HSBC Low Duration Fund Direct Growth
NAV as on 24-04-2025
₹ 29.53
Inception Returns
7.6%
/yr
Historical NAV & Returns
About HSBC Low Duration Fund Direct Growth
HSBC Low Duration Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Shriram Ramanathan. This fund is suitable to keep your money safe.
Key Parameters
- HSBC Low Duration Fund Direct Growth has ₹531 Cr worth of assets under management (AUM) as on Dec 1969 and is less than category average.
- The fund has an expense ratio 0.4.
Returns
HSBC Low Duration Fund Direct Growth has given a CAGR return of 7.61% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.42%, 7.29% and 6.48% respectively.
Holdings
HSBC Low Duration Fund Direct Growth has allocated its funds majorly in Corporate, Government, Cash Equivalent. Its top holdings are National Bank For Agriculture And Rural Development, HDFC Bank Limited, Bajaj Housing Finance Limited, National Housing Bank, Rec Limited
Taxation
As it is a low duration mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of HSBC Low Duration Fund Direct Growth
To provide liquidity and reasonable returns by investing primarily in a mix of short term debt and money market instruments such that the Macaulay duration of the portfolio is between 6 months to 12 months. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 1000.00. HSBC Low Duration Fund Direct Growth has no lock in period.
HSBC Low Duration Fund Direct Growth Overview
| Expense ratio | 0.38% |
Benchmark | NIFTY Low Duration Debt Index TR INR |
| AUM | ₹531 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | --/-- |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 292.77% |
| STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   Low to Moderate Risk |
Trailing Returns
as on (24-Apr-25)
Fund Distribution
as on (31-Dec-69)
- AUM of the fund stands at 538 Cr as of Mar'25
- AUM has remained same between Mar'25 and Feb'25
Top 2 Sectors in March were Corporate, Government
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 National Bank For Agriculture And Rural Development | 8.12% | 60% | |
HDFC Bank Limited | 6.21% | 0% | |
Bajaj Housing Finance Limited | 5.07% | 0% | |
National Housing Bank | 5.06% | 0% | |
Rec Limited | 4.98% | 0% |
Funds | 1Y Returns | 3Y Returns | 5Y Returns | Since Inception |
|---|---|---|---|---|
HSBC Low Duration Fund Direct Growth | 8.42% | 7.29% | 6.48% | 7.61% |
 Kotak Low Duration Fund- Direct Plan- Growth Option | 8.58% | 7.4% | 6.79% | 8% |
 HDFC Low Duration Direct Plan Growth Option | 8.45% | 7.44% | 6.84% | 7.76% |
 Aditya Birla Sun Life Low Duration Direct Plan Growth | 8.38% | 7.41% | 6.77% | 8.03% |
Mutual Fund Insights
HSBC Low Duration Fund Direct Growth Highlights
Low to Moderate Risk
About the fund
AUM size ₹531 Cr
Expense Ratio 0.38%
More funds from HSBC
5Y CAGR
▲ 6.68
5Y CAGR
▲ 6.54
5Y CAGR
▲ 5.94
5Y CAGR
▲ 7.51
5Y CAGR
▲ 7.07
Frequently Asked Questions for HSBC Low Duration Fund Direct Growth
HSBC Low Duration Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 1.22% | 1.22% |
6 Month Returns | 4.36% | 4.36% |
1 Year Returns | 8.42% | 8.42% |
3 Years Returns | 23.51% | 7.29% |
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
AAA | 89.14 |
AA | 10.86 |