HDFC Housing Opportunities Fund Direct Growth

HDFC Housing Opportunities Fund Direct Growth

Equity

Equity - Other

NAV as on 28-03-2025

₹ 22.28

▼-0.7%

1D

Inception Returns

11.6%

/yr

Historical NAV & Returns

Absolute
▲
▼

zero opening, trading, fund transfer fee
574 people have invested ₹ 9.9L in HDFC Housing Opportunities Fund Direct Growth in the last three months

About HDFC Housing Opportunities Fund Direct Growth

HDFC Housing Opportunities Fund Direct Growth is an equity fund. This fund was started on 6 December, 2017. The fund is managed by Srinivasan Ramamurthy. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. HDFC Housing Opportunities Fund Direct Growth has ₹1165 Cr worth of assets under management (AUM) as on Feb 2025 and is less than category average.
  2. The fund has an expense ratio 1.3.

Returns

HDFC Housing Opportunities Fund Direct Growth has given a CAGR return of 11.58% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 2.22%, 20.85% and 27.71% respectively.

Holdings

HDFC Housing Opportunities Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Basic Materials, Industrial, Real Estate, Utilities, Consumer Cyclical. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Larsen & Toubro Ltd, NTPC Ltd, Ambuja Cements Ltd

Taxation

As it is a equity - other mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of HDFC Housing Opportunities Fund Direct Growth

To provide long-term capital appreciation by investing predominantly in equity and equity related instruments of entities engaged in and/or expected to benefit from the growth in housing and its allied business activities. There is no assurance that the investment objective of the Scheme will be realized.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. HDFC Housing Opportunities Fund Direct Growth has no lock in period.

HDFC Housing Opportunities Fund Direct Growth Overview

Expense ratio1.25%
Benchmark
IISL Nifty Housing TR INR
AUM₹1165 Cr
Inception Date6 December, 2017
Min Lumpsum/SIP₹100/₹100
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
4.02%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

Trailing Returns

as on (28-Mar-25)

Period
HDFC Housing Opportunities Fund Direct Growth
Nifty 500
equity - other
1M
9.5%
7.3%
-
3M
-7.9%
-4.6%
-
6M
-15.8%
-12%
-
1Y
2.2%
5.4%
-
3Y
20.9%
12.7%
-
5Y
27.7%
25.9%
-

Fund Distribution

as on (28-Feb-25)

  • Equity 95.8%

  • Debt & Cash 4.2%

Large cap
64.6%
Small cap
24.6%
Mid cap
6.6%
Sector Allocation

Feb'25

Jan'25

Dec'24

Financial Services
34.3%
Basic Materials
23.6%
Industrial
17%
Real Estate
9.3%
Utilities
8%
Consumer Cyclical
7.9%
All changes are between Dec'24 and Feb'25
Dec'24
Fund Returns
-0.75%
Nifty 500
-2.02%
Parameters
Feb'25
Jan'25
Dec'24
AUM
₹ 1.2K Cr
₹ 1.3K Cr
₹ 1.4K Cr
  • AUM of the fund stands at 1.2K Cr as of Feb'25
  • AUM decreased by 121.4 Cr between Feb'25 and Jan'25
Top Stocks bought last month
HDFC Bank Ltd's allocation increased from 9.3% to 10.47%
HDFC Bank Ltd's allocation increased from 9.3% to 10.47%
ICICI Bank Ltd's allocation increased from 9.37% to 9.94%
ICICI Bank Ltd's allocation increased from 9.37% to 9.94%
Hindalco Industries Ltd's allocation increased from 1.62% to 2.18%
Hindalco Industries Ltd's allocation increased from 1.62% to 2.18%
Top Stocks sold last month
Larsen & Toubro Ltd's allocation decreased from 8.04 % to 7.87 %
Larsen & Toubro Ltd's allocation decreased from 8.04 % to 7.87 %
State Bank of India's allocation decreased from 5.41 % to 5.32 %
State Bank of India's allocation decreased from 5.41 % to 5.32 %
Prestige Estates Projects Ltd's allocation decreased from 5.81 % to 5.32 %
Prestige Estates Projects Ltd's allocation decreased from 5.81 % to 5.32 %
Mid Cap allocation has gone down from 7.2% to 6.6%
Mid Cap allocation has gone down from 7.2% to 6.6%
Large Cap allocation has gone up from 61.2% to 64.6%
Large Cap allocation has gone up from 61.2% to 64.6%
Small Cap allocation has gone down from 28% to 24.6%
Small Cap allocation has gone down from 28% to 24.6%
Cash allocation has gone up from 3.6% to 4.2%
Cash allocation has gone up from 3.6% to 4.2%

Top 3 Sectors in February were Financial Services, Basic Materials & Industrial

Feb'25
Financial Services
34%
Basic Materials
24%
Industrial
17%
Jan'25
Financial Services
32%
Basic Materials
23%
Industrial
20%

  • Equity

Holdings
Weight%
1M Change
HDFC Bank Ltd
HDFC Bank Ltd
10.47%
0%
ICICI Bank Ltd
ICICI Bank Ltd
9.94%
0%
Larsen & Toubro Ltd
Larsen & Toubro Ltd
7.87%
0%
NTPC Ltd
NTPC Ltd
6.41%
0%
Ambuja Cements Ltd
Ambuja Cements Ltd
6.38%
0%
See all

  • Returns %

  • Fund Ratios

  • Overview

Funds
1Y Returns
3Y Returns
5Y Returns
Since Inception
HDFC Housing Opportunities Fund Direct Growth
HDFC Housing Opportunities Fund Direct Growth
2.22%
20.85%
27.71%
11.58%
Franklin India Opportunities Fund - Direct - Growth
Franklin India Opportunities Fund - Direct - Growth
16.57%
28.9%
35.33%
17.84%
ICICI Prudential India Opportunities Fund Direct Growth
ICICI Prudential India Opportunities Fund Direct Growth
13.02%
24.84%
38.04%
22.76%
ICICI Prudential Business Cycle Fund Direct Growth
ICICI Prudential Business Cycle Fund Direct Growth
8.1%
22.06%
-
22.6%
See all

  • Gainers

  • Losers

Top Growth Drivers
1M Return
Tata Steel Ltd
Tata Steel Ltd
11.3%
HDFC Bank Ltd
HDFC Bank Ltd
7.4%
Hindalco Industries Ltd
Hindalco Industries Ltd
7.2%
Fund
Feb'25
Jan'25
Dec'24
No of Holdings
36
37
39
Top 5 Company Concentration
41.1%
39.1%
38.2%
Company having highest exposure
HDFC Bank Ltd (10.5%)
ICICI Bank Ltd (9.4%)
HDFC Bank Ltd (9%)
No of Sectors
6
6
6
Top 5 Sectors Concentration
92.1%
92.3%
92.8%
Sector having highest exposure
Financial Services (34.3%)
Financial Services (32%)
Financial Services (30.5%)
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Srinivasan Ramamurthy
Srinivasan Ramamurthy
Fund Manager of HDFC Housing Opportunities Fund Direct Growth, since 12 January 2024
Top funds managed
Scheme
Annualised Returns(3Y)
Category Returns(3Y)
HDFC Retirement Savings Fund - Equity Plan - Direct Plan
20.21%
--
HDFC Equity Savings Fund -Direct Plan - Growth Option
10.7%
8.6%
HDFC Balanced Advantage Fund Direct Plan Growth Option
20.61%
11.03%
Fund House
HDFC Asset Management Co Ltd
Total Schemes
78
See all HDFC schemes
Total AUM
₹8.05L Cr
as on 28-Feb-2025
Address
HDFC Asset Management Company Limited,“HUL House”, 2nd Floor,,H.T. Parekh Marg,165-166, Backbay Reclamation,,Churchgate,
Phone
+912266316333
Website
cliser@hdfcfund.com

Mutual Fund Insights

Insights icon
In the last 5 years, ICICI Prudential Commodities Fund Direct Growth has given 44.48% return, outperforming this fund by 16.77% per annum.
Insights icon
Over the last 1 year, this fund has decreased expense ratio by 0.8% moving from 1.26 to 1.25.
Insights icon
In the last 1 year, HDFC Defence Fund Direct Growth has given 21.63% return, outperforming this fund by 19.41%.
Insights icon
In the last 3 years, SBI PSU Direct Growth has given 32.88% return, outperforming this fund by 12.02% per annum.
Insights icon
Over the last 3 months, this fund has experienced a 17.3% drop in AUM moving from 1.40K Cr to 1.16K Cr.

HDFC Housing Opportunities Fund Direct Growth Highlights

Risk meter
pointer

Very High Risk

Investors understand that their principal will be at Very High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 11.58% since inception which is more than its category average return of 8.66%
Fund Allocations

Fund Allocations

This fund has an allocation of 95.82% in Equity, 0% in Debt and 4.18% in Cash related instruments
AUM size ₹1165 Cr

AUM size ₹1165 Cr

This fund has AUM of ₹1165 Cr which is less than its category average of ₹ 2053 Cr
Expense Ratio 1.25%

Expense Ratio 1.25%

This fund has an expense ratio of 1.25% which is less than its category average expense ratio of 1.31%
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5Y CAGR

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5Y CAGR

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5Y CAGR

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5Y CAGR

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5Y CAGR

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Frequently Asked Questions for HDFC Housing Opportunities Fund Direct Growth

The current NAV of HDFC Housing Opportunities Fund Direct Growth is ₹22.28 as on 28-Mar-2025.
Existing (Absolute + CAGR) as on 28-Mar-2025.
HDFC Housing Opportunities Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
9.46%
9.46%
6 Month Returns
-15.79%
-15.79%
1 Year Returns
2.22%
2.22%
3 Years Returns
76.51%
20.85%
5 Years Returns
239.73%
27.71%
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  • Select your bank account and proceed with Payment.
1.25% as on March 2025
₹1165 Cr as on March 2025
HDFC Bank Ltd(10.47%), ICICI Bank Ltd(9.94%), Larsen & Toubro Ltd(7.87%), NTPC Ltd(6.41%), Ambuja Cements Ltd(6.38%) as on March 2025
Financial Services(32.85%), Basic Materials(22.6%), Industrial(16.24%) as on March 2025
The alpha ratio for the HDFC Housing Opportunities Fund Direct Growth for various period is as follows:
Fund Name
Alpha 1 Year
Alpha 3 Years
Alpha 5 Years
HDFC Housing Opportunities Fund Direct Growth
-
-
-
As on March 2025
The alpha for HDFC Housing Opportunities Fund Direct Growth is calculated against IISL Nifty Housing TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the HDFC Housing Opportunities Fund Direct Growth for various period is as follows:
Fund Name
Beta 1 Year
Beta 3 Years
Beta 5 Years
HDFC Housing Opportunities Fund Direct Growth
-
-
-
As on March 2025
The Beta for HDFC Housing Opportunities Fund Direct Growth is calculated with IISL Nifty Housing TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the HDFC Housing Opportunities Fund Direct Growth for various period is as follows:
Fund Name
Sharpe Ratio 1 Year
Sharpe Ratio 3 Years
Sharpe Ratio 5 Years
HDFC Housing Opportunities Fund Direct Growth
-0.68
0.65
0.63
As on March 2025
The sharpe ratio for HDFC Housing Opportunities Fund Direct Growth is calculated with IISL Nifty Housing TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the HDFC Housing Opportunities Fund Direct Growth for various period is as follows:
Fund Name
Standard Deviation 1 Year
Standard Deviation 3 Years
Standard Deviation 5 Years
HDFC Housing Opportunities Fund Direct Growth
17.68
16.56
22.3
As on March 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 1.1 as on March 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Srinivasan Ramamurthy is the fund manager of HDFC Housing Opportunities Fund Direct Growth
The Exit load of HDFC Housing Opportunities Fund Direct Growth is 1%