Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth
NAV as on 04-04-2025
₹ 59.29
1D
Inception Returns
14.1%
/yr
Historical NAV & Returns
Absolute
▲
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5732 people have invested ₹ 1.8Cr in Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth in the last three months
About Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth
Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Dhaval Shah. The fund could potentially beat inflation in the long-run.
Key Parameters
- Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth has ₹13629 Cr worth of assets under management (AUM) as on Feb 2025 and is more than category average.
- The fund has an expense ratio 1.
Returns
Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth has given a CAGR return of 14.14% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 5.82%, 11.06% and 18.94% respectively.
Holdings
Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Consumer Cyclical, Industrial, Health, Basic Materials, Tech, Energy, Consumer Defensive, Communication, Utilities, Real Estate. Its top holdings are ICICI Bank Ltd, Infosys Ltd, HDFC Bank Ltd, Reliance Industries Ltd, Axis Bank Ltd
Taxation
As it is a elss (tax savings) mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth
An Open-ended equity linked savings scheme (ELSS) with the objective of long term growth of capital through a portfolio with a target allocation of 80% equity, 20% debt and money market securities.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. There is a lock in period for Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth of 3 Years
Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth Overview
| Expense ratio | 1.04% |
Benchmark | S&P BSE 200 India TR INR |
| AUM | ₹13629 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹500/₹500 |
| Exit Load | 0% |
| Lock In | 3 Years |
TurnOver | 32.3% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
INDmoney Rank for Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth
Powered by IND quant engine
23
/23
13% Performance
43% Risk Management
17% Cost
23 out of 23 among elss (tax savings)
Lower volatility within category
Larger AUM within category
Beats FD returns for both 3Y & 5Y
Has not generated consistent returns
Does not beat the benchmark consistently
Higher probablity of downside risk
Trailing Returns
as on (04-Apr-25)
Fund Distribution
as on (28-Feb-25)
Large cap
69.7%
Mid cap
14.7%
Small cap
14.2%
Sector Allocation
Financial Services
28%
Consumer Cyclical
14.3%
Industrial
10.3%
Health
10.3%
Basic Materials
9%
Tech
8.9%
Energy
7.3%
Consumer Defensive
6.3%
Communication
3.7%
Utilities
1.3%
Real Estate
0.6%
All changes are between Dec'24 and Feb'25
- AUM of the fund stands at 13.6K Cr as of Feb'25
- AUM decreased by 997 Cr between Feb'25 and Jan'25
Top Stocks bought last month
Axis Bank Ltd's allocation increased from 2.49% to 3.77%
Jindal Steel & Power Ltd's allocation increased from 1% to 1.51%
GlaxoSmithKline Pharmaceuticals Ltd's allocation increased from 1.25% to 1.71%
Top Stocks sold last month
Infosys Ltd's allocation decreased from 5.95 % to 5.74 %
Reliance Industries Ltd's allocation decreased from 4.86 % to 4.51 %
Larsen & Toubro Ltd's allocation decreased from 5.11 % to 3.17 %
Mid Cap allocation has gone down from 14.7% to 14.7%
Large Cap allocation has gone up from 69.1% to 69.7%
Small Cap allocation has gone up from 14.1% to 14.2%
Cash allocation has gone down from 2% to 1.4%
Top 3 Sectors in February were Financial Services, Consumer Cyclical & Industrial
Feb'25
Financial Services
28%
Consumer Cyclical
14%
Industrial
10%
Jan'25
Financial Services
26%
Consumer Cyclical
14%
Industrial
11%
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 ICICI Bank Ltd | 8.07% | 0% | |
 Infosys Ltd | 5.74% | 0% | |
 HDFC Bank Ltd | 4.98% | 0% | |
 Reliance Industries Ltd | 4.51% | -8.9% | |
 Axis Bank Ltd | 3.77% | 37.2% |
See all
Funds | 1Y Returns | 3Y Returns | 5Y Returns | Since Inception |
|---|---|---|---|---|
Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth | 5.82% | 11.06% | 18.94% | 14.14% |
 DSP ELSS Tax Saver Fund Direct Plan Growth | 14.73% | 18.3% | 31.35% | 17.95% |
 SBI Long Term Equity Fund Direct Growth | 7.79% | 23.29% | 32.96% | 16.48% |
 Mirae Asset ELSS Tax Saver Fund -Direct Plan-Growth | 6.99% | 13.79% | 29.29% | 18.92% |
See all
Top Growth Drivers | 1M Return |
|---|---|
 Avenue Supermarts Ltd | 19.4% |
 ICICI Bank Ltd | 10.4% |
 Reliance Industries Ltd | 6.8% |
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Dhaval Shah
Fund Manager of Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth, since 31 October 2024
Top funds managed
Fund House
Aditya Birla Sun Life AMC Ltd
Total Schemes
Total AUM
₹3.76L Cr
as on 28-Feb-2025
Address
Aditya Birla Sun Life AMC Ltd,One World Centre, Tower 1, 17th Floor,Jupiter Mill Compound, 841, Senapati Bapat Marg,Elphinstone Road
Phone
+912243568000
Website
connect@birlasunlife.com
Mutual Fund Insights
Over the last 6 months, this fund has increased expense ratio by 16.9% moving from 0.89 to 1.04.
Over the last 6 months, this fund has experienced a 19.0% drop in AUM moving from 16.83K Cr to 13.62K Cr.
In the last 3 years, SBI Long Term Equity Fund Direct Growth has given 23.29% return, outperforming this fund by 12.23% per annum.
In the last 1 year, DSP ELSS Tax Saver Fund Direct Plan Growth has given 14.73% return, outperforming this fund by 8.91%.
This fund expense ratio is slightly on the lower side within the category (elss (tax savings)). Its expense ratio is 1.04% which is lower than the category average expense ratio of 1.3%.
In the last 5 years, Quant ELSS Tax Saver Growth Option Direct Plan has given 39.85% return, outperforming this fund by 20.91% per annum.
Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 14.14% since inception which is less than its category average return of 14.49%
Fund Allocations
This fund has an allocation of 98.6% in Equity, 0% in Debt and 1.4% in Cash related instruments
AUM size ₹13629 Cr
This fund has AUM of ₹13629 Cr which is more than its category average of ₹ 4606 Cr
Expense Ratio 1.04%
This fund has an expense ratio of 1.04% which is less than its category average expense ratio of 1.41%
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Frequently Asked Questions for Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth
The current NAV of Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth is ₹59.29 as on 04-Apr-2025.
Existing (Absolute + CAGR) as on 04-Apr-2025.
Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 5.64% | 5.64% |
6 Month Returns | -10.83% | -10.83% |
1 Year Returns | 5.82% | 5.82% |
3 Years Returns | 36.97% | 11.06% |
5 Years Returns | 138.07% | 18.94% |
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1.04% as on March 2025
₹13629 Cr as on March 2025
ICICI Bank Ltd(8.07%), Infosys Ltd(5.74%), HDFC Bank Ltd(4.98%), Reliance Industries Ltd(4.51%), Axis Bank Ltd(3.77%) as on March 2025
Financial Services(27.61%), Consumer Cyclical(14.08%), Industrial(10.17%) as on March 2025
The alpha ratio for the Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth for various period is as follows:
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth | 1.44 | -1.47 | -4.74 |
As on March 2025
The alpha for Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth is calculated against S&P BSE 200 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth for various period is as follows:
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth | 0.96 | 0.92 | 0.88 |
As on March 2025
The Beta for Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth is calculated with S&P BSE 200 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth for various period is as follows:
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth | 0.13 | 0.41 | 0.86 |
As on March 2025
The sharpe ratio for Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth is calculated with S&P BSE 200 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth for various period is as follows:
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth | 16.03 | 13.76 | 14.46 |
As on March 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 0.63 as on March 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Dhaval Shah is the fund manager of Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth
The Exit load of Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth is 0%