Groww Value Fund Direct Growth

Equity

Value

NAV as on 31-03-2025

₹ 29.14

Inception Returns

11.8%

/yr

Historical NAV & Returns

Absolute

▲

▼

1499 people have invested ₹ 15.6L in Groww Value Fund Direct Growth in the last three months

About Groww Value Fund Direct Growth

Groww Value Fund Direct Growth is an equity fund. This fund was started on 7 September, 2015. The fund is managed by Anupam Tiwari. The fund could potentially beat inflation in the long-run.

Key Parameters

Groww Value Fund Direct Growth has ₹44 Cr worth of assets under management (AUM) as on Feb 2025 and is less than category average.
The fund has an expense ratio 0.9.

Returns

Groww Value Fund Direct Growth has given a CAGR return of 11.83% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 4.76%, 15.17% and 24.98% respectively.

Holdings

Groww Value Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Consumer Cyclical, Tech, Energy, Communication, Health, Industrial, Basic Materials, Corporate, Utilities. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Infosys Ltd, State Bank of India, Coal India Ltd

Taxation

As it is a value mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of Groww Value Fund Direct Growth

The primary investment objective of the Scheme is to seek to provide long-term capital appreciation from a portfolio that is invested predominantly in equity and equityrelated securities of blue-chip large-cap companies. However, there can be no assurance that the investment objective of the scheme will be achieved. The Scheme does not assure or guarantee any returns.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. Groww Value Fund Direct Growth has no lock in period.

Groww Value Fund Direct Growth Overview

Expense ratio	0.9%
Benchmark	S&P BSE 500 India TR INR
AUM	₹44 Cr
Inception Date	7 September, 2015
Min Lumpsum/SIP	₹500/₹500
Exit Load	1.0%
Lock In	No Lock-in
TurnOver	92.68%
STCG	Selling mutual fund before 1 year, returns taxed at 20%.
LTCG	After 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk	Very High Risk

INDmoney Rank for Groww Value Fund Direct Growth

IND ranking is not available for this fund.

Beats FD returns for both 3Y & 5Y duration

5Y returns in the bottom 25% of the category

3Y returns in the bottom 25% of the category

Trailing Returns

as on (31-Mar-25)

Period	Groww Value Fund Direct Growth	Nifty 500	value
1M	6.7%	7.3%	6.4%
3M	-3.2%	-4.6%	-7.3%
6M	-9.5%	-12%	-14.8%
1Y	4.8%	5.4%	4.8%
3Y	15.2%	12.7%	17.1%
5Y	25%	25%	28.2%

Fund Distribution

as on (28-Feb-25)

Equity 78.3%
Debt & Cash 21.7%

Large cap

60%

Small cap

9.7%

Mid cap

9.5%

Sector Allocation

Feb'25

Jan'25

Dec'24

Financial Services

45.5%

Consumer Cyclical

16.1%

Tech

10.7%

Energy

5.7%

Communication

5.6%

Health

5.3%

Industrial

4.7%

Basic Materials

3.9%

Utilities

2.5%

All changes are between Dec'24 and Feb'25

	Dec'24
Fund Returns	-2.71%
Nifty 500	-2.02%

Parameters	Feb'25	Jan'25	Dec'24
AUM	₹ 43.6 Cr	₹ 44.9 Cr	₹ 46.7 Cr

AUM of the fund stands at 43.6 Cr as of Feb'25
AUM decreased by 1.2 Cr between Feb'25 and Jan'25

Top Stocks bought last month

Maruti Suzuki India Ltd's allocation increased from 1.75% to 4.46%

Power Finance Corp Ltd's allocation increased from 2.64% to 3.22%

Bharti Airtel Ltd's allocation increased from 3.97% to 4.43%

Top Stocks sold last month

ICICI Bank Ltd's allocation decreased from 7.71 % to 7.62 %

Infosys Ltd's allocation decreased from 5.84 % to 5.39 %

State Bank of India's allocation decreased from 5.68 % to 5.2 %

Mid Cap allocation has gone down from 10.5% to 9.5%

Large Cap allocation has gone down from 60.4% to 60%

Small Cap allocation has gone down from 10% to 9.7%

Cash allocation has gone up from 11.4% to 21.6%

Top 3 Sectors in February were Financial Services, Consumer Cyclical & Tech

Feb'25

Financial Services

46%

Consumer Cyclical

16%

Tech

11%

Jan'25

Financial Services

48%

Consumer Cyclical

13%

Tech

12%

Equity
Debt & Cash

Holdings	Weight%	1M Change
HDFC Bank Ltd	9.29%	0%
ICICI Bank Ltd	7.62%	0%
Infosys Ltd	5.39%	0%
State Bank of India	5.2%	0%
Coal India Ltd	4.54%	0%

See all

Returns %
Fund Ratios
Overview

Funds	1Y Returns	3Y Returns	5Y Returns	Since Inception
Groww Value Fund Direct Growth	4.76%	15.17%	24.98%	11.83%
UTI Value fund Fund-Direct Growth Option	15.89%	17.9%	28.16%	14.56%
DSP Value Fund Direct Plan Growth	11.79%	16.53%	-	18.64%
ICICI Prudential Value Discovery Fund Direct Plan Growth	11.35%	20.64%	34%	18.84%

See all

Gainers
Losers

Top Growth Drivers	1M Return
Cholamandalam Financial Holdings Ltd	10.8%
HDFC Bank Ltd	7.4%
Hindalco Industries Ltd	7.2%

Fund	Feb'25	Jan'25	Dec'24
No of Holdings	36	37	37
Top 5 Company Concentration	32%	32.8%	33.9%
Company having highest exposure	HDFC Bank Ltd (9.3%)	HDFC Bank Ltd (8.9%)	HDFC Bank Ltd (9%)
No of Sectors	10	10	10
Top 5 Sectors Concentration	83.6%	85.5%	82%
Sector having highest exposure	Financial Services (45.5%)	Financial Services (47.7%)	Financial Services (43.6%)

We are taking more time than usual

Anupam Tiwari

Fund Manager of Groww Value Fund Direct Growth, since 4 May 2023

Top funds managed

Scheme	Annualised Returns(3Y)	Category Returns(3Y)
Groww Large Cap Fund Direct Plan Growth Option	13.22%	13.18%
Groww Multicap Fund Direct Growth	0%	17.6%
Groww Banking & Financial Services Fund Direct Growth	0%	16.59%

Fund House

Groww Asset Management Ltd.

Total Schemes

See all Groww schemes

Total AUM

₹1.98K Cr

as on 28-Feb-2025

Address

Floor 12 A, Tower 2 A, One World Centre,,Jupiter Mills Compound Senapati Bapat Marg,Mumbai,Maharashtra

Phone

8050180222

Website

support@growwmf.in

Mutual Fund Insights

This fund has one of the lowest expense ratio in the category (value). Its expense ratio is 0.9% which is lower than the category average expense ratio of 1.37%.

In the last 5 years, Bandhan Sterling Value Fund Direct Plan Growth has given 37.23% return, outperforming this fund by 12.25% per annum.

In the last 1 year, UTI Value fund Fund-Direct Growth Option has given 15.89% return, outperforming this fund by 11.13%.

In the last 3 years, Axis Value Fund Direct Growth has given 21.97% return, outperforming this fund by 6.8% per annum.

Over the last 6 months, this fund has experienced a 12.9% growth in AUM moving from 38.62 Cr to 43.62 Cr.

Groww Value Fund Direct Growth Highlights

Very High Risk

Investors understand that their principal will be at Very High Risk

About the fund

This fund has delivered an average annual returns of 11.83% since inception which is less than its category average return of 14.83%

Fund Allocations

This fund has an allocation of 78.34% in Equity, 0% in Debt and 21.65% in Cash related instruments

AUM size ₹44 Cr

This fund has AUM of ₹44 Cr which is less than its category average of ₹ 4617 Cr

Expense Ratio 0.9%

This fund has an expense ratio of 0.9% which is less than its category average expense ratio of 1.37%

Frequently Asked Questions for Groww Value Fund Direct Growth

The current NAV of Groww Value Fund Direct Growth is ₹29.14 as on 31-Mar-2025.

Existing (Absolute + CAGR) as on 31-Mar-2025.

Groww Value Fund Direct Growth	Absolute Returns	CAGR Returns
1 Month Returns	6.73%	6.73%
6 Month Returns	-9.51%	-9.51%
1 Year Returns	4.76%	4.76%
3 Years Returns	52.75%	15.17%
5 Years Returns	204.98%	24.98%

With INDmoney, the process of investing is very simple and involves zero commission.

Click Buy on the fund name.
Input the amount you are looking to invest.
Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
Select your bank account and proceed with Payment.

0.9% as on March 2025

₹44 Cr as on March 2025

HDFC Bank Ltd(9.29%), ICICI Bank Ltd(7.62%), Infosys Ltd(5.39%), State Bank of India(5.2%), Coal India Ltd(4.54%) as on March 2025

Financial Services(35.67%), Consumer Cyclical(12.61%), Tech(8.38%) as on March 2025

The alpha ratio for the Groww Value Fund Direct Growth for various period is as follows:

Fund Name	Alpha 1 Year	Alpha 3 Years	Alpha 5 Years
Groww Value Fund Direct Growth	-2.79	1.25	0.63

As on March 2025

The alpha for Groww Value Fund Direct Growth is calculated against S&P BSE 500 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.

The Beta ratio for the Groww Value Fund Direct Growth for various period is as follows:

Fund Name	Beta 1 Year	Beta 3 Years	Beta 5 Years
Groww Value Fund Direct Growth	0.78	0.92	0.91

As on March 2025

The Beta for Groww Value Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.

The sharpe ratio for the Groww Value Fund Direct Growth for various period is as follows:

Fund Name	Sharpe Ratio 1 Year	Sharpe Ratio 3 Years	Sharpe Ratio 5 Years
Groww Value Fund Direct Growth	-0.62	0.54	0.69

As on March 2025

The sharpe ratio for Groww Value Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.

The standard deviation for the Groww Value Fund Direct Growth for various period is as follows:

Fund Name	Standard Deviation 1 Year	Standard Deviation 3 Years	Standard Deviation 5 Years
Groww Value Fund Direct Growth	11.8	13.84	18.23

As on March 2025

Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.

Sortino ratio is 0.92 as on March 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.

Information ratio is 0.24 as on March 2025. It tells the consistency of the fund in generating superior risk-adjusted performance

Anupam Tiwari is the fund manager of Groww Value Fund Direct Growth

The Exit load of Groww Value Fund Direct Growth is 1%

Groww Value Fund Direct Growth

Historical NAV & Returns

About Groww Value Fund Direct Growth

Key Parameters

Returns

Holdings

Taxation

Investment objective of Groww Value Fund Direct Growth

Minimum Investment and lockin period

Groww Value Fund Direct Growth Overview

INDmoney Rank for Groww Value Fund Direct Growth

Trailing Returns

Fund Distribution

Monthly Changes

Top Holdings

Peer Comparison

Gainers & Losers

Concentration Analysis

Fund Manager

AMC Details

Mutual Fund Insights

Groww Value Fund Direct Growth Highlights

Very High Risk

About the fund

Fund Allocations

AUM size ₹44 Cr

Expense Ratio 0.9%

Frequently Asked Questions for Groww Value Fund Direct Growth

What is the current NAV of Groww Value Fund Direct Growth?

What are the average returns of Groww Value Fund Direct Growth?

How do I invest in Groww Value Fund Direct Growth?

What is the expense ratio of Groww Value Fund Direct Growth?

What is net assets under management (AUM) of Groww Value Fund Direct Growth?

What are the top 5 holdings of Groww Value Fund Direct Growth?

What are the top 3 sectors that this Groww Value Fund Direct Growth has invested in?

What is the alpha of Groww Value Fund Direct Growth?

What is the beta of Groww Value Fund Direct Growth??

What is the sharpe ratio of Groww Value Fund Direct Growth?

What is the standard deviation of Groww Value Fund Direct Growth?

What is the Sortino ratio of Groww Value Fund Direct Growth?

What is the information ratio of Groww Value Fund Direct Growth?

Who is the manager of Groww Value Fund Direct Growth?

What is the exit load of Groww Value Fund Direct Growth?