LIC MF Value Fund Direct Growth

LIC MF Value Fund Direct Growth

Equity

Value

NAV as on 31-03-2025

₹ 23.6

Inception Returns

13.9%

/yr

Historical NAV & Returns

Absolute
▲
▼

zero opening, trading, fund transfer fee
55 people have invested ₹ 2.2L in LIC MF Value Fund Direct Growth in the last three months

About LIC MF Value Fund Direct Growth

LIC MF Value Fund Direct Growth is an equity fund. This fund was started on 20 August, 2018. The fund is managed by Nikhil Rungta. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. LIC MF Value Fund Direct Growth has ₹131 Cr worth of assets under management (AUM) as on Feb 2025 and is less than category average.
  2. The fund has an expense ratio 1.

Returns

LIC MF Value Fund Direct Growth has given a CAGR return of 13.87% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 5.40%, 12.62% and 24.91% respectively.

Holdings

LIC MF Value Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Consumer Cyclical, Industrial, Basic Materials, Financial Services, Utilities, Consumer Defensive, Health, Tech, Communication, Energy, Real Estate. Its top holdings are Maruti Suzuki India Ltd, HDFC Bank Ltd, Enviro Infra Engineers Ltd, JTL Industries Ltd, Exide Industries Ltd

Taxation

As it is a value mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of LIC MF Value Fund Direct Growth

The Investment Objective of the Scheme is to generate long-term capital appreciation along with regular income by investing predominantly in equity and equity related instruments by following value investing strategy. However, there can be no assurance that the investment objective of the Scheme will be realized.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 200.00. LIC MF Value Fund Direct Growth has no lock in period.

LIC MF Value Fund Direct Growth Overview

Expense ratio0.96%
Benchmark
S&P BSE 500 India TR INR
AUM₹131 Cr
Inception Date20 August, 2018
Min Lumpsum/SIP₹5000/₹200
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
537.86%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

INDmoney Rank for LIC MF Value Fund Direct Growth

Powered by IND quant engine
14
/14
22% Performance
18% Risk Management
22% Cost
14 out of 14 among value
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Beats FD returns for both 3Y & 5Y
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Has not generated consistent returns
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Does not beat the benchmark consistently
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Highly volatile within category

Trailing Returns

as on (31-Mar-25)

Period
LIC MF Value Fund Direct Growth
Nifty 500
value
1M
7.1%
7.3%
6.4%
3M
-15.9%
-4.6%
-7.3%
6M
-17%
-12%
-14.8%
1Y
5.4%
5.4%
4.8%
3Y
12.6%
12.7%
17.1%
5Y
24.9%
25%
28.2%

Fund Distribution

as on (28-Feb-25)

  • Equity 97.2%

  • Debt & Cash 2.8%

Small cap
64.1%
Large cap
24%
Mid cap
7.5%
Sector Allocation

Feb'25

Jan'25

Dec'24

Consumer Cyclical
20.7%
Industrial
20.4%
Basic Materials
17.7%
Financial Services
14.5%
Utilities
5.5%
Consumer Defensive
5.4%
Health
5.1%
Tech
4.3%
Communication
2.8%
Energy
2.6%
Real Estate
1%
All changes are between Dec'24 and Feb'25
Dec'24
Fund Returns
1.53%
Nifty 500
-2.02%
Parameters
Feb'25
Jan'25
Dec'24
AUM
₹ 131.3 Cr
₹ 149 Cr
₹ 142.7 Cr
  • AUM of the fund stands at 131.3 Cr as of Feb'25
  • AUM decreased by 17.7 Cr between Feb'25 and Jan'25
Top Stocks bought last month
JTL Industries Ltd's allocation increased from 2.56% to 3.84%
JTL Industries Ltd's allocation increased from 2.56% to 3.84%
CESC Ltd's allocation increased from 1.59% to 2.38%
CESC Ltd's allocation increased from 1.59% to 2.38%
Arvind Ltd's allocation increased from 0.89% to 1.54%
Arvind Ltd's allocation increased from 0.89% to 1.54%
Top Stocks sold last month
Enviro Infra Engineers Ltd's allocation decreased from 4.44 % to 3.99 %
Enviro Infra Engineers Ltd's allocation decreased from 4.44 % to 3.99 %
International Gemmological Institute (India) Ltd's allocation decreased from 3.26 % to 2.97 %
International Gemmological Institute (India) Ltd's allocation decreased from 3.26 % to 2.97 %
Himatsingka Seide Ltd's allocation decreased from 2.82 % to 2.57 %
Himatsingka Seide Ltd's allocation decreased from 2.82 % to 2.57 %
Small Cap allocation has gone up from 49.9% to 64.1%
Small Cap allocation has gone up from 49.9% to 64.1%
Mid Cap allocation has gone down from 9.4% to 7.5%
Mid Cap allocation has gone down from 9.4% to 7.5%
Large Cap allocation has gone down from 24.4% to 24%
Large Cap allocation has gone down from 24.4% to 24%
Cash allocation has gone up from 2.5% to 2.8%
Cash allocation has gone up from 2.5% to 2.8%

Top 3 Sectors in February were Consumer Cyclical, Industrial & Basic Materials

Feb'25
Consumer Cyclical
21%
Industrial
20%
Basic Materials
18%
Jan'25
Consumer Cyclical
20%
Industrial
19%
Basic Materials
18%

  • Equity

Holdings
Weight%
1M Change
Maruti Suzuki India Ltd
Maruti Suzuki India Ltd
4.37%
0%
HDFC Bank Ltd
HDFC Bank Ltd
4.06%
0%
Enviro Infra Engineers Ltd
Enviro Infra Engineers Ltd
3.99%
0%
JTL Industries Ltd
JTL Industries Ltd
3.84%
7.1%
Exide Industries Ltd
Exide Industries Ltd
3.09%
9.6%
See all

  • Returns %

  • Fund Ratios

  • Overview

Funds
1Y Returns
3Y Returns
5Y Returns
Since Inception
LIC MF Value Fund Direct Growth
LIC MF Value Fund Direct Growth
5.4%
12.62%
24.91%
13.87%
UTI Value fund Fund-Direct Growth Option
UTI Value fund Fund-Direct Growth Option
15.89%
17.9%
28.16%
14.56%
DSP Value Fund Direct Plan Growth
DSP Value Fund Direct Plan Growth
11.79%
16.53%
-
18.64%
ICICI Prudential Value Discovery Fund Direct Plan Growth
ICICI Prudential Value Discovery Fund Direct Plan Growth
11.35%
20.64%
34%
18.84%
See all

  • Gainers

  • Losers

Top Growth Drivers
1M Return
HDFC Bank Ltd
HDFC Bank Ltd
7.4%
VRL Logistics Ltd
VRL Logistics Ltd
5.4%
Fund
Feb'25
Jan'25
Dec'24
No of Holdings
59
63
64
Top 5 Company Concentration
19.3%
19.3%
18.9%
Company having highest exposure
Maruti Suzuki India Ltd (4.4%)
Enviro Infra Engineers Ltd (4.4%)
Enviro Infra Engineers Ltd (5.1%)
No of Sectors
11
11
11
Top 5 Sectors Concentration
78.8%
77.8%
76.5%
Sector having highest exposure
Consumer Cyclical (20.7%)
Consumer Cyclical (20.5%)
Industrial (20.7%)
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Nikhil Rungta
Nikhil Rungta
Fund Manager of LIC MF Value Fund Direct Growth, since 1 July 2024
Top funds managed
Scheme
Annualised Returns(3Y)
Category Returns(3Y)
LIC MF Multi Asset Allocation Fund Direct Growth
0%
--
LIC MF Flexi Cap Fund Direct Plan Growth Option
11.37%
14.09%
LIC MF Large Cap Fund Direct Plan Growth
9.87%
13.18%
Fund House
LIC Mutual Fund Asset Management Limited
Total Schemes
34
See all LIC schemes
Total AUM
₹30.83K Cr
as on 28-Feb-2025
Address
LIC Mutual Fund Asset Management Limited,4th Floor, Industrial Assurance Building,,Opp. Churchgate Station,
Phone
+91022-66016000
Website
licmfamc@licmutual.com

Mutual Fund Insights

Insights icon
Over the last 3 months, this fund has decreased expense ratio by 40.0% moving from 1.60 to 0.96.
Insights icon
In the last 5 years, Bandhan Sterling Value Fund Direct Plan Growth has given 37.23% return, outperforming this fund by 12.32% per annum.
Insights icon
This fund has one of the lowest expense ratio in the category (value). Its expense ratio is 0.96% which is lower than the category average expense ratio of 1.37%.
Insights icon
In the last 3 years, Axis Value Fund Direct Growth has given 21.97% return, outperforming this fund by 9.35% per annum.
Insights icon
In the last 1 year, UTI Value fund Fund-Direct Growth Option has given 15.89% return, outperforming this fund by 10.49%.
Insights icon
Over the last 1 month, this fund has experienced a 11.9% drop in AUM moving from 148.97 Cr to 131.31 Cr.

LIC MF Value Fund Direct Growth Highlights

Risk meter
pointer

Very High Risk

Investors understand that their principal will be at Very High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 13.87% since inception which is less than its category average return of 14.83%
Fund Allocations

Fund Allocations

This fund has an allocation of 97.24% in Equity, 0% in Debt and 2.76% in Cash related instruments
AUM size ₹131 Cr

AUM size ₹131 Cr

This fund has AUM of ₹131 Cr which is less than its category average of ₹ 4617 Cr
Expense Ratio 0.96%

Expense Ratio 0.96%

This fund has an expense ratio of 0.96% which is less than its category average expense ratio of 1.37%
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More funds from LIC

LIC MF Infrastructure Fund Direct Plan Growth Option

LIC MF Infrastructure Fund Direct Plan Growth Option

5Y CAGR

▲ 35.26

LIC MF Dividend Yield Fund Direct Growth

LIC MF Dividend Yield Fund Direct Growth

5Y CAGR

▲ 27.83

LIC MF Midcap Fund Direct Growth

LIC MF Midcap Fund Direct Growth

5Y CAGR

▲ 29.03

LIC MF Healthcare Fund Direct Growth

LIC MF Healthcare Fund Direct Growth

5Y CAGR

▲ 24.52

LIC MF Small Cap Fund Direct Growth

LIC MF Small Cap Fund Direct Growth

5Y CAGR

▲ 35.06

Frequently Asked Questions for LIC MF Value Fund Direct Growth

The current NAV of LIC MF Value Fund Direct Growth is ₹23.6 as on 31-Mar-2025.
Existing (Absolute + CAGR) as on 31-Mar-2025.
LIC MF Value Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
7.11%
7.11%
6 Month Returns
-16.97%
-16.97%
1 Year Returns
5.4%
5.4%
3 Years Returns
42.84%
12.62%
5 Years Returns
204.09%
24.91%
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  • Select your bank account and proceed with Payment.
0.96% as on March 2025
₹131 Cr as on March 2025
Maruti Suzuki India Ltd(4.37%), HDFC Bank Ltd(4.06%), Enviro Infra Engineers Ltd(3.99%), JTL Industries Ltd(3.84%), Exide Industries Ltd(3.09%) as on March 2025
Consumer Cyclical(20.18%), Industrial(19.81%), Basic Materials(17.24%) as on March 2025
The alpha ratio for the LIC MF Value Fund Direct Growth for various period is as follows:
Fund Name
Alpha 1 Year
Alpha 3 Years
Alpha 5 Years
LIC MF Value Fund Direct Growth
1.04
-1.48
-1.15
As on March 2025
The alpha for LIC MF Value Fund Direct Growth is calculated against S&P BSE 500 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the LIC MF Value Fund Direct Growth for various period is as follows:
Fund Name
Beta 1 Year
Beta 3 Years
Beta 5 Years
LIC MF Value Fund Direct Growth
1.35
1.07
1.01
As on March 2025
The Beta for LIC MF Value Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the LIC MF Value Fund Direct Growth for various period is as follows:
Fund Name
Sharpe Ratio 1 Year
Sharpe Ratio 3 Years
Sharpe Ratio 5 Years
LIC MF Value Fund Direct Growth
-0.31
0.34
0.59
As on March 2025
The sharpe ratio for LIC MF Value Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the LIC MF Value Fund Direct Growth for various period is as follows:
Fund Name
Standard Deviation 1 Year
Standard Deviation 3 Years
Standard Deviation 5 Years
LIC MF Value Fund Direct Growth
21.89
16.63
20.49
As on March 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 0.47 as on March 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Nikhil Rungta is the fund manager of LIC MF Value Fund Direct Growth
The Exit load of LIC MF Value Fund Direct Growth is 1%