HDFC Retirement Savings Fund Hybrid Debt Direct Growth
Hybrid
Direct
Retirement
NAV as on 29-10-2024
₹ 23.35
Inception Returns
10.2%
/yr
About HDFC Retirement Savings Fund Hybrid Debt Direct Growth
HDFC Retirement Savings Fund Hybrid Debt Direct Growth is a hybrid fund. This fund was started on 25 February, 2016. The fund is managed by Srinivasan Ramamurthy, Shobhit Mehrotra. This fund gives you the benefit of diversification.
Key Parameters
- HDFC Retirement Savings Fund Hybrid Debt Direct Growth has ₹163 Cr worth of assets under management (AUM) as on Sep 2024 and is less than category average.
- The fund has an expense ratio 1.
Returns
HDFC Retirement Savings Fund Hybrid Debt Direct Growth has given a CAGR return of 10.24% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 15.49%, 9.66% and 10.28% respectively.
Holdings
HDFC Retirement Savings Fund Hybrid Debt Direct Growth has allocated its funds majorly in Government, Cash Equivalent, Tech, Corporate, Industrial, Financial Services, Health, Consumer Defensive, Consumer Cyclical, Energy, Communication, Utilities, Basic Materials.
Taxation
As it is a retirement mutual fund the taxation is as follows:If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:For short term (less than a year) capital gains will be taxed at 15%For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefitGains up to Rs 1 lakh are exempt from taxation (more than 12 months).
Investment objective of HDFC Retirement Savings Fund Hybrid Debt Direct Growth
The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. There is a lock in period for HDFC Retirement Savings Fund Hybrid Debt Direct Growth of 5 Years
Historical NAV & Returns
HDFC Retirement Savings Fund Hybrid Debt Direct Growth Overview
| Expense ratio | 1.02% |
Benchmark | Nifty Composite Debt Index PR INR |
| AUM | ₹163 Cr |
| Inception Date | 25 February, 2016 |
| Min Lumpsum/SIP | ₹100/₹100 |
| Exit Load | 0% |
| Lock In | 5 Years |
TurnOver | 17.28% |
| STCG | Selling within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   Moderately High risk |
Trailing Returns
as on (29-Oct-24)
Fund Distribution
as on (30-Sep-24)
- AUM of the fund stands at 162.8 Cr as of Sep'24
- AUM increased by 1.1 Cr between Sep'24 and Aug'24
Top 3 Sectors in September were Government, Tech & Industrial
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 Tata Consultancy Services Ltd | 8.33% | 0% | |
 Larsen & Toubro Ltd | 4.29% | 0% | |
 ICICI Bank Ltd | 2.31% | 0% | |
 HDFC Bank Ltd | 2.26% | 0% | |
 Infosys Ltd | 1.2% | 0% |
Mutual Fund Insights
HDFC Retirement Savings Fund Hybrid Debt Direct Growth Highlights
Moderately High risk
About the fund
Fund Allocations
AUM size ₹163 Cr
Expense Ratio 1.02%
Frequently Asked Questions for HDFC Retirement Savings Fund Hybrid Debt Direct Growth
HDFC Retirement Savings Fund Hybrid Debt Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | -1.36% | -1.36% |
6 Month Returns | 6.3% | 6.3% |
1 Year Returns | 15.49% | 15.49% |
3 Years Returns | 31.88% | 9.66% |
5 Years Returns | 63.14% | 10.28% |
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
AAA | 73.22 |
AA | 13.52 |