Aditya Birla Sun Life Balanced Advantage Fund Direct Growth

Aditya Birla Sun Life Balanced Advantage Fund Direct Growth

NAV as on 24-04-2025

₹ 116.96

0.6%

1D

Inception Returns

12.5%

/yr

Historical NAV & Returns

Absolute

zero opening, trading, fund transfer fee
1184 people have invested ₹ 82.3L in Aditya Birla Sun Life Balanced Advantage Fund Direct Growth in the last three months

About Aditya Birla Sun Life Balanced Advantage Fund Direct Growth

Aditya Birla Sun Life Balanced Advantage Fund Direct Growth is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Mohit Sharma, Harish Krishnan, Lovelish Solanki. This fund gives you the benefit of diversification.

Key Parameters

  1. Aditya Birla Sun Life Balanced Advantage Fund Direct Growth has ₹7321 Cr worth of assets under management (AUM) as on Mar 2025 and is less than category average.
  2. The fund has an expense ratio 0.8.

Returns

Aditya Birla Sun Life Balanced Advantage Fund Direct Growth has given a CAGR return of 12.54% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 13.49%, 14.08% and 17.58% respectively.

Holdings

Aditya Birla Sun Life Balanced Advantage Fund Direct Growth has allocated its funds majorly in Corporate, Cash Equivalent, Financial Services, Government, Industrial, Basic Materials, Consumer Cyclical, Consumer Defensive, Tech, Energy, Health, Utilities, Securitize, Real Estate, Communication.

Taxation

As it is a dynamic asset allocation mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of Aditya Birla Sun Life Balanced Advantage Fund Direct Growth

The primary objective of the Scheme is to generate long term growth of capital and income distribution with relatively lower volatility by investing in a dynamically balanced portfolio of Equity & Equity linked investments and fixed-income securities.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. Aditya Birla Sun Life Balanced Advantage Fund Direct Growth has no lock in period.

Aditya Birla Sun Life Balanced Advantage Fund Direct Growth Overview

Expense ratio0.75%
Benchmark
CRISIL Hybrid 50+50 - Moderate TR INR
AUM₹7321 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹100/₹100
Exit Load
0.2%
Lock InNo Lock-in
TurnOver
232.22%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

INDmoney Rank for Aditya Birla Sun Life Balanced Advantage Fund Direct Growth

Powered by IND quant engine
9
/17
16% Performance
59% Risk Management
45% Cost
9 out of 17 among dynamic asset allocation

Trailing Returns

as on (24-Apr-25)

Period
Aditya Birla Sun Life Balanced Advantage Fund Direct Growth
Dynamic Asset Allocation Index
1M
4%
2.2%
3M
4.8%
1.7%
6M
2.8%
-1.2%
1Y
13.5%
6.7%
3Y
14.1%
11.6%
5Y
17.6%
14.9%

Fund Distribution

as on (31-Mar-25)

  • Equity 74.9%

  • Debt & Cash 25.1%

Large cap
50%

Mid cap
16.3%

Small cap
5%

Sector Allocation

Mar'25

Feb'25

Jan'25

Dec'24

Nov'24

Oct'24

Sep'24

Financial Services
28.7%
Industrial
11.9%
Basic Materials
11.5%
Consumer Cyclical
9.6%
Consumer Defensive
8.6%
Tech
7.9%
Energy
7.6%
Health
6.2%
Utilities
3.2%
Real Estate
2.5%
Communication
2.2%
All changes are between Oct'69 and Dec'69
Parameters
Mar'25
Feb'25
Jan'25
AUM
₹ 7.3K Cr
₹ 7K Cr
₹ 7.2K Cr
  • AUM of the fund stands at 7.3K Cr as of Mar'25
  • AUM increased by 333.2 Cr between Mar'25 and Feb'25
Top Stocks bought last month
Small Industries Development Bank Of India's allocation increased from 0.34% to 1.37%
Small Industries Development Bank Of India's allocation increased from 0.34% to 1.37%
Bharti Telecom Limited's allocation increased from 0.69% to 1.03%
Bharti Telecom Limited's allocation increased from 0.69% to 1.03%
Muthoot Finance Limited's allocation increased from 0.42% to 0.68%
Muthoot Finance Limited's allocation increased from 0.42% to 0.68%
Top Stocks sold last month
Cholamandalam Investment And Fin. Co. Ltd's allocation decreased from 5.26 % to 1.72 %
Cholamandalam Investment And Fin. Co. Ltd's allocation decreased from 5.26 % to 1.72 %
Bajaj Finance Limited's allocation decreased from 5.26 % to 1.03 %
Bajaj Finance Limited's allocation decreased from 5.26 % to 1.03 %
State Bank Of India's allocation decreased from 5.26 % to 0.94 %
State Bank Of India's allocation decreased from 5.26 % to 0.94 %

Top 3 Sectors in March were Corporate, Financial Services & Government

Mar'25
Corporate
43%
Financial Services
29%
Government
17%
Feb'25
Corporate
48%
Financial Services
30%
Government
21%
  • Equity

  • Debt & Cash

Holdings
Weight%
1M Change
HDFC Bank Ltd
HDFC Bank Ltd
4.18%
7.5%
ICICI Bank Ltd
ICICI Bank Ltd
4.08%
-6.7%
Reliance Industries Ltd
Reliance Industries Ltd
3.45%
-3.6%
Kotak Mahindra Bank Ltd
Kotak Mahindra Bank Ltd
2.88%
23.5%
Infosys Ltd
Infosys Ltd
2.37%
5.5%
  • Returns %

  • Fund Ratios

  • Overview

Funds
1Y Returns
3Y Returns
5Y Returns
Since Inception
Aditya Birla Sun Life Balanced Advantage Fund Direct Growth
Aditya Birla Sun Life Balanced Advantage Fund Direct Growth
13.49%
14.08%
17.58%
12.54%
Axis Balanced Advantage Fund Direct Growth
Axis Balanced Advantage Fund Direct Growth
15.49%
15.59%
15.76%
11.31%
Kotak Balanced Advantage Fund Direct Growth
Kotak Balanced Advantage Fund Direct Growth
12.61%
13.11%
16.64%
12.16%
ICICI Prudential Balanced Advantage Fund Direct Plan Growth
ICICI Prudential Balanced Advantage Fund Direct Plan Growth
11.55%
13.64%
17.86%
13.24%
Fund
Mar'25
Feb'25
Jan'25
No of Holdings
121
129
203
Top 5 Company Concentration
17%
16.2%
16.5%
Company having highest exposure
HDFC Bank Ltd (4.2%)
ICICI Bank Ltd (4.1%)
ICICI Bank Ltd (3.9%)
No of Sectors
14
14
14
Top 5 Sectors Concentration
112.3%
120.7%
99.4%
Sector having highest exposure
Corporate (43.2%)
Corporate (48%)
Corporate (30.8%)
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Mohit Sharma
Mohit Sharma
Fund Manager of Aditya Birla Sun Life Balanced Advantage Fund Direct Growth, since 1 April 2017
Harish Krishnan
Harish Krishnan
Fund Manager of Aditya Birla Sun Life Balanced Advantage Fund Direct Growth, since 31 October 2024
Lovelish Solanki
Lovelish Solanki
Fund Manager of Aditya Birla Sun Life Balanced Advantage Fund Direct Growth, since 9 October 2019
Fund House
Aditya Birla Sun Life AMC Ltd
Total AUM
₹3.68L Cr
as on 31-Mar-2025
Address
Aditya Birla Sun Life AMC Ltd,One World Centre, Tower 1, 17th Floor,Jupiter Mill Compound, 841, Senapati Bapat Marg,Elphinstone Road
Phone
+912243568000
Website
connect@birlasunlife.com

Mutual Fund Insights

Insights icon
In the last 1 year, Axis Balanced Advantage Fund Direct Growth has given 15.49% return, outperforming this fund by 2%.
Insights icon
Over the last 6 months, this fund has experienced a 4.9% drop in AUM moving from 7.70K Cr to 7.32K Cr.
Insights icon
In the last 5 years, HDFC Balanced Advantage Fund Direct Plan Growth Option has given 26.58% return, outperforming this fund by 9% per annum.
Insights icon
In the last 3 years, HDFC Balanced Advantage Fund Direct Plan Growth Option has given 20.31% return, outperforming this fund by 6.23% per annum.
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Over the last 15 months, this fund has increased expense ratio by 23.0% moving from 0.61 to 0.75.
Insights icon
This fund has one of the lowest expense ratio in the category (dynamic asset allocation). Its expense ratio is 0.75% which is lower than the category average expense ratio of 1.17%.

Aditya Birla Sun Life Balanced Advantage Fund Direct Growth Highlights

Risk meter
pointer

Very High Risk

Investors understand that their principal will be at Very High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 12.54% since inception which is more than its category average return of 10.2%
Fund Allocations

Fund Allocations

This fund has an allocation of 74.89% in Equity, 17.82% in Debt and 7.29% in Cash related instruments
AUM size ₹7321 Cr

AUM size ₹7321 Cr

This fund has AUM of ₹7321 Cr which is less than its category average of ₹ 9806 Cr
Expense Ratio 0.75%

Expense Ratio 0.75%

This fund has an expense ratio of 0.75% which is less than its category average expense ratio of 1.33%

Frequently Asked Questions for Aditya Birla Sun Life Balanced Advantage Fund Direct Growth

The current NAV of Aditya Birla Sun Life Balanced Advantage Fund Direct Growth is ₹116.96 as on 24-Apr-2025.
Existing (Absolute + CAGR) as on 24-Apr-2025.
Aditya Birla Sun Life Balanced Advantage Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
4.02%
4.02%
6 Month Returns
2.77%
2.77%
1 Year Returns
13.49%
13.49%
3 Years Returns
48.47%
14.08%
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0.75% as on March 2025
₹7321 Cr as on March 2025
HDFC Bank Ltd(4.18%), ICICI Bank Ltd(4.08%), Reliance Industries Ltd(3.45%), Kotak Mahindra Bank Ltd(2.88%), 7.18% Govt Stock 2037(2.56%) as on March 2025
Financial Services(21.52%), Corporate(10.84%), Cash Equivalent(9.25%) as on March 2025
AAA
75.56
AA
24.44
Mohit Sharma, Harish Krishnan, Lovelish Solanki are the fund managers of Aditya Birla Sun Life Balanced Advantage Fund Direct Growth
The Exit load of Aditya Birla Sun Life Balanced Advantage Fund Direct Growth is 0.25%