.85% | 12.63% |
 ICICI Prudential Nifty 50 Index Plan Direct Growth | 8.69% | 11.94% | 21.79% | 12.97% |
Top Growth Drivers | 1M Return |
|---|---|
 HDFC Bank Ltd | 9.8% |
 ICICI Bank Ltd | 6.9% |
 Reliance Industries Ltd | 0% |
Mutual Fund Insights
UTI Nifty 50 Index Fund Direct Growth Highlights
Very High Risk
About the fund
Fund Allocations
AUM size ₹21356 Cr
Expense Ratio 0.17%
More funds from UTI
5Y CAGR
▲ 27.16
5Y CAGR
▲ 29.33
5Y CAGR
▲ 23.63
Frequently Asked Questions for UTI Nifty 50 Index Fund Direct Growth
UTI Nifty 50 Index Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 5.94% | 5.94% |
6 Month Returns | -3.34% | -3.34% |
1 Year Returns | 8.76% | 8.76% |
3 Years Returns | 40.42% | 11.98% |
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
UTI Nifty 50 Index Fund Direct Growth | -0.27 | -0.24 | -0.31 |
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
UTI Nifty 50 Index Fund Direct Growth | 1 | 1 | 1 |
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
UTI Nifty 50 Index Fund Direct Growth | 0.03 | 0.41 | 1.12 |
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
UTI Nifty 50 Index Fund Direct Growth | 14.02 | 13.37 | 15.16 |