Bandhan Retirement Fund Direct Growth
NAV as on 24-04-2025
₹ 12.51
▲0.5%
1D
Inception Returns
16.2%
/yr
Historical NAV & Returns
About Bandhan Retirement Fund Direct Growth
Bandhan Retirement Fund Direct Growth is a hybrid fund. This fund was started on 19 October, 2023. The fund is managed by Viraj Kulkarni, Gautam Kaul. This fund gives you the benefit of diversification.
Key Parameters
- Bandhan Retirement Fund Direct Growth has ₹172 Cr worth of assets under management (AUM) as on Mar 2025 and is less than category average.
- The fund has an expense ratio 0.7.
Returns
Bandhan Retirement Fund Direct Growth has given a CAGR return of 16.22% since inception. Over the last 1 year the fund has given a CAGR return of 10.34%.
Holdings
Bandhan Retirement Fund Direct Growth has allocated its funds majorly in Government, Cash Equivalent, Financial Services, Consumer Cyclical, Communication, Industrial, Tech, Energy, Basic Materials, Consumer Defensive, Health, Utilities, Real Estate.
Taxation
As it is a retirement mutual fund the taxation is as follows:If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitLong term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).
Investment objective of Bandhan Retirement Fund Direct Growth
The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity, debt, and other instruments to help investors meet their retirement goals. There is no assurance or guarantee that the objectives of the scheme will be realised.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 100.00. Bandhan Retirement Fund Direct Growth has no lock in period.
Bandhan Retirement Fund Direct Growth Overview
| Expense ratio | 0.72% |
Benchmark | CRISIL Hybrid 50+50 - Moderate TR INR |
| AUM | ₹172 Cr |
| Inception Date | 19 October, 2023 |
| Min Lumpsum/SIP | ₹1000/₹100 |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 35.34% |
| STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   Very High Risk |
Trailing Returns
as on (24-Apr-25)
Fund Distribution
as on (31-Mar-25)
- AUM of the fund stands at 171.7 Cr as of Mar'25
- AUM increased by 6.2 Cr between Mar'25 and Feb'25
Top 3 Sectors in March were Government, Financial Services & Consumer Cyclical
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 Bharti Airtel Ltd | 5.52% | 0% | |
 Reliance Industries Ltd | 5.37% | 0% | |
 ICICI Bank Ltd | 5.28% | 0% | |
 Larsen & Toubro Ltd | 3.48% | 0% | |
 HDFC Bank Ltd | 3.3% | 0% |
Funds | 1Y Returns | 3Y Returns | 5Y Returns | Since Inception |
|---|---|---|---|---|
Bandhan Retirement Fund Direct Growth | 10.34% | - | - | 16.22% |
 Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Growth | 13.3% | 14.46% | 16.48% | 11.91% |
 Tata Retirement Savings Moderate Fund Direct Plan Growth | 12.54% | 15.69% | 19.55% | 15.9% |
 HDFC Retirement Savings Fund - Equity Plan - Direct Plan | 11.11% | 20.21% | 30.53% | 20.54% |
Bandhan Retirement Fund Direct Growth Highlights
Very High Risk
About the fund
Fund Allocations
AUM size ₹172 Cr
Expense Ratio 0.72%
More funds from Bandhan
5Y CAGR
▲ 22.13
5Y CAGR
▲ 14.49
Frequently Asked Questions for Bandhan Retirement Fund Direct Growth
Bandhan Retirement Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 3.23% | 3.23% |
6 Month Returns | 1.32% | 1.32% |
1 Year Returns | 10.34% | 10.34% |
3 Years Returns | 0% | 0% |
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
AAA | 100 |