Tata Capital IPO
IPO Price Range: Not Announced Yet
As per the annual report, the Non-Banking Financial Company (NBFC) has a loan book of ₹1,57,761 crore and serves more than 4.5 million customers via its 723 branches, as of FY24.
Tata Capital IPO to be launched in 2025. The company is planning to raise over ₹15,000 crore via IPO, which includes a fresh issue and offer for sale (OFS) of shares.
IPO Status
Upcoming
Listing Exchange
NSE
Tata Capital Brands, Products & Services
| Product | Non-Banking Financial Company |
| Known For | Loans and financial services |
| Top Products | Personal Loans, Home Loans, Business Loans |
Tata Capital Key Financials
Objectives of Tata Capital IPO
Shareholding Pattern
| Promoters | 92.8% | |
| Name | Role | Stakeholding |
| Tata Sons Pvt Ltd | Promoter | 92.8% |
| Others | 7.1% |
Listed Competitors of Tata Capital
Bajaj Finance
Bajaj Finance offers diverse loans (personal, home, business), EMI financing, insurance, and investments, targeting retail and SMEs with digital solutions.
Shriram Finance
Shriram Finance provides vehicle, business, and personal loans, fixed deposits, and insurance, focusing on rural and underserved markets.
Cholamandalam Investment and Finance Company
Cholamandalam Investment and Finance Company specializes in vehicle, home, and SME loans, leveraging extensive branches for asset-backed financing.
Unlisted Competitors of Tata Capital
HDB Financial Services
HDB Financial Services is a leading NBFC offering secured and unsecured loans, investments, and protection solutions, with 1,747+ branches. It also provides BPO services, including back-office support and customer management.
ICL Fincorp
ICL Fincorp is an NBFC offering gold, vehicle, and asset loans, along with investment and insurance services. It also operates in travel, education, and brokerage, with a presence across India and UAE.
Strengths and Risks of Tata Capital IPO
Strengths
Brand Equity and Trust: Tata Capital is a part of Tata Group, with 92.8% of the stakes held by Tata Sons Pvt Ltd, which plays a vital role in building a credible image of Tata Capital.
Diversified Product Portfolio: Tata Capital offers a variety of financial products and services, from consumer loans to wealth management with a strong loan book.
Geographic Reach: Tata Capital operates more than 700 branches pan India and serves over 4.5 million customers.
Robust Financial Performance: Tata Capital’s assets grew around 30% YoY to ₹1,76,694 crore, revenue went up 33% to ₹18,198 crore, and profits rose 13% to ₹3,327 crore in FY24.
Risks
Macroeconomic Risks: Tata Capital’s performance can be adversely impacted by macroeconomic factors like inflation, hikes in interest rate, geopolitical problems, and changes in policies.
Profitability Concerns: Despite a 30% growth in revenue and assets in FY24, Tata Capital’s profit rose by only 13%; further compression in the profits can affect the company’s financial performance.
Competitive Pressures: Tata Capital operates in a highly competitive market with companies like Bajaj Finance leading the sector. If the company fails to grow market share and compete effectively, this can affect the financial performance of the company.
Frequently Asked Questions of Tata Capital IPO
What is 'pre-apply' for Tata Capital IPO?
'Pre-apply' for Tata Capital IPO indicates your interest in the IPO before it opens for subscription. This ensures quick application when the IPO goes live.
What would be the listing gains on the Tata Capital IPO?
The potential listing gains on the Tata Capital IPO will depend on various market factors and cannot be predicted with certainty.
Is Tata Capital IPO coming?
Yes, Tata Capital has started the preparation for the IPO but the dates are not finalized yet.
What is Tata Capital IPO price?
The Tata Capital IPO price has not been decided yet.
What are the open and close dates of the Tata Capital IPO?
The Tata Capital IPO date is yet to be declared.
What is the allotment date of Tata Capital IPO?
The Tata Capital IPO allotment date has not been announced yet.
Can we invest in Tata Capital IPO?
Yes, once the Tata Capital IPO launches, you can invest in the company’s shares.
What is the lot size of Tata Capital IPO?
Tata Capital IPO lot size is yet to be decided.
What is the issue size of Tata Capital IPO?
The Tata Capital IPO issue size is expected to be over ₹15,000 crore, including a fresh issue and an offer for sale of equity shares.
Who is the CEO of Tata Capital?
Rajiv Sabharwal is the CEO and Managing Director of Tata Capital.