Kotak Gilt Investment Fund Provident Fund and Trust Direct Growth
NAV as on 21-04-2025
₹ 112.91
▲0.6%
1D
Inception Returns
8.6%
/yr
Historical NAV & Returns
About Kotak Gilt Investment Fund Provident Fund and Trust Direct Growth
Kotak Gilt Investment Fund Provident Fund and Trust Direct Growth is a debt fund. This fund was started on 23 January, 2013. The fund is managed by Abhishek Bisen. This fund is suitable to keep your money safe.
Key Parameters
- Kotak Gilt Investment Fund Provident Fund and Trust Direct Growth has ₹3934 Cr worth of assets under management (AUM) as on Dec 1969 and is more than category average.
- The fund has an expense ratio 0.5.
Returns
Kotak Gilt Investment Fund Provident Fund and Trust Direct Growth has given a CAGR return of 8.56% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 12.80%, 8.93% and 7.33% respectively.
Holdings
Kotak Gilt Investment Fund Provident Fund and Trust Direct Growth has allocated its funds majorly in Government, Cash Equivalent. Its top holdings are 7.3% Govt Stock 2053, 7.34% Govt Stock 2064, 7.09% Govt Stock 2054, 6.8% Govt Stock 2060, 6.79% Govt Stock 2034
Taxation
As it is a government bond mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of Kotak Gilt Investment Fund Provident Fund and Trust Direct Growth
The objective of the Plan is to generate risk-free returns through investments in sovereign securities issued by the Central Government and/or State Government(s) and/or any security unconditionally guaranteed by the Government of India, and/or reverse repos in such securities as and when permitted by RBI. A portion of the fund may be invested in Reverse repo, CBLO and/or other similar instruments as may be notified to meet the day-to-day liquidity requirements of the Plan. To ensure total safety of Unit holders' funds, the Plan does not invest in any other securities such as shares, debentures or bonds issued by any other entity. The Fund will seek to underwrite issuance of Government Securities if and to the extent permitted by SEBI/ RBI and subject to the prevailing rules and regulations specified in this respect and may also participate in their auction from time to time.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 100.00. Kotak Gilt Investment Fund Provident Fund and Trust Direct Growth has no lock in period.
Kotak Gilt Investment Fund Provident Fund and Trust Direct Growth Overview
| Expense ratio | 0.47% |
Benchmark | NIFTY All Duration G-Sec TR INR |
| AUM | ₹3934 Cr |
| Inception Date | 23 January, 2013 |
| Min Lumpsum/SIP | ₹5000/₹100 |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 230.73% |
| STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   Low to Moderate Risk |
Trailing Returns
as on (21-Apr-25)
Fund Distribution
as on (31-Dec-69)
- AUM of the fund stands at 3.9K Cr as of Mar'25
- AUM decreased by 120.7 Cr between Mar'25 and Feb'25
Top Sector in March was Government
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 7.3% Govt Stock 2053 | 40.25% | 0.7% | |
7.34% Govt Stock 2064 | 23.84% | -0.6% | |
7.09% Govt Stock 2054 | 16.5% | 0% | |
6.8% Govt Stock 2060 | 4.98% | -4.8% | |
6.79% Govt Stock 2034 | 3.74% | 0% |
Funds | 1Y Returns | 3Y Returns | 5Y Returns | Since Inception |
|---|---|---|---|---|
Kotak Gilt Investment Fund Provident Fund and Trust Direct Growth | 12.8% | 8.93% | 7.33% | 8.56% |
 DSP Gilt Fund Direct Plan Growth | 13.23% | 8.97% | 7.57% | 8.52% |
 SBI Magnum Gilt Fund Direct Growth | 12.67% | 9.13% | 7.53% | 9.49% |
 Edelweiss Government Securities Fund Direct Growth | 12.44% | 8.54% | 7.82% | 9.04% |
Mutual Fund Insights
Kotak Gilt Investment Fund Provident Fund and Trust Direct Growth Highlights
Low to Moderate Risk
About the fund
AUM size ₹3934 Cr
Expense Ratio 0.47%
More funds from Kotak
1Y CAGR
▲ 13.45
5Y CAGR
▲ 7.33
1Y CAGR
▲ 12.77
1Y CAGR
▲ 12.06
5Y CAGR
▲ 7.69
Frequently Asked Questions for Kotak Gilt Investment Fund Provident Fund and Trust Direct Growth
Kotak Gilt Investment Fund Provident Fund and Trust Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 2.55% | 2.55% |
6 Month Returns | 5.59% | 5.59% |
1 Year Returns | 12.8% | 12.8% |
3 Years Returns | 29.24% | 8.93% |
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
AAA | 100 |