Pros | ![]() Among most bought funds within the category. | ![]() Among most bought funds within the category. ![]() Larger AUM within category. ![]() Beats FD returns for both 3Y & 5Y duration. | ||
Cons | - | ![]() 3Y returns in the bottom 25% of the category. |
INDMoney rank | 9/11 | 7/11 | ||
Category,Subcateogry | Equity,Sector - Financial Services | Equity,Sector - Financial Services | ||
Fund Age | 3 Years | 12 Years | ||
Fund Size | 3722 Cr | 9008 Cr | ||
Min Investment | SIP ₹100 Lumpsum ₹100 | SIP ₹100 Lumpsum ₹5000 | ||
Expense Ratio | 1.04% | 1.06% | ||
Exit Load | 1% | 1% | ||
Benchmark Index | Nifty Financial Services TR INR | Nifty Financial Services TR INR |
No of Holdings | 33 | 44 | ||
Top 5 Holdings | HDFC Bank Ltd (21.93%) ICICI Bank Ltd (18.49%) Axis Bank Ltd (6.62%) State Bank of India (5.8%) Five-Star Business Finance Ltd (3.15%) | ICICI Bank Ltd (20%) HDFC Bank Ltd (18.98%) Axis Bank Ltd (8.79%) State Bank of India (7.06%) SBI Life Insurance Co Ltd (5.21%) | ||
No of Sectors | 3 | 4 | ||
Top 3 Sectors | Financial Services (98.54%) Health (1.07%) Tech (0.39%) | Financial Services (99.73%) Industrial (0.19%) Government (0.12%) | ||
Equity % | 97.01% | 90.93% | ||
Debt % | - | - | ||
P/E | 15.37 | 16.24 | ||
P/B | 2.28 | 2.4 | ||
Credit Quality | - | - | ||
Modified Duration | - | - | ||
YTM | - | - |
1-Month Return | 8.51% | 7.64% | ||
3-Month Return | 12.43% | 12.19% | ||
6-Month Return | 4.78% | 6.32% | ||
1-Year Return | 18.63% | 19.88% | ||
3-Year Return | 19.35% | 17.88% | ||
5-Year Return | - | 25.96% |
Sharpe | 0.72 | 0.72 | ||
Alpha | 2.68 | 2.34 | ||
Beta | 0.91 | 0.82 | ||
Standard Deviation | 14.33 | 12.88 | ||
Information Ratio | 0.45 | 0.26 |
Description | HDFC Banking & Financial Services Fund Direct Growth is an equity fund.The fund could potentially beat inflation in the long-run. | ICICI Prudential Banking and Financial Services Fund Direct Plan Growth is an equity fund.The fund could potentially beat inflation in the long-run. | ||
Managers | Anand Laddha | - |