Navi ELSS Tax Saver Fund Direct Growth
NAV as on 22-04-2025
₹ 32.77
▲0.2%
1D
Inception Returns
13.6%
/yr
Historical NAV & Returns
About Navi ELSS Tax Saver Fund Direct Growth
Navi ELSS Tax Saver Fund Direct Growth is an equity fund. This fund was started on 30 December, 2015. The fund is managed by . The fund could potentially beat inflation in the long-run.
Key Parameters
- Navi ELSS Tax Saver Fund Direct Growth has ₹55 Cr worth of assets under management (AUM) as on Mar 2025 and is less than category average.
- The fund has an expense ratio 0.4.
Returns
Navi ELSS Tax Saver Fund Direct Growth has given a CAGR return of 13.60% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 9.07%, 13.63% and 22.25% respectively.
Holdings
Navi ELSS Tax Saver Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Industrial, Tech, Health, Consumer Defensive, Basic Materials, Communication, Energy, Consumer Cyclical. Its top holdings are Hero Fincorp Limited, Persistent Systems Ltd, Reliance Industries Ltd, Axis Bank Ltd, Hindustan Aeronautics Ltd Ordinary Shares
Taxation
As it is a elss (tax savings) mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of Navi ELSS Tax Saver Fund Direct Growth
"The Scheme will seek to invest in a diversified portfolio of equity and equity related instruments with the objective to provide investors with opportunities for capital appreciation and income generation along with the benefit of income tax deduction (under Section 80 C of the Income Tax Act, 1961) on their investments. Specified Investors in the Scheme are entitled to deductions of the amount invested in Units of the Scheme, subject to a maximum of Rs. 1,50,000/- under and in terms of Section 80 C (2) (xiii) of the Income Tax Act, 1961. Investment in this scheme would be subject to statutory lock-in period of 3 years from the date of allotment to be eligible for income tax benefit under section 80 C. There is no assurance that the investment objective of the Scheme will be achieved."
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. There is a lock in period for Navi ELSS Tax Saver Fund Direct Growth of 3 Years
Navi ELSS Tax Saver Fund Direct Growth Overview
| Expense ratio | 0.39% |
Benchmark | Nifty 500 TR INR |
| AUM | ₹55 Cr |
| Inception Date | 30 December, 2015 |
| Min Lumpsum/SIP | --/-- |
| Exit Load | 0% |
| Lock In | 3 Years |
TurnOver | 24.28% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
INDmoney Rank for Navi ELSS Tax Saver Fund Direct Growth
Trailing Returns
as on (22-Apr-25)
Fund Distribution
as on (31-Mar-25)
- This fund’s returns stands at 6.21% whereas the fund’s underlying benchmark Nifty 500 returns stands at 7.25% as on Mar'25
- This fund underperformed Nifty 500 by 1.04% in Mar'25
- AUM of the fund stands at 55.3 Cr as of Mar'25
- AUM increased by 2.7 Cr between Mar'25 and Feb'25
Top 3 Sectors in March were Financial Services, Industrial & Tech
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 Persistent Systems Ltd | 4.39% | 0% | |
 Reliance Industries Ltd | 4.27% | 0% | |
 Axis Bank Ltd | 3.88% | 0% | |
 Hindustan Aeronautics Ltd Ordinary Shares | 3.78% | 0% | |
 Infosys Ltd | 3.69% | 0% |
Funds | 1Y Returns | 3Y Returns | 5Y Returns | Since Inception |
|---|---|---|---|---|
Navi ELSS Tax Saver Fund Direct Growth | 9.07% | 13.63% | 22.25% | 13.6% |
 DSP ELSS Tax Saver Fund Direct Plan Growth | 18.27% | 20.39% | 28.81% | 18.26% |
 Motilal Oswal ELSS Tax Saver Fund Direct Plan Growth | 11.35% | 24.63% | 28.62% | 17.88% |
 Mirae Asset ELSS Tax Saver Fund -Direct Plan-Growth | 10.51% | 15.63% | 26.69% | 19.3% |
Top Growth Drivers | 1M Return |
|---|---|
 Hindustan Aeronautics Ltd | 4.3% |
 ICICI Bank Ltd | 3.8% |
Mutual Fund Insights
Navi ELSS Tax Saver Fund Direct Growth Highlights
Very High Risk
About the fund
Fund Allocations
AUM size ₹55 Cr
Expense Ratio 0.39%
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3Y CAGR
▲ 21.07
3Y CAGR
▲ 16.16
3Y CAGR
▲ 15.49
3Y CAGR
▲ 15.26
5Y CAGR
▲ 25.72
Frequently Asked Questions for Navi ELSS Tax Saver Fund Direct Growth
Navi ELSS Tax Saver Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 3.7% | 3.7% |
6 Month Returns | -2.91% | -2.91% |
1 Year Returns | 9.07% | 9.07% |
3 Years Returns | 46.71% | 13.63% |
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
Navi ELSS Tax Saver Fund Direct Growth | 0.24 | -0.92 | -0.97 |
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
Navi ELSS Tax Saver Fund Direct Growth | 1.02 | 0.92 | 0.9 |
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
Navi ELSS Tax Saver Fund Direct Growth | 0.06 | 0.44 | 1.12 |
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
Navi ELSS Tax Saver Fund Direct Growth | 17.21 | 14.11 | 14.66 |