ICICI Prudential Retirement Fund Hybrid Aggressive Direct Growth

ICICI Prudential Retirement Fund Hybrid Aggressive Direct Growth

NAV as on 23-04-2025

₹ 26.44

0.5%

1D

Inception Returns

17%

/yr

Historical NAV & Returns

Absolute

zero opening, trading, fund transfer fee
145 people have invested ₹ 64.8L in ICICI Prudential Retirement Fund Hybrid Aggressive Direct Growth in the last three months

About ICICI Prudential Retirement Fund Hybrid Aggressive Direct Growth

ICICI Prudential Retirement Fund Hybrid Aggressive Direct Growth is a hybrid fund. This fund was started on 28 February, 2019. The fund is managed by Lalit Kumar. This fund gives you the benefit of diversification.

Key Parameters

  1. ICICI Prudential Retirement Fund Hybrid Aggressive Direct Growth has ₹755 Cr worth of assets under management (AUM) as on Mar 2025 and is less than category average.
  2. The fund has an expense ratio 1.

Returns

ICICI Prudential Retirement Fund Hybrid Aggressive Direct Growth has given a CAGR return of 17.01% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.86%, 19.70% and 24.10% respectively.

Holdings

ICICI Prudential Retirement Fund Hybrid Aggressive Direct Growth has allocated its funds majorly in Government, Corporate, Basic Materials, Financial Services, Industrial, Cash Equivalent, Consumer Cyclical, Communication, Tech, Real Estate, Consumer Defensive, Health, Energy.

Taxation

As it is a retirement mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of ICICI Prudential Retirement Fund Hybrid Aggressive Direct Growth

An open ended hybrid scheme predominantly investing in equity and equity related securities to generate capital appreciation. The scheme may also invest in Debt, Gold/Gold ETF/units of REITs & InvITs and such other asset classes as may be permitted from time to time for income generation / wealth creation. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 100.00. There is a lock in period for ICICI Prudential Retirement Fund Hybrid Aggressive Direct Growth of 5 Years

ICICI Prudential Retirement Fund Hybrid Aggressive Direct Growth Overview

Expense ratio1.03%
Benchmark
CRISIL Hybrid 35+65 - Agg TR INR
AUM₹755 Cr
Inception Date28 February, 2019
Min Lumpsum/SIP₹5000/₹100
Exit Load0%
Lock In5 Years
TurnOver
65.08%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

Trailing Returns

as on (23-Apr-25)

Period
ICICI Prudential Retirement Fund Hybrid Aggressive Direct Growth
Retirement Index
1M
3.1%
-
3M
3%
-
6M
-1.7%
-
1Y
8.9%
-
3Y
19.7%
-
5Y
24.1%
-

Fund Distribution

as on (31-Mar-25)

  • Equity 84.1%

  • Debt & Cash 15.9%

Large cap
41.5%

Mid cap
22.4%

Small cap
20%

Sector Allocation

Mar'25

Feb'25

Jan'25

Dec'24

Nov'24

Oct'24

Basic Materials
27%
Financial Services
17.5%
Industrial
16.3%
Consumer Cyclical
13%
Communication
11.4%
Tech
7.3%
Real Estate
4.3%
Consumer Defensive
2%
Health
0.8%
Energy
0.5%
All changes are between Oct'69 and Dec'69
Parameters
Mar'25
Feb'25
Jan'25
AUM
₹ 754.6 Cr
₹ 705.1 Cr
₹ 747.5 Cr
  • AUM of the fund stands at 754.6 Cr as of Mar'25
  • AUM increased by 49.5 Cr between Mar'25 and Feb'25
Top Stocks bought last month
LIC Housing Finance Ltd's allocation increased from 0.39% to 1.38%
LIC Housing Finance Ltd's allocation increased from 0.39% to 1.38%
Yes Bank Limited's allocation increased from 0.05% to 0.37%
Yes Bank Limited's allocation increased from 0.05% to 0.37%
HDFC Bank Limited's allocation increased from 0.4% to 0.69%
HDFC Bank Limited's allocation increased from 0.4% to 0.69%

Top 3 Sectors in March were Corporate, Government & Basic Materials

Mar'25
Government
45%
Corporate
39%
Basic Materials
27%
Feb'25
Corporate
44%
Government
39%
Basic Materials
27%
  • Equity

  • Debt & Cash

  • Returns %

  • Fund Ratios

  • Overview

Fund
Mar'25
Feb'25
Jan'25
No of Holdings
93
90
87
Top 5 Company Concentration
15.7%
15.6%
20.2%
Company having highest exposure
InterGlobe Aviation Ltd (3.8%)
InterGlobe Aviation Ltd (3.6%)
Tech Mahindra Ltd (5.3%)
No of Sectors
12
12
12
Top 5 Sectors Concentration
145%
140.6%
138.9%
Sector having highest exposure
Government (45.1%)
Corporate (43.5%)
Corporate (43.8%)
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Lalit Kumar
Lalit Kumar
Fund Manager of ICICI Prudential Retirement Fund Hybrid Aggressive Direct Growth, since 4 May 2022
Fund House
ICICI Prudential Asset Management Company Limited
Total Schemes
Total AUM
₹8.04L Cr
as on 31-Mar-2025
Address
ICICI Prudential Asset Mgmt.Company Limited,3rd Floor, Hallmark Business Plaza,,Sant Dyaneshwar Marg,,Bandra (East)
Phone
+912226428000
Website
investor.helpdesk@hdfcbank.com

Mutual Fund Insights

Insights icon
Over the last 3 months, this fund has increased expense ratio by 30.4% moving from 0.79 to 1.03.
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In the last 3 years, ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth has given 22.23% return, outperforming this fund by 2.54% per annum.
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This fund has one of the lowest expense ratio in the category (retirement). Its expense ratio is 1.03% which is lower than the category average expense ratio of 1.45%.
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Over the last 6 months, this fund has experienced a 10.1% growth in AUM moving from 685.29 Cr to 754.57 Cr.
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In the last 5 years, ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth has given 31.71% return, outperforming this fund by 7.6% per annum.
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In the last 1 year, Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Growth has given 12.98% return, outperforming this fund by 4.12%.

ICICI Prudential Retirement Fund Hybrid Aggressive Direct Growth Highlights

Risk meter
pointer

Very High Risk

Investors understand that their principal will be at Very High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 17.01% since inception which is more than its category average return of 10.8%
Fund Allocations

Fund Allocations

This fund has an allocation of 84.11% in Equity, 13.69% in Debt and 2.2% in Cash related instruments
AUM size ₹755 Cr

AUM size ₹755 Cr

This fund has AUM of ₹755 Cr which is less than its category average of ₹ 775 Cr
Expense Ratio 1.03%

Expense Ratio 1.03%

This fund has an expense ratio of 1.03% which is less than its category average expense ratio of 1.54%

Frequently Asked Questions for ICICI Prudential Retirement Fund Hybrid Aggressive Direct Growth

The current NAV of ICICI Prudential Retirement Fund Hybrid Aggressive Direct Growth is ₹26.44 as on 23-Apr-2025.
Existing (Absolute + CAGR) as on 23-Apr-2025.
ICICI Prudential Retirement Fund Hybrid Aggressive Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
3.14%
3.14%
6 Month Returns
-1.68%
-1.68%
1 Year Returns
8.86%
8.86%
3 Years Returns
71.49%
19.7%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
1.03% as on March 2025
₹755 Cr as on March 2025
InterGlobe Aviation Ltd(3.8%), Info Edge (India) Ltd(3.3%), Mahindra & Mahindra Ltd(3.1%), Multi Commodity Exchange of India Ltd(2.88%), Bharti Airtel Ltd(2.65%) as on March 2025
Basic Materials(22.69%), Financial Services(14.69%), Industrial(13.7%) as on March 2025
AAA
87.11
AA
10.22
A
2.67
Lalit Kumar is the fund manager of ICICI Prudential Retirement Fund Hybrid Aggressive Direct Growth
The Exit load of ICICI Prudential Retirement Fund Hybrid Aggressive Direct Growth is 0%