ICICI Prudential Retirement Fund Hybrid Aggressive Direct Growth

ICICI Prudential Retirement Fund Hybrid Aggressive Direct Growth

NAV as on 28-03-2025

₹ 25.44

-0.4%

1D

Inception Returns

16.6%

/yr

Historical NAV & Returns

Absolute

zero opening, trading, fund transfer fee
149 people have invested ₹ 64.8L in ICICI Prudential Retirement Fund Hybrid Aggressive Direct Growth in the last three months

About ICICI Prudential Retirement Fund Hybrid Aggressive Direct Growth

ICICI Prudential Retirement Fund Hybrid Aggressive Direct Growth is a hybrid fund. This fund was started on 28 February, 2019. The fund is managed by Lalit Kumar. This fund gives you the benefit of diversification.

Key Parameters

  1. ICICI Prudential Retirement Fund Hybrid Aggressive Direct Growth has ₹705 Cr worth of assets under management (AUM) as on Feb 2025 and is less than category average.
  2. The fund has an expense ratio 1.

Returns

ICICI Prudential Retirement Fund Hybrid Aggressive Direct Growth has given a CAGR return of 16.59% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.35%, 17.93% and 24.51% respectively.

Holdings

ICICI Prudential Retirement Fund Hybrid Aggressive Direct Growth has allocated its funds majorly in Corporate, Government, Basic Materials, Cash Equivalent, Financial Services, Industrial, Consumer Cyclical, Communication, Tech, Real Estate, Consumer Defensive, Energy, Health.

Taxation

As it is a retirement mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of ICICI Prudential Retirement Fund Hybrid Aggressive Direct Growth

An open ended hybrid scheme predominantly investing in equity and equity related securities to generate capital appreciation. The scheme may also invest in Debt, Gold/Gold ETF/units of REITs & InvITs and such other asset classes as may be permitted from time to time for income generation / wealth creation. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 100.00. There is a lock in period for ICICI Prudential Retirement Fund Hybrid Aggressive Direct Growth of 5 Years

ICICI Prudential Retirement Fund Hybrid Aggressive Direct Growth Overview

Expense ratio0.95%
Benchmark
CRISIL Hybrid 35+65 - Agg TR INR
AUM₹705 Cr
Inception Date28 February, 2019
Min Lumpsum/SIP₹5000/₹100
Exit Load0%
Lock In5 Years
TurnOver
65.08%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

Trailing Returns

as on (28-Mar-25)

Period
ICICI Prudential Retirement Fund Hybrid Aggressive Direct Growth
Retirement Index
1M
5.9%
-
3M
-5.1%
-
6M
-9.7%
-
1Y
8.3%
-
3Y
17.9%
-
5Y
24.5%
-

Fund Distribution

as on (28-Feb-25)

  • Equity 83.4%

  • Debt & Cash 16.6%

Large cap
41.5%

Mid cap
22%

Small cap
19.7%

Sector Allocation

Feb'25

Jan'25

Dec'24

Basic Materials
27%
Financial Services
15.9%
Industrial
15%
Consumer Cyclical
14.4%
Communication
11.4%
Tech
8.2%
Real Estate
4.3%
Consumer Defensive
2%
Energy
0.9%
Health
0.8%
All changes are between Oct'69 and Dec'69
Parameters
Feb'25
Jan'25
Dec'24
AUM
₹ 705.1 Cr
₹ 747.5 Cr
₹ 747.5 Cr
  • AUM of the fund stands at 705.1 Cr as of Feb'25
  • AUM decreased by 42.4 Cr between Feb'25 and Jan'25
Top Stocks bought last month
Info Edge (India) Ltd's allocation increased from 2.83% to 4.02%
Info Edge (India) Ltd's allocation increased from 2.83% to 4.02%
LIC Housing Finance Ltd's allocation increased from 0.39% to 1.38%
LIC Housing Finance Ltd's allocation increased from 0.39% to 1.38%
Multi Commodity Exchange of India Ltd's allocation increased from 2.14% to 2.58%
Multi Commodity Exchange of India Ltd's allocation increased from 2.14% to 2.58%
Top Stocks sold last month
Tech Mahindra Ltd's allocation decreased from 5.65 % to 5.42 %
Tech Mahindra Ltd's allocation decreased from 5.65 % to 5.42 %
Mahindra & Mahindra Ltd's allocation decreased from 3.61 % to 3.53 %
Mahindra & Mahindra Ltd's allocation decreased from 3.61 % to 3.53 %
Adani Ports & Special Economic Zone Ltd's allocation decreased from 2.54 % to 2.53 %
Adani Ports & Special Economic Zone Ltd's allocation decreased from 2.54 % to 2.53 %

Top 3 Sectors in February were Corporate, Government & Basic Materials

Feb'25
Corporate
44%
Government
39%
Basic Materials
27%
Jan'25
Corporate
44%
Government
39%
Basic Materials
24%
Fund
Feb'25
Jan'25
Dec'24
No of Holdings
90
87
85
Top 5 Company Concentration
15.6%
20.2%
20.8%
Company having highest exposure
InterGlobe Aviation Ltd (3.6%)
Tech Mahindra Ltd (5.3%)
Tech Mahindra Ltd (5.4%)
No of Sectors
12
12
12
Top 5 Sectors Concentration
140.6%
138.9%
139.1%
Sector having highest exposure
Corporate (43.5%)
Corporate (43.8%)
Corporate (43.2%)
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Lalit Kumar
Lalit Kumar
Fund Manager of ICICI Prudential Retirement Fund Hybrid Aggressive Direct Growth, since 4 May 2022
Fund House
ICICI Prudential Asset Management Company Limited
Total Schemes
Total AUM
₹8.37L Cr
as on 28-Feb-2025
Address
ICICI Prudential Asset Mgmt.Company Limited,3rd Floor, Hallmark Business Plaza,,Sant Dyaneshwar Marg,,Bandra (East)
Phone
+912226428000
Website
investor.helpdesk@hdfcbank.com

Mutual Fund Insights

Insights icon
In the last 3 years, ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth has given 20.67% return, outperforming this fund by 2.73% per annum.
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This fund has one of the lowest expense ratio in the category (retirement). Its expense ratio is 0.95% which is lower than the category average expense ratio of 1.44%.
Insights icon
In the last 1 year, Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Growth has given 12.49% return, outperforming this fund by 4.14%.
Insights icon
In the last 5 years, ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth has given 32.76% return, outperforming this fund by 8.25% per annum.
Insights icon
Over the last 6 months, this fund has experienced a 9.8% growth in AUM moving from 642.23 Cr to 705.1 Cr.

ICICI Prudential Retirement Fund Hybrid Aggressive Direct Growth Highlights

Risk meter
pointer

Very High Risk

Investors understand that their principal will be at Very High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 16.59% since inception which is more than its category average return of 10.22%
Fund Allocations

Fund Allocations

This fund has an allocation of 83.4% in Equity, 13.71% in Debt and 2.89% in Cash related instruments
AUM size ₹705 Cr

AUM size ₹705 Cr

This fund has AUM of ₹705 Cr which is less than its category average of ₹ 731 Cr
Expense Ratio 0.95%

Expense Ratio 0.95%

This fund has an expense ratio of 0.95% which is less than its category average expense ratio of 1.55%

Frequently Asked Questions for ICICI Prudential Retirement Fund Hybrid Aggressive Direct Growth

The current NAV of ICICI Prudential Retirement Fund Hybrid Aggressive Direct Growth is ₹25.44 as on 28-Mar-2025.
Existing (Absolute + CAGR) as on 28-Mar-2025.
ICICI Prudential Retirement Fund Hybrid Aggressive Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
5.87%
5.87%
6 Month Returns
-9.66%
-9.66%
1 Year Returns
8.35%
8.35%
3 Years Returns
64.02%
17.93%
5 Years Returns
199.29%
24.51%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.95% as on March 2025
₹705 Cr as on March 2025
InterGlobe Aviation Ltd(3.56%), Info Edge (India) Ltd(3.44%), Mahindra & Mahindra Ltd(3.21%), Tech Mahindra Ltd(2.83%), Bharti Airtel Ltd(2.57%) as on March 2025
Basic Materials(22.56%), Financial Services(13.29%), Industrial(12.53%) as on March 2025
AAA
86.27
AA
10.89
A
2.84
Lalit Kumar is the fund manager of ICICI Prudential Retirement Fund Hybrid Aggressive Direct Growth
The Exit load of ICICI Prudential Retirement Fund Hybrid Aggressive Direct Growth is 0%