HDFC Dividend Yield Fund Direct Growth

HDFC Dividend Yield Fund Direct Growth

NAV as on 25-04-2025

₹ 24.92

0.7%

1D

Inception Returns

23.8%

/yr

Historical NAV & Returns

Absolute

zero opening, trading, fund transfer fee
6075 people have invested ₹ 7.4Cr in HDFC Dividend Yield Fund Direct Growth in the last three months

About HDFC Dividend Yield Fund Direct Growth

HDFC Dividend Yield Fund Direct Growth is an equity fund. This fund was started on 18 December, 2020. The fund is managed by Gopal Agrawal. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. HDFC Dividend Yield Fund Direct Growth has ₹5964 Cr worth of assets under management (AUM) as on Mar 2025 and is more than category average.
  2. The fund has an expense ratio 0.9.

Returns

HDFC Dividend Yield Fund Direct Growth has given a CAGR return of 23.83% since inception. Over the last 1 and 3 years the fund has given a CAGR return of 6.83% and 19.87% respectively.

Holdings

HDFC Dividend Yield Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Securitize, Industrial, Tech, Consumer Cyclical, Health, Energy, Consumer Defensive, Basic Materials, Utilities, Communication. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Axis Bank Ltd, Kotak Mahindra Bank Ltd, Infosys Ltd

Taxation

As it is a dividend yield mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of HDFC Dividend Yield Fund Direct Growth

To provide capital appreciation and/or dividend distribution by predominantly investing in a well-diversified portfolio of equity and equity related instruments of dividend yielding companies. There is no assurance that the investment objective of the Scheme will be realized.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. HDFC Dividend Yield Fund Direct Growth has no lock in period.

HDFC Dividend Yield Fund Direct Growth Overview

Expense ratio0.92%
Benchmark
Nifty 500 TR INR
AUM₹5964 Cr
Inception Date18 December, 2020
Min Lumpsum/SIP₹100/₹100
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
15.06%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

INDmoney Rank for HDFC Dividend Yield Fund Direct Growth

Powered by IND quant engine
3
/6
39% Performance
35% Risk Management
81% Cost
3 out of 6 among dividend yield
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Larger AUM within category
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No bad points found for this fund.

Trailing Returns

as on (25-Apr-25)

Period
HDFC Dividend Yield Fund Direct Growth
Nifty 500
dividend yield
1M
4.4%
4.5%
3.7%
3M
1.5%
3.2%
1.6%
6M
-5.1%
-2.6%
-4.5%
1Y
6.8%
7.7%
8.6%
3Y
19.9%
14.3%
18.8%

Fund Distribution

as on (31-Mar-25)

  • Equity 98%

  • Debt & Cash 2%

Large cap
66.1%

Small cap
20.9%

Mid cap
10.7%

Sector Allocation

Mar'25

Feb'25

Jan'25

Dec'24

Nov'24

Oct'24

Sep'24

Financial Services
29.1%
Industrial
15.8%
Tech
11.9%
Consumer Cyclical
9.7%
Health
8%
Energy
6%
Consumer Defensive
5.5%
Basic Materials
5.1%
Utilities
4.9%
Communication
3.9%
All changes are between Jan'25 and Mar'25
Mar'25
Feb'25
Jan'25
Fund Returns
7.00%
-8.40%
-4.16%
Nifty 500
7.25%
-7.88%
-4.01%
  • This fund’s returns stands at 7.00% whereas the fund’s underlying benchmark Nifty 500 returns stands at 7.25% as on Mar'25
  • This fund underperformed Nifty 500 by 0.25% in Mar'25
Parameters
Mar'25
Feb'25
Jan'25
AUM
₹ 6K Cr
₹ 5.5K Cr
₹ 6K Cr
  • AUM of the fund stands at 6K Cr as of Mar'25
  • AUM increased by 452 Cr between Mar'25 and Feb'25
Top Stocks bought last month
ICICI Bank Ltd's allocation increased from 4.37% to 4.81%
ICICI Bank Ltd's allocation increased from 4.37% to 4.81%
TD Power Systems Ltd's allocation increased from 0.82% to 1.01%
TD Power Systems Ltd's allocation increased from 0.82% to 1.01%
Kotak Mahindra Bank Ltd's allocation increased from 2.52% to 2.66%
Kotak Mahindra Bank Ltd's allocation increased from 2.52% to 2.66%
Top Stocks sold last month
HDFC Bank Ltd's allocation decreased from 6.4 % to 6.24 %
HDFC Bank Ltd's allocation decreased from 6.4 % to 6.24 %
Infosys Ltd's allocation decreased from 3.06 % to 2.63 %
Infosys Ltd's allocation decreased from 3.06 % to 2.63 %
Tech Mahindra Ltd's allocation decreased from 2.7 % to 2.38 %
Tech Mahindra Ltd's allocation decreased from 2.7 % to 2.38 %
Mid Cap allocation has gone down from 11.1% to 10.7%
Mid Cap allocation has gone down from 11.1% to 10.7%
Large Cap allocation has gone down from 66.3% to 66.1%
Large Cap allocation has gone down from 66.3% to 66.1%
Small Cap allocation has gone down from 21.1% to 20.9%
Small Cap allocation has gone down from 21.1% to 20.9%
Cash allocation has gone up from 0.5% to 1.4%
Cash allocation has gone up from 0.5% to 1.4%
Debt allocation has gone down from 0.7% to 0.6%
Debt allocation has gone down from 0.7% to 0.6%

Top 3 Sectors in March were Securitize, Financial Services & Industrial

Mar'25
Financial Services
29%
Securitize
28%
Industrial
16%
Feb'25
Securitize
54%
Financial Services
29%
Industrial
15%
  • Equity

  • Debt & Cash

Holdings
Weight%
1M Change
HDFC Bank Ltd
HDFC Bank Ltd
6.24%
0%
ICICI Bank Ltd
ICICI Bank Ltd
4.81%
6.4%
Axis Bank Ltd
Axis Bank Ltd
2.92%
0%
Kotak Mahindra Bank Ltd
Kotak Mahindra Bank Ltd
2.66%
0%
Infosys Ltd
Infosys Ltd
2.63%
0%
  • Returns %

  • Fund Ratios

  • Overview

Funds
1Y Returns
3Y Returns
5Y Returns
Since Inception
HDFC Dividend Yield Fund Direct Growth
HDFC Dividend Yield Fund Direct Growth
6.83%
19.87%
-
23.83%
UTI-Dividend Yield Fund -Growth-Direct
UTI-Dividend Yield Fund -Growth-Direct
15.02%
18.17%
25.98%
14.41%
ICICI Prudential Dividend Yield Equity Fund Direct Growth
ICICI Prudential Dividend Yield Equity Fund Direct Growth
13.44%
24.74%
34.74%
17.18%
Templeton India Equity Income Fund Direct Growth
Templeton India Equity Income Fund Direct Growth
8.91%
18.3%
31.29%
16.22%
  • Gainers

  • Losers

Top Growth Drivers
1M Return
Hindustan Aeronautics Ltd
Hindustan Aeronautics Ltd
7.2%
HDFC Bank Ltd
HDFC Bank Ltd
5.2%
ICICI Bank Ltd
ICICI Bank Ltd
4.4%
Fund
Mar'25
Feb'25
Jan'25
No of Holdings
130
130
126
Top 5 Company Concentration
19.3%
19.4%
18.5%
Company having highest exposure
HDFC Bank Ltd (6.2%)
HDFC Bank Ltd (6.4%)
HDFC Bank Ltd (5.8%)
No of Sectors
11
11
11
Top 5 Sectors Concentration
94.3%
121.3%
110.2%
Sector having highest exposure
Financial Services (29.1%)
Securitize (54.1%)
Securitize (42.8%)
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Gopal Agrawal
Gopal Agrawal
Fund Manager of HDFC Dividend Yield Fund Direct Growth, since 18 December 2020
Top funds managed
Scheme
Annualised Returns(3Y)
Category Returns(3Y)
HDFC Large and Mid Cap Fund Direct Growth
20.51%
17.36%
HDFC Balanced Advantage Fund Direct Plan Growth Option
20.15%
11.48%
Fund House
HDFC Asset Management Co Ltd
Total Schemes
Total AUM
₹7.63L Cr
as on 31-Mar-2025
Address
HDFC Asset Management Company Limited,“HUL House”, 2nd Floor,,H.T. Parekh Marg,165-166, Backbay Reclamation,,Churchgate,
Phone
+912266316333
Website
cliser@hdfcfund.com

HDFC Dividend Yield Fund Direct Growth Highlights

Risk meter
pointer

Very High Risk

Investors understand that their principal will be at Very High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 23.83% since inception which is more than its category average return of 14.45%
Fund Allocations

Fund Allocations

This fund has an allocation of 97.96% in Equity, 0.62% in Debt and 1.42% in Cash related instruments
AUM size ₹5964 Cr

AUM size ₹5964 Cr

This fund has AUM of ₹5964 Cr which is more than its category average of ₹ 3196 Cr
Expense Ratio 0.92%

Expense Ratio 0.92%

This fund has an expense ratio of 0.92% which is less than its category average expense ratio of 1.5%
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Frequently Asked Questions for HDFC Dividend Yield Fund Direct Growth

The current NAV of HDFC Dividend Yield Fund Direct Growth is ₹24.92 as on 25-Apr-2025.
Existing (Absolute + CAGR) as on 25-Apr-2025.
HDFC Dividend Yield Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
4.38%
4.38%
6 Month Returns
-5.11%
-5.11%
1 Year Returns
6.83%
6.83%
3 Years Returns
72.23%
19.87%
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0.92% as on March 2025
₹5964 Cr as on March 2025
HDFC Bank Ltd(6.24%), ICICI Bank Ltd(4.81%), Axis Bank Ltd(2.92%), Kotak Mahindra Bank Ltd(2.66%), Infosys Ltd(2.63%) as on March 2025
Financial Services(28.47%), Industrial(15.44%), Tech(11.62%) as on March 2025
The alpha ratio for the HDFC Dividend Yield Fund Direct Growth for various period is as follows:
Fund Name
Alpha 1 Year
Alpha 3 Years
Alpha 5 Years
HDFC Dividend Yield Fund Direct Growth
-0.77
4.51
-
As on March 2025
The alpha for HDFC Dividend Yield Fund Direct Growth is calculated against Nifty 500 TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the HDFC Dividend Yield Fund Direct Growth for various period is as follows:
Fund Name
Beta 1 Year
Beta 3 Years
Beta 5 Years
HDFC Dividend Yield Fund Direct Growth
1.04
0.98
-
As on March 2025
The Beta for HDFC Dividend Yield Fund Direct Growth is calculated with Nifty 500 TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the HDFC Dividend Yield Fund Direct Growth for various period is as follows:
Fund Name
Sharpe Ratio 1 Year
Sharpe Ratio 3 Years
Sharpe Ratio 5 Years
HDFC Dividend Yield Fund Direct Growth
-0
0.81
-
As on March 2025
The sharpe ratio for HDFC Dividend Yield Fund Direct Growth is calculated with Nifty 500 TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the HDFC Dividend Yield Fund Direct Growth for various period is as follows:
Fund Name
Standard Deviation 1 Year
Standard Deviation 3 Years
Standard Deviation 5 Years
HDFC Dividend Yield Fund Direct Growth
17.32
14.9
-
As on March 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 1.4 as on March 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Information ratio is 1.5 as on March 2025. It tells the consistency of the fund in generating superior risk-adjusted performance
Gopal Agrawal is the fund manager of HDFC Dividend Yield Fund Direct Growth
The Exit load of HDFC Dividend Yield Fund Direct Growth is 1%