ICICI Prudential Regular Savings Fund

ICICI Prudential Regular Savings Fund

NAV as on 28-03-2025

₹ 79.9

0.1%

1D

Inception Returns

10.7%

/yr

Historical NAV & Returns

Absolute

zero opening, trading, fund transfer fee
592 people have invested ₹ 1Cr in ICICI Prudential Regular Savings Fund in the last three months

About ICICI Prudential Regular Savings Fund

ICICI Prudential Regular Savings Fund is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Akhil Kakkar, Manish Banthia. This fund gives you the benefit of diversification.

Key Parameters

  1. ICICI Prudential Regular Savings Fund has ₹3086 Cr worth of assets under management (AUM) as on Feb 2025 and is more than category average.
  2. The fund has an expense ratio 1.

Returns

ICICI Prudential Regular Savings Fund has given a CAGR return of 10.74% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 9.68%, 10.22% and 11.78% respectively.

Holdings

ICICI Prudential Regular Savings Fund has allocated its funds majorly in Corporate, Government, Financial Services, Consumer Cyclical, Health, Basic Materials, Cash Equivalent, Consumer Defensive, Communication, Utilities, Energy, Industrial, Tech, Securitize.

Taxation

As it is a conservative allocation mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of ICICI Prudential Regular Savings Fund

To generate regular income through investments predominantly in debt and money market instruments. The Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 100.00. ICICI Prudential Regular Savings Fund has no lock in period.

ICICI Prudential Regular Savings Fund Overview

Expense ratio0.97%
Benchmark
CRISIL Hybrid 85+15 - ConservativeTR INR
AUM₹3086 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹5000/₹100
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
63.56%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
High Risk

INDmoney Rank for ICICI Prudential Regular Savings Fund

Powered by IND quant engine
2
/10
85% Performance
77% Risk Management
26% Cost
2 out of 10 among conservative allocation

Trailing Returns

as on (28-Mar-25)

Period
ICICI Prudential Regular Savings Fund
Conservative Allocation Index
1M
2.2%
2%
3M
1%
-0.1%
6M
0.9%
-0.9%
1Y
9.7%
7.2%
3Y
10.2%
8.6%
5Y
11.8%
10.5%

Fund Distribution

as on (28-Feb-25)

  • Equity 22.1%

  • Debt & Cash 77.6%

Large cap
12.7%

Small cap
5.6%

Mid cap
3.7%

Sector Allocation

Feb'25

Jan'25

Dec'24

Financial Services
30.6%
Consumer Cyclical
15.7%
Health
14.9%
Basic Materials
11.3%
Consumer Defensive
8%
Communication
7.1%
Utilities
3.8%
Industrial
3.1%
Energy
2.9%
Tech
2.6%
All changes are between Oct'69 and Dec'69
Parameters
Feb'25
Jan'25
Dec'24
AUM
₹ 3.1K Cr
₹ 3.1K Cr
₹ 3.2K Cr
  • AUM of the fund stands at 3.1K Cr as of Feb'25
  • AUM decreased by 50.9 Cr between Feb'25 and Jan'25
Top Stocks bought last month
Yes Bank Limited's allocation increased from 0.31% to 2%
Yes Bank Limited's allocation increased from 0.31% to 2%
Bharti Telecom Limited's allocation increased from 0.32% to 1.27%
Bharti Telecom Limited's allocation increased from 0.32% to 1.27%
Avenue Supermarts Ltd's allocation increased from 0.19% to 0.52%
Avenue Supermarts Ltd's allocation increased from 0.19% to 0.52%
Top Stocks sold last month
ICICI Bank Ltd's allocation decreased from 1.99 % to 1.98 %
ICICI Bank Ltd's allocation decreased from 1.99 % to 1.98 %
Eris Lifesciences Limited's allocation decreased from 1.58 % to 1.58 %
Eris Lifesciences Limited's allocation decreased from 1.58 % to 1.58 %
Godrej Properties Limited's allocation decreased from 5.26 % to 1.58 %
Godrej Properties Limited's allocation decreased from 5.26 % to 1.58 %

Top 3 Sectors in February were Corporate, Financial Services & Government

Feb'25
Corporate
57%
Financial Services
31%
Government
25%
Jan'25
Corporate
56%
Financial Services
29%
Government
26%
Fund
Feb'25
Jan'25
Dec'24
No of Holdings
113
103
99
Top 5 Company Concentration
6.2%
6.1%
6.1%
Company having highest exposure
ICICI Bank Ltd (2%)
ICICI Bank Ltd (2%)
ICICI Bank Ltd (2%)
No of Sectors
13
13
13
Top 5 Sectors Concentration
148.4%
145%
143.8%
Sector having highest exposure
Corporate (59.1%)
Corporate (57.3%)
Corporate (57.1%)
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Akhil Kakkar
Akhil Kakkar
Fund Manager of ICICI Prudential Regular Savings Fund, since 22 January 2024
Manish Banthia
Manish Banthia
Fund Manager of ICICI Prudential Regular Savings Fund, since 19 September 2013
Fund House
ICICI Prudential Asset Management Company Limited
Total Schemes
Total AUM
₹8.37L Cr
as on 28-Feb-2025
Address
ICICI Prudential Asset Mgmt.Company Limited,3rd Floor, Hallmark Business Plaza,,Sant Dyaneshwar Marg,,Bandra (East)
Phone
+912226428000
Website
investor.helpdesk@hdfcbank.com

Mutual Fund Insights

Insights icon
In the last 3 years, Kotak Debt Hybrid Direct Growth has given 11.45% return, outperforming this fund by 1.23% per annum.
Insights icon
In the last 1 year, DSP Regular Saving Fund Direct Plan Growth has given 11.46% return, outperforming this fund by 1.78%.
Insights icon
This fund has one of the lowest expense ratio in the category (conservative allocation). Its expense ratio is 0.97% which is lower than the category average expense ratio of 1.26%.
Insights icon
In the last 5 years, Kotak Debt Hybrid Direct Growth has given 14.39% return, outperforming this fund by 2.61% per annum.
Insights icon
Over the last 3 months, this fund has increased expense ratio by 6.6% moving from 0.91 to 0.97.

ICICI Prudential Regular Savings Fund Highlights

Risk meter
pointer

High Risk

Investors understand that their principal will be at High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 10.74% since inception which is more than its category average return of 7.59%
Fund Allocations

Fund Allocations

This fund has an allocation of 22.06% in Equity, 69.31% in Debt and 8.32% in Cash related instruments
AUM size ₹3086 Cr

AUM size ₹3086 Cr

This fund has AUM of ₹3086 Cr which is more than its category average of ₹ 1532 Cr
Expense Ratio 0.97%

Expense Ratio 0.97%

This fund has an expense ratio of 0.97% which is less than its category average expense ratio of 1.42%

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5Y CAGR

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5Y CAGR

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ICICI Prudential India Equity FOF Direct Growth

ICICI Prudential India Equity FOF Direct Growth

5Y CAGR

▲ 32.11

ICICI Prudential Multi-Asset Fund Direct Plan Growth

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5Y CAGR

▲ 28.94

ICICI Prudential Thematic Advantage Fund(FOF) Direct Plan Growth

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5Y CAGR

▲ 33.26

Frequently Asked Questions for ICICI Prudential Regular Savings Fund

The current NAV of ICICI Prudential Regular Savings Fund is ₹79.9 as on 28-Mar-2025.
Existing (Absolute + CAGR) as on 28-Mar-2025.
ICICI Prudential Regular Savings Fund
Absolute Returns
CAGR Returns
1 Month Returns
2.22%
2.22%
6 Month Returns
0.9%
0.9%
1 Year Returns
9.68%
9.68%
3 Years Returns
33.91%
10.22%
5 Years Returns
74.49%
11.78%
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0.97% as on March 2025
₹3086 Cr as on March 2025
7.18% Govt Stock 2033(8.59%), 7.53% Govt Stock 2034(5.43%), State Bank Of India(3.19%), 7.38% Govt Stock 2027(2.97%), L&T Metro Rail (Hyderabad) Limited(2.56%) as on March 2025
Corporate(46.07%), Government(22.77%), Cash Equivalent(7.59%) as on March 2025
AAA
52.9
AA
38.71
A
8.38
Akhil Kakkar, Manish Banthia are the fund managers of ICICI Prudential Regular Savings Fund
The Exit load of ICICI Prudential Regular Savings Fund is 1%