HDFC Short Term Debt Fund Direct Growth

HDFC Short Term Debt Fund Direct Growth

NAV as on 23-04-2025

₹ 32.7

Inception Returns

8.2%

/yr

Historical NAV & Returns

Absolute

zero opening, trading, fund transfer fee
3042 people have invested ₹ 7.8Cr in HDFC Short Term Debt Fund Direct Growth in the last three months

About HDFC Short Term Debt Fund Direct Growth

HDFC Short Term Debt Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Anil Bamboli. This fund is suitable to keep your money safe.

Key Parameters

  1. HDFC Short Term Debt Fund Direct Growth has ₹14208 Cr worth of assets under management (AUM) as on Dec 1969 and is more than category average.
  2. The fund has an expense ratio 0.4.

Returns

HDFC Short Term Debt Fund Direct Growth has given a CAGR return of 8.16% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 9.82%, 7.73% and 7.27% respectively.

Holdings

HDFC Short Term Debt Fund Direct Growth has allocated its funds majorly in Government, Corporate, Cash Equivalent, Securitize. Its top holdings are 7.18% Govt Stock 2033, 7.3% Govt Stock 2028, 7.26% Govt Stock 2032, 6.79% Govt Stock 2027, 7.1% Govt Stock 2029

Taxation

As it is a short duration mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of HDFC Short Term Debt Fund Direct Growth

To generate income / capital appreciation through investments in Debt and Money Market Instruments.There is no assurance that the investment objective of the Scheme will be realized.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. HDFC Short Term Debt Fund Direct Growth has no lock in period.

HDFC Short Term Debt Fund Direct Growth Overview

Expense ratio0.4%
Benchmark
CRISIL Short Duration Debt TR INR
AUM₹14208 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹100/₹100
Exit Load0%
Lock InNo Lock-in
TurnOver
37.3%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Low to Moderate Risk

Trailing Returns

as on (23-Apr-25)

Period
HDFC Short Term Debt Fund Direct Growth
Short Duration Index
1M
1.9%
1.5%
3M
3.2%
2.6%
6M
5%
4.2%
1Y
9.8%
8.7%
3Y
7.7%
6.9%
5Y
7.3%
6.4%

Fund Distribution

as on (31-Dec-69)

  • Debt & Cash 99.7%

AAA
88.2%

AA
11.8%

Sector Allocation

Mar'25

Feb'25

Jan'25

Dec'24

Nov'24

Oct'24

Corporate
59.3%
Government
35.4%
Cash Equivalent
5.3%
All changes are between Oct'69 and Dec'69
Parameters
Mar'25
Feb'25
Jan'25
AUM
₹ 14.2K Cr
₹ 14.4K Cr
₹ 14.8K Cr
  • AUM of the fund stands at 14.2K Cr as of Mar'25
  • AUM decreased by 182.8 Cr between Mar'25 and Feb'25
Top Stocks bought last month
Bajaj Housing Finance Limited's allocation increased from 0.68% to 1.7%
Bajaj Housing Finance Limited's allocation increased from 0.68% to 1.7%
HDFC Bank Limited's allocation increased from 0.19% to 1.03%
HDFC Bank Limited's allocation increased from 0.19% to 1.03%
HDFC Bank Limited's allocation increased from 0.18% to 0.87%
HDFC Bank Limited's allocation increased from 0.18% to 0.87%
Top Stocks sold last month
Small Industries Development Bank Of India's allocation decreased from 5.26 % to 1.51 %
Small Industries Development Bank Of India's allocation decreased from 5.26 % to 1.51 %
Small Industries Development Bank Of India's allocation decreased from 5.26 % to 1.36 %
Small Industries Development Bank Of India's allocation decreased from 5.26 % to 1.36 %
Small Industries Development Bank Of India's allocation decreased from 5.26 % to 1.35 %
Small Industries Development Bank Of India's allocation decreased from 5.26 % to 1.35 %
Debt allocation has gone down from 94.8% to 94.5%
Debt allocation has gone down from 94.8% to 94.5%
Cash allocation has gone up from 4.9% to 5.2%
Cash allocation has gone up from 4.9% to 5.2%

Top 2 Sectors in March were Corporate, Government

Mar'25
Corporate
59%
Government
35%
Feb'25
Corporate
60%
Government
35%
  • Debt & Cash

Holdings
Weight%
1M Change
7.18% Govt Stock 2033
7.18% Govt Stock 2033
8.08%
0%
7.3% Govt Stock 2028
7.3% Govt Stock 2028
3.98%
-17.5%
7.26% Govt Stock 2032
7.26% Govt Stock 2032
2.68%
0%
6.79% Govt Stock 2027
6.79% Govt Stock 2027
2.41%
-23.8%
7.1% Govt Stock 2029
7.1% Govt Stock 2029
2.16%
0%
  • Returns %

  • Fund Ratios

  • Overview

Funds
1Y Returns
3Y Returns
5Y Returns
Since Inception
HDFC Short Term Debt Fund Direct Growth
HDFC Short Term Debt Fund Direct Growth
9.82%
7.73%
7.27%
8.16%
Bank of India Short Term Income Fund Direct Plan Growth
Bank of India Short Term Income Fund Direct Plan Growth
11.04%
9.93%
8.71%
6.99%
Axis Short Duration Fund Direct Plan Growth Option
Axis Short Duration Fund Direct Plan Growth Option
10.06%
7.77%
7.17%
8.28%
Kotak Bond Short Term Plan Direct Growth
Kotak Bond Short Term Plan Direct Growth
10.04%
7.65%
6.99%
8.16%
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Anil Bamboli
Anil Bamboli
Fund Manager of HDFC Short Term Debt Fund Direct Growth, since 25 June 2010
Fund House
HDFC Asset Management Co Ltd
Total Schemes
Total AUM
₹7.63L Cr
as on 31-Mar-2025
Address
HDFC Asset Management Company Limited,“HUL House”, 2nd Floor,,H.T. Parekh Marg,165-166, Backbay Reclamation,,Churchgate,
Phone
+912266316333
Website
cliser@hdfcfund.com

Mutual Fund Insights

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In the last 1 year, Nippon India Short Term Fund - Direct Plan - Growth Plan has given 10.07% return, outperforming this fund by 0.26%.
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Over the last 3 months, this fund has experienced a 4.1% drop in AUM moving from 14.81K Cr to 14.20K Cr.
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This fund has one of the lowest expense ratio in the category (short duration). Its expense ratio is 0.4% which is lower than the category average expense ratio of 0.71%.
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In the last 5 years, UTI - Short Duration Fund - Direct Plan - Growth Option has given 8.05% return, outperforming this fund by 0.78% per annum.
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Over the last 1 year, this fund has increased expense ratio by 8.1% moving from 0.37 to 0.40.
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In the last 3 years, ICICI Prudential Short Term Fund Direct Plan Growth Option has given 8.33% return, outperforming this fund by 0.6% per annum.

HDFC Short Term Debt Fund Direct Growth Highlights

Risk meter
pointer

Low to Moderate Risk

Investors understand that their principal will be at Low to Moderate Risk
About the fund

About the fund

This fund has delivered an average annual returns of 8.16% since inception which is more than its category average return of 5.98%
AUM size ₹14208 Cr

AUM size ₹14208 Cr

This fund has AUM of ₹14208 Cr which is more than its category average of ₹ 5277 Cr
Expense Ratio 0.4%

Expense Ratio 0.4%

This fund has an expense ratio of 0.4% which is less than its category average expense ratio of 0.68%

Frequently Asked Questions for HDFC Short Term Debt Fund Direct Growth

The current NAV of HDFC Short Term Debt Fund Direct Growth is ₹32.7 as on 23-Apr-2025.
Existing (Absolute + CAGR) as on 23-Apr-2025.
HDFC Short Term Debt Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
1.85%
1.85%
6 Month Returns
4.98%
4.98%
1 Year Returns
9.82%
9.82%
3 Years Returns
25.03%
7.73%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.4% as on March 2025
₹14208 Cr as on March 2025
7.18% Govt Stock 2033(8.08%), 7.3% Govt Stock 2028(3.98%), 7.26% Govt Stock 2032(2.68%), 6.79% Govt Stock 2027(2.41%), 7.1% Govt Stock 2029(2.16%) as on March 2025
Government(42.97%), Corporate(37.83%), Cash Equivalent(18.77%) as on March 2025
Yield to Maturity is 7.47 as on March 2025. Yield to Maturity is the total return earned on your bond investments if you hold the bond investments till maturity & all bonds' proceeds are reinvested in it.
Modified Duration is 2.81 as on March 2025. Modified Duration tells the sensitivity of the price of a bond to a change in interest rate.
AAA
88.23
AA
11.77
Anil Bamboli is the fund manager of HDFC Short Term Debt Fund Direct Growth
The Exit load of HDFC Short Term Debt Fund Direct Growth is 0%