LIC MF Conservative Hybrid Fund Direct Growth

LIC MF Conservative Hybrid Fund Direct Growth

NAV as on 31-03-2025

₹ 87.92

Inception Returns

7.7%

/yr

Historical NAV & Returns

Absolute

zero opening, trading, fund transfer fee
15 people have invested ₹ 15.2K in LIC MF Conservative Hybrid Fund Direct Growth in the last three months

About LIC MF Conservative Hybrid Fund Direct Growth

LIC MF Conservative Hybrid Fund Direct Growth is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Nikhil Rungta. This fund gives you the benefit of diversification.

Key Parameters

  1. LIC MF Conservative Hybrid Fund Direct Growth has ₹50 Cr worth of assets under management (AUM) as on Feb 2025 and is less than category average.
  2. The fund has an expense ratio 1.2.

Returns

LIC MF Conservative Hybrid Fund Direct Growth has given a CAGR return of 7.74% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.00%, 6.60% and 8.13% respectively.

Holdings

LIC MF Conservative Hybrid Fund Direct Growth has allocated its funds majorly in Government, Financial Services, Basic Materials, Tech, Energy, Consumer Defensive, Cash Equivalent, Consumer Cyclical.

Taxation

As it is a conservative allocation mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of LIC MF Conservative Hybrid Fund Direct Growth

The investment objective of the Scheme is to generate regular income by investing mainly in a portfolio of quality debt securities and money market instruments. It also seeks to generate capital appreciation by investing some percentage in a mix of equity instruments.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 200.00. LIC MF Conservative Hybrid Fund Direct Growth has no lock in period.

LIC MF Conservative Hybrid Fund Direct Growth Overview

Expense ratio1.2%
Benchmark
CRISIL Hybrid 85+15 - ConservativeTR INR
AUM₹50 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹5000/₹200
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
147.17%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Moderately High risk

Trailing Returns

as on (31-Mar-25)

Period
LIC MF Conservative Hybrid Fund Direct Growth
Conservative Allocation Index
1M
1.3%
1.9%
3M
0.3%
0.1%
6M
0.1%
-0.6%
1Y
8%
7.5%
3Y
6.6%
8.1%
5Y
8.1%
10.4%

Fund Distribution

as on (28-Feb-25)

  • Equity 18.2%

  • Debt & Cash 81.5%

Large cap
14.7%

Small cap
3.4%

Sector Allocation

Feb'25

Jan'25

Dec'24

Financial Services
36.4%
Basic Materials
19.9%
Tech
19.6%
Energy
13.7%
Consumer Defensive
7.9%
Consumer Cyclical
2.5%
All changes are between Oct'69 and Dec'69
Parameters
Feb'25
Jan'25
Dec'24
AUM
₹ 49.5 Cr
₹ 49.8 Cr
₹ 50.2 Cr
  • AUM of the fund stands at 49.5 Cr as of Feb'25
  • AUM decreased by 0.3 Cr between Feb'25 and Jan'25
Top Stocks bought last month
JTL Industries Ltd's allocation increased from 1.62% to 2.27%
JTL Industries Ltd's allocation increased from 1.62% to 2.27%
Infosys Ltd's allocation increased from 3.94% to 4%
Infosys Ltd's allocation increased from 3.94% to 4%
Mahindra & Mahindra Ltd's allocation increased from 1.97% to 2%
Mahindra & Mahindra Ltd's allocation increased from 1.97% to 2%
Top Stocks sold last month
ICICI Bank Ltd's allocation decreased from 6.09 % to 5.58 %
ICICI Bank Ltd's allocation decreased from 6.09 % to 5.58 %
HDFC Bank Ltd's allocation decreased from 3.47 % to 3.43 %
HDFC Bank Ltd's allocation decreased from 3.47 % to 3.43 %
Hindustan Unilever Ltd's allocation decreased from 2.12 % to 1.54 %
Hindustan Unilever Ltd's allocation decreased from 2.12 % to 1.54 %

Top 3 Sectors in February were Government, Financial Services & Tech

Feb'25
Government
94%
Financial Services
36%
Basic Materials
20%
Jan'25
Government
95%
Financial Services
33%
Tech
20%
Fund
Feb'25
Jan'25
Dec'24
No of Holdings
20
20
20
Top 5 Company Concentration
16.2%
16.7%
17.3%
Company having highest exposure
ICICI Bank Ltd (3.5%)
Infosys Ltd (4%)
ICICI Bank Ltd (5.6%)
No of Sectors
7
7
7
Top 5 Sectors Concentration
184.2%
177.3%
182%
Sector having highest exposure
Government (94.9%)
Government (95%)
Government (95.5%)
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Nikhil Rungta
Nikhil Rungta
Fund Manager of LIC MF Conservative Hybrid Fund Direct Growth, since 1 July 2024
Fund House
LIC Mutual Fund Asset Management Limited
Total Schemes
Total AUM
₹30.83K Cr
as on 28-Feb-2025
Address
LIC Mutual Fund Asset Management Limited,4th Floor, Industrial Assurance Building,,Opp. Churchgate Station,
Phone
+91022-66016000
Website
licmfamc@licmutual.com

Mutual Fund Insights

Insights icon
In the last 1 year, DSP Regular Saving Fund Direct Plan Growth has given 11.45% return, outperforming this fund by 3.46%.
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In the last 5 years, Kotak Debt Hybrid Direct Growth has given 14.31% return, outperforming this fund by 6.18% per annum.
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This fund has one of the lowest expense ratio in the category (conservative allocation). Its expense ratio is 1.2% which is lower than the category average expense ratio of 1.26%.
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In the last 3 years, Parag Parikh Conservative Hybrid Fund Direct Growth has given 11.26% return, outperforming this fund by 4.66% per annum.

LIC MF Conservative Hybrid Fund Direct Growth Highlights

Risk meter
pointer

Moderately High risk

Investors understand that their principal will be at Moderately High risk
About the fund

About the fund

This fund has delivered an average annual returns of 7.74% since inception which is more than its category average return of 7.59%
Fund Allocations

Fund Allocations

This fund has an allocation of 18.16% in Equity, 77.69% in Debt and 3.8% in Cash related instruments
AUM size ₹50 Cr

AUM size ₹50 Cr

This fund has AUM of ₹50 Cr which is less than its category average of ₹ 1532 Cr
Expense Ratio 1.2%

Expense Ratio 1.2%

This fund has an expense ratio of 1.2% which is less than its category average expense ratio of 1.42%

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Frequently Asked Questions for LIC MF Conservative Hybrid Fund Direct Growth

The current NAV of LIC MF Conservative Hybrid Fund Direct Growth is ₹87.92 as on 31-Mar-2025.
Existing (Absolute + CAGR) as on 31-Mar-2025.
LIC MF Conservative Hybrid Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
1.33%
1.33%
6 Month Returns
0.07%
0.07%
1 Year Returns
8%
8%
3 Years Returns
21.13%
6.6%
5 Years Returns
47.81%
8.13%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
1.2% as on March 2025
₹50 Cr as on March 2025
07.65 Tn SDL 2033(10.68%), 7.32% Govt Stock 2030(10.61%), 7.17% Govt Stock 2030(10.57%), 07.17 KA Sdl 2029(10.34%), 6.79% Govt Stock 2034(10.31%) as on March 2025
Government(77.63%), Financial Services(6.8%), Cash Equivalent(4.21%) as on March 2025
AAA
100
Nikhil Rungta is the fund manager of LIC MF Conservative Hybrid Fund Direct Growth
The Exit load of LIC MF Conservative Hybrid Fund Direct Growth is 1%