ICICI Prudential Retirement Fund Hybrid Conservative Direct Growth
Hybrid
Direct
Retirement
NAV as on 07-02-2025
₹ 17.85
▲0.3%
1D
Inception Returns
10.2%
/yr
About ICICI Prudential Retirement Fund Hybrid Conservative Direct Growth
ICICI Prudential Retirement Fund Hybrid Conservative Direct Growth is a hybrid fund. This fund was started on 28 February, 2019. The fund is managed by Lalit Kumar. This fund gives you the benefit of diversification.
Key Parameters
- ICICI Prudential Retirement Fund Hybrid Conservative Direct Growth has ₹75 Cr worth of assets under management (AUM) as on Nov 2024 and is less than category average.
- The fund has an expense ratio 0.9.
Returns
ICICI Prudential Retirement Fund Hybrid Conservative Direct Growth has given a CAGR return of 10.22% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 9.08%, 10.18% and 9.98% respectively.
Holdings
ICICI Prudential Retirement Fund Hybrid Conservative Direct Growth has allocated its funds majorly in Government, Corporate, Basic Materials, Tech, Consumer Cyclical, Industrial, Communication, Financial Services, Cash Equivalent, Health, Consumer Defensive.
Taxation
As it is a retirement mutual fund the taxation is as follows:If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:For short term (less than a year) capital gains will be taxed at 15%For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefitGains up to Rs 1 lakh are exempt from taxation (more than 12 months).
Investment objective of ICICI Prudential Retirement Fund Hybrid Conservative Direct Growth
To generate regular income through investments predominantly in debt and money market instruments. The Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there is no assurance or guarantee that the investment objective of the plan would be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 100.00. There is a lock in period for ICICI Prudential Retirement Fund Hybrid Conservative Direct Growth of 5 Years
Historical NAV & Returns
ICICI Prudential Retirement Fund Hybrid Conservative Direct Growth Overview
| Expense ratio | 0.94% |
Benchmark | Nifty 50 Hybrid Com Debt 15:85 Co TR INR |
| AUM | ₹75 Cr |
| Inception Date | 28 February, 2019 |
| Min Lumpsum/SIP | ₹5000/₹100 |
| Exit Load | 0% |
| Lock In | 5 Years |
TurnOver | 42.3% |
| STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   Moderately High risk |
Trailing Returns
as on (07-Feb-25)
Fund Distribution
as on (30-Nov-24)
- AUM of the fund stands at 78.1 Cr as of Dec'24
- AUM increased by 1 Cr between Dec'24 and Nov'24
Top 3 Sectors in December were Government, Corporate & Basic Materials
Mutual Fund Insights
ICICI Prudential Retirement Fund Hybrid Conservative Direct Growth Highlights
Moderately High risk
About the fund
Fund Allocations
AUM size ₹75 Cr
Expense Ratio 0.94%
Frequently Asked Questions for ICICI Prudential Retirement Fund Hybrid Conservative Direct Growth
ICICI Prudential Retirement Fund Hybrid Conservative Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 0.07% | 0.07% |
6 Month Returns | 2.47% | 2.47% |
1 Year Returns | 9.08% | 9.08% |
3 Years Returns | 33.75% | 10.18% |
5 Years Returns | 60.89% | 9.98% |
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
AAA | 84.31 |
AA | 12.07 |
A | 3.62 |