NAV as on 31-03-2025
₹ 64.3
Inception Returns
8.8%
/yr
DSP Regular Saving Fund is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by . This fund gives you the benefit of diversification.
DSP Regular Saving Fund has given a CAGR return of 8.82% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 11.46%, 9.97% and 11.77% respectively.
DSP Regular Saving Fund has allocated its funds majorly in Government, Financial Services, Cash Equivalent, Consumer Cyclical, Health, Utilities, Corporate, Consumer Defensive, Basic Materials, Energy, Tech, Industrial, Communication.
As it is a conservative allocation mutual fund the taxation is as follows:If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitLong term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).
An Open Ended Income Scheme, seeking to generate income, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of issuers domiciled in India. There is no assurance that the investment objective of the Scheme will be realized.
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. DSP Regular Saving Fund has no lock in period.
Expense ratio | 0.5% |
Benchmark | CRISIL Hybrid 85+15 - ConservativeTR INR |
AUM | ₹163 Cr |
Inception Date | 1 January, 2013 |
Min Lumpsum/SIP | ₹100/₹100 |
Exit Load | 0% |
Lock In | No Lock-in |
TurnOver | 43.15% |
STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
Risk | Moderately High risk |
as on (31-Mar-25)
as on (28-Feb-25)
Top 3 Sectors in February were Government, Financial Services & Consumer Cyclical
More funds from DSP
DSP Aggressive Hybrid Fund Direct Plan Growth
5Y CAGR
▲ 21.75
DSP Dynamic Asset Allocation Fund Direct Growth
5Y CAGR
▲ 14.72
DSP Equity Savings Fund Direct Plan Growth
5Y CAGR
▲ 15.04
DSP Arbitrage Fund Direct Growth
5Y CAGR
▲ 5.95
DSP Multi Asset Allocation Fund Direct Growth
1Y CAGR
▲ 15.57
DSP Regular Saving Fund | Absolute Returns | CAGR Returns |
1 Month Returns | 3.06% | 3.06% |
6 Month Returns | 1.92% | 1.92% |
1 Year Returns | 11.46% | 11.46% |
3 Years Returns | 33% | 9.97% |
5 Years Returns | 74.4% | 11.77% |
AAA | 100 |