Pros | ![]() Among most bought funds within the category. ![]() Larger AUM within category. ![]() Beats FD returns for both 3Y & 5Y duration. | ![]() 3Y returns in the top 25% of the category. ![]() Lower expense ratio. ![]() Beats FD returns for both 3Y & 5Y duration. | ||
Cons | - | - |
INDMoney rank | 2/11 | 1/11 | ||
Category,Subcateogry | Equity,Sector - Financial Services | Equity,Sector - Financial Services | ||
Fund Age | 10 Years | 9 Years | ||
Fund Size | 7111 Cr | 2548 Cr | ||
Min Investment | SIP ₹500 Lumpsum ₹5000 | SIP ₹100 Lumpsum ₹5000 | ||
Expense Ratio | 0.76% | 0.53% | ||
Exit Load | 0.5% | 0.25% | ||
Benchmark Index | Nifty Financial Services TR INR | Nifty Financial Services TR INR |
No of Holdings | 28 | 35 | ||
Top 5 Holdings | HDFC Bank Ltd (26%) ICICI Bank Ltd (14.29%) Kotak Mahindra Bank Ltd (9.74%) Axis Bank Ltd (9.74%) SBI Cards and Payment Services Ltd Ordinary Shares (2.52%) | HDFC Bank Ltd (22.96%) Kotak Mahindra Bank Ltd (9.8%) Axis Bank Ltd (8.82%) ICICI Bank Ltd (8.81%) SBI Cards and Payment Services Ltd Ordinary Shares (3.04%) | ||
No of Sectors | 1 | 2 | ||
Top 3 Sectors | Financial Services (100%) | Financial Services (98.06%) Tech (1.94%) | ||
Equity % | 84.85% | 94.97% | ||
Debt % | - | - | ||
P/E | 14.67 | 15.98 | ||
P/B | 2.22 | 2.2 | ||
Credit Quality | - | - | ||
Modified Duration | - | - | ||
YTM | - | - |
1-Month Return | 8.58% | 10% | ||
3-Month Return | 12.88% | 15.07% | ||
6-Month Return | 9.38% | 9.78% | ||
1-Year Return | 22.97% | 22.89% | ||
3-Year Return | 21.24% | 22.58% | ||
5-Year Return | 26.32% | 25.37% |
Sharpe | 0.89 | 0.84 | ||
Alpha | 5.21 | 4.65 | ||
Beta | 0.83 | 0.92 | ||
Standard Deviation | 13.59 | 14.6 | ||
Information Ratio | 0.7 | 0.82 |
Description | SBI Banking & Financial Services Direct Growth is an equity fund.The fund could potentially beat inflation in the long-run. | Tata Banking & Financial Services Fund Direct Growth is an equity fund.The fund could potentially beat inflation in the long-run. | ||
Managers | Milind Agrawal | Amey Sathe |