Aditya Birla Sun Life Retirement Fund The 30s Pln Direct Growth

Aditya Birla Sun Life Retirement Fund The 30s Pln Direct Growth

NAV as on 02-04-2025

₹ 19.57

-1.2%

1D

Inception Returns

11.6%

/yr

Historical NAV & Returns

Absolute

zero opening, trading, fund transfer fee
57 people have invested ₹ 70.2K in Aditya Birla Sun Life Retirement Fund The 30s Pln Direct Growth in the last three months

About Aditya Birla Sun Life Retirement Fund The 30s Pln Direct Growth

Aditya Birla Sun Life Retirement Fund The 30s Pln Direct Growth is a hybrid fund. This fund was started on 12 March, 2019. The fund is managed by . This fund gives you the benefit of diversification.

Key Parameters

  1. Aditya Birla Sun Life Retirement Fund The 30s Pln Direct Growth has ₹343 Cr worth of assets under management (AUM) as on Feb 2025 and is less than category average.
  2. The fund has an expense ratio 1.2.

Returns

Aditya Birla Sun Life Retirement Fund The 30s Pln Direct Growth has given a CAGR return of 11.56% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 6.74%, 12.20% and 19.53% respectively.

Holdings

Aditya Birla Sun Life Retirement Fund The 30s Pln Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Industrial, Consumer Cyclical, Tech, Health, Energy, Basic Materials, Consumer Defensive, Real Estate, Utilities, Government, Communication.

Taxation

As it is a retirement mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of Aditya Birla Sun Life Retirement Fund The 30s Pln Direct Growth

The primary investment objective of the Scheme is income generation and capital appreciation for its investors which will be in line with their retirement goals by investing in a mix of equity, equity related instruments along with debt and money market instruments. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes' objectives will be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 500.00. There is a lock in period for Aditya Birla Sun Life Retirement Fund The 30s Pln Direct Growth of 5 Years

Aditya Birla Sun Life Retirement Fund The 30s Pln Direct Growth Overview

Expense ratio1.16%
Benchmark
IISL Nifty 500 TR INR
AUM₹343 Cr
Inception Date12 March, 2019
Min Lumpsum/SIP₹1000/₹500
Exit Load0%
Lock In5 Years
TurnOver
60.2%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

Trailing Returns

as on (02-Apr-25)

Period
Aditya Birla Sun Life Retirement Fund The 30s Pln Direct Growth
Retirement Index
1M
6.9%
-
3M
-7.5%
-
6M
-12.9%
-
1Y
6.7%
-
3Y
12.2%
-
5Y
19.5%
-

Fund Distribution

as on (28-Feb-25)

  • Equity 91.7%

  • Debt & Cash 8.3%

Large cap
48.9%

Small cap
25%

Mid cap
17.8%

Sector Allocation

Feb'25

Jan'25

Dec'24

Financial Services
26.8%
Industrial
20.8%
Consumer Cyclical
11.2%
Tech
8.3%
Health
7.9%
Energy
5.9%
Basic Materials
5.8%
Consumer Defensive
5.7%
Real Estate
3.8%
Utilities
3.8%
Communication
0.1%
All changes are between Oct'69 and Dec'69
Parameters
Feb'25
Jan'25
Dec'24
AUM
₹ 342.6 Cr
₹ 373.4 Cr
₹ 396.7 Cr
  • AUM of the fund stands at 342.6 Cr as of Feb'25
  • AUM decreased by 30.8 Cr between Feb'25 and Jan'25
Top Stocks bought last month
Dixon Technologies (India) Ltd's allocation increased from 1.81% to 2.34%
Dixon Technologies (India) Ltd's allocation increased from 1.81% to 2.34%
Coforge Ltd's allocation increased from 1.86% to 2.39%
Coforge Ltd's allocation increased from 1.86% to 2.39%
Fortis Healthcare Ltd's allocation increased from 2.41% to 2.82%
Fortis Healthcare Ltd's allocation increased from 2.41% to 2.82%
Top Stocks sold last month
Reliance Industries Ltd's allocation decreased from 4.39 % to 4.06 %
Reliance Industries Ltd's allocation decreased from 4.39 % to 4.06 %
SJS Enterprises Ltd's allocation decreased from 2.57 % to 2.47 %
SJS Enterprises Ltd's allocation decreased from 2.57 % to 2.47 %
NTPC Ltd's allocation decreased from 2.79 % to 2.31 %
NTPC Ltd's allocation decreased from 2.79 % to 2.31 %

Top 3 Sectors in February were Financial Services, Industrial & Tech

Feb'25
Financial Services
27%
Industrial
21%
Consumer Cyclical
11%
Jan'25
Financial Services
29%
Industrial
15%
Tech
11%
Fund
Feb'25
Jan'25
Dec'24
No of Holdings
79
60
53
Top 5 Company Concentration
15.8%
26%
26.8%
Company having highest exposure
ICICI Bank Ltd (4.6%)
HDFC Bank Ltd (6.6%)
ICICI Bank Ltd (7%)
No of Sectors
12
12
12
Top 5 Sectors Concentration
74.9%
72.6%
76%
Sector having highest exposure
Financial Services (26.8%)
Financial Services (28.6%)
Financial Services (27%)
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Fund House
Aditya Birla Sun Life AMC Ltd
Total AUM
₹3.76L Cr
as on 28-Feb-2025
Address
Aditya Birla Sun Life AMC Ltd,One World Centre, Tower 1, 17th Floor,Jupiter Mill Compound, 841, Senapati Bapat Marg,Elphinstone Road
Phone
+912243568000
Website
connect@birlasunlife.com

Mutual Fund Insights

Insights icon
This fund expense ratio is slightly on the lower side within the category (retirement). Its expense ratio is 1.16% which is lower than the category average expense ratio of 1.44%.
Insights icon
Over the last 6 months, this fund has experienced a 16.4% drop in AUM moving from 409.59 Cr to 342.56 Cr.
Insights icon
In the last 5 years, ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth has given 33.29% return, outperforming this fund by 13.76% per annum.
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In the last 1 year, Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Growth has given 10.26% return, outperforming this fund by 3.53%.
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In the last 3 years, ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth has given 19.13% return, outperforming this fund by 6.93% per annum.

Aditya Birla Sun Life Retirement Fund The 30s Pln Direct Growth Highlights

Risk meter
pointer

Very High Risk

Investors understand that their principal will be at Very High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 11.56% since inception which is more than its category average return of 9.96%
Fund Allocations

Fund Allocations

This fund has an allocation of 91.67% in Equity, 0.3% in Debt and 8.03% in Cash related instruments
AUM size ₹343 Cr

AUM size ₹343 Cr

This fund has AUM of ₹343 Cr which is less than its category average of ₹ 731 Cr
Expense Ratio 1.16%

Expense Ratio 1.16%

This fund has an expense ratio of 1.16% which is less than its category average expense ratio of 1.55%

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5Y CAGR

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Aditya Birla Sun Life Financial Planning FOF Agrsv Plan Direct Plan Growth Option

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5Y CAGR

▲ 21.21

Aditya Birla Sun Life Financial Planning FOF Moderate Plan Direct Plan Growth Option

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5Y CAGR

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Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Growth

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5Y CAGR

▲ 17.36

Aditya Birla Sun Life Balanced Advantage Fund Direct Plan Growth Option

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5Y CAGR

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Frequently Asked Questions for Aditya Birla Sun Life Retirement Fund The 30s Pln Direct Growth

The current NAV of Aditya Birla Sun Life Retirement Fund The 30s Pln Direct Growth is ₹19.57 as on 02-Apr-2025.
Existing (Absolute + CAGR) as on 02-Apr-2025.
Aditya Birla Sun Life Retirement Fund The 30s Pln Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
6.92%
6.92%
6 Month Returns
-12.88%
-12.88%
1 Year Returns
6.74%
6.74%
3 Years Returns
41.24%
12.2%
5 Years Returns
143.99%
19.53%
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  • Click Buy on the fund name.
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  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
1.16% as on March 2025
₹343 Cr as on March 2025
ICICI Bank Ltd(4.65%), Larsen & Toubro Ltd(4.21%), HDFC Bank Ltd(2.46%), Tech Mahindra Ltd(2.26%), AU Small Finance Bank Ltd(2.23%) as on March 2025
Financial Services(24.54%), Industrial(19.03%), Consumer Cyclical(10.29%) as on March 2025
AAA
100
The Exit load of Aditya Birla Sun Life Retirement Fund The 30s Pln Direct Growth is 0%