DSP Credit Risk Fund Direct Growth
NAV as on 21-04-2025
₹ 53.1
▲0.2%
1D
Inception Returns
9.1%
/yr
Historical NAV & Returns
About DSP Credit Risk Fund Direct Growth
DSP Credit Risk Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Vivek Ramakrishnan. This fund is suitable to keep your money safe.
Key Parameters
- DSP Credit Risk Fund Direct Growth has ₹207 Cr worth of assets under management (AUM) as on Dec 1969 and is less than category average.
- The fund has an expense ratio 0.4.
Returns
DSP Credit Risk Fund Direct Growth has given a CAGR return of 9.09% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 23.49%, 14.86% and 11.63% respectively.
Holdings
DSP Credit Risk Fund Direct Growth has allocated its funds majorly in Financial Services, Corporate, Government, Cash Equivalent. Its top holdings are Aditya Birla Renewables Limited, 7.02% Govt Stock 2031, Nuvoco Vistas Corporation Limited, JSW Steel Limited, Tata Housing Development Co Ltd.
Taxation
As it is a credit risk mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of DSP Credit Risk Fund Direct Growth
An Open ended income Scheme, seeking to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 500.00. DSP Credit Risk Fund Direct Growth has no lock in period.
DSP Credit Risk Fund Direct Growth Overview
| Expense ratio | 0.4% |
Benchmark | CRISIL Credit Risk Debt B-II TR INR |
| AUM | ₹207 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | --/-- |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 363.76% |
| STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   Moderately High risk |
Trailing Returns
as on (21-Apr-25)
Fund Distribution
as on (31-Dec-69)
- AUM of the fund stands at 207 Cr as of Mar'25
- AUM increased by 15.4 Cr between Mar'25 and Feb'25
Top 3 Sectors in March were Financial Services, Corporate & Government
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 Aditya Birla Renewables Limited | 7.61% | 0% | |
7.02% Govt Stock 2031 | 7.58% | 0% | |
Nuvoco Vistas Corporation Limited | 7.57% | 0% | |
JSW Steel Limited | 7.56% | 0% | |
Tata Housing Development Co Ltd. | 7.4% | 0% |
Funds | 1Y Returns | 3Y Returns | 5Y Returns | Since Inception |
|---|---|---|---|---|
DSP Credit Risk Fund Direct Growth | 23.49% | 14.86% | 11.63% | 9.09% |
 Invesco India Credit Risk Fund Direct Growth | 12.31% | 10.09% | 8.31% | 7.35% |
 Nippon India Credit Risk Fund Direct Plan Growth Option | 10.27% | 8.3% | 9.13% | 7.53% |
 Baroda BNP Paribas Credit Risk Fund Direct Growth | 10.09% | 8.19% | 9.95% | 8.95% |
Mutual Fund Insights
DSP Credit Risk Fund Direct Growth Highlights
Moderately High risk
About the fund
AUM size ₹207 Cr
Expense Ratio 0.4%
More funds from DSP
5Y CAGR
▲ 7.57
5Y CAGR
▲ 7.25
5Y CAGR
▲ 5.88
3Y CAGR
▲ 8.16
Frequently Asked Questions for DSP Credit Risk Fund Direct Growth
DSP Credit Risk Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 1.39% | 1.39% |
6 Month Returns | 18.13% | 18.13% |
1 Year Returns | 23.49% | 23.49% |
3 Years Returns | 51.53% | 14.86% |
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
AA | 71.56 |
AAA | 28.44 |