ICICI Prudential Regular Savings Fund

ICICI Prudential Regular Savings Fund

NAV as on 21-04-2025

₹ 81.15

0.3%

1D

Inception Returns

10.8%

/yr

Historical NAV & Returns

Absolute

zero opening, trading, fund transfer fee
580 people have invested ₹ 1.1Cr in ICICI Prudential Regular Savings Fund in the last three months

About ICICI Prudential Regular Savings Fund

ICICI Prudential Regular Savings Fund is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Akhil Kakkar, Manish Banthia. This fund gives you the benefit of diversification.

Key Parameters

  1. ICICI Prudential Regular Savings Fund has ₹3135 Cr worth of assets under management (AUM) as on Mar 2025 and is more than category average.
  2. The fund has an expense ratio 1.

Returns

ICICI Prudential Regular Savings Fund has given a CAGR return of 10.82% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 10.98%, 10.57% and 11.85% respectively.

Holdings

ICICI Prudential Regular Savings Fund has allocated its funds majorly in Corporate, Financial Services, Government, Consumer Cyclical, Health, Basic Materials, Consumer Defensive, Communication, Cash Equivalent, Utilities, Energy, Tech, Securitize, Industrial.

Taxation

As it is a conservative allocation mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of ICICI Prudential Regular Savings Fund

To generate regular income through investments predominantly in debt and money market instruments. The Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 100.00. ICICI Prudential Regular Savings Fund has no lock in period.

ICICI Prudential Regular Savings Fund Overview

Expense ratio0.97%
Benchmark
NIFTY 50 Hybrid Composite 15:85 PR INR
AUM₹3135 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹5000/₹100
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
63.56%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
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High Risk

INDmoney Rank for ICICI Prudential Regular Savings Fund

Powered by IND quant engine
3
/10
65% Performance
94% Risk Management
24% Cost
3 out of 10 among conservative allocation

Trailing Returns

as on (21-Apr-25)

Period
ICICI Prudential Regular Savings Fund
Conservative Allocation Index
1M
1.8%
1.7%
3M
2.9%
2.5%
6M
3.1%
1.9%
1Y
11%
9.4%
3Y
10.6%
8.8%
5Y
11.9%
10.6%

Fund Distribution

as on (31-Mar-25)

  • Equity 22%

  • Debt & Cash 77.7%

Large cap
12.8%

Small cap
5.8%

Mid cap
3.3%

Sector Allocation

Mar'25

Feb'25

Jan'25

Dec'24

Nov'24

Oct'24

Financial Services
29.8%
Consumer Cyclical
16.6%
Health
15.4%
Basic Materials
9%
Consumer Defensive
8.3%
Communication
7.5%
Utilities
4.2%
Energy
3.5%
Industrial
3.4%
Tech
2.3%
All changes are between Oct'69 and Dec'69
Parameters
Mar'25
Feb'25
Jan'25
AUM
₹ 3.1K Cr
₹ 3.1K Cr
₹ 3.1K Cr
  • AUM of the fund stands at 3.1K Cr as of Mar'25
  • AUM increased by 31.3 Cr between Mar'25 and Feb'25
Top Stocks bought last month
Yes Bank Limited's allocation increased from 0.31% to 2%
Yes Bank Limited's allocation increased from 0.31% to 2%
Godrej Industries Limited's allocation increased from 0.35% to 1.59%
Godrej Industries Limited's allocation increased from 0.35% to 1.59%
Dme Development Limited's allocation increased from 0.2% to 0.42%
Dme Development Limited's allocation increased from 0.2% to 0.42%
Top Stocks sold last month
Eris Lifesciences Limited's allocation decreased from 1.58 % to 1.58 %
Eris Lifesciences Limited's allocation decreased from 1.58 % to 1.58 %
Godrej Properties Limited's allocation decreased from 5.26 % to 1.58 %
Godrej Properties Limited's allocation decreased from 5.26 % to 1.58 %
Prism Cement Limited's allocation decreased from 0.94 % to 0.94 %
Prism Cement Limited's allocation decreased from 0.94 % to 0.94 %

Top 3 Sectors in March were Corporate, Financial Services & Government

Mar'25
Corporate
60%
Government
30%
Financial Services
30%
Feb'25
Corporate
57%
Financial Services
31%
Government
25%
  • Equity

  • Debt & Cash

  • Returns %

  • Fund Ratios

  • Overview

Funds
1Y Returns
3Y Returns
5Y Returns
Since Inception
ICICI Prudential Regular Savings Fund
ICICI Prudential Regular Savings Fund
10.98%
10.57%
11.85%
10.82%
UTI Conservative Hybrid Fund-Growth-Direct
UTI Conservative Hybrid Fund-Growth-Direct
12.74%
10.43%
13.11%
9.9%
Kotak Debt Hybrid Direct Growth
Kotak Debt Hybrid Direct Growth
12.21%
12.02%
14.1%
11.13%
HDFC Hybrid Debt Fund Direct Plan Growth Option
HDFC Hybrid Debt Fund Direct Plan Growth Option
10.61%
11.23%
13.21%
10.11%
Fund
Mar'25
Feb'25
Jan'25
No of Holdings
110
113
103
Top 5 Company Concentration
6.3%
6.2%
6.1%
Company having highest exposure
ICICI Bank Ltd (2%)
ICICI Bank Ltd (2%)
ICICI Bank Ltd (2%)
No of Sectors
13
13
13
Top 5 Sectors Concentration
151.7%
148.4%
145%
Sector having highest exposure
Corporate (59.6%)
Corporate (59.1%)
Corporate (57.3%)
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Akhil Kakkar
Akhil Kakkar
Fund Manager of ICICI Prudential Regular Savings Fund, since 22 January 2024
Manish Banthia
Manish Banthia
Fund Manager of ICICI Prudential Regular Savings Fund, since 19 September 2013
Fund House
ICICI Prudential Asset Management Company Limited
Total Schemes
Total AUM
₹8.04L Cr
as on 31-Mar-2025
Address
ICICI Prudential Asset Mgmt.Company Limited,3rd Floor, Hallmark Business Plaza,,Sant Dyaneshwar Marg,,Bandra (East)
Phone
+912226428000
Website
investor.helpdesk@hdfcbank.com

Mutual Fund Insights

Insights icon
This fund has one of the lowest expense ratio in the category (conservative allocation). Its expense ratio is 0.97% which is lower than the category average expense ratio of 1.25%.
Insights icon
Over the last 6 months, this fund has experienced a 3.7% drop in AUM moving from 3.25K Cr to 3.13K Cr.
Insights icon
Over the last 3 months, this fund has increased expense ratio by 6.6% moving from 0.91 to 0.97.
Insights icon
In the last 3 years, Kotak Debt Hybrid Direct Growth has given 12.02% return, outperforming this fund by 1.44% per annum.
Insights icon
In the last 5 years, Kotak Debt Hybrid Direct Growth has given 14.1% return, outperforming this fund by 2.25% per annum.
Insights icon
In the last 1 year, UTI Conservative Hybrid Fund-Growth-Direct has given 12.74% return, outperforming this fund by 1.77%.

ICICI Prudential Regular Savings Fund Highlights

Risk meter
pointer

High Risk

Investors understand that their principal will be at High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 10.82% since inception which is more than its category average return of 7.69%
Fund Allocations

Fund Allocations

This fund has an allocation of 22.01% in Equity, 66.25% in Debt and 11.44% in Cash related instruments
AUM size ₹3135 Cr

AUM size ₹3135 Cr

This fund has AUM of ₹3135 Cr which is more than its category average of ₹ 1542 Cr
Expense Ratio 0.97%

Expense Ratio 0.97%

This fund has an expense ratio of 0.97% which is less than its category average expense ratio of 1.41%

Frequently Asked Questions for ICICI Prudential Regular Savings Fund

The current NAV of ICICI Prudential Regular Savings Fund is ₹81.15 as on 21-Apr-2025.
Existing (Absolute + CAGR) as on 21-Apr-2025.
ICICI Prudential Regular Savings Fund
Absolute Returns
CAGR Returns
1 Month Returns
1.79%
1.79%
6 Month Returns
3.11%
3.11%
1 Year Returns
10.98%
10.98%
3 Years Returns
35.2%
10.57%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.97% as on March 2025
₹3135 Cr as on March 2025
7.18% Govt Stock 2033(8.63%), 7.53% Govt Stock 2034(5.37%), 7.1% Govt Stock 2034(3.59%), State Bank Of India(3.18%), L&T Metro Rail (Hyderabad) Limited(2.53%) as on March 2025
Corporate(46.58%), Government(24.46%), Financial Services(6.94%) as on March 2025
AAA
54.81
AA
36.74
A
8.45
Akhil Kakkar, Manish Banthia are the fund managers of ICICI Prudential Regular Savings Fund
The Exit load of ICICI Prudential Regular Savings Fund is 1%