HSBC Balanced Advantage Fund Direct Growth

HSBC Balanced Advantage Fund Direct Growth

NAV as on 31-03-2025

₹ 47.65

-0.2%

1D

Inception Returns

11.9%

/yr

Historical NAV & Returns

Absolute

zero opening, trading, fund transfer fee
136 people have invested ₹ 4.5L in HSBC Balanced Advantage Fund Direct Growth in the last three months

About HSBC Balanced Advantage Fund Direct Growth

HSBC Balanced Advantage Fund Direct Growth is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Sonal Gupta, Neelotpal Sahai, Praveen Ayathan. This fund gives you the benefit of diversification.

Key Parameters

  1. HSBC Balanced Advantage Fund Direct Growth has ₹1432 Cr worth of assets under management (AUM) as on Feb 2025 and is less than category average.
  2. The fund has an expense ratio 0.8.

Returns

HSBC Balanced Advantage Fund Direct Growth has given a CAGR return of 11.91% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.51%, 12.08% and 14.63% respectively.

Holdings

HSBC Balanced Advantage Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Government, Corporate, Tech, Health, Consumer Cyclical, Consumer Defensive, Industrial, Utilities, Energy, Basic Materials, Real Estate.

Taxation

As it is a dynamic asset allocation mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of HSBC Balanced Advantage Fund Direct Growth

To seek long term capital growth and income through investments in equity and equity related securities and fixed income instruments. There is no assurance that the objective of the Scheme will be realised and the Scheme does not assure or guarantee any returns.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. HSBC Balanced Advantage Fund Direct Growth has no lock in period.

HSBC Balanced Advantage Fund Direct Growth Overview

Expense ratio0.8%
Benchmark
Nifty 50 Hybrid Comp Debt 50:50 TR INR
AUM₹1432 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹5000/₹500
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
75.79%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Moderately High risk

INDmoney Rank for HSBC Balanced Advantage Fund Direct Growth

Powered by IND quant engine
3
/17
23% Performance
80% Risk Management
38% Cost
3 out of 17 among dynamic asset allocation

Trailing Returns

as on (31-Mar-25)

Period
HSBC Balanced Advantage Fund Direct Growth
Dynamic Asset Allocation Index
1M
3.5%
3.6%
3M
-3.4%
-3.2%
6M
-3%
-6.8%
1Y
8.5%
5.2%
3Y
12.1%
11%
5Y
14.6%
15.5%

Fund Distribution

as on (28-Feb-25)

  • Equity 43.7%

  • Debt & Cash 56.3%

Large cap
44.9%

Small cap
11.1%

Mid cap
9.7%

Sector Allocation

Feb'25

Jan'25

Dec'24

Financial Services
36.8%
Tech
14.7%
Health
10.3%
Consumer Cyclical
8.8%
Consumer Defensive
6.6%
Industrial
6.1%
Utilities
5.5%
Energy
4.5%
Basic Materials
3.6%
Real Estate
3%
All changes are between Oct'69 and Dec'69
Parameters
Feb'25
Jan'25
Dec'24
AUM
₹ 1.4K Cr
₹ 1.5K Cr
₹ 1.5K Cr
  • AUM of the fund stands at 1.4K Cr as of Feb'25
  • AUM decreased by 95.8 Cr between Feb'25 and Jan'25
Top Stocks bought last month
Bajaj Finance Limited's allocation increased from 1.06% to 1.75%
Bajaj Finance Limited's allocation increased from 1.06% to 1.75%
Kotak Mahindra Prime Limited's allocation increased from 0.96% to 1.64%
Kotak Mahindra Prime Limited's allocation increased from 0.96% to 1.64%
Dixon Technologies (India) Ltd's allocation increased from 2.3% to 2.6%
Dixon Technologies (India) Ltd's allocation increased from 2.3% to 2.6%
Top Stocks sold last month
ICICI Bank Ltd's allocation decreased from 5.62 % to 5.52 %
ICICI Bank Ltd's allocation decreased from 5.62 % to 5.52 %
Polycab India Ltd's allocation decreased from 3.1 % to 3.08 %
Polycab India Ltd's allocation decreased from 3.1 % to 3.08 %
Tata Power Co Ltd's allocation decreased from 2.78 % to 2.76 %
Tata Power Co Ltd's allocation decreased from 2.78 % to 2.76 %

Top 3 Sectors in February were Government, Corporate & Financial Services

Feb'25
Government
45%
Corporate
39%
Financial Services
37%
Jan'25
Government
48%
Corporate
42%
Financial Services
32%
Fund
Feb'25
Jan'25
Dec'24
No of Holdings
86
75
74
Top 5 Company Concentration
22%
16.8%
17%
Company having highest exposure
ICICI Bank Ltd (7%)
ICICI Bank Ltd (5.8%)
ICICI Bank Ltd (5.5%)
No of Sectors
12
12
12
Top 5 Sectors Concentration
113.8%
148.1%
114.9%
Sector having highest exposure
Financial Services (36.8%)
Government (47.9%)
Financial Services (32.1%)
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Sonal Gupta
Sonal Gupta
Fund Manager of HSBC Balanced Advantage Fund Direct Growth, since 1 October 2023
Neelotpal Sahai
Neelotpal Sahai
Fund Manager of HSBC Balanced Advantage Fund Direct Growth, since 26 November 2022
Praveen Ayathan
Praveen Ayathan
Fund Manager of HSBC Balanced Advantage Fund Direct Growth, since 1 October 2023
Fund House
HSBC Asset Management (India) Private Ltd
Total Schemes
Total AUM
₹1.25L Cr
as on 28-Feb-2025
Address
HSBC Asset Management (India) Private Ltd.,16, V N Road,,Fort
Phone
+912266145000
Website
hsbcmf@hsbc.co.in

Mutual Fund Insights

Insights icon
Over the last 1 month, this fund has increased expense ratio by 5.3% moving from 0.76 to 0.80.
Insights icon
In the last 3 years, HDFC Balanced Advantage Fund Direct Plan Growth Option has given 20.61% return, outperforming this fund by 8.53% per annum.
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In the last 1 year, DSP Dynamic Asset Allocation Fund Direct Growth has given 13.93% return, outperforming this fund by 5.42%.
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Over the last 1 month, this fund has experienced a 3.5% drop in AUM moving from 1.48K Cr to 1.43K Cr.
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In the last 5 years, HDFC Balanced Advantage Fund Direct Plan Growth Option has given 27.82% return, outperforming this fund by 13.19% per annum.
Insights icon
This fund expense ratio is slightly on the lower side within the category (dynamic asset allocation). Its expense ratio is 0.8% which is lower than the category average expense ratio of 1.17%.

HSBC Balanced Advantage Fund Direct Growth Highlights

Risk meter
pointer

Moderately High risk

Investors understand that their principal will be at Moderately High risk
About the fund

About the fund

This fund has delivered an average annual returns of 11.91% since inception which is more than its category average return of 9.67%
Fund Allocations

Fund Allocations

This fund has an allocation of 43.68% in Equity, 31.34% in Debt and 24.98% in Cash related instruments
AUM size ₹1432 Cr

AUM size ₹1432 Cr

This fund has AUM of ₹1432 Cr which is less than its category average of ₹ 9419 Cr
Expense Ratio 0.8%

Expense Ratio 0.8%

This fund has an expense ratio of 0.8% which is less than its category average expense ratio of 1.34%

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Frequently Asked Questions for HSBC Balanced Advantage Fund Direct Growth

The current NAV of HSBC Balanced Advantage Fund Direct Growth is ₹47.65 as on 31-Mar-2025.
Existing (Absolute + CAGR) as on 31-Mar-2025.
HSBC Balanced Advantage Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
3.46%
3.46%
6 Month Returns
-3.03%
-3.03%
1 Year Returns
8.51%
8.51%
3 Years Returns
40.8%
12.08%
5 Years Returns
97.95%
14.63%
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0.8% as on March 2025
₹1432 Cr as on March 2025
ICICI Bank Ltd(6.97%), HDFC Bank Ltd(4.23%), Axis Bank Ltd(4.02%), 7.18% Govt Stock 2033(3.95%), Infosys Ltd(3.88%) as on March 2025
Cash Equivalent(27.05%), Financial Services(16.08%), Government(15.56%) as on March 2025
AAA
100
Sonal Gupta, Neelotpal Sahai, Praveen Ayathan are the fund managers of HSBC Balanced Advantage Fund Direct Growth
The Exit load of HSBC Balanced Advantage Fund Direct Growth is 1%