DSP Short Term Fund Direct Growth
NAV as on 23-04-2025
₹ 50.1
Inception Returns
7.9%
/yr
Historical NAV & Returns
About DSP Short Term Fund Direct Growth
DSP Short Term Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Karan Mundhra. This fund is suitable to keep your money safe.
Key Parameters
- DSP Short Term Fund Direct Growth has ₹3230 Cr worth of assets under management (AUM) as on Dec 1969 and is less than category average.
- The fund has an expense ratio 0.3.
Returns
DSP Short Term Fund Direct Growth has given a CAGR return of 7.94% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 9.77%, 7.37% and 6.62% respectively.
Holdings
DSP Short Term Fund Direct Growth has allocated its funds majorly in Financial Services, Corporate, Government, Cash Equivalent. Its top holdings are 6.79% Govt Stock 2034, INDIA UNIVERSAL TRUST AL1, 7.81% Govt Stock 2033, Rec Limited, Small Industries Development Bank Of India
Taxation
As it is a short duration mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of DSP Short Term Fund Direct Growth
An Open ended income Scheme, seeking to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities. There is no assurance that the investment objective of the Scheme will be realized.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. DSP Short Term Fund Direct Growth has no lock in period.
DSP Short Term Fund Direct Growth Overview
| Expense ratio | 0.34% |
Benchmark | CRISIL Short Duration Debt TR INR |
| AUM | ₹3230 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹100/₹100 |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 440.04% |
| STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   Low to Moderate Risk |
Trailing Returns
as on (23-Apr-25)
Fund Distribution
as on (31-Dec-69)
- AUM of the fund stands at 3.1K Cr as of Mar'25
- AUM increased by 276.1 Cr between Mar'25 and Feb'25
Top 3 Sectors in March were Financial Services, Corporate & Government
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 6.79% Govt Stock 2034 | 8.91% | -34.5% | |
INDIA UNIVERSAL TRUST AL1 | 4.71% | 0% | |
7.81% Govt Stock 2033 | 3.87% | -50% | |
Rec Limited | 3.28% | 0% | |
Small Industries Development Bank Of India | 3.25% | 300% |
Funds | 1Y Returns | 3Y Returns | 5Y Returns | Since Inception |
|---|---|---|---|---|
DSP Short Term Fund Direct Growth | 9.77% | 7.37% | 6.62% | 7.94% |
 Bank of India Short Term Income Fund Direct Plan Growth | 11.04% | 9.93% | 8.71% | 6.99% |
 Kotak Bond Short Term Plan Direct Growth | 10.04% | 7.65% | 6.99% | 8.16% |
 Mahindra Manulife Short Duration Fund Direct Growth | 9.95% | 7.67% | - | 6.8% |
Mutual Fund Insights
DSP Short Term Fund Direct Growth Highlights
Low to Moderate Risk
About the fund
AUM size ₹3230 Cr
Expense Ratio 0.34%
More funds from DSP
5Y CAGR
▲ 11.63
5Y CAGR
▲ 7.37
5Y CAGR
▲ 7.10
5Y CAGR
▲ 5.64
Frequently Asked Questions for DSP Short Term Fund Direct Growth
DSP Short Term Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 1.86% | 1.86% |
6 Month Returns | 5.01% | 5.01% |
1 Year Returns | 9.77% | 9.77% |
3 Years Returns | 23.78% | 7.37% |
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
AAA | 92.62 |
AA | 7.38 |