Aditya Birla Sun Life Reg Savings Fund Direct Growth

Aditya Birla Sun Life Reg Savings Fund Direct Growth

NAV as on 21-04-2025

₹ 72.91

0.4%

1D

Inception Returns

10.7%

/yr

Historical NAV & Returns

Absolute

zero opening, trading, fund transfer fee
67 people have invested ₹ 3.9L in Aditya Birla Sun Life Reg Savings Fund Direct Growth in the last three months

About Aditya Birla Sun Life Reg Savings Fund Direct Growth

Aditya Birla Sun Life Reg Savings Fund Direct Growth is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Harshil Suvarnkar, Mohit Sharma. This fund gives you the benefit of diversification.

Key Parameters

  1. Aditya Birla Sun Life Reg Savings Fund Direct Growth has ₹1377 Cr worth of assets under management (AUM) as on Mar 2025 and is less than category average.
  2. The fund has an expense ratio 1.

Returns

Aditya Birla Sun Life Reg Savings Fund Direct Growth has given a CAGR return of 10.68% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 12.10%, 9.43% and 13.37% respectively.

Holdings

Aditya Birla Sun Life Reg Savings Fund Direct Growth has allocated its funds majorly in Corporate, Government, Financial Services, Tech, Basic Materials, Industrial, Consumer Cyclical, Health, Energy, Real Estate, Communication, Cash Equivalent, Consumer Defensive, Utilities.

Taxation

As it is a conservative allocation mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of Aditya Birla Sun Life Reg Savings Fund Direct Growth

The primary objective of the scheme is to generate regular income so as to make monthly payments or distribution to unit holders, with the secondary objective being growth of capital. There can be no assurance that the Scheme objectives will be realised.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 100.00. Aditya Birla Sun Life Reg Savings Fund Direct Growth has no lock in period.

Aditya Birla Sun Life Reg Savings Fund Direct Growth Overview

Expense ratio1.02%
Benchmark
CRISIL Hybrid 85+15 - ConservativeTR INR
AUM₹1377 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹500/₹100
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
147.29%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Moderately High risk

INDmoney Rank for Aditya Birla Sun Life Reg Savings Fund Direct Growth

Powered by IND quant engine
4
/10
60% Performance
76% Risk Management
18% Cost
4 out of 10 among conservative allocation

Trailing Returns

as on (21-Apr-25)

Period
Aditya Birla Sun Life Reg Savings Fund Direct Growth
Conservative Allocation Index
1M
2.3%
1.7%
3M
3.7%
2.5%
6M
3.1%
1.9%
1Y
12.1%
9.4%
3Y
9.4%
8.8%
5Y
13.4%
10.6%

Fund Distribution

as on (31-Mar-25)

  • Equity 24.2%

  • Debt & Cash 75.4%

Large cap
18.5%

Small cap
2.2%

Mid cap
1.8%

Sector Allocation

Mar'25

Feb'25

Jan'25

Dec'24

Nov'24

Oct'24

Financial Services
35.7%
Tech
12.3%
Basic Materials
8.3%
Industrial
8%
Consumer Cyclical
7.1%
Health
6.8%
Energy
6.4%
Real Estate
5.3%
Communication
4.7%
Consumer Defensive
4.1%
Utilities
1.4%
All changes are between Oct'69 and Dec'69
Parameters
Mar'25
Feb'25
Jan'25
AUM
₹ 1.4K Cr
₹ 1.4K Cr
₹ 1.4K Cr
  • AUM of the fund stands at 1.4K Cr as of Mar'25
  • AUM increased by 3.2 Cr between Mar'25 and Feb'25
Top Stocks bought last month
Bajaj Housing Finance Limited's allocation increased from 0.36% to 2.15%
Bajaj Housing Finance Limited's allocation increased from 0.36% to 2.15%
Tata Capital Housing Finance Limited's allocation increased from 0.35% to 1.79%
Tata Capital Housing Finance Limited's allocation increased from 0.35% to 1.79%
State Bank Of India's allocation increased from 0.7% to 1.74%
State Bank Of India's allocation increased from 0.7% to 1.74%
Top Stocks sold last month
Rural Electrification Corporation Limited's allocation decreased from 5.26 % to 1.84 %
Rural Electrification Corporation Limited's allocation decreased from 5.26 % to 1.84 %
Bharti Telecom Limited's allocation decreased from 5.26 % to 0.89 %
Bharti Telecom Limited's allocation decreased from 5.26 % to 0.89 %
LIC Housing Finance Limited's allocation decreased from 5.26 % to 0.72 %
LIC Housing Finance Limited's allocation decreased from 5.26 % to 0.72 %

Top 3 Sectors in March were Corporate, Government & Financial Services

Mar'25
Corporate
56%
Government
40%
Financial Services
36%
Feb'25
Corporate
58%
Government
38%
Financial Services
36%
  • Equity

  • Debt & Cash

Holdings
Weight%
1M Change
ICICI Bank Ltd
ICICI Bank Ltd
2.27%
0%
HDFC Bank Ltd
HDFC Bank Ltd
2.25%
0%
Infosys Ltd
Infosys Ltd
1.35%
0%
Axis Bank Ltd
Axis Bank Ltd
1.2%
0%
Bharti Airtel Ltd
Bharti Airtel Ltd
1.13%
0%
  • Returns %

  • Fund Ratios

  • Overview

Funds
1Y Returns
3Y Returns
5Y Returns
Since Inception
Aditya Birla Sun Life Reg Savings Fund Direct Growth
Aditya Birla Sun Life Reg Savings Fund Direct Growth
12.1%
9.43%
13.37%
10.68%
UTI Conservative Hybrid Fund-Growth-Direct
UTI Conservative Hybrid Fund-Growth-Direct
12.74%
10.43%
13.11%
9.9%
Kotak Debt Hybrid Direct Growth
Kotak Debt Hybrid Direct Growth
12.21%
12.02%
14.1%
11.13%
ICICI Prudential Regular Savings Fund Direct Plan Growth
ICICI Prudential Regular Savings Fund Direct Plan Growth
10.98%
10.57%
11.85%
10.82%
Fund
Mar'25
Feb'25
Jan'25
No of Holdings
116
117
116
Top 5 Company Concentration
8.2%
8.2%
8.1%
Company having highest exposure
ICICI Bank Ltd (2.3%)
ICICI Bank Ltd (2.1%)
ICICI Bank Ltd (2.1%)
No of Sectors
13
13
13
Top 5 Sectors Concentration
152.2%
151.7%
148.8%
Sector having highest exposure
Corporate (56.4%)
Corporate (58.1%)
Corporate (55.6%)
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Harshil Suvarnkar
Harshil Suvarnkar
Fund Manager of Aditya Birla Sun Life Reg Savings Fund Direct Growth, since 22 March 2021
Mohit Sharma
Mohit Sharma
Fund Manager of Aditya Birla Sun Life Reg Savings Fund Direct Growth, since 31 October 2024
Fund House
Aditya Birla Sun Life AMC Ltd
Total AUM
₹3.68L Cr
as on 31-Mar-2025
Address
Aditya Birla Sun Life AMC Ltd,One World Centre, Tower 1, 17th Floor,Jupiter Mill Compound, 841, Senapati Bapat Marg,Elphinstone Road
Phone
+912243568000
Website
connect@birlasunlife.com

Mutual Fund Insights

Insights icon
Over the last 6 months, this fund has experienced a 4.8% drop in AUM moving from 1.44K Cr to 1.37K Cr.
Insights icon
In the last 3 years, Kotak Debt Hybrid Direct Growth has given 12.02% return, outperforming this fund by 2.59% per annum.
Insights icon
This fund has one of the lowest expense ratio in the category (conservative allocation). Its expense ratio is 1.02% which is lower than the category average expense ratio of 1.25%.
Insights icon
Over the last 15 months, this fund has increased expense ratio by 7.4% moving from 0.95 to 1.02.
Insights icon
In the last 5 years, Kotak Debt Hybrid Direct Growth has given 14.1% return, outperforming this fund by 0.73% per annum.
Insights icon
In the last 1 year, UTI Conservative Hybrid Fund-Growth-Direct has given 12.74% return, outperforming this fund by 0.64%.

Aditya Birla Sun Life Reg Savings Fund Direct Growth Highlights

Risk meter
pointer

Moderately High risk

Investors understand that their principal will be at Moderately High risk
About the fund

About the fund

This fund has delivered an average annual returns of 10.68% since inception which is more than its category average return of 7.69%
Fund Allocations

Fund Allocations

This fund has an allocation of 24.23% in Equity, 71.66% in Debt and 3.78% in Cash related instruments
AUM size ₹1377 Cr

AUM size ₹1377 Cr

This fund has AUM of ₹1377 Cr which is less than its category average of ₹ 1542 Cr
Expense Ratio 1.02%

Expense Ratio 1.02%

This fund has an expense ratio of 1.02% which is less than its category average expense ratio of 1.41%

Frequently Asked Questions for Aditya Birla Sun Life Reg Savings Fund Direct Growth

The current NAV of Aditya Birla Sun Life Reg Savings Fund Direct Growth is ₹72.91 as on 21-Apr-2025.
Existing (Absolute + CAGR) as on 21-Apr-2025.
Aditya Birla Sun Life Reg Savings Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
2.3%
2.3%
6 Month Returns
3.14%
3.14%
1 Year Returns
12.1%
12.1%
3 Years Returns
31.03%
9.43%
With INDmoney, the process of investing is very simple and involves zero commission.
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  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
1.02% as on March 2025
₹1377 Cr as on March 2025
Cholamandalam Investment And Fin. Co. Ltd(4.34%), 6.79% Govt Stock 2034(2.58%), ICICI Bank Ltd(2.27%), HDFC Bank Ltd(2.25%), LIC Housing Finance Limited(2.22%) as on March 2025
Corporate(42.7%), Government(29.97%), Financial Services(8.65%) as on March 2025
AAA
84.43
AA
15.57
Harshil Suvarnkar, Mohit Sharma are the fund managers of Aditya Birla Sun Life Reg Savings Fund Direct Growth
The Exit load of Aditya Birla Sun Life Reg Savings Fund Direct Growth is 1%