HDFC Housing Opportunities Fund Direct Growth
NAV as on 21-04-2025
₹ 22.98
▲1.7%
1D
Inception Returns
11.9%
/yr
Historical NAV & Returns
Absolute
▲
▼
518 people have invested ₹ 10.3L in HDFC Housing Opportunities Fund Direct Growth in the last three months
About HDFC Housing Opportunities Fund Direct Growth
HDFC Housing Opportunities Fund Direct Growth is an equity fund. This fund was started on 6 December, 2017. The fund is managed by Srinivasan Ramamurthy. The fund could potentially beat inflation in the long-run.
Key Parameters
- HDFC Housing Opportunities Fund Direct Growth has ₹1257 Cr worth of assets under management (AUM) as on Mar 2025 and is less than category average.
- The fund has an expense ratio 1.2.
Returns
HDFC Housing Opportunities Fund Direct Growth has given a CAGR return of 11.95% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 2.77%, 20.15% and 27.18% respectively.
Holdings
HDFC Housing Opportunities Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Basic Materials, Industrial, Real Estate, Utilities, Consumer Cyclical. Its top holdings are ICICI Bank Ltd, HDFC Bank Ltd, Larsen & Toubro Ltd, Ambuja Cements Ltd, NTPC Ltd
Taxation
As it is a equity - other mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of HDFC Housing Opportunities Fund Direct Growth
To provide long-term capital appreciation by investing predominantly in equity and equity related instruments of entities engaged in and/or expected to benefit from the growth in housing and its allied business activities. There is no assurance that the investment objective of the Scheme will be realized.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. HDFC Housing Opportunities Fund Direct Growth has no lock in period.
HDFC Housing Opportunities Fund Direct Growth Overview
| Expense ratio | 1.23% |
Benchmark | IISL Nifty Housing TR INR |
| AUM | ₹1257 Cr |
| Inception Date | 6 December, 2017 |
| Min Lumpsum/SIP | ₹100/₹100 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 4.02% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
Trailing Returns
as on (21-Apr-25)
Fund Distribution
as on (31-Mar-25)
Large cap
66.4%
Small cap
24.3%
Mid cap
6.5%
Sector Allocation
Financial Services
33.9%
Basic Materials
24.3%
Industrial
17%
Real Estate
9.2%
Utilities
8.4%
Consumer Cyclical
7.3%
All changes are between Jan'25 and Mar'25
- This fund’s returns stands at 9.45% whereas the fund’s underlying benchmark Nifty 500 returns stands at 7.25% as on Mar'25
- This fund outperformed Nifty 500 by 2.20% in Mar'25
- AUM of the fund stands at 1.3K Cr as of Mar'25
- AUM increased by 92.1 Cr between Mar'25 and Feb'25
Top Stocks bought last month
Ambuja Cements Ltd's allocation increased from 6.38% to 6.85%
NTPC Ltd's allocation increased from 6.41% to 6.83%
ICICI Bank Ltd's allocation increased from 9.94% to 10.32%
Top Stocks sold last month
HDFC Bank Ltd's allocation decreased from 10.47 % to 10.24 %
Prestige Estates Projects Ltd's allocation decreased from 5.32 % to 5.18 %
Tata Steel Ltd's allocation decreased from 5.26 % to 4.35 %
Mid Cap allocation has gone down from 6.6% to 6.5%
Large Cap allocation has gone up from 64.6% to 66.4%
Small Cap allocation has gone down from 24.6% to 24.3%
Cash allocation has gone down from 4.2% to 2.8%
Top 3 Sectors in March were Financial Services, Basic Materials & Industrial
Mar'25
Financial Services
34%
Basic Materials
24%
Industrial
17%
Feb'25
Financial Services
34%
Basic Materials
24%
Industrial
17%
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 ICICI Bank Ltd | 10.32% | 0% | |
 HDFC Bank Ltd | 10.24% | 0% | |
 Larsen & Toubro Ltd | 8.05% | 0% | |
 Ambuja Cements Ltd | 6.85% | 0% | |
 NTPC Ltd | 6.83% | 0% |
See all
Funds | 1Y Returns | 3Y Returns | 5Y Returns | Since Inception |
|---|---|---|---|---|
HDFC Housing Opportunities Fund Direct Growth | 2.77% | 20.15% | 27.18% | 11.95% |
 Sundaram Services Direct Growth | 18.52% | 18.52% | 29.93% | 21.39% |
 ICICI Prudential India Opportunities Fund Direct Growth | 15.6% | 23.7% | 35.98% | 23.09% |
ICICI Prudential Business Cycle Fund Direct Growth | 12.23% | 21.5% | - | 23.01% |
See all
Top Growth Drivers | 1M Return |
|---|---|
 Ambuja Cements Ltd | 10.8% |
 ICICI Bank Ltd | 4.7% |
 NTPC Ltd | 3.6% |
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Srinivasan Ramamurthy
Fund Manager of HDFC Housing Opportunities Fund Direct Growth, since 12 January 2024
Top funds managed
Fund House
HDFC Asset Management Co Ltd
Total Schemes
Total AUM
₹7.63L Cr
as on 31-Mar-2025
Address
HDFC Asset Management Company Limited,“HUL House”, 2nd Floor,,H.T. Parekh Marg,165-166, Backbay Reclamation,,Churchgate,
Phone
+912266316333
Website
cliser@hdfcfund.com
Mutual Fund Insights
In the last 1 year, Sundaram Services Direct Growth has given 18.52% return, outperforming this fund by 15.75%.
In the last 5 years, ICICI Prudential Commodities Fund Direct Growth has given 41.12% return, outperforming this fund by 13.94% per annum.
Over the last 15 months, this fund has decreased expense ratio by 2.4% moving from 1.26 to 1.23.
In the last 3 years, SBI PSU Direct Growth has given 31.44% return, outperforming this fund by 11.29% per annum.
Over the last 6 months, this fund has experienced a 19.2% drop in AUM moving from 1.55K Cr to 1.25K Cr.
HDFC Housing Opportunities Fund Direct Growth Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 11.95% since inception which is more than its category average return of 10.11%
Fund Allocations
This fund has an allocation of 97.21% in Equity, 0% in Debt and 2.79% in Cash related instruments
AUM size ₹1257 Cr
This fund has AUM of ₹1257 Cr which is less than its category average of ₹ 2172 Cr
Expense Ratio 1.23%
This fund has an expense ratio of 1.23% which is less than its category average expense ratio of 1.35%
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5Y CAGR
▲ 36.37
5Y CAGR
▲ 32.78
5Y CAGR
▲ 32.18
5Y CAGR
▲ 29.64
Frequently Asked Questions for HDFC Housing Opportunities Fund Direct Growth
The current NAV of HDFC Housing Opportunities Fund Direct Growth is ₹22.98 as on 21-Apr-2025.
Existing (Absolute + CAGR) as on 21-Apr-2025.
HDFC Housing Opportunities Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 4.34% | 4.34% |
6 Month Returns | -9.07% | -9.07% |
1 Year Returns | 2.77% | 2.77% |
3 Years Returns | 73.45% | 20.15% |
With INDmoney, the process of investing is very simple and involves zero commission.
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
1.23% as on March 2025
₹1257 Cr as on March 2025
ICICI Bank Ltd(10.32%), HDFC Bank Ltd(10.24%), Larsen & Toubro Ltd(8.05%), Ambuja Cements Ltd(6.85%), NTPC Ltd(6.83%) as on March 2025
Financial Services(32.92%), Basic Materials(23.62%), Industrial(16.51%) as on March 2025
The alpha ratio for the HDFC Housing Opportunities Fund Direct Growth for various period is as follows:
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
HDFC Housing Opportunities Fund Direct Growth | - | - | - |
As on March 2025
The alpha for HDFC Housing Opportunities Fund Direct Growth is calculated against IISL Nifty Housing TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the HDFC Housing Opportunities Fund Direct Growth for various period is as follows:
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
HDFC Housing Opportunities Fund Direct Growth | - | - | - |
As on March 2025
The Beta for HDFC Housing Opportunities Fund Direct Growth is calculated with IISL Nifty Housing TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the HDFC Housing Opportunities Fund Direct Growth for various period is as follows:
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
HDFC Housing Opportunities Fund Direct Growth | -0.13 | 0.79 | 1.15 |
As on March 2025
The sharpe ratio for HDFC Housing Opportunities Fund Direct Growth is calculated with IISL Nifty Housing TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the HDFC Housing Opportunities Fund Direct Growth for various period is as follows:
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
HDFC Housing Opportunities Fund Direct Growth | 20.27 | 17.19 | 18.44 |
As on March 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 1.39 as on March 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Srinivasan Ramamurthy is the fund manager of HDFC Housing Opportunities Fund Direct Growth
The Exit load of HDFC Housing Opportunities Fund Direct Growth is 1%