Baroda BNP Paribas Low Duration Fund Direct Growth

Baroda BNP Paribas Low Duration Fund Direct Growth

NAV as on 24-04-2025

₹ 43.33

Inception Returns

7.7%

/yr

Historical NAV & Returns

Absolute

zero opening, trading, fund transfer fee
16 people have invested ₹ 4.3L in Baroda BNP Paribas Low Duration Fund Direct Growth in the last three months

About Baroda BNP Paribas Low Duration Fund Direct Growth

Baroda BNP Paribas Low Duration Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Gurvinder Wasan, Vikram Pamnani. This fund is suitable to keep your money safe.

Key Parameters

  1. Baroda BNP Paribas Low Duration Fund Direct Growth has ₹289 Cr worth of assets under management (AUM) as on Dec 1969 and is less than category average.
  2. The fund has an expense ratio 0.3.

Returns

Baroda BNP Paribas Low Duration Fund Direct Growth has given a CAGR return of 7.67% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.28%, 7.18% and 6.41% respectively.

Holdings

Baroda BNP Paribas Low Duration Fund Direct Growth has allocated its funds majorly in Financial Services, Corporate, Cash Equivalent, Government, Industrial. Its top holdings are Rural Electrification Corporation Limited, Indian Railway Finance Corporation Limited, Power Finance Corporation Ltd., Union Bank Of India, Kotak Mahindra Bank Limited

Taxation

As it is a low duration mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of Baroda BNP Paribas Low Duration Fund Direct Growth

The primary objective of the Scheme is to provide income consistent with the prudent risk from a portfolio comprising investment in Debt & Money Market instruments such that the Macaulay duration of the portfolio is between 6 months - 12 months. However, there can be no assurance that the investment objective of the Scheme will be realized. The Scheme does not guarantee / indicate any returns.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. Baroda BNP Paribas Low Duration Fund Direct Growth has no lock in period.

Baroda BNP Paribas Low Duration Fund Direct Growth Overview

Expense ratio0.31%
Benchmark
Crisil Low Duration Debt Index TR INR
AUM₹289 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹5000/₹500
Exit Load0%
Lock InNo Lock-in
TurnOver
2.88%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Low to Moderate Risk

Trailing Returns

as on (24-Apr-25)

Period
Baroda BNP Paribas Low Duration Fund Direct Growth
Low Duration Index
1M
1.2%
0.9%
3M
2.4%
1.9%
6M
4.2%
3.3%
1Y
8.3%
7.2%
3Y
7.2%
6.5%
5Y
6.4%
6.1%

Fund Distribution

as on (31-Dec-69)

  • Debt & Cash 99.8%

AAA
80.8%

AA
19.2%

Sector Allocation

Mar'25

Feb'25

Jan'25

Dec'24

Nov'24

Oct'24

Sep'24

Corporate
66.5%
Cash Equivalent
19.9%
Government
13.6%
All changes are between Oct'69 and Dec'69
Parameters
Mar'25
Feb'25
Jan'25
AUM
₹ 273.8 Cr
₹ 284 Cr
₹ 226.5 Cr
  • AUM of the fund stands at 273.8 Cr as of Mar'25
  • AUM decreased by 10.2 Cr between Mar'25 and Feb'25
Top Stocks bought last month
National Housing Bank's allocation increased from 6.82% to 6.86%
National Housing Bank's allocation increased from 6.82% to 6.86%
Top Stocks sold last month
Shriram Finance Limited's allocation decreased from 6.24 % to 4.6 %
Shriram Finance Limited's allocation decreased from 6.24 % to 4.6 %
Cash allocation has gone down from 52.9% to 44.9%
Cash allocation has gone down from 52.9% to 44.9%
Debt allocation has gone up from 46.9% to 54.9%
Debt allocation has gone up from 46.9% to 54.9%

Top 3 Sectors in March were Financial Services, Corporate & Government

Mar'25
Financial Services
92%
Corporate
67%
Government
14%
Feb'25
Financial Services
92%
Corporate
49%
Government
11%
  • Debt & Cash

Holdings
Weight%
1M Change
Rural Electrification Corporation Limited
Rural Electrification Corporation Limited
6.97%
0%
Indian Railway Finance Corporation Limited
Indian Railway Finance Corporation Limited
6.96%
0%
Power Finance Corporation Ltd.
Power Finance Corporation Ltd.
6.94%
0%
Union Bank Of India
Union Bank Of India
6.58%
0%
Kotak Mahindra Bank Limited
Kotak Mahindra Bank Limited
6.55%
100%
  • Returns %

  • Fund Ratios

  • Overview

Funds
1Y Returns
3Y Returns
5Y Returns
Since Inception
Baroda BNP Paribas Low Duration Fund Direct Growth
Baroda BNP Paribas Low Duration Fund Direct Growth
8.28%
7.18%
6.41%
7.67%
Kotak Low Duration Fund- Direct Plan- Growth Option
Kotak Low Duration Fund- Direct Plan- Growth Option
8.58%
7.4%
6.79%
8%
HDFC Low Duration Direct Plan Growth Option
HDFC Low Duration Direct Plan Growth Option
8.45%
7.44%
6.84%
7.76%
Aditya Birla Sun Life Low Duration Direct Plan Growth
Aditya Birla Sun Life Low Duration Direct Plan Growth
8.38%
7.41%
6.77%
8.03%
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Gurvinder Wasan
Gurvinder Wasan
Fund Manager of Baroda BNP Paribas Low Duration Fund Direct Growth, since 21 October 2024
Vikram Pamnani
Vikram Pamnani
Fund Manager of Baroda BNP Paribas Low Duration Fund Direct Growth, since 27 December 2017
Fund House
Baroda BNP Paribas Asset Management India Pvt. Ltd.
Total AUM
₹43.47K Cr
as on 31-Mar-2025
Address
Baroda BNP Paribas Mutual Fund,Crescenzo, 7th Floor, G-Block,,Bandra Kurla Complex
Phone
+912269209600
Website
service@barodabnpparibasmf.in

Mutual Fund Insights

Insights icon
In the last 5 years, UTI - Low Duration Fund - Direct Plan - Growth Option has given 7.29% return, outperforming this fund by 0.88% per annum.
Insights icon
In the last 1 year, Kotak Low Duration Fund- Direct Plan- Growth Option has given 8.58% return, outperforming this fund by 0.3%.
Insights icon
Over the last 3 months, this fund has experienced a 32.2% growth in AUM moving from 218.34 Cr to 288.72 Cr.
Insights icon
In the last 3 years, ICICI Prudential Savings Fund Direct Plan Growth has given 7.49% return, outperforming this fund by 0.32% per annum.
Insights icon
This fund has one of the lowest expense ratio in the category (low duration). Its expense ratio is 0.31% which is lower than the category average expense ratio of 0.66%.

Baroda BNP Paribas Low Duration Fund Direct Growth Highlights

Risk meter
pointer

Low to Moderate Risk

Investors understand that their principal will be at Low to Moderate Risk
About the fund

About the fund

This fund has delivered an average annual returns of 7.67% since inception which is more than its category average return of 5.82%
AUM size ₹289 Cr

AUM size ₹289 Cr

This fund has AUM of ₹289 Cr which is less than its category average of ₹ 5783 Cr
Expense Ratio 0.31%

Expense Ratio 0.31%

This fund has an expense ratio of 0.31% which is less than its category average expense ratio of 0.6%

Frequently Asked Questions for Baroda BNP Paribas Low Duration Fund Direct Growth

The current NAV of Baroda BNP Paribas Low Duration Fund Direct Growth is ₹43.33 as on 24-Apr-2025.
Existing (Absolute + CAGR) as on 24-Apr-2025.
Baroda BNP Paribas Low Duration Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
1.22%
1.22%
6 Month Returns
4.23%
4.23%
1 Year Returns
8.28%
8.28%
3 Years Returns
23.11%
7.18%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.31% as on March 2025
₹289 Cr as on March 2025
Rural Electrification Corporation Limited(6.97%), Indian Railway Finance Corporation Limited(6.96%), Power Finance Corporation Ltd.(6.94%), Union Bank Of India(6.58%), Kotak Mahindra Bank Limited(6.55%) as on March 2025
Corporate(64.49%), Cash Equivalent(22.59%), Government(12.93%) as on March 2025
Yield to Maturity is 7.64 as on March 2025. Yield to Maturity is the total return earned on your bond investments if you hold the bond investments till maturity & all bonds' proceeds are reinvested in it.
Modified Duration is 0.87 as on March 2025. Modified Duration tells the sensitivity of the price of a bond to a change in interest rate.
AAA
80.75
AA
19.25
Gurvinder Wasan, Vikram Pamnani are the fund managers of Baroda BNP Paribas Low Duration Fund Direct Growth
The Exit load of Baroda BNP Paribas Low Duration Fund Direct Growth is 0%