Pros | ![]() Among most bought funds within the category. ![]() Larger AUM within category. ![]() Beats FD returns for both 3Y & 5Y duration. | ![]() 3Y returns in the top 25% of the category. ![]() Lower expense ratio. ![]() Beats FD returns for both 3Y & 5Y duration. | ||
Cons | - | - |
INDMoney rank | 6/11 | 1/11 | ||
Category,Subcateogry | Equity,Sector - Financial Services | Equity,Sector - Financial Services | ||
Fund Age | 12 Years | 9 Years | ||
Fund Size | 8843 Cr | 2285 Cr | ||
Min Investment | SIP ₹100 Lumpsum ₹5000 | SIP ₹100 Lumpsum ₹5000 | ||
Expense Ratio | 1.06% | 0.57% | ||
Exit Load | 1% | 0.25% | ||
Benchmark Index | S&P BSE BANKEX INR | S&P BSE BANKEX INR |
No of Holdings | 46 | 36 | ||
Top 5 Holdings | HDFC Bank Ltd (21.34%) ICICI Bank Ltd (18.31%) Axis Bank Ltd (8.26%) State Bank of India (6.42%) SBI Life Insurance Co Ltd (5.39%) | HDFC Bank Ltd (24.26%) Kotak Mahindra Bank Ltd (9.58%) Axis Bank Ltd (8.89%) ICICI Bank Ltd (8.77%) SBI Cards and Payment Services Ltd Ordinary Shares (3.23%) | ||
No of Sectors | 4 | 2 | ||
Top 3 Sectors | Financial Services (99.74%) Industrial (0.19%) Government (0.14%) | Financial Services (98.26%) Tech (1.74%) | ||
Equity % | 92.35% | 98.69% | ||
Debt % | - | - | ||
P/E | 16.07 | 16.08 | ||
P/B | 2.34 | 2.22 | ||
Credit Quality | - | - | ||
Modified Duration | - | - | ||
YTM | - | - |
1-Month Return | 6.35% | 8.22% | ||
3-Month Return | 1.57% | 1.52% | ||
6-Month Return | -1.72% | 0.17% | ||
1-Year Return | 13.96% | 15.33% | ||
3-Year Return | 15.05% | 18.45% | ||
5-Year Return | 27.54% | 26.23% |
Sharpe | 0.72 | 0.84 | ||
Alpha | 2.34 | 4.65 | ||
Beta | 0.82 | 0.92 | ||
Standard Deviation | 12.88 | 14.6 | ||
Information Ratio | 0.26 | 0.82 |
Description | ICICI Prudential Banking and Financial Services Fund Direct Plan Growth is an equity fund.The fund could potentially beat inflation in the long-run. | Tata Banking & Financial Services Fund Direct Growth is an equity fund.The fund could potentially beat inflation in the long-run. | ||
Managers | - | Amey Sathe |