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Aditya Birla Sun Life Retirement Fund The 30s Pln Direct Growth

Aditya Birla Sun Life Retirement Fund The 30s Pln Direct Growth

NAV as on 25-04-2025

₹ 20.05

-1.6%

1D

Inception Returns

12%

/yr

Historical NAV & Returns

Absolute

zero opening, trading, fund transfer fee
67 people have invested ₹ 1.4L in Aditya Birla Sun Life Retirement Fund The 30s Pln Direct Growth in the last three months

About Aditya Birla Sun Life Retirement Fund The 30s Pln Direct Growth

Aditya Birla Sun Life Retirement Fund The 30s Pln Direct Growth is a hybrid fund. This fund was started on 12 March, 2019. The fund is managed by . This fund gives you the benefit of diversification.

Key Parameters

  1. Aditya Birla Sun Life Retirement Fund The 30s Pln Direct Growth has ₹371 Cr worth of assets under management (AUM) as on Mar 2025 and is less than category average.
  2. The fund has an expense ratio 1.2.

Returns

Aditya Birla Sun Life Retirement Fund The 30s Pln Direct Growth has given a CAGR return of 12.02% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 6.88%, 14.72% and 18.15% respectively.

Holdings

Aditya Birla Sun Life Retirement Fund The 30s Pln Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Industrial, Government, Consumer Cyclical, Tech, Health, Basic Materials, Energy, Consumer Defensive, Utilities, Real Estate, Communication.

Taxation

As it is a retirement mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of Aditya Birla Sun Life Retirement Fund The 30s Pln Direct Growth

The primary investment objective of the Scheme is income generation and capital appreciation for its investors which will be in line with their retirement goals by investing in a mix of equity, equity related instruments along with debt and money market instruments. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes' objectives will be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 500.00. There is a lock in period for Aditya Birla Sun Life Retirement Fund The 30s Pln Direct Growth of 5 Years

Aditya Birla Sun Life Retirement Fund The 30s Pln Direct Growth Overview

Expense ratio1.16%
Benchmark
Nifty 500 TR INR
AUM₹371 Cr
Inception Date12 March, 2019
Min Lumpsum/SIP₹1000/₹500
Exit Load0%
Lock In5 Years
TurnOver
60.2%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

Trailing Returns

as on (25-Apr-25)

Period
Aditya Birla Sun Life Retirement Fund The 30s Pln Direct Growth
Retirement Index
1M
2.1%
-
3M
2%
-
6M
-4.5%
-
1Y
6.9%
-
3Y
14.7%
-
5Y
18.2%
-

Fund Distribution

as on (31-Mar-25)

  • Equity 98.2%

  • Debt & Cash 1.8%

Large cap
48.9%

Small cap
25.3%

Mid cap
24%

Sector Allocation

Mar'25

Feb'25

Jan'25

Dec'24

Nov'24

Oct'24

Sep'24

Financial Services
26.7%
Industrial
18.4%
Consumer Cyclical
11.1%
Tech
9%
Health
8.3%
Basic Materials
7.7%
Energy
5.9%
Consumer Defensive
5.4%
Utilities
3.8%
Real Estate
2.4%
Communication
1.2%
All changes are between Oct'69 and Dec'69
Parameters
Mar'25
Feb'25
Jan'25
AUM
₹ 370.6 Cr
₹ 342.6 Cr
₹ 373.4 Cr
  • AUM of the fund stands at 370.6 Cr as of Mar'25
  • AUM increased by 28 Cr between Mar'25 and Feb'25

Top 3 Sectors in March were Financial Services, Industrial & Consumer Cyclical

Mar'25
Financial Services
27%
Industrial
18%
Government
16%
Feb'25
Financial Services
27%
Industrial
21%
Consumer Cyclical
11%
  • Equity

  • Debt & Cash

Holdings
Weight%
1M Change
ICICI Bank Ltd
ICICI Bank Ltd
4.66%
-3.1%
Larsen & Toubro Ltd
Larsen & Toubro Ltd
2.76%
-35.9%
HDFC Bank Ltd
HDFC Bank Ltd
2.25%
-6.4%
Hindustan Petroleum Corp Ltd
Hindustan Petroleum Corp Ltd
2.23%
0%
LTIMindtree Ltd
LTIMindtree Ltd
2.18%
12.9%
  • Returns %

  • Fund Ratios

  • Overview

Funds
1Y Returns
3Y Returns
5Y Returns
Since Inception
Aditya Birla Sun Life Retirement Fund The 30s Pln Direct Growth
Aditya Birla Sun Life Retirement Fund The 30s Pln Direct Growth
6.88%
14.72%
18.15%
12.02%
Axis Retirement Fund - Dynamic Plan Direct Growth
Axis Retirement Fund - Dynamic Plan Direct Growth
12.61%
15.23%
17.43%
14.8%
Tata Retirement Savings Moderate Fund Direct Plan Growth
Tata Retirement Savings Moderate Fund Direct Plan Growth
12.54%
15.69%
19.55%
15.9%
HDFC Retirement Savings Fund - Equity Plan - Direct Plan
HDFC Retirement Savings Fund - Equity Plan - Direct Plan
11.11%
20.21%
30.53%
20.54%
Fund
Mar'25
Feb'25
Jan'25
No of Holdings
77
79
60
Top 5 Company Concentration
14.1%
15.8%
26%
Company having highest exposure
ICICI Bank Ltd (4.7%)
ICICI Bank Ltd (4.6%)
HDFC Bank Ltd (6.6%)
No of Sectors
12
12
12
Top 5 Sectors Concentration
80.9%
74.9%
72.6%
Sector having highest exposure
Financial Services (26.7%)
Financial Services (26.8%)
Financial Services (28.6%)
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Fund House
Aditya Birla Sun Life AMC Ltd
Total AUM
₹3.68L Cr
as on 31-Mar-2025
Address
Aditya Birla Sun Life AMC Ltd,One World Centre, Tower 1, 17th Floor,Jupiter Mill Compound, 841, Senapati Bapat Marg,Elphinstone Road
Phone
+912243568000
Website
connect@birlasunlife.com

Mutual Fund Insights

Insights icon
This fund expense ratio is slightly on the lower side within the category (retirement). Its expense ratio is 1.16% which is lower than the category average expense ratio of 1.45%.
Insights icon
In the last 1 year, Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Growth has given 13.3% return, outperforming this fund by 3.31%.
Insights icon
Over the last 6 months, this fund has experienced a 12.4% drop in AUM moving from 422.95 Cr to 370.56 Cr.
Insights icon
In the last 3 years, ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth has given 22.53% return, outperforming this fund by 7.53% per annum.
Insights icon
In the last 5 years, ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth has given 31.55% return, outperforming this fund by 13.19% per annum.

Aditya Birla Sun Life Retirement Fund The 30s Pln Direct Growth Highlights

Risk meter
pointer

Very High Risk

Investors understand that their principal will be at Very High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 12.02% since inception which is more than its category average return of 10.87%
Fund Allocations

Fund Allocations

This fund has an allocation of 98.22% in Equity, 0.28% in Debt and 1.5% in Cash related instruments
AUM size ₹371 Cr

AUM size ₹371 Cr

This fund has AUM of ₹371 Cr which is less than its category average of ₹ 775 Cr
Expense Ratio 1.16%

Expense Ratio 1.16%

This fund has an expense ratio of 1.16% which is less than its category average expense ratio of 1.54%

Frequently Asked Questions for Aditya Birla Sun Life Retirement Fund The 30s Pln Direct Growth

The current NAV of Aditya Birla Sun Life Retirement Fund The 30s Pln Direct Growth is ₹20.05 as on 25-Apr-2025.
Existing (Absolute + CAGR) as on 25-Apr-2025.
Aditya Birla Sun Life Retirement Fund The 30s Pln Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
2.07%
2.07%
6 Month Returns
-4.53%
-4.53%
1 Year Returns
6.88%
6.88%
3 Years Returns
50.97%
14.72%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
1.16% as on March 2025
₹371 Cr as on March 2025
ICICI Bank Ltd(4.66%), Larsen & Toubro Ltd(2.76%), HDFC Bank Ltd(2.25%), Hindustan Petroleum Corp Ltd(2.23%), LTIMindtree Ltd(2.18%) as on March 2025
Financial Services(26.26%), Industrial(18.11%), Consumer Cyclical(10.93%) as on March 2025
AAA
100
The Exit load of Aditya Birla Sun Life Retirement Fund The 30s Pln Direct Growth is 0%