Kotak Debt Hybrid Fund Direct Growth

Kotak Debt Hybrid Fund Direct Growth

NAV as on 21-04-2025

₹ 66.69

0.7%

1D

Inception Returns

11.1%

/yr

Historical NAV & Returns

Absolute

zero opening, trading, fund transfer fee
4661 people have invested ₹ 2.7Cr in Kotak Debt Hybrid Fund Direct Growth in the last three months

About Kotak Debt Hybrid Fund Direct Growth

Kotak Debt Hybrid Fund Direct Growth is a hybrid fund. This fund was started on 30 January, 2013. The fund is managed by Abhishek Bisen, Shibani Kurian. This fund gives you the benefit of diversification.

Key Parameters

  1. Kotak Debt Hybrid Fund Direct Growth has ₹3017 Cr worth of assets under management (AUM) as on Mar 2025 and is more than category average.
  2. The fund has an expense ratio 0.5.

Returns

Kotak Debt Hybrid Fund Direct Growth has given a CAGR return of 11.13% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 12.21%, 12.02% and 14.10% respectively.

Holdings

Kotak Debt Hybrid Fund Direct Growth has allocated its funds majorly in Government, Financial Services, Corporate, Consumer Cyclical, Tech, Consumer Defensive, Industrial, Utilities, Energy, Communication, Health, Cash Equivalent, Basic Materials, Real Estate.

Taxation

As it is a conservative allocation mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of Kotak Debt Hybrid Fund Direct Growth

The investment objective of the Scheme is to enhance returns over a portfolio of debt instruments with a moderate exposure in equity and equity related instruments. By investing in debt securities, the Scheme will aim at generating regular returns, while enhancement of return is intended through investing in equity and equity related securities. The Scheme may also use various derivative and hedging products from time to time, in the manner permitted by SEBI. There is no assurance that the investment objective of the Schemes will be realised.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. Kotak Debt Hybrid Fund Direct Growth has no lock in period.

Kotak Debt Hybrid Fund Direct Growth Overview

Expense ratio0.45%
Benchmark
CRISIL Hybrid 85+15 - ConservativeTR INR
AUM₹3017 Cr
Inception Date30 January, 2013
Min Lumpsum/SIP₹100/₹100
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
119.93%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Moderately High risk

INDmoney Rank for Kotak Debt Hybrid Fund Direct Growth

Powered by IND quant engine
7
/10
74% Performance
39% Risk Management
88% Cost
7 out of 10 among conservative allocation

Trailing Returns

as on (21-Apr-25)

Period
Kotak Debt Hybrid Fund Direct Growth
Conservative Allocation Index
1M
2.7%
1.7%
3M
3.1%
2.5%
6M
2.7%
1.9%
1Y
12.2%
9.4%
3Y
12%
8.8%
5Y
14.1%
10.6%

Fund Distribution

as on (31-Mar-25)

  • Equity 23.1%

  • Debt & Cash 76.7%

Large cap
17.1%

Small cap
3.5%

Mid cap
2.5%

Sector Allocation

Mar'25

Feb'25

Jan'25

Dec'24

Nov'24

Oct'24

Financial Services
30.9%
Consumer Cyclical
13.6%
Tech
11.6%
Consumer Defensive
9.4%
Industrial
7.7%
Utilities
7.3%
Energy
6.1%
Communication
5.8%
Health
4.5%
Basic Materials
2.8%
Real Estate
0.3%
All changes are between Oct'69 and Dec'69
Parameters
Mar'25
Feb'25
Jan'25
AUM
₹ 3K Cr
₹ 3K Cr
₹ 3.1K Cr
  • AUM of the fund stands at 3K Cr as of Mar'25
  • AUM increased by 42 Cr between Mar'25 and Feb'25
Top Stocks bought last month
National Bank For Agriculture And Rural Development's allocation increased from 0.13% to 1.63%
National Bank For Agriculture And Rural Development's allocation increased from 0.13% to 1.63%
Power Finance Corporation Ltd.'s allocation increased from 0.07% to 0.5%
Power Finance Corporation Ltd.'s allocation increased from 0.07% to 0.5%
Rural Electrification Corporation Limited's allocation increased from 0.06% to 0.2%
Rural Electrification Corporation Limited's allocation increased from 0.06% to 0.2%
Top Stocks sold last month
Rural Electrification Corporation Limited's allocation decreased from 5.26 % to 0.86 %
Rural Electrification Corporation Limited's allocation decreased from 5.26 % to 0.86 %
Small Industries Development Bank Of India's allocation decreased from 0.94 % to 0.65 %
Small Industries Development Bank Of India's allocation decreased from 0.94 % to 0.65 %
9.35% Telangana State Industrial Infrastructure Corporation Limited's allocation decreased from 0.33 % to 0.33 %
9.35% Telangana State Industrial Infrastructure Corporation Limited's allocation decreased from 0.33 % to 0.33 %

Top 3 Sectors in March were Government, Financial Services & Consumer Cyclical

Mar'25
Government
83%
Financial Services
31%
Corporate
14%
Feb'25
Government
85%
Financial Services
30%
Consumer Cyclical
15%
  • Equity

  • Debt & Cash

Holdings
Weight%
1M Change
HDFC Bank Ltd
HDFC Bank Ltd
1.42%
0%
Maruti Suzuki India Ltd
Maruti Suzuki India Ltd
1.29%
0%
Bharti Airtel Ltd
Bharti Airtel Ltd
1.29%
0%
Infosys Ltd
Infosys Ltd
1.18%
0%
ICICI Bank Ltd
ICICI Bank Ltd
1.05%
0%
  • Returns %

  • Fund Ratios

  • Overview

Funds
1Y Returns
3Y Returns
5Y Returns
Since Inception
Kotak Debt Hybrid Fund Direct Growth
Kotak Debt Hybrid Fund Direct Growth
12.21%
12.02%
14.1%
11.13%
UTI Conservative Hybrid Fund-Growth-Direct
UTI Conservative Hybrid Fund-Growth-Direct
12.74%
10.43%
13.11%
9.9%
Aditya Birla Sun Life Reg Savings Fund Direct Plan Growth
Aditya Birla Sun Life Reg Savings Fund Direct Plan Growth
12.1%
9.43%
13.37%
10.68%
ICICI Prudential Regular Savings Fund Direct Plan Growth
ICICI Prudential Regular Savings Fund Direct Plan Growth
10.98%
10.57%
11.85%
10.82%
Fund
Mar'25
Feb'25
Jan'25
No of Holdings
94
96
101
Top 5 Company Concentration
6.2%
6.1%
6.4%
Company having highest exposure
HDFC Bank Ltd (1.4%)
HDFC Bank Ltd (1.3%)
Infosys Ltd (1.7%)
No of Sectors
13
13
13
Top 5 Sectors Concentration
153%
153.3%
151.9%
Sector having highest exposure
Government (83%)
Government (85%)
Government (83.2%)
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Abhishek Bisen
Abhishek Bisen
Fund Manager of Kotak Debt Hybrid Fund Direct Growth, since 1 April 2008
Top funds managed
Shibani Kurian
Shibani Kurian
Fund Manager of Kotak Debt Hybrid Fund Direct Growth, since 3 September 2024
Top funds managed
Scheme
Annualised Returns(3Y)
Category Returns(3Y)
Kotak India EQ Contra Fund - Growth - Direct
20.02%
19.05%
Kotak Debt Hybrid Direct Growth
11.85%
8.68%
Kotak Focused Equity Fund Direct Growth
13.86%
13.89%
Fund House
Kotak Mahindra Asset Management Co Ltd
Total Schemes
Total AUM
₹4.57L Cr
as on 31-Mar-2025
Address
Kotak Mahindra Asset management Company Limited,2nd Floor, 12-BKC, Plot No C-12,G Block, BKC, Bandra (East),Mumbai - 400 051
Phone
91-22-40930000
Website
fundaccops@kotakmutual.com

Mutual Fund Insights

Insights icon
In the last 3 years, this fund has outperformed all funds in its category.
Insights icon
Over the last 6 months, this fund has experienced a 4.6% growth in AUM moving from 2.88K Cr to 3.01K Cr.
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In the last 1 year, UTI Conservative Hybrid Fund-Growth-Direct has given 12.74% return, outperforming this fund by 0.54%.
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Over the last 1 year, this fund has decreased expense ratio by 10.0% moving from 0.50 to 0.45.
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In the last 5 years, this fund has outperformed all funds in its category.
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This fund has one of the lowest expense ratio in the category (conservative allocation). Its expense ratio is 0.45% which is lower than the category average expense ratio of 1.25%.

Kotak Debt Hybrid Fund Direct Growth Highlights

Risk meter
pointer

Moderately High risk

Investors understand that their principal will be at Moderately High risk
About the fund

About the fund

This fund has delivered an average annual returns of 11.13% since inception which is more than its category average return of 7.69%
Fund Allocations

Fund Allocations

This fund has an allocation of 23.08% in Equity, 74.27% in Debt and 2.37% in Cash related instruments
AUM size ₹3017 Cr

AUM size ₹3017 Cr

This fund has AUM of ₹3017 Cr which is more than its category average of ₹ 1542 Cr
Expense Ratio 0.45%

Expense Ratio 0.45%

This fund has an expense ratio of 0.45% which is less than its category average expense ratio of 1.41%

Frequently Asked Questions for Kotak Debt Hybrid Fund Direct Growth

The current NAV of Kotak Debt Hybrid Fund Direct Growth is ₹66.69 as on 21-Apr-2025.
Existing (Absolute + CAGR) as on 21-Apr-2025.
Kotak Debt Hybrid Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
2.71%
2.71%
6 Month Returns
2.7%
2.7%
1 Year Returns
12.21%
12.21%
3 Years Returns
40.55%
12.02%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.45% as on March 2025
₹3017 Cr as on March 2025
7.3% Govt Stock 2053(15.79%), 7.34% Govt Stock 2064(13.85%), 7.02% Govt Stock 2031(6.8%), 6.79% Govt Stock 2034(5.38%), 7.09% Govt Stock 2054(5.25%) as on March 2025
Government(63.82%), Corporate(10.71%), Financial Services(7.13%) as on March 2025
AAA
88.3
AA
11.5
A
0.2
Abhishek Bisen, Shibani Kurian are the fund managers of Kotak Debt Hybrid Fund Direct Growth
The Exit load of Kotak Debt Hybrid Fund Direct Growth is 1%