HDFC Dividend Yield Fund Direct Growth

Equity

Dividend Yield

NAV as on 28-03-2025

₹ 24.4

▼-0.2%

Inception Returns

23.2%

/yr

Historical NAV & Returns

Absolute

▲

▼

6823 people have invested ₹ 8.7Cr in HDFC Dividend Yield Fund Direct Growth in the last three months

About HDFC Dividend Yield Fund Direct Growth

HDFC Dividend Yield Fund Direct Growth is an equity fund. This fund was started on 18 December, 2020. The fund is managed by Gopal Agrawal. The fund could potentially beat inflation in the long-run.

Key Parameters

HDFC Dividend Yield Fund Direct Growth has ₹5512 Cr worth of assets under management (AUM) as on Feb 2025 and is more than category average.
The fund has an expense ratio 0.8.

Returns

HDFC Dividend Yield Fund Direct Growth has given a CAGR return of 23.19% since inception. Over the last 1 and 3 years the fund has given a CAGR return of 5.47% and 19.03% respectively.

Holdings

HDFC Dividend Yield Fund Direct Growth has allocated its funds majorly in Securitize, Cash Equivalent, Financial Services, Industrial, Tech, Consumer Cyclical, Health, Energy, Consumer Defensive, Basic Materials, Utilities, Communication. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Infosys Ltd, Axis Bank Ltd, Tech Mahindra Ltd

Taxation

As it is a dividend yield mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of HDFC Dividend Yield Fund Direct Growth

To provide capital appreciation and/or dividend distribution by predominantly investing in a well-diversified portfolio of equity and equity related instruments of dividend yielding companies. There is no assurance that the investment objective of the Scheme will be realized.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. HDFC Dividend Yield Fund Direct Growth has no lock in period.

HDFC Dividend Yield Fund Direct Growth Overview

Expense ratio	0.83%
Benchmark	S&P BSE 500 India TR INR
AUM	₹5512 Cr
Inception Date	18 December, 2020
Min Lumpsum/SIP	₹100/₹100
Exit Load	1.0%
Lock In	No Lock-in
TurnOver	15.06%
STCG	Selling mutual fund before 1 year, returns taxed at 20%.
LTCG	After 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk	Very High Risk

INDmoney Rank for HDFC Dividend Yield Fund Direct Growth

46% Performance

35% Risk Management

87% Cost

3 out of 6 among dividend yield

Larger AUM within category

No bad points found for this fund.

Trailing Returns

as on (28-Mar-25)

Period	HDFC Dividend Yield Fund Direct Growth	Nifty 500	dividend yield
1M	7%	7.3%	5.8%
3M	-6.3%	-4.6%	-6.4%
6M	-14.3%	-12%	-14.4%
1Y	5.5%	5.4%	5.8%
3Y	19%	12.7%	17.2%

Fund Distribution

as on (28-Feb-25)

Equity 98.8%
Debt & Cash 1.2%

Large cap

66.3%

Small cap

21.1%

Mid cap

11.1%

Sector Allocation

Feb'25

Jan'25

Dec'24

Financial Services

29.3%

Industrial

14.8%

Tech

13%

Consumer Cyclical

10.1%

Health

Energy

5.9%

Consumer Defensive

5.5%

Basic Materials

4.9%

Utilities

4.6%

Communication

3.9%

All changes are between Dec'24 and Feb'25

	Dec'24
Fund Returns	-1.34%
Nifty 500	-2.02%

Parameters	Feb'25	Jan'25	Dec'24
AUM	₹ 5.5K Cr	₹ 6K Cr	₹ 6.1K Cr

AUM of the fund stands at 5.5K Cr as of Feb'25
AUM decreased by 471.3 Cr between Feb'25 and Jan'25

Top Stocks bought last month

HDFC Bank Ltd's allocation increased from 5.78% to 6.4%

Axis Bank Ltd's allocation increased from 2.6% to 2.91%

Hindustan Petroleum Corp Ltd's allocation increased from 0.6% to 0.8%

Top Stocks sold last month

Infosys Ltd's allocation decreased from 3.14 % to 3.06 %

Tech Mahindra Ltd's allocation decreased from 2.8 % to 2.7 %

Larsen & Toubro Ltd's allocation decreased from 2.5 % to 2.41 %

Small Cap allocation has gone down from 22.1% to 21.1%

Mid Cap allocation has gone up from 11% to 11.1%

Large Cap allocation has gone up from 65.2% to 66.3%

Cash allocation has gone down from 0.8% to 0.5%

Debt allocation has gone up from 0.6% to 0.7%

Top 3 Sectors in February were Securitize, Financial Services & Industrial

Feb'25

Securitize

54%

Financial Services

29%

Industrial

15%

Jan'25

Securitize

43%

Financial Services

28%

Industrial

15%

Equity
Debt & Cash

Holdings	Weight%	1M Change
HDFC Bank Ltd	6.4%	0%
ICICI Bank Ltd	4.37%	0%
Infosys Ltd	3.06%	0%
Axis Bank Ltd	2.91%	0%
Tech Mahindra Ltd	2.7%	0%

See all

Returns %
Fund Ratios
Overview

Funds	1Y Returns	3Y Returns	5Y Returns	Since Inception
HDFC Dividend Yield Fund Direct Growth	5.47%	19.03%	-	23.19%
UTI-Dividend Yield Fund -Growth-Direct	14.24%	16.86%	27.83%	14.24%
ICICI Prudential Dividend Yield Equity Fund Direct Growth	10.73%	23.45%	36.38%	16.9%
Templeton India Equity Income Fund Direct Growth	7.46%	18.45%	32.95%	16.08%

See all

Gainers
Losers

Top Growth Drivers	1M Return
Cholamandalam Financial Holdings Ltd	10.8%
Axis Bank Ltd	9.4%
HDFC Bank Ltd	7.4%

Fund	Feb'25	Jan'25	Dec'24
No of Holdings	130	126	123
Top 5 Company Concentration	19.4%	18.5%	18.7%
Company having highest exposure	HDFC Bank Ltd (6.4%)	HDFC Bank Ltd (5.8%)	HDFC Bank Ltd (5.9%)
No of Sectors	11	11	11
Top 5 Sectors Concentration	121.3%	110.2%	99.8%
Sector having highest exposure	Securitize (54.1%)	Securitize (42.8%)	Securitize (31.9%)

We are taking more time than usual

Gopal Agrawal

Fund Manager of HDFC Dividend Yield Fund Direct Growth, since 18 December 2020

Top funds managed

Scheme	Annualised Returns(3Y)	Category Returns(3Y)
HDFC Balanced Advantage Fund Direct Plan Growth Option	20.61%	11.03%
HDFC Large and Mid Cap Fund Direct Growth	20.4%	16.2%

Fund House

HDFC Asset Management Co Ltd

Total Schemes

See all HDFC schemes

Total AUM

₹8.05L Cr

as on 28-Feb-2025

Address

HDFC Asset Management Company Limited,“HUL House”, 2nd Floor,,H.T. Parekh Marg,165-166, Backbay Reclamation,,Churchgate,

Phone

+912266316333

Website

cliser@hdfcfund.com

HDFC Dividend Yield Fund Direct Growth Highlights

Very High Risk

Investors understand that their principal will be at Very High Risk

About the fund

This fund has delivered an average annual returns of 23.19% since inception which is more than its category average return of 13.64%

Fund Allocations

This fund has an allocation of 98.83% in Equity, 0.67% in Debt and 0.51% in Cash related instruments

AUM size ₹5512 Cr

This fund has AUM of ₹5512 Cr which is more than its category average of ₹ 2999 Cr

Expense Ratio 0.83%

This fund has an expense ratio of 0.83% which is less than its category average expense ratio of 1.51%

Frequently Asked Questions for HDFC Dividend Yield Fund Direct Growth

The current NAV of HDFC Dividend Yield Fund Direct Growth is ₹24.4 as on 28-Mar-2025.

Existing (Absolute + CAGR) as on 28-Mar-2025.

HDFC Dividend Yield Fund Direct Growth	Absolute Returns	CAGR Returns
1 Month Returns	7%	7.01%
6 Month Returns	-14.29%	-14.29%
1 Year Returns	5.47%	5.47%
3 Years Returns	68.66%	19.03%
5 Years Returns	0%	0%

With INDmoney, the process of investing is very simple and involves zero commission.

Click Buy on the fund name.
Input the amount you are looking to invest.
Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
Select your bank account and proceed with Payment.

0.83% as on March 2025

₹5512 Cr as on March 2025

HDFC Bank Ltd(6.4%), ICICI Bank Ltd(4.37%), Infosys Ltd(3.06%), Axis Bank Ltd(2.91%), Tech Mahindra Ltd(2.7%) as on March 2025

Financial Services(28.92%), Industrial(14.59%), Tech(12.89%) as on March 2025

The alpha ratio for the HDFC Dividend Yield Fund Direct Growth for various period is as follows:

Fund Name	Alpha 1 Year	Alpha 3 Years	Alpha 5 Years
HDFC Dividend Yield Fund Direct Growth	-0.56	4.62	-

As on March 2025

The alpha for HDFC Dividend Yield Fund Direct Growth is calculated against S&P BSE 500 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.

The Beta ratio for the HDFC Dividend Yield Fund Direct Growth for various period is as follows:

Fund Name	Beta 1 Year	Beta 3 Years	Beta 5 Years
HDFC Dividend Yield Fund Direct Growth	1.05	0.99	-

As on March 2025

The Beta for HDFC Dividend Yield Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.

The sharpe ratio for the HDFC Dividend Yield Fund Direct Growth for various period is as follows:

Fund Name	Sharpe Ratio 1 Year	Sharpe Ratio 3 Years	Sharpe Ratio 5 Years
HDFC Dividend Yield Fund Direct Growth	-0.42	0.77	-

As on March 2025

The sharpe ratio for HDFC Dividend Yield Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.

The standard deviation for the HDFC Dividend Yield Fund Direct Growth for various period is as follows:

Fund Name	Standard Deviation 1 Year	Standard Deviation 3 Years	Standard Deviation 5 Years
HDFC Dividend Yield Fund Direct Growth	15.84	14.64	-

As on March 2025

Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.

Sortino ratio is 1.3 as on March 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.

Information ratio is 1.55 as on March 2025. It tells the consistency of the fund in generating superior risk-adjusted performance

Gopal Agrawal is the fund manager of HDFC Dividend Yield Fund Direct Growth

The Exit load of HDFC Dividend Yield Fund Direct Growth is 1%

HDFC Dividend Yield Fund Direct Growth

Historical NAV & Returns

About HDFC Dividend Yield Fund Direct Growth

Key Parameters

Returns

Holdings

Taxation

Investment objective of HDFC Dividend Yield Fund Direct Growth

Minimum Investment and lockin period

HDFC Dividend Yield Fund Direct Growth Overview

INDmoney Rank for HDFC Dividend Yield Fund Direct Growth

Trailing Returns

Fund Distribution

Monthly Changes

Top Holdings

Peer Comparison

Gainers & Losers

Concentration Analysis

Fund Manager

AMC Details

HDFC Dividend Yield Fund Direct Growth Highlights

Very High Risk

About the fund

Fund Allocations

AUM size ₹5512 Cr

Expense Ratio 0.83%

Frequently Asked Questions for HDFC Dividend Yield Fund Direct Growth

What is the current NAV of HDFC Dividend Yield Fund Direct Growth?

What are the average returns of HDFC Dividend Yield Fund Direct Growth?

How do I invest in HDFC Dividend Yield Fund Direct Growth?

What is the expense ratio of HDFC Dividend Yield Fund Direct Growth?

What is net assets under management (AUM) of HDFC Dividend Yield Fund Direct Growth?

What are the top 5 holdings of HDFC Dividend Yield Fund Direct Growth?

What are the top 3 sectors that this HDFC Dividend Yield Fund Direct Growth has invested in?

What is the alpha of HDFC Dividend Yield Fund Direct Growth?

What is the beta of HDFC Dividend Yield Fund Direct Growth??

What is the sharpe ratio of HDFC Dividend Yield Fund Direct Growth?

What is the standard deviation of HDFC Dividend Yield Fund Direct Growth?

What is the Sortino ratio of HDFC Dividend Yield Fund Direct Growth?

What is the information ratio of HDFC Dividend Yield Fund Direct Growth?

Who is the manager of HDFC Dividend Yield Fund Direct Growth?

What is the exit load of HDFC Dividend Yield Fund Direct Growth?