LIC MF Focused Fund Direct Growth

LIC MF Focused Fund Direct Growth

Equity

Focused Fund

NAV as on 02-04-2025

₹ 21.75

▲0.1%

1D

Inception Returns

10.9%

/yr

Historical NAV & Returns

Absolute
▲
▼

zero opening, trading, fund transfer fee
61 people have invested ₹ 82.4K in LIC MF Focused Fund Direct Growth in the last three months

About LIC MF Focused Fund Direct Growth

LIC MF Focused Fund Direct Growth is an equity fund. This fund was started on 17 November, 2017. The fund is managed by Sumit Bhatnagar. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. LIC MF Focused Fund Direct Growth has ₹121 Cr worth of assets under management (AUM) as on Feb 2025 and is less than category average.
  2. The fund has an expense ratio 1.6.

Returns

LIC MF Focused Fund Direct Growth has given a CAGR return of 10.88% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 4.86%, 9.18% and 22.44% respectively.

Holdings

LIC MF Focused Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Industrial, Tech, Consumer Defensive, Health, Real Estate, Basic Materials, Consumer Cyclical. Its top holdings are Kotak Mahindra Bank Ltd, HDFC Bank Ltd, Tata Consumer Products Ltd, Shriram Finance Ltd, Quadrant Future Tek Ltd

Taxation

As it is a focused fund mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of LIC MF Focused Fund Direct Growth

The investment objective of the Scheme is to provide long term capital appreciation by investing in concentrated portfolio of large cap focused equity and equity related instruments of up to 30 companies and balance in debt and money market instruments. However there can be no assurance that the investment objective of the Scheme will be realized.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 200.00. LIC MF Focused Fund Direct Growth has no lock in period.

LIC MF Focused Fund Direct Growth Overview

Expense ratio1.61%
Benchmark
S&P BSE 500 India TR INR
AUM₹121 Cr
Inception Date17 November, 2017
Min Lumpsum/SIP₹5000/₹200
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
247.38%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

INDmoney Rank for LIC MF Focused Fund Direct Growth

Powered by IND quant engine
17
/19
35% Performance
34% Risk Management
0% Cost
17 out of 19 among focused fund
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3Y returns in the top 25% of the category
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Beats FD returns for both 3Y & 5Y
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Has not generated consistent returns
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Does not beat the benchmark consistently
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Smaller AUM within category

Trailing Returns

as on (02-Apr-25)

Period
LIC MF Focused Fund Direct Growth
Nifty 500
focused fund
1M
5.9%
7%
4.4%
3M
-6.1%
-6.8%
-8.6%
6M
-14.3%
-12.4%
-14.1%
1Y
4.9%
3.4%
3.7%
3Y
9.2%
12.1%
12.6%
5Y
22.4%
25.8%
24.5%

Fund Distribution

as on (28-Feb-25)

  • Equity 98.2%

  • Debt & Cash 1.8%

Large cap
43.7%
Small cap
33.7%
Mid cap
15.2%
Sector Allocation

Feb'25

Jan'25

Dec'24

Financial Services
40.6%
Industrial
17.6%
Tech
12.1%
Consumer Defensive
7.1%
Health
6.9%
Real Estate
6.7%
Basic Materials
4.6%
Consumer Cyclical
4.4%
All changes are between Dec'24 and Feb'25
Dec'24
Fund Returns
-3.12%
Nifty 500
-2.02%
Parameters
Feb'25
Jan'25
Dec'24
AUM
₹ 121.2 Cr
₹ 134 Cr
₹ 143.1 Cr
  • AUM of the fund stands at 121.2 Cr as of Feb'25
  • AUM decreased by 12.8 Cr between Feb'25 and Jan'25
Top Stocks bought last month
Shriram Finance Ltd's allocation increased from 4.89% to 5.92%
Shriram Finance Ltd's allocation increased from 4.89% to 5.92%
Techno Electric & Engineering Co Ltd's allocation increased from 3.09% to 3.92%
Techno Electric & Engineering Co Ltd's allocation increased from 3.09% to 3.92%
HDFC Bank Ltd's allocation increased from 5.63% to 6.34%
HDFC Bank Ltd's allocation increased from 5.63% to 6.34%
Top Stocks sold last month
Quadrant Future Tek Ltd's allocation decreased from 5.85 % to 5.13 %
Quadrant Future Tek Ltd's allocation decreased from 5.85 % to 5.13 %
Tata Consultancy Services Ltd's allocation decreased from 4.47 % to 4.18 %
Tata Consultancy Services Ltd's allocation decreased from 4.47 % to 4.18 %
Tech Mahindra Ltd's allocation decreased from 4.06 % to 3.98 %
Tech Mahindra Ltd's allocation decreased from 4.06 % to 3.98 %
Small Cap allocation has gone down from 35.9% to 33.7%
Small Cap allocation has gone down from 35.9% to 33.7%
Mid Cap allocation has gone up from 10.1% to 15.2%
Mid Cap allocation has gone up from 10.1% to 15.2%
Large Cap allocation has gone down from 45.3% to 43.7%
Large Cap allocation has gone down from 45.3% to 43.7%
Cash allocation has gone down from 3% to 1.8%
Cash allocation has gone down from 3% to 1.8%

Top 3 Sectors in February were Financial Services, Industrial & Tech

Feb'25
Financial Services
41%
Industrial
18%
Tech
12%
Jan'25
Financial Services
38%
Industrial
21%
Tech
11%

  • Equity

Holdings
Weight%
1M Change
Kotak Mahindra Bank Ltd
Kotak Mahindra Bank Ltd
9.3%
-9.3%
HDFC Bank Ltd
HDFC Bank Ltd
6.34%
0%
Tata Consumer Products Ltd
Tata Consumer Products Ltd
5.93%
0%
Shriram Finance Ltd
Shriram Finance Ltd
5.92%
0%
Quadrant Future Tek Ltd
Quadrant Future Tek Ltd
5.13%
0%
See all

  • Returns %

  • Fund Ratios

  • Overview

Funds
1Y Returns
3Y Returns
5Y Returns
Since Inception
LIC MF Focused Fund Direct Growth
LIC MF Focused Fund Direct Growth
4.86%
9.18%
22.44%
10.88%
DSP Focus Fund Direct Plan Growth
DSP Focus Fund Direct Plan Growth
15.17%
16.75%
25.66%
14.06%
HDFC Focused 30 Fund -Direct Plan - Growth Option
HDFC Focused 30 Fund -Direct Plan - Growth Option
14.85%
23.27%
34.42%
15.67%
Invesco India Focused Fund Direct Growth
Invesco India Focused Fund Direct Growth
13.37%
20.26%
-
25.16%
See all

  • Gainers

  • Losers

Top Growth Drivers
1M Return
Artemis Medicare Services Ltd
Artemis Medicare Services Ltd
23.4%
Quadrant Future Tek Ltd
Quadrant Future Tek Ltd
22.8%
Kotak Mahindra Bank Ltd
Kotak Mahindra Bank Ltd
13.4%
Fund
Feb'25
Jan'25
Dec'24
No of Holdings
32
31
30
Top 5 Company Concentration
32.6%
31.2%
28.5%
Company having highest exposure
Kotak Mahindra Bank Ltd (9.3%)
Kotak Mahindra Bank Ltd (9.3%)
Kotak Mahindra Bank Ltd (8.5%)
No of Sectors
8
8
8
Top 5 Sectors Concentration
84.3%
83.9%
82.6%
Sector having highest exposure
Financial Services (40.6%)
Financial Services (37.7%)
Financial Services (37.2%)
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Sumit Bhatnagar
Sumit Bhatnagar
Fund Manager of LIC MF Focused Fund Direct Growth, since 1 July 2024
Top funds managed
Scheme
Annualised Returns(3Y)
Category Returns(3Y)
LIC MF Aggressive Hybrid Fund Direct Plan Growth Option
11.13%
11.97%
LIC MF Large Cap Fund Direct Plan Growth
9.04%
11.62%
LIC MF Multi Asset Allocation Fund Direct Growth
0%
--
Fund House
LIC Mutual Fund Asset Management Limited
Total Schemes
34
See all LIC schemes
Total AUM
₹30.83K Cr
as on 28-Feb-2025
Address
LIC Mutual Fund Asset Management Limited,4th Floor, Industrial Assurance Building,,Opp. Churchgate Station,
Phone
+91022-66016000
Website
licmfamc@licmutual.com

Mutual Fund Insights

Insights icon
Over the last 6 months, this fund has experienced a 20.6% drop in AUM moving from 152.71 Cr to 121.21 Cr.
Insights icon
In the last 5 years, HDFC Focused 30 Fund -Direct Plan - Growth Option has given 34.42% return, outperforming this fund by 11.98% per annum.
Insights icon
In the last 1 year, DSP Focus Fund Direct Plan Growth has given 15.17% return, outperforming this fund by 10.31%.
Insights icon
In the last 3 years, HDFC Focused 30 Fund -Direct Plan - Growth Option has given 23.27% return, outperforming this fund by 14.09% per annum.

LIC MF Focused Fund Direct Growth Highlights

Risk meter
pointer

Very High Risk

Investors understand that their principal will be at Very High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 10.88% since inception which is less than its category average return of 14.71%
Fund Allocations

Fund Allocations

This fund has an allocation of 98.23% in Equity, 0% in Debt and 1.77% in Cash related instruments
AUM size ₹121 Cr

AUM size ₹121 Cr

This fund has AUM of ₹121 Cr which is less than its category average of ₹ 4754 Cr
Expense Ratio 1.61%

Expense Ratio 1.61%

This fund has an expense ratio of 1.61% which is more than its category average expense ratio of 1.45%
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5Y CAGR

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5Y CAGR

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5Y CAGR

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Frequently Asked Questions for LIC MF Focused Fund Direct Growth

The current NAV of LIC MF Focused Fund Direct Growth is ₹21.75 as on 02-Apr-2025.
Existing (Absolute + CAGR) as on 02-Apr-2025.
LIC MF Focused Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
5.92%
5.92%
6 Month Returns
-14.27%
-14.27%
1 Year Returns
4.86%
4.86%
3 Years Returns
30.14%
9.18%
5 Years Returns
175.17%
22.44%
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1.61% as on March 2025
₹121 Cr as on March 2025
Kotak Mahindra Bank Ltd(9.3%), HDFC Bank Ltd(6.34%), Tata Consumer Products Ltd(5.93%), Shriram Finance Ltd(5.92%), Quadrant Future Tek Ltd(5.13%) as on March 2025
Financial Services(39.85%), Industrial(17.31%), Tech(11.88%) as on March 2025
The alpha ratio for the LIC MF Focused Fund Direct Growth for various period is as follows:
Fund Name
Alpha 1 Year
Alpha 3 Years
Alpha 5 Years
LIC MF Focused Fund Direct Growth
-0.11
-3.36
-2.68
As on March 2025
The alpha for LIC MF Focused Fund Direct Growth is calculated against S&P BSE 500 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the LIC MF Focused Fund Direct Growth for various period is as follows:
Fund Name
Beta 1 Year
Beta 3 Years
Beta 5 Years
LIC MF Focused Fund Direct Growth
1.07
0.92
0.94
As on March 2025
The Beta for LIC MF Focused Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the LIC MF Focused Fund Direct Growth for various period is as follows:
Fund Name
Sharpe Ratio 1 Year
Sharpe Ratio 3 Years
Sharpe Ratio 5 Years
LIC MF Focused Fund Direct Growth
0.04
0.26
1.01
As on March 2025
The sharpe ratio for LIC MF Focused Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the LIC MF Focused Fund Direct Growth for various period is as follows:
Fund Name
Standard Deviation 1 Year
Standard Deviation 3 Years
Standard Deviation 5 Years
LIC MF Focused Fund Direct Growth
18.66
14.45
15.34
As on March 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 0.4 as on March 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Sumit Bhatnagar is the fund manager of LIC MF Focused Fund Direct Growth
The Exit load of LIC MF Focused Fund Direct Growth is 1%