NAV as on 28-03-2025
₹ 52.56
▲0.1%
1D
Inception Returns
9%
/yr
DSP Credit Risk Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Vivek Ramakrishnan. This fund is suitable to keep your money safe.
DSP Credit Risk Fund Direct Growth has given a CAGR return of 9.05% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 22.50%, 16.83% and 11.49% respectively.
DSP Credit Risk Fund Direct Growth has allocated its funds majorly in Financial Services, Corporate, Government, Cash Equivalent. Its top holdings are Aditya Birla Renewables Limited, Nuvoco Vistas Corporation Limited, JSW Steel Limited, 7.02% Govt Stock 2031, 6.92% Govt Stock 2039
As it is a credit risk mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
An Open ended income Scheme, seeking to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities.
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 500.00. DSP Credit Risk Fund Direct Growth has no lock in period.
Expense ratio | 0.4% |
Benchmark | CRISIL Short Term Bond Fund TR INR |
AUM | ₹207 Cr |
Inception Date | 1 January, 2013 |
Min Lumpsum/SIP | --/-- |
Exit Load | 1.0% |
Lock In | No Lock-in |
TurnOver | 363.76% |
STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
Risk | Moderately High risk |
as on (28-Mar-25)
as on (31-Dec-69)
Top 3 Sectors in February were Financial Services, Corporate & Government
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DSP Credit Risk Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 8.66% | 8.66% |
6 Month Returns | 17.44% | 17.44% |
1 Year Returns | 22.5% | 22.5% |
3 Years Returns | 59.47% | 16.83% |
5 Years Returns | 72.29% | 11.49% |
AA | 73.83 |
AAA | 26.17 |