HDFC Housing Opportunities Fund Direct Growth
Equity
Direct
Equity - Other
NAV as on 17-01-2025
₹ 22.81
▲0.1%
1D
Inception Returns
12.3%
/yr
About HDFC Housing Opportunities Fund Direct Growth
HDFC Housing Opportunities Fund Direct Growth is an equity fund. This fund was started on 6 December, 2017. The fund is managed by Srinivasan Ramamurthy. The fund could potentially beat inflation in the long-run.
Key Parameters
- HDFC Housing Opportunities Fund Direct Growth has ₹1392 Cr worth of assets under management (AUM) as on Nov 2024 and is less than category average.
- The fund has an expense ratio 1.2.
Returns
HDFC Housing Opportunities Fund Direct Growth has given a CAGR return of 12.29% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.32%, 17.92% and 18.39% respectively.
Holdings
HDFC Housing Opportunities Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Basic Materials, Industrial, Real Estate, Consumer Cyclical, Utilities. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Larsen & Toubro Ltd, Prestige Estates Projects Ltd, Ambuja Cements Ltd
Taxation
As it is a equity - other mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 15%For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefitDividends will always be taxed at slab rate. Gains upto Rs 1 lakh are exempt in case of long term.
Investment objective of HDFC Housing Opportunities Fund Direct Growth
To provide long-term capital appreciation by investing predominantly in equity and equity related instruments of entities engaged in and/or expected to benefit from the growth in housing and its allied business activities. There is no assurance that the investment objective of the Scheme will be realized.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. HDFC Housing Opportunities Fund Direct Growth has no lock in period.
Historical NAV & Returns
HDFC Housing Opportunities Fund Direct Growth Overview
| Expense ratio | 1.2% |
Benchmark | IISL Nifty Housing TR INR |
| AUM | ₹1392 Cr |
| Inception Date | 6 December, 2017 |
| Min Lumpsum/SIP | ₹100/₹100 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 4.02% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
Trailing Returns
as on (17-Jan-25)
Fund Distribution
as on (30-Nov-24)
- This fund’s returns stands at -2.73% whereas the fund’s underlying benchmark Nifty 500 returns stands at -0.60% as on Nov'24
- This fund underperformed Nifty 500 by 2.14% in Nov'24
- AUM of the fund stands at 1.4K Cr as of Dec'24
- AUM decreased by 16.9 Cr between Dec'24 and Nov'24
Top 3 Sectors in December were Financial Services, Basic Materials & Industrial
Top Growth Drivers | 1M Return |
|---|---|
 Indraprastha Gas Ltd | 1.7% |
Mutual Fund Insights
HDFC Housing Opportunities Fund Direct Growth Highlights
Very High Risk
About the fund
Fund Allocations
AUM size ₹1392 Cr
Expense Ratio 1.2%
Frequently Asked Questions for HDFC Housing Opportunities Fund Direct Growth
HDFC Housing Opportunities Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | -9.17% | -9.17% |
6 Month Returns | -12.28% | -12.28% |
1 Year Returns | 8.32% | 8.32% |
3 Years Returns | 63.99% | 17.92% |
5 Years Returns | 132.6% | 18.39% |
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
HDFC Housing Opportunities Fund Direct Growth | - | - | - |
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
HDFC Housing Opportunities Fund Direct Growth | - | - | - |
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
HDFC Housing Opportunities Fund Direct Growth | 0.64 | 1.03 | 0.72 |
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
HDFC Housing Opportunities Fund Direct Growth | 12.8 | 15.23 | 21.79 |