Historical NAV & Returns
About JM Low Duration Fund Direct Growth
JM Low Duration Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by . This fund is suitable to keep your money safe.
Key Parameters
- JM Low Duration Fund Direct Growth has ₹235 Cr worth of assets under management (AUM) as on Dec 1969 and is less than category average.
- The fund has an expense ratio 0.4.
Returns
JM Low Duration Fund Direct Growth has given a CAGR return of 7.04% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.28%, 7.02% and 9.86% respectively.
Holdings
JM Low Duration Fund Direct Growth has allocated its funds majorly in Corporate, Government, Cash Equivalent. Its top holdings are National Bank For Agriculture And Rural Development, Punjab National Bank, Power Finance Corporation Ltd., Shriram Finance Limited, 360 One Prime Limited
Taxation
As it is a low duration mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of JM Low Duration Fund Direct Growth
To generate stable long term returns with low risk strategy and capital appreciation/accretion besides preservation of capital through investments in Debt & Money Market instruments such that the Macaulay duration# of the portfolio is between 6 months - 12 months. Investors are required to read all the scheme related information carefully and also note that there can be no assurance that the investment objectives of the scheme will be realized. The scheme does not guarantee/ indicate any returns.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 100.00. JM Low Duration Fund Direct Growth has no lock in period.
JM Low Duration Fund Direct Growth Overview
| Expense ratio | 0.35% |
Benchmark | Crisil Low Duration Debt TR INR |
| AUM | ₹235 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹1000/₹100 |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 323.17% |
| STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   Low to Moderate Risk |
Trailing Returns
as on (23-Apr-25)
Fund Distribution
as on (31-Dec-69)
- AUM of the fund stands at 223.9 Cr as of Mar'25
- AUM increased by 4.6 Cr between Mar'25 and Feb'25
Top 2 Sectors in March were Corporate, Government
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 National Bank For Agriculture And Rural Development | 8.51% | 0% | |
Punjab National Bank | 8.16% | 0% | |
Power Finance Corporation Ltd. | 6.38% | 0% | |
Shriram Finance Limited | 4.29% | 0% | |
Small Industries Development Bank Of India | 4.27% | 0% |
Funds | 1Y Returns | 3Y Returns | 5Y Returns | Since Inception |
|---|---|---|---|---|
 JM Low Duration Fund Direct Growth | 8.28% | 7.02% | 9.86% | 7.04% |
 Kotak Low Duration Fund- Direct Plan- Growth Option | 8.58% | 7.4% | 6.79% | 8% |
 HDFC Low Duration Direct Plan Growth Option | 8.45% | 7.44% | 6.84% | 7.76% |
 Aditya Birla Sun Life Low Duration Direct Plan Growth | 8.38% | 7.41% | 6.77% | 8.03% |
Mutual Fund Insights
JM Low Duration Fund Direct Growth Highlights
Low to Moderate Risk
About the fund
AUM size ₹235 Cr
Expense Ratio 0.35%
More funds from JM Financial
5Y CAGR
▲ 6.85
5Y CAGR
▲ 6.09
1Y CAGR
▲ 9.57
5Y CAGR
▲ 5.47
5Y CAGR
▲ 5.05
Frequently Asked Questions for JM Low Duration Fund Direct Growth
JM Low Duration Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 1.21% | 1.21% |
6 Month Returns | 4.25% | 4.25% |
1 Year Returns | 8.28% | 8.28% |
3 Years Returns | 22.56% | 7.02% |
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
AAA | 80.75 |
AA | 19.25 |