DSP Liquidity Fund Direct Growth
Debt
Direct
Liquid
NAV as on 22-11-2024
₹ 3614.48
Inception Returns
6.8%
/yr
About DSP Liquidity Fund Direct Growth
DSP Liquidity Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Kedar Karnik, Karan Mundhra. This fund is suitable to keep your money safe.
Key Parameters
- DSP Liquidity Fund Direct Growth has ₹23614 Cr worth of assets under management (AUM) as on Dec 1969 and is more than category average.
- The fund has an expense ratio 0.1.
Returns
DSP Liquidity Fund Direct Growth has given a CAGR return of 6.85% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.51%, 6.35% and 5.36% respectively.
Holdings
DSP Liquidity Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Communication, Health, Corporate. Its top holdings are Bank Of Baroda, Small Industries Development Bank Of India, Canara Bank, Reliance Jio Infocomm Limited, Bank Of Baroda
Taxation
As it is a liquid mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:For short term (less than 3 years) capital gains will be taxed at your income slab rate.For long term (more than 3 years) capital gains will be taxed at 20% with indexation benefit.Dividends will always be taxed at slab rate.
Investment objective of DSP Liquidity Fund Direct Growth
An Open Ended Income (Liquid) Scheme, seeking to generate a reasonable return commensurate with low risk and a high degree of liquidity, from a portfolio constituted of money market securities and high quality debt securities. There is no assurance that the investment objective of the Scheme will be realized.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. DSP Liquidity Fund Direct Growth has no lock in period.
Historical NAV & Returns
DSP Liquidity Fund Direct Growth Overview
| Expense ratio | 0.1% |
Benchmark | CRISIL Liquid Fund TR INR |
| AUM | ₹23614 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹100/₹100 |
Exit Load | 0.0% |
| Lock In | No Lock-in |
TurnOver | 556.9% |
| STCG | Selling within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   Low to Moderate Risk |
Trailing Returns
as on (22-Nov-24)
Fund Distribution
as on (31-Dec-69)
- AUM of the fund stands at 20K Cr as of Oct'24
- AUM increased by 4.8K Cr between Oct'24 and Sep'24
Top 3 Sectors in October were Communication, Health & Corporate
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 Bank Of Baroda | 3.14% | 100% | |
Small Industries Development Bank Of India | 2.74% | 0% | |
Canara Bank | 2.49% | 0% | |
Reliance Jio Infocomm Limited | 2.32% | 100% | |
Bank Of Baroda | 2.09% | 0% |
Mutual Fund Insights
DSP Liquidity Fund Direct Growth Highlights
Low to Moderate Risk
About the fund
AUM size ₹23614 Cr
Expense Ratio 0.1%
Frequently Asked Questions for DSP Liquidity Fund Direct Growth
DSP Liquidity Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 0.59% | 0.59% |
6 Month Returns | 3.64% | 3.64% |
1 Year Returns | 7.51% | 7.51% |
3 Years Returns | 20.29% | 6.35% |
5 Years Returns | 29.83% | 5.36% |
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
AAA | 99.4 |
AA | 0.6 |