LIC MF Low Duration Fund Direct Growth
NAV as on 21-04-2025
₹ 42.32
▲0.1%
1D
Inception Returns
7.3%
/yr
Historical NAV & Returns
About LIC MF Low Duration Fund Direct Growth
LIC MF Low Duration Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Rahul Singh. This fund is suitable to keep your money safe.
Key Parameters
- LIC MF Low Duration Fund Direct Growth has ₹1450 Cr worth of assets under management (AUM) as on Dec 1969 and is less than category average.
- The fund has an expense ratio 0.3.
Returns
LIC MF Low Duration Fund Direct Growth has given a CAGR return of 7.25% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.34%, 7.07% and 6.47% respectively.
Holdings
LIC MF Low Duration Fund Direct Growth has allocated its funds majorly in Financial Services, Cash Equivalent, Corporate, Government. Its top holdings are 364 DTB, Time Technoplast Limited ( Formerly Time Packaging Limited), HDFC Bank Limited, Shriram Finance Limited, 7.32% Govt Stock 2030
Taxation
As it is a low duration mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of LIC MF Low Duration Fund Direct Growth
The investment objective of the Scheme is to generate income by investing in a portfolio of quality short term debt securities. There can be no assurance that the investment objective of the scheme will be realized.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 200.00. LIC MF Low Duration Fund Direct Growth has no lock in period.
LIC MF Low Duration Fund Direct Growth Overview
| Expense ratio | 0.25% |
Benchmark | CRISIL Low Duration Debt B-I TR INR |
| AUM | ₹1450 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹5000/₹200 |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 212.09% |
| STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   Moderate Risk |
Trailing Returns
as on (21-Apr-25)
Fund Distribution
as on (31-Dec-69)
- AUM of the fund stands at 1.4K Cr as of Mar'25
- AUM decreased by 609.4 Cr between Mar'25 and Feb'25
Top 3 Sectors in March were Financial Services, Corporate & Government
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 364 DTB | 5.44% | 0% | |
Time Technoplast Limited ( Formerly Time Packaging Limited) | 4.03% | 0% | |
HDFC Bank Limited | 3.91% | 0% | |
Shriram Finance Limited | 2.97% | 0% | |
7.32% Govt Stock 2030 | 2.94% | 0% |
Funds | 1Y Returns | 3Y Returns | 5Y Returns | Since Inception |
|---|---|---|---|---|
LIC MF Low Duration Fund Direct Growth | 8.34% | 7.07% | 6.47% | 7.25% |
 Kotak Low Duration Fund- Direct Plan- Growth Option | 8.62% | 7.39% | 6.79% | 8% |
 Sundaram Low Duration Fund Direct Plan Growth Option | 8.54% | 7.28% | 5.98% | 5.83% |
 HDFC Low Duration Direct Plan Growth Option | 8.47% | 7.42% | 6.86% | 7.75% |
Mutual Fund Insights
LIC MF Low Duration Fund Direct Growth Highlights
Moderate Risk
About the fund
AUM size ₹1450 Cr
Expense Ratio 0.25%
More funds from LIC
5Y CAGR
▲ 6.52
5Y CAGR
▲ 6.50
5Y CAGR
▲ 6.50
5Y CAGR
▲ 5.51
Frequently Asked Questions for LIC MF Low Duration Fund Direct Growth
LIC MF Low Duration Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 1.17% | 1.17% |
6 Month Returns | 4.25% | 4.25% |
1 Year Returns | 8.34% | 8.34% |
3 Years Returns | 22.74% | 7.07% |
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
AAA | 91.93 |
AA | 8.07 |