DSP Regular Saving Fund Direct Plan Growth
Hybrid
Direct
Conservative Allocation
NAV: ₹ 58.59 as on 16-05-2024
About the Fund
DSP Regular Saving Fund Direct Plan Growth is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Jay Kothari, Kedar Karnik. This fund gives you the benefit of diversification.
Key Parameters
- DSP Regular Saving Fund Direct Plan Growth has ₹173 Cr worth of assets under management (AUM) as on Apr 2024 and is less than category average.
- The fund has an expense ratio 0.6.
Fund Performance
23 people have invested ₹ 4.1L in DSP Regular Saving Fund Direct Plan Growth in the last three months
Overview
 | 0.6% |
 Benchmark | CRISIL Hybrid 85+15 - ConservativeTR INR |
 | ₹173 Cr |
 | 1 January, 2013 |
 | ₹100/₹100 |
 | 0% |
 | No Lock-in |
 TurnOver | 33.5% |
DSP Regular Saving Fund Direct Plan Growth Distribution as on (30-Apr-24)
Sector Allocation
Financial Services
46.6%
Health
14.7%
Consumer Cyclical
9.1%
Basic Materials
8%
Tech
7.8%
Consumer Defensive
5.6%
Utilities
2.6%
Communication
2.3%
Energy
2.3%
Industrial
0.9%
Top Holdings of DSP Regular Saving Fund Direct Plan Growth as on (30-Apr-24)
Equity Holdings27
Debt Holdings18
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 HDFC Bank Ltd | 3.41% | 0% | |
 ICICI Bank Ltd | 3.06% | 0% | |
 Bajaj Finance Ltd | 1.55% | 0% | |
 ITC Ltd | 1.39% | 0% | |
 Mahindra & Mahindra Ltd | 1.29% | 0% |
See all
Monthly Changes Updates
All changes are between Oct'69 and Dec'69
AUM Change
- AUM of the fund stands at 173.2 Cr as of Apr'24
- AUM decreased by 0.8 Cr between Apr'24 and Mar'24
Fund Portfolio Changes
Mutual Fund Insights
This fund has one of the lowest expense ratio in the category (conservative allocation). Its expense ratio is 0.6% which is lower than the category average expense ratio of 1.12%.
In the last 5 years, Kotak Debt Hybrid Direct Growth has given 12.98% return, outperforming this fund by 3.47% per annum.
In the last 3 years, Kotak Debt Hybrid Direct Growth has given 11.93% return, outperforming this fund by 3.21% per annum.
In the last 1 year, Kotak Debt Hybrid Direct Growth has given 16.62% return, outperforming this fund by 2.99%.
Peer Analysis
Fund Manager
Jay Kothari
Fund Manager of DSP Regular Saving Fund Direct Plan Growth, since 16 March 2018
Top funds managed
Kedar Karnik
Fund Manager of DSP Regular Saving Fund Direct Plan Growth, since 1 July 2023
Top funds managed
DSP Regular Saving Fund Direct Plan Growth Highlights
Moderately High risk
Investors understand that their principal will be at Moderately High risk
About the fund
This fund has delivered an average annual returns of 8.6% since inception which is more than its category average return of 6.17%
Fund Allocations
This fund has an allocation of 24.7% in Equity, 72.75% in Debt and 2.25% in Cash related instruments
AUM size ₹173 Cr
This fund has AUM of ₹173 Cr which is less than its category average of ₹ 730 Cr
Expense Ratio 0.6%
This fund has an expense ratio of 0.6% which is less than its category average expense ratio of 1.25%
Frequently Asked Questions
The current NAV of DSP Regular Saving Fund Direct Plan Growth is ₹58.59 as on 16-May-2024.
Existing (Absolute + CAGR) as on 16-May-2024.
DSP Regular Saving Fund Direct Plan Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 0.48% | 0.48% |
6 Month Returns | 7.2% | 7.2% |
1 Year Returns | 13.63% | 13.63% |
3 Years Returns | 28.54% | 8.73% |
5 Years Returns | 57.47% | 9.51% |
With INDmoney, the process of investing is very simple and involves zero commission.
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
0.6% as on April 2024
₹173 Cr as on April 2024
7.18% Govt Stock 2033(12.88%), National Housing Bank(8.77%), Power Grid Corporation Of India Limited(6%), Rec Limited(5.8%), Indian Oil Corporation Limited(5.77%) as on April 2024
Government(44.67%), Corporate(28.37%), Financial Services(11.52%) as on April 2024
AAA | 100 |
Jay Kothari, Kedar Karnik are the fund managers of DSP Regular Saving Fund Direct Plan Growth
The Exit load of DSP Regular Saving Fund Direct Plan Growth is 0%