DSP Gilt Fund Direct Growth

DSP Gilt Fund Direct Growth

NAV as on 21-04-2025

₹ 102.86

0.6%

1D

Inception Returns

8.5%

/yr

Historical NAV & Returns

Absolute

zero opening, trading, fund transfer fee
399 people have invested ₹ 76.6L in DSP Gilt Fund Direct Growth in the last three months

About DSP Gilt Fund Direct Growth

DSP Gilt Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by . This fund is suitable to keep your money safe.

Key Parameters

  1. DSP Gilt Fund Direct Growth has ₹1566 Cr worth of assets under management (AUM) as on Dec 1969 and is less than category average.
  2. The fund has an expense ratio 0.6.

Returns

DSP Gilt Fund Direct Growth has given a CAGR return of 8.52% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 13.23%, 8.97% and 7.57% respectively.

Holdings

DSP Gilt Fund Direct Growth has allocated its funds majorly in Government, Cash Equivalent. Its top holdings are 7.34% Govt Stock 2064, 7.3% Govt Stock 2053, 7.14% Maharashtra SDL 2039, 7.26% Maharashtra SDL 2050, 7.09% Govt Stock 2054

Taxation

As it is a government bond mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of DSP Gilt Fund Direct Growth

An Open Ended income Scheme, seeking to generate income through investment in Central Government Securities of various maturities. There is no assurance that the investment objective of the Scheme will be realized.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. DSP Gilt Fund Direct Growth has no lock in period.

DSP Gilt Fund Direct Growth Overview

Expense ratio0.57%
Benchmark
CRISIL Dynamic Gilt TR INR
AUM₹1566 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹100/₹100
Exit Load0%
Lock InNo Lock-in
TurnOver
1877.92%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Moderate Risk

Trailing Returns

as on (21-Apr-25)

Period
DSP Gilt Fund Direct Growth
Government Bond Index
1M
2.7%
2.3%
3M
4.6%
3.9%
6M
5.6%
5.3%
1Y
13.2%
11.3%
3Y
9%
7.7%
5Y
7.6%
6.3%

Fund Distribution

as on (31-Dec-69)

  • Debt & Cash 100%

AAA
100%

Sector Allocation

Mar'25

Feb'25

Jan'25

Dec'24

Nov'24

Oct'24

Government
96.6%
Cash Equivalent
3.4%
All changes are between Oct'69 and Dec'69
Parameters
Mar'25
Feb'25
Jan'25
AUM
₹ 1.6K Cr
₹ 1.7K Cr
₹ 1.6K Cr
  • AUM of the fund stands at 1.6K Cr as of Mar'25
  • AUM decreased by 132.7 Cr between Mar'25 and Feb'25
Cash allocation has gone down from 5.5% to 3.4%
Cash allocation has gone down from 5.5% to 3.4%
Debt allocation has gone up from 94.5% to 96.6%
Debt allocation has gone up from 94.5% to 96.6%

Top Sector in March was Government

Mar'25
Government
97%
Feb'25
Government
89%
  • Debt & Cash

Holdings
Weight%
1M Change
7.34% Govt Stock 2064
7.34% Govt Stock 2064
36.38%
1%
7.3% Govt Stock 2053
7.3% Govt Stock 2053
30.72%
0%
7.14% Maharashtra SDL 2039
7.14% Maharashtra SDL 2039
9.86%
200%
7.26% Maharashtra SDL 2050
7.26% Maharashtra SDL 2050
6.63%
0%
7.09% Govt Stock 2054
7.09% Govt Stock 2054
6.59%
-9.1%
  • Returns %

  • Fund Ratios

  • Overview

Funds
1Y Returns
3Y Returns
5Y Returns
Since Inception
DSP Gilt Fund Direct Growth
DSP Gilt Fund Direct Growth
13.23%
8.97%
7.57%
8.52%
Axis Gilt Fund Direct Plan Growth Option
Axis Gilt Fund Direct Plan Growth Option
13.2%
8.73%
7.17%
7.95%
SBI Magnum Gilt Fund Direct Growth
SBI Magnum Gilt Fund Direct Growth
12.67%
9.13%
7.53%
9.49%
Edelweiss Government Securities Fund Direct Growth
Edelweiss Government Securities Fund Direct Growth
12.44%
8.54%
7.82%
9.04%
Loading...
We are taking more time than usual
Fund House
DSP Asset Managers Private Limited
Total Schemes
Total AUM
₹1.28L Cr
as on 30-Sep-2023
Address
India
Phone
91-22-66578000
Website
service@dspblackrock.com

DSP Gilt Fund Direct Growth Highlights

Risk meter
pointer

Moderate Risk

Investors understand that their principal will be at Moderate Risk
About the fund

About the fund

This fund has delivered an average annual returns of 8.52% since inception which is more than its category average return of 7.15%
AUM size ₹1566 Cr

AUM size ₹1566 Cr

This fund has AUM of ₹1566 Cr which is less than its category average of ₹ 2197 Cr
Expense Ratio 0.57%

Expense Ratio 0.57%

This fund has an expense ratio of 0.57% which is less than its category average expense ratio of 0.85%

Frequently Asked Questions for DSP Gilt Fund Direct Growth

The current NAV of DSP Gilt Fund Direct Growth is ₹102.86 as on 21-Apr-2025.
Existing (Absolute + CAGR) as on 21-Apr-2025.
DSP Gilt Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
2.7%
2.7%
6 Month Returns
5.62%
5.62%
1 Year Returns
13.23%
13.23%
3 Years Returns
29.4%
8.97%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.57% as on March 2025
₹1566 Cr as on March 2025
7.34% Govt Stock 2064(36.38%), 7.3% Govt Stock 2053(30.72%), 7.14% Maharashtra SDL 2039(9.86%), 7.26% Maharashtra SDL 2050(6.63%), 7.09% Govt Stock 2054(6.59%) as on March 2025
Yield to Maturity is 7.04 as on March 2025. Yield to Maturity is the total return earned on your bond investments if you hold the bond investments till maturity & all bonds' proceeds are reinvested in it.
Modified Duration is 11.5 as on March 2025. Modified Duration tells the sensitivity of the price of a bond to a change in interest rate.
AAA
100
The Exit load of DSP Gilt Fund Direct Growth is 0%