DSP Regular Saving Fund
Hybrid
Direct
Conservative Allocation
NAV as on 04-02-2025
₹ 63
▲0.4%
1D
Inception Returns
8.7%
/yr
About DSP Regular Saving Fund
DSP Regular Saving Fund is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by . This fund gives you the benefit of diversification.
Key Parameters
- DSP Regular Saving Fund has ₹164 Cr worth of assets under management (AUM) as on Nov 2024 and is less than category average.
- The fund has an expense ratio 0.5.
Returns
DSP Regular Saving Fund has given a CAGR return of 8.74% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 11.14%, 8.92% and 9.50% respectively.
Holdings
DSP Regular Saving Fund has allocated its funds majorly in Government, Financial Services, Cash Equivalent, Consumer Cyclical, Health, Corporate, Utilities, Basic Materials, Consumer Defensive, Tech, Industrial, Energy, Communication.
Taxation
As it is a conservative allocation mutual fund the taxation is as follows:If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:For short term (less than a year) capital gains will be taxed at 15%For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefitGains up to Rs 1 lakh are exempt from taxation (more than 12 months).
Investment objective of DSP Regular Saving Fund
An Open Ended Income Scheme, seeking to generate income, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of issuers domiciled in India. There is no assurance that the investment objective of the Scheme will be realized.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. DSP Regular Saving Fund has no lock in period.
Historical NAV & Returns
DSP Regular Saving Fund Overview
| Expense ratio | 0.5% |
Benchmark | CRISIL Hybrid 85+15 - ConservativeTR INR |
| AUM | ₹164 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹100/₹100 |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 43.15% |
| STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   Moderately High risk |
Trailing Returns
as on (04-Feb-25)
Fund Distribution
as on (30-Nov-24)
- AUM of the fund stands at 178.8 Cr as of Dec'24
- AUM decreased by 1.5 Cr between Dec'24 and Nov'24
Top 3 Sectors in December were Government, Financial Services & Corporate
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 HDFC Bank Ltd | 2.79% | 0% | |
 ICICI Bank Ltd | 2.04% | 0% | |
 Kotak Mahindra Bank Ltd | 1.5% | 0% | |
 Bajaj Finance Ltd | 1.28% | 0% | |
 Cipla Ltd | 1.24% | 37.7% |
Mutual Fund Insights
DSP Regular Saving Fund Highlights
Moderately High risk
About the fund
Fund Allocations
AUM size ₹164 Cr
Expense Ratio 0.5%
Frequently Asked Questions for DSP Regular Saving Fund
DSP Regular Saving Fund | Absolute Returns | CAGR Returns |
1 Month Returns | -0.3% | -0.3% |
6 Month Returns | 2.48% | 2.48% |
1 Year Returns | 11.14% | 11.14% |
3 Years Returns | 29.23% | 8.92% |
5 Years Returns | 57.46% | 9.5% |
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
AAA | 100 |