Pros | ![]() Among most bought funds within the category. ![]() Larger AUM within category. ![]() Beats FD returns for both 3Y & 5Y duration. | ![]() 3Y returns in the top 25% of the category. ![]() Lower expense ratio. ![]() Beats FD returns for both 3Y & 5Y duration. | ||
Cons | - | - |
INDMoney rank | 2/11 | 1/11 | ||
Category,Subcateogry | Equity,Sector - Financial Services | Equity,Sector - Financial Services | ||
Fund Age | 10 Years | 9 Years | ||
Fund Size | 6475 Cr | 2285 Cr | ||
Min Investment | SIP ₹500 Lumpsum ₹5000 | SIP ₹100 Lumpsum ₹5000 | ||
Expense Ratio | 0.9% | 0.57% | ||
Exit Load | 0.5% | 0.25% | ||
Benchmark Index | S&P BSE BANKEX INR | S&P BSE BANKEX INR |
No of Holdings | 27 | 36 | ||
Top 5 Holdings | HDFC Bank Ltd (27.06%) ICICI Bank Ltd (14.01%) Axis Bank Ltd (9.86%) Kotak Mahindra Bank Ltd (9.38%) BSE Ltd (3.25%) | HDFC Bank Ltd (24.26%) Kotak Mahindra Bank Ltd (9.58%) Axis Bank Ltd (8.89%) ICICI Bank Ltd (8.77%) SBI Cards and Payment Services Ltd Ordinary Shares (3.23%) | ||
No of Sectors | 2 | 2 | ||
Top 3 Sectors | Financial Services (100%) Government (0.77%) | Financial Services (98.26%) Tech (1.74%) | ||
Equity % | 90.38% | 98.69% | ||
Debt % | 0.08% | - | ||
P/E | 15.64 | 16.08 | ||
P/B | 2.38 | 2.22 | ||
Credit Quality | - | - | ||
Modified Duration | - | - | ||
YTM | - | - |
1-Month Return | 7.8% | 7.33% | ||
3-Month Return | 1.37% | 2.03% | ||
6-Month Return | -1.49% | -3.42% | ||
1-Year Return | 18.72% | 18.41% | ||
3-Year Return | 19.86% | 20.04% | ||
5-Year Return | 25.09% | 23.58% |
Sharpe | 0.77 | 0.73 | ||
Alpha | 5.21 | 4.92 | ||
Beta | 0.83 | 0.94 | ||
Standard Deviation | 13.07 | 14.2 | ||
Information Ratio | 0.76 | 0.94 |
Description | SBI Banking & Financial Services Direct Growth is an equity fund.The fund could potentially beat inflation in the long-run. | Tata Banking & Financial Services Fund Direct Growth is an equity fund.The fund could potentially beat inflation in the long-run. | ||
Managers | Milind Agrawal | Amey Sathe |