HDFC Ultra S/T Fund Direct Growth

HDFC Ultra S/T Fund Direct Growth

NAV as on 23-04-2025

₹ 15.28

Inception Returns

6.7%

/yr

Historical NAV & Returns

Absolute

zero opening, trading, fund transfer fee
464 people have invested ₹ 6.2Cr in HDFC Ultra S/T Fund Direct Growth in the last three months

About HDFC Ultra S/T Fund Direct Growth

HDFC Ultra S/T Fund Direct Growth is a debt fund. This fund was started on 25 September, 2018. The fund is managed by Anil Bamboli. This fund is suitable to keep your money safe.

Key Parameters

  1. HDFC Ultra S/T Fund Direct Growth has ₹13225 Cr worth of assets under management (AUM) as on Dec 1969 and is more than category average.
  2. The fund has an expense ratio 0.4.

Returns

HDFC Ultra S/T Fund Direct Growth has given a CAGR return of 6.66% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.89%, 7.10% and 6.17% respectively.

Holdings

HDFC Ultra S/T Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Corporate, Government. Its top holdings are 182 DTB 29082024, Jamnagar Utilities & Power Private Limited, Embassy Office Parks Reit, Small Industries Development Bank Of India, Small Industries Development Bank Of India

Taxation

As it is a ultra short duration mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of HDFC Ultra S/T Fund Direct Growth

The fund seeks to generate income / capital appreciation through investment in debt securities and money market instruments. There is no assurance that the investment objective of the Scheme will be realized.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. HDFC Ultra S/T Fund Direct Growth has no lock in period.

HDFC Ultra S/T Fund Direct Growth Overview

Expense ratio0.37%
Benchmark
CRISIL Ultra Short Duration Debt TR INR
AUM₹13225 Cr
Inception Date25 September, 2018
Min Lumpsum/SIP₹100/₹100
Exit Load0%
Lock InNo Lock-in
TurnOver
87.4%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Low to Moderate Risk

Trailing Returns

as on (23-Apr-25)

Period
HDFC Ultra S/T Fund Direct Growth
Ultra Short Duration Index
1M
1%
0.8%
3M
2.2%
1.8%
6M
4%
3.3%
1Y
7.9%
6.8%
3Y
7.1%
6.4%
5Y
6.2%
5.5%

Fund Distribution

as on (31-Dec-69)

  • Debt & Cash 99.8%

AAA
92.4%

AA
7.6%

Sector Allocation

Mar'25

Feb'25

Jan'25

Dec'24

Nov'24

Oct'24

Corporate
55.4%
Cash Equivalent
30.4%
Government
14.2%
All changes are between Oct'69 and Dec'69
Parameters
Mar'25
Feb'25
Jan'25
AUM
₹ 13.2K Cr
₹ 14.2K Cr
₹ 15K Cr
  • AUM of the fund stands at 13.2K Cr as of Mar'25
  • AUM decreased by 977.2 Cr between Mar'25 and Feb'25
Top Stocks bought last month
LIC Housing Finance Ltd's allocation increased from 0.18% to 1.09%
LIC Housing Finance Ltd's allocation increased from 0.18% to 1.09%
Small Industries Development Bank Of India's allocation increased from 0.18% to 1.06%
Small Industries Development Bank Of India's allocation increased from 0.18% to 1.06%
National Bank For Agriculture And Rural Development's allocation increased from 0.18% to 1.05%
National Bank For Agriculture And Rural Development's allocation increased from 0.18% to 1.05%
Top Stocks sold last month
Small Industries Development Bank Of India's allocation decreased from 5.26 % to 2.76 %
Small Industries Development Bank Of India's allocation decreased from 5.26 % to 2.76 %
Power Finance Corporation Limited's allocation decreased from 5.26 % to 1.69 %
Power Finance Corporation Limited's allocation decreased from 5.26 % to 1.69 %
Embassy Office Parks Reit's allocation decreased from 2.05 % to 1.38 %
Embassy Office Parks Reit's allocation decreased from 2.05 % to 1.38 %
Cash allocation has gone up from 56.6% to 58.5%
Cash allocation has gone up from 56.6% to 58.5%
Debt allocation has gone down from 43.1% to 41.2%
Debt allocation has gone down from 43.1% to 41.2%

Top 2 Sectors in March were Corporate, Government

Mar'25
Corporate
55%
Government
14%
Feb'25
Corporate
57%
Government
17%
  • Debt & Cash

Holdings
Weight%
1M Change
182 DTB 29082024
182 DTB 29082024
4.36%
0%
Jamnagar Utilities & Power Private Limited
Jamnagar Utilities & Power Private Limited
4.12%
0%
Embassy Office Parks Reit
Embassy Office Parks Reit
3.47%
0%
Small Industries Development Bank Of India
Small Industries Development Bank Of India
2.57%
-42.9%
LIC Housing Finance Limited
LIC Housing Finance Limited
2.13%
0%
  • Returns %

  • Fund Ratios

  • Overview

Funds
1Y Returns
3Y Returns
5Y Returns
Since Inception
HDFC Ultra S/T Fund Direct Growth
HDFC Ultra S/T Fund Direct Growth
7.89%
7.1%
6.17%
6.66%
Aditya Birla Sun Life Savings Fund Direct Plan Growth
Aditya Birla Sun Life Savings Fund Direct Plan Growth
8.19%
7.26%
6.45%
7.78%
Nippon India Ultra Short Duration Fund Direct Growth Option
Nippon India Ultra Short Duration Fund Direct Growth Option
8.14%
7.41%
7.28%
7.24%
ICICI Prudential Ultra Short Term Fund Direct Plan Growth
ICICI Prudential Ultra Short Term Fund Direct Plan Growth
7.95%
7.24%
6.51%
8.07%
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Anil Bamboli
Anil Bamboli
Fund Manager of HDFC Ultra S/T Fund Direct Growth, since 25 September 2018
Fund House
HDFC Asset Management Co Ltd
Total Schemes
Total AUM
₹7.63L Cr
as on 31-Mar-2025
Address
HDFC Asset Management Company Limited,“HUL House”, 2nd Floor,,H.T. Parekh Marg,165-166, Backbay Reclamation,,Churchgate,
Phone
+912266316333
Website
cliser@hdfcfund.com

Mutual Fund Insights

Insights icon
In the last 5 years, Nippon India Ultra Short Duration Fund Direct Growth Option has given 7.28% return, outperforming this fund by 1.11% per annum.
Insights icon
In the last 3 years, Nippon India Ultra Short Duration Fund Direct Growth Option has given 7.41% return, outperforming this fund by 0.31% per annum.
Insights icon
In the last 1 year, Aditya Birla Sun Life Savings Fund Direct Plan Growth has given 8.19% return, outperforming this fund by 0.3%.
Insights icon
Over the last 1 month, this fund has experienced a 6.9% drop in AUM moving from 14.20K Cr to 13.22K Cr.
Insights icon
This fund has one of the lowest expense ratio in the category (ultra short duration). Its expense ratio is 0.37% which is lower than the category average expense ratio of 0.56%.

HDFC Ultra S/T Fund Direct Growth Highlights

Risk meter
pointer

Low to Moderate Risk

Investors understand that their principal will be at Low to Moderate Risk
About the fund

About the fund

This fund has delivered an average annual returns of 6.66% since inception which is less than its category average return of 7.85%
AUM size ₹13225 Cr

AUM size ₹13225 Cr

This fund has AUM of ₹13225 Cr which is more than its category average of ₹ 3837 Cr
Expense Ratio 0.37%

Expense Ratio 0.37%

This fund has an expense ratio of 0.37% which is less than its category average expense ratio of 0.62%

Frequently Asked Questions for HDFC Ultra S/T Fund Direct Growth

The current NAV of HDFC Ultra S/T Fund Direct Growth is ₹15.28 as on 23-Apr-2025.
Existing (Absolute + CAGR) as on 23-Apr-2025.
HDFC Ultra S/T Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
1.02%
1.02%
6 Month Returns
4.01%
4.01%
1 Year Returns
7.89%
7.89%
3 Years Returns
22.85%
7.1%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.37% as on March 2025
₹13225 Cr as on March 2025
182 DTB 29082024(4.36%), Jamnagar Utilities & Power Private Limited(4.12%), Embassy Office Parks Reit(3.47%), Small Industries Development Bank Of India(2.57%), Small Industries Development Bank Of India(2.13%) as on March 2025
Cash Equivalent(75.33%), Corporate(22.49%), Government(2.18%) as on March 2025
Yield to Maturity is 7.56 as on March 2025. Yield to Maturity is the total return earned on your bond investments if you hold the bond investments till maturity & all bonds' proceeds are reinvested in it.
Modified Duration is 0.45 as on March 2025. Modified Duration tells the sensitivity of the price of a bond to a change in interest rate.
AAA
92.43
AA
7.57
Anil Bamboli is the fund manager of HDFC Ultra S/T Fund Direct Growth
The Exit load of HDFC Ultra S/T Fund Direct Growth is 0%