DSP Regular Saving Fund
NAV as on 21-04-2025
₹ 65.19
▲0.4%
1D
Inception Returns
8.9%
/yr
Historical NAV & Returns
About DSP Regular Saving Fund
DSP Regular Saving Fund is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by . This fund gives you the benefit of diversification.
Key Parameters
- DSP Regular Saving Fund has ₹165 Cr worth of assets under management (AUM) as on Mar 2025 and is less than category average.
- The fund has an expense ratio 0.5.
Returns
DSP Regular Saving Fund has given a CAGR return of 8.89% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 12.52%, 10.26% and 11.58% respectively.
Holdings
DSP Regular Saving Fund has allocated its funds majorly in Government, Financial Services, Cash Equivalent, Consumer Cyclical, Health, Utilities, Consumer Defensive, Energy, Basic Materials, Tech, Industrial, Communication.
Taxation
As it is a conservative allocation mutual fund the taxation is as follows:If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitLong term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).
Investment objective of DSP Regular Saving Fund
An Open Ended Income Scheme, seeking to generate income, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of issuers domiciled in India. There is no assurance that the investment objective of the Scheme will be realized.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. DSP Regular Saving Fund has no lock in period.
DSP Regular Saving Fund Overview
| Expense ratio | 0.5% |
Benchmark | CRISIL Hybrid 85+15 - ConservativeTR INR |
| AUM | ₹165 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹100/₹100 |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 43.15% |
| STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   Moderately High risk |
Trailing Returns
as on (21-Apr-25)
Fund Distribution
as on (31-Mar-25)
- AUM of the fund stands at 163.5 Cr as of Mar'25
- AUM increased by 1.1 Cr between Mar'25 and Feb'25
Top 3 Sectors in March were Government, Financial Services & Consumer Cyclical
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 HDFC Bank Ltd | 3.12% | 0% | |
 ICICI Bank Ltd | 2.23% | 0% | |
 Kotak Mahindra Bank Ltd | 1.82% | 0% | |
 Cipla Ltd | 1.24% | 0% | |
 Axis Bank Ltd | 1.2% | 0% |
Funds | 1Y Returns | 3Y Returns | 5Y Returns | Since Inception |
|---|---|---|---|---|
DSP Regular Saving Fund | 12.52% | 10.26% | 11.58% | 8.89% |
 UTI Conservative Hybrid Fund-Growth-Direct | 12.74% | 10.43% | 13.11% | 9.9% |
 Kotak Debt Hybrid Direct Growth | 12.21% | 12.02% | 14.1% | 11.13% |
 ICICI Prudential Regular Savings Fund Direct Plan Growth | 10.98% | 10.57% | 11.85% | 10.82% |
Mutual Fund Insights
DSP Regular Saving Fund Highlights
Moderately High risk
About the fund
Fund Allocations
AUM size ₹165 Cr
Expense Ratio 0.5%
More funds from DSP
5Y CAGR
▲ 21.64
5Y CAGR
▲ 14.35
5Y CAGR
▲ 14.48
5Y CAGR
▲ 10.43
5Y CAGR
▲ 6.01
Frequently Asked Questions for DSP Regular Saving Fund
DSP Regular Saving Fund | Absolute Returns | CAGR Returns |
1 Month Returns | 1.68% | 1.68% |
6 Month Returns | 4.08% | 4.08% |
1 Year Returns | 12.52% | 12.52% |
3 Years Returns | 34.04% | 10.26% |
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
AAA | 100 |