Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth
Equity
Direct
Elss (Tax Savings)
NAV as on 03-03-2025
₹ 57.31
1D
Inception Returns
13.7%
/yr
About Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth
Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Dhaval Shah. The fund could potentially beat inflation in the long-run.
Key Parameters
- Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth has ₹14626 Cr worth of assets under management (AUM) as on Jan 2025 and is more than category average.
- The fund has an expense ratio 1.
Returns
Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth has given a CAGR return of 13.71% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 2.07%, 10.28% and 11.23% respectively.
Holdings
Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Consumer Cyclical, Industrial, Health, Tech, Energy, Basic Materials, Consumer Defensive, Communication, Utilities, Real Estate. Its top holdings are ICICI Bank Ltd, Infosys Ltd, Larsen & Toubro Ltd, Reliance Industries Ltd, HDFC Bank Ltd
Taxation
As it is a elss (tax savings) mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth
An Open-ended equity linked savings scheme (ELSS) with the objective of long term growth of capital through a portfolio with a target allocation of 80% equity, 20% debt and money market securities.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. There is a lock in period for Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth of 3 Years
Historical NAV & Returns
Absolute
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6025 people have invested ₹ 2.1Cr in Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth in the last three months
INDmoney Rank for Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth
Powered by IND quant engine
23
/23
9% Performance
39% Risk Management
13% Cost
23 out of 23 among elss (tax savings)
Larger AUM within category
Beats FD returns for both 3Y & 5Y
Has not generated consistent returns
Does not beat the benchmark consistently
Higher probablity of downside risk
Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth Overview
| Expense ratio | 1.02% |
Benchmark | S&P BSE 200 India TR INR |
| AUM | ₹14626 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹500/₹500 |
| Exit Load | 0% |
| Lock In | 3 Years |
TurnOver | 32.3% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
Trailing Returns
as on (03-Mar-25)
Fund Distribution
as on (31-Jan-25)
Large cap
69.1%
Mid cap
14.7%
Small cap
14.1%
Sector Allocation
Financial Services
26.1%
Consumer Cyclical
14.4%
Industrial
11.1%
Health
10.5%
Tech
10.3%
Energy
8%
Basic Materials
7.6%
Consumer Defensive
6.5%
Communication
3.6%
Utilities
1.3%
Real Estate
0.7%
All changes are between Nov'24 and Jan'25
- AUM of the fund stands at 14.6K Cr as of Jan'25
- AUM decreased by 717.1 Cr between Jan'25 and Dec'24
Top Stocks bought last month
Tech Mahindra Ltd's allocation increased from 0.23% to 1.96%
Adani Ports & Special Economic Zone Ltd's allocation increased from 0.88% to 1.51%
Infosys Ltd's allocation increased from 5.43% to 5.95%
Top Stocks sold last month
Fortis Healthcare Ltd's allocation decreased from 3.59 % to 3.35 %
Sun Pharmaceuticals Industries Ltd's allocation decreased from 2.42 % to 2.35 %
TVS Holdings Ltd's allocation decreased from 2.09 % to 1.94 %
Mid Cap allocation has gone down from 15.8% to 14.7%
Large Cap allocation has gone up from 66% to 69.1%
Small Cap allocation has gone up from 13.4% to 14.1%
Cash allocation has gone down from 2.4% to 2%
Top 3 Sectors in January were Financial Services, Consumer Cyclical & Health
Jan'25
Financial Services
26%
Consumer Cyclical
14%
Industrial
11%
Dec'24
Financial Services
25%
Consumer Cyclical
17%
Health
11%
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 ICICI Bank Ltd | 7.83% | 0% | |
 Infosys Ltd | 5.95% | 4.5% | |
 Larsen & Toubro Ltd | 5.11% | 0% | |
 Reliance Industries Ltd | 4.86% | 0% | |
 HDFC Bank Ltd | 4.55% | 0% |
See all
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Dhaval Shah
Fund Manager of Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth, since 31 October 2024
Top funds managed
Fund House
Aditya Birla Sun Life AMC Ltd
Total Schemes
Total AUM
₹3.81L Cr
as on 31-Jan-2025
Address
Aditya Birla Sun Life AMC Ltd,One World Centre, Tower 1, 17th Floor,Jupiter Mill Compound, 841, Senapati Bapat Marg,Elphinstone Road
Phone
+912243568000
Website
connect@birlasunlife.com
Mutual Fund Insights
In the last 5 years, Quant ELSS Tax Saver Growth Option Direct Plan has given 30.35% return, outperforming this fund by 19.12% per annum.
Over the last 6 months, this fund has experienced a 13.0% drop in AUM moving from 16.81K Cr to 14.62K Cr.
In the last 1 year, LIC MF ELSS Tax Saver -Direct Plan Growth Option has given 8.97% return, outperforming this fund by 6.9%.
In the last 3 years, SBI Long Term Equity Fund Direct Growth has given 23.3% return, outperforming this fund by 13.02% per annum.
Over the last 6 months, this fund has increased expense ratio by 13.3% moving from 0.90 to 1.02.
This fund expense ratio is slightly on the lower side within the category (elss (tax savings)). Its expense ratio is 1.02% which is lower than the category average expense ratio of 1.29%.
Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 13.71% since inception which is less than its category average return of 13.79%
Fund Allocations
This fund has an allocation of 98.02% in Equity, 0% in Debt and 1.98% in Cash related instruments
AUM size ₹14626 Cr
This fund has AUM of ₹14626 Cr which is more than its category average of ₹ 4780 Cr
Expense Ratio 1.02%
This fund has an expense ratio of 1.02% which is less than its category average expense ratio of 1.37%
Frequently Asked Questions for Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth
The current NAV of Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth is ₹57.31 as on 03-Mar-2025.
Existing (Absolute + CAGR) as on 03-Mar-2025.
Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | -6.04% | -6.04% |
6 Month Returns | -15.51% | -15.51% |
1 Year Returns | 2.07% | 2.07% |
3 Years Returns | 34.13% | 10.28% |
5 Years Returns | 70.3% | 11.23% |
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1.02% as on February 2025
₹14626 Cr as on February 2025
ICICI Bank Ltd(7.83%), Infosys Ltd(5.95%), Larsen & Toubro Ltd(5.11%), Reliance Industries Ltd(4.86%), HDFC Bank Ltd(4.55%) as on February 2025
Financial Services(25.62%), Consumer Cyclical(14.16%), Industrial(10.89%) as on February 2025
The alpha ratio for the Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth for various period is as follows:
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth | 1.92 | -1.74 | -4.49 |
As on February 2025
The alpha for Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth is calculated against S&P BSE 200 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth for various period is as follows:
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth | 0.97 | 0.91 | 0.87 |
As on February 2025
The Beta for Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth is calculated with S&P BSE 200 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth for various period is as follows:
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth | -0.25 | 0.33 | 0.4 |
As on February 2025
The sharpe ratio for Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth is calculated with S&P BSE 200 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth for various period is as follows:
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth | 14.65 | 13.38 | 17.34 |
As on February 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 0.5 as on February 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Dhaval Shah is the fund manager of Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth
The Exit load of Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth is 0%