Pros | ![]() Among most bought funds within the category. ![]() Larger AUM within category. ![]() Beats FD returns for both 3Y & 5Y duration. | ![]() 3Y returns in the top 25% of the category. ![]() Lower expense ratio. ![]() Beats FD returns for both 3Y & 5Y duration. | ||
Cons | ![]() 3Y returns in the bottom 25% of the category. | - |
INDMoney rank | 7/11 | 1/11 | ||
Category,Subcateogry | Equity,Sector - Financial Services | Equity,Sector - Financial Services | ||
Fund Age | 12 Years | 9 Years | ||
Fund Size | 9008 Cr | 2548 Cr | ||
Min Investment | SIP ₹100 Lumpsum ₹5000 | SIP ₹100 Lumpsum ₹5000 | ||
Expense Ratio | 1.06% | 0.53% | ||
Exit Load | 1% | 0.25% | ||
Benchmark Index | Nifty Financial Services TR INR | Nifty Financial Services TR INR |
No of Holdings | 44 | 35 | ||
Top 5 Holdings | ICICI Bank Ltd (20%) HDFC Bank Ltd (18.98%) Axis Bank Ltd (8.79%) State Bank of India (7.06%) SBI Life Insurance Co Ltd (5.21%) | HDFC Bank Ltd (22.96%) Kotak Mahindra Bank Ltd (9.8%) Axis Bank Ltd (8.82%) ICICI Bank Ltd (8.81%) SBI Cards and Payment Services Ltd Ordinary Shares (3.04%) | ||
No of Sectors | 4 | 2 | ||
Top 3 Sectors | Financial Services (99.73%) Industrial (0.19%) Government (0.12%) | Financial Services (98.06%) Tech (1.94%) | ||
Equity % | 90.93% | 94.97% | ||
Debt % | - | - | ||
P/E | 16.24 | 15.98 | ||
P/B | 2.4 | 2.2 | ||
Credit Quality | - | - | ||
Modified Duration | - | - | ||
YTM | - | - |
1-Month Return | 5.22% | 6.16% | ||
3-Month Return | 11.55% | 13.76% | ||
6-Month Return | 5.76% | 7.88% | ||
1-Year Return | 17.89% | 18.63% | ||
3-Year Return | 17.72% | 21.99% | ||
5-Year Return | 26.27% | 25.14% |
Sharpe | 0.72 | 0.84 | ||
Alpha | 2.34 | 4.65 | ||
Beta | 0.82 | 0.92 | ||
Standard Deviation | 12.88 | 14.6 | ||
Information Ratio | 0.26 | 0.82 |
Description | ICICI Prudential Banking and Financial Services Fund Direct Plan Growth is an equity fund.The fund could potentially beat inflation in the long-run. | Tata Banking & Financial Services Fund Direct Growth is an equity fund.The fund could potentially beat inflation in the long-run. | ||
Managers | - | Amey Sathe |