Historical NAV & Returns
About Kotak Liquid Fund Direct Growth
Kotak Liquid Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Deepak Agrawal. This fund is suitable to keep your money safe.
Key Parameters
- Kotak Liquid Fund Direct Growth has ₹31251 Cr worth of assets under management (AUM) as on Dec 1969 and is more than category average.
- The fund has an expense ratio 0.2.
Returns
Kotak Liquid Fund Direct Growth has given a CAGR return of 6.85% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.37%, 6.88% and 5.50% respectively.
Holdings
Kotak Liquid Fund Direct Growth has allocated its funds majorly in Financial Services, Cash Equivalent, Corporate, Government. Its top holdings are 5.22% Govt Stock 2025, HDFC Bank Ltd., 91 Days Tbill, Small Industries Dev Bank Of India (05/06/2025) **, National Bank For Agriculture And Rural Development
Taxation
As it is a liquid mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of Kotak Liquid Fund Direct Growth
The investment objective of the Scheme is to provide reasonable returns and high level of liquidity by investing in debt instruments such as bonds, debentures and Government Securities; and money market instruments such as treasury bills, commercial paper, certificate of deposit, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets. The Scheme may invest in call money/term money market in terms of RBI guidelines in this respect. Subject to the maximum amount permitted from time to time, the Scheme may invest in offshore securities in the manner allowed by SEBI/RBI, provided such investments are in conformity with the investment objective of the Scheme and the prevailing guidelines and Regulations. To reduce the risk of the portfolio, the Scheme may also use various derivative and hedging products from time to time, in the manner permitted by SEBI.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 0.00. Kotak Liquid Fund Direct Growth has no lock in period.
Kotak Liquid Fund Direct Growth Overview
| Expense ratio | 0.2% |
Benchmark | Nifty Liquid Index TR INR |
| AUM | ₹31251 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹100/-- |
Exit Load | 0.0% |
| Lock In | No Lock-in |
TurnOver | 496.65% |
| STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   Low to Moderate Risk |
Trailing Returns
as on (23-Apr-25)
Fund Distribution
as on (31-Dec-69)
- AUM of the fund stands at 31.3K Cr as of Mar'25
- AUM decreased by 6.9K Cr between Mar'25 and Feb'25
Top 3 Sectors in March were Financial Services, Corporate & Government
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 5.22% Govt Stock 2025 | 4.98% | 0% | |
HDFC Bank Ltd. | 3.35% | 100% | |
91 Days Tbill | 2.8% | -17% | |
Small Industries Dev Bank Of India (05/06/2025) ** | 2.8% | 100% | |
91 Days Tbill Red 05-06-2025 | 2.24% | 100% |
Funds | 1Y Returns | 3Y Returns | 5Y Returns | Since Inception |
|---|---|---|---|---|
 Kotak Liquid Fund Direct Growth | 7.37% | 6.88% | 5.5% | 6.85% |
 Sundaram Liquid Fund -Direct Plan - Growth Option | 7.44% | 6.93% | 5.49% | 6.06% |
 Aditya Birla Sun Life Liquid Direct Plan Growth | 7.43% | 6.95% | 5.58% | 6.95% |
 Axis Liquid Fund Direct Plan Growth Option | 7.43% | 6.93% | 5.54% | 6.91% |
Mutual Fund Insights
Kotak Liquid Fund Direct Growth Highlights
Low to Moderate Risk
About the fund
AUM size ₹31251 Cr
Expense Ratio 0.2%
More funds from Kotak
1Y CAGR
▲ 13.59
5Y CAGR
▲ 7.25
1Y CAGR
▲ 12.41
1Y CAGR
▲ 12.26
Frequently Asked Questions for Kotak Liquid Fund Direct Growth
Kotak Liquid Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 0.74% | 0.74% |
6 Month Returns | 3.67% | 3.67% |
1 Year Returns | 7.37% | 7.37% |
3 Years Returns | 22.08% | 6.88% |
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
AAA | 100 |