Switch Regular to Direct Mutual Funds

Optimize your investments with INDmoney by switching from regular to direct mutual fund plans. Benefit from lower expenses and potentially higher returns.

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How to switch regular to direct plan mutual fund on INDmoney?

INDmoney makes it easy for you to manage your mutual fund holdings. Here’s how you can switch from regular to direct mutual funds on INDmoney.

Step 1
Sign Up with Mobile Number
Step 2
Navigate to Mutual Fund and Select the Fund to Switch
Step 3
Confirm and Switch

Why switch to a direct plan?

It is important to understand why a direct plan is better than a regular one. Let us go through some of the reasons:

Greater Savings and Returns
Direct plans have a lower expense ratio than regular ones. Thus, you will earn more by spending less. Direct plans have lower expenditure ratios and are likely to produce greater long-term returns. The savings expenses contribute to the fund's total performance, allowing investors to profit from compounding growth without the burden of increased fees.
Transparency
Direct plans provide greater openness in transactions. Investors have a direct interaction with the fund company, which eliminates intermediaries. This openness guarantees that there are no hidden fees or competing interests, giving a clear picture of the investing process.
Aligning Interests with the Fund House
Direct plans better match the investor's interests with those of the fund firm. Because there are no commissions involved, the fund company focuses on producing outstanding performance to attract and keep investors. This convergence of interests creates trust and collaboration among investors and the fund management team.
Regular Monitoring and Review
Direct Plan Investors are likely to be more active in monitoring their assets. With direct access to fund information and performance updates, investors may make better informed decisions, resulting in a more proactive and strategic approach to mutual fund management.
Long-term Cost Savings
While the initial reductions in expenditure ratios are obvious, the compounding effect of these savings over time may greatly increase total returns on investment. Direct plans let investors build greater wealth over time by reducing the erosion of returns caused by fees.
Faster and Efficient Execution
Direct plans allow transactions to be completed more quickly and efficiently. Because there are no intermediaries involved, the buying and selling process is simplified, avoiding delays and allowing investors to seize on market opportunities as soon as possible.

Why Switch from Regular to Direct Plan Mutual Fund on INDmoney?

INDmoney is an easy-to-use platform, which makes it the optimal choice for managing your mutual fund investments. Let us know why it is so good to switch from a regular to a direct plan of a mutual fund.

Safety and Privacy
At INDmoney, all your investment data is encrypted and secure. You can rest assured about the privacy of your finances.
Ease of Access
INDmoney is designed to become your one-stop solution to manage your mutual fund portfolio. You switch from regular to direct plan mutual funds from the dashboard.
Excellent Analysis
Use analytical tools to see which stocks are the best. You can include them in your direct plan portfolio.

Frequently Asked Questions

It is a method to change your regular mutual fund plan to a direct one.

Yes, you can use INDmoney to switch from regular to direct mutual funds.

You create an account on INDmoney and enter your mutual fund details to switch your investment.

Regular mutual funds are managed by third-party intermediaries such as agents and brokers.

Direct mutual funds are managed by asset management companies or online platforms. No brokers or intermediaries are involved in direct mutual funds.

As direct plans have no intermediaries, they have a lower expense ratio than regular mutual funds. Thus, you earn better returns from a direct mutual fund.