HDFC Housing Opportunities Fund Direct Growth
Equity
Direct
Equity - Other
NAV as on 21-02-2025
₹ 21.16
1D
Inception Returns
11%
/yr
About HDFC Housing Opportunities Fund Direct Growth
HDFC Housing Opportunities Fund Direct Growth is an equity fund. This fund was started on 6 December, 2017. The fund is managed by Srinivasan Ramamurthy. The fund could potentially beat inflation in the long-run.
Key Parameters
- HDFC Housing Opportunities Fund Direct Growth has ₹1287 Cr worth of assets under management (AUM) as on Jan 2025 and is less than category average.
- The fund has an expense ratio 1.2.
Returns
HDFC Housing Opportunities Fund Direct Growth has given a CAGR return of 10.96% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of -2.91%, 17.62% and 17.39% respectively.
Holdings
HDFC Housing Opportunities Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Basic Materials, Industrial, Real Estate, Consumer Cyclical, Utilities. Its top holdings are ICICI Bank Ltd, HDFC Bank Ltd, Larsen & Toubro Ltd, Ambuja Cements Ltd, NTPC Ltd
Taxation
As it is a equity - other mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of HDFC Housing Opportunities Fund Direct Growth
To provide long-term capital appreciation by investing predominantly in equity and equity related instruments of entities engaged in and/or expected to benefit from the growth in housing and its allied business activities. There is no assurance that the investment objective of the Scheme will be realized.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. HDFC Housing Opportunities Fund Direct Growth has no lock in period.
Historical NAV & Returns
Absolute
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522 people have invested ₹ 8.6L in HDFC Housing Opportunities Fund Direct Growth in the last three months
HDFC Housing Opportunities Fund Direct Growth Overview
| Expense ratio | 1.22% |
Benchmark | IISL Nifty Housing TR INR |
| AUM | ₹1287 Cr |
| Inception Date | 6 December, 2017 |
| Min Lumpsum/SIP | ₹100/₹100 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 4.02% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
Trailing Returns
as on (21-Feb-25)
Fund Distribution
as on (31-Jan-25)
Large cap
61.2%
Small cap
28%
Mid cap
7.2%
Sector Allocation
Financial Services
32%
Basic Materials
22.8%
Industrial
19.5%
Real Estate
9.8%
Consumer Cyclical
8.1%
Utilities
7.7%
All changes are between Nov'24 and Jan'25
- AUM of the fund stands at 1.3K Cr as of Jan'25
- AUM decreased by 104.7 Cr between Jan'25 and Dec'24
Top Stocks bought last month
Larsen & Toubro Ltd's allocation increased from 7.52% to 8.04%
ICICI Bank Ltd's allocation increased from 8.87% to 9.37%
Akzo Nobel India Ltd's allocation increased from 2.32% to 2.65%
Top Stocks sold last month
Prestige Estates Projects Ltd's allocation decreased from 6.7 % to 5.81 %
Kalpataru Projects International Ltd's allocation decreased from 4.66 % to 4.11 %
Ashoka Buildcon Ltd's allocation decreased from 3.8 % to 3.11 %
Large Cap allocation has gone up from 58.5% to 61.2%
Small Cap allocation has gone down from 31.1% to 28%
Mid Cap allocation has gone down from 8% to 7.2%
Cash allocation has gone up from 2.4% to 3.6%
Top 3 Sectors in January were Financial Services, Basic Materials & Industrial
Jan'25
Financial Services
32%
Basic Materials
23%
Industrial
20%
Dec'24
Financial Services
31%
Basic Materials
22%
Industrial
21%
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 ICICI Bank Ltd | 9.37% | 0% | |
 HDFC Bank Ltd | 9.3% | 0% | |
 Larsen & Toubro Ltd | 8.04% | 0% | |
 Ambuja Cements Ltd | 6.38% | 0% | |
 NTPC Ltd | 6.04% | 0% |
See all
See all
Top Growth Drivers | 1M Return |
|---|---|
 UltraTech Cement Ltd | 6.3% |
 AAVAS Financiers Ltd | 1.1% |
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Srinivasan Ramamurthy
Fund Manager of HDFC Housing Opportunities Fund Direct Growth, since 12 January 2024
Top funds managed
Fund House
HDFC Asset Management Co Ltd
Total Schemes
Total AUM
₹7.12L Cr
as on 31-Jan-2025
Address
HDFC Asset Management Company Limited,“HUL House”, 2nd Floor,,H.T. Parekh Marg,165-166, Backbay Reclamation,,Churchgate,
Phone
+912266316333
Website
cliser@hdfcfund.com
Mutual Fund Insights
Over the last 1 year, this fund has decreased expense ratio by 3.2% moving from 1.26 to 1.22.
In the last 1 year, Axis Innovation Fund Direct Growth has given 14.96% return, outperforming this fund by 18.14%.
In the last 5 years, ICICI Prudential Commodities Fund Direct Growth has given 31.33% return, outperforming this fund by 13.86% per annum.
Over the last 3 months, this fund has experienced a 11.4% drop in AUM moving from 1.45K Cr to 1.28K Cr.
In the last 3 years, SBI PSU Direct Growth has given 30.78% return, outperforming this fund by 13.34% per annum.
HDFC Housing Opportunities Fund Direct Growth Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 10.96% since inception which is more than its category average return of 8.41%
Fund Allocations
This fund has an allocation of 96.4% in Equity, 0% in Debt and 3.6% in Cash related instruments
AUM size ₹1287 Cr
This fund has AUM of ₹1287 Cr which is less than its category average of ₹ 2217 Cr
Expense Ratio 1.22%
This fund has an expense ratio of 1.22% which is less than its category average expense ratio of 1.28%
Frequently Asked Questions for HDFC Housing Opportunities Fund Direct Growth
The current NAV of HDFC Housing Opportunities Fund Direct Growth is ₹21.16 as on 21-Feb-2025.
Existing (Absolute + CAGR) as on 21-Feb-2025.
HDFC Housing Opportunities Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | -5.78% | -5.78% |
6 Month Returns | -16.43% | -16.43% |
1 Year Returns | -2.91% | -2.91% |
3 Years Returns | 62.72% | 17.62% |
5 Years Returns | 122.92% | 17.39% |
With INDmoney, the process of investing is very simple and involves zero commission.
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
1.22% as on January 2025
₹1287 Cr as on January 2025
ICICI Bank Ltd(9.37%), HDFC Bank Ltd(9.3%), Larsen & Toubro Ltd(8.04%), Ambuja Cements Ltd(6.38%), NTPC Ltd(6.04%) as on January 2025
Financial Services(30.88%), Basic Materials(22.01%), Industrial(18.8%) as on January 2025
The alpha ratio for the HDFC Housing Opportunities Fund Direct Growth for various period is as follows:
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
HDFC Housing Opportunities Fund Direct Growth | - | - | - |
As on January 2025
The alpha for HDFC Housing Opportunities Fund Direct Growth is calculated against IISL Nifty Housing TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the HDFC Housing Opportunities Fund Direct Growth for various period is as follows:
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
HDFC Housing Opportunities Fund Direct Growth | - | - | - |
As on January 2025
The Beta for HDFC Housing Opportunities Fund Direct Growth is calculated with IISL Nifty Housing TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the HDFC Housing Opportunities Fund Direct Growth for various period is as follows:
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
HDFC Housing Opportunities Fund Direct Growth | -0.11 | 0.75 | 0.65 |
As on January 2025
The sharpe ratio for HDFC Housing Opportunities Fund Direct Growth is calculated with IISL Nifty Housing TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the HDFC Housing Opportunities Fund Direct Growth for various period is as follows:
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
HDFC Housing Opportunities Fund Direct Growth | 15.06 | 15.99 | 22.13 |
As on January 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 1.33 as on January 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Srinivasan Ramamurthy is the fund manager of HDFC Housing Opportunities Fund Direct Growth
The Exit load of HDFC Housing Opportunities Fund Direct Growth is 1%