SBI Short Term Debt Fund Direct Growth
NAV as on 21-04-2025
₹ 33.73
▲0.2%
1D
Inception Returns
7.9%
/yr
Historical NAV & Returns
About SBI Short Term Debt Fund Direct Growth
SBI Short Term Debt Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Mansi Sajeja, Rajeev Radhakrishnan. This fund is suitable to keep your money safe.
Key Parameters
- SBI Short Term Debt Fund Direct Growth has ₹13959 Cr worth of assets under management (AUM) as on Dec 1969 and is more than category average.
- The fund has an expense ratio 0.4.
Returns
SBI Short Term Debt Fund Direct Growth has given a CAGR return of 7.92% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 9.85%, 7.43% and 6.72% respectively.
Holdings
SBI Short Term Debt Fund Direct Growth has allocated its funds majorly in Corporate, Government, Cash Equivalent. Its top holdings are 7.18% Govt Stock 2033, 6.79% Govt Stock 2034, 7.17% Govt Stock 2030, 06.32 KA Sdl 2028, 7.32% Govt Stock 2030
Taxation
As it is a short duration mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of SBI Short Term Debt Fund Direct Growth
To provide investors an opportunity to generate regular income through investments in a portfolio comprising predominantly of debt instruments which are rated not below investment grade and money market instruments such that the Macaulay duration of the portfolio is between 1 year and 3 years.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. SBI Short Term Debt Fund Direct Growth has no lock in period.
SBI Short Term Debt Fund Direct Growth Overview
| Expense ratio | 0.4% |
Benchmark | CRISIL Short Duration Debt TR INR |
| AUM | ₹13959 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹5000/₹500 |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 108.51% |
| STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   Low to Moderate Risk |
Trailing Returns
as on (21-Apr-25)
Fund Distribution
as on (31-Dec-69)
- AUM of the fund stands at 14K Cr as of Mar'25
- AUM increased by 53.4 Cr between Mar'25 and Feb'25
Top 2 Sectors in March were Corporate, Government
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 7.18% Govt Stock 2033 | 7.65% | 0% | |
6.79% Govt Stock 2034 | 7.27% | 0% | |
7.17% Govt Stock 2030 | 6.41% | 0% | |
06.32 KA Sdl 2028 | 4.94% | 0% | |
7.32% Govt Stock 2030 | 3.72% | 0% |
Funds | 1Y Returns | 3Y Returns | 5Y Returns | Since Inception |
|---|---|---|---|---|
SBI Short Term Debt Fund Direct Growth | 9.85% | 7.43% | 6.72% | 7.92% |
 Bank of India Short Term Income Fund Direct Plan Growth | 11.14% | 9.9% | 8.75% | 6.98% |
 Bandhan Bond Fund - Short Term Plan Direct Plan Growth | 10.18% | 7.43% | 6.77% | 7.97% |
 Kotak Bond Short Term Plan Direct Growth | 10.15% | 7.63% | 7.04% | 8.16% |
Mutual Fund Insights
SBI Short Term Debt Fund Direct Growth Highlights
Low to Moderate Risk
About the fund
AUM size ₹13959 Cr
Expense Ratio 0.4%
More funds from SBI
1Y CAGR
▲ 13.60
1Y CAGR
▲ 13.27
5Y CAGR
▲ 6.74
5Y CAGR
▲ 7.53
5Y CAGR
▲ 7.21
Frequently Asked Questions for SBI Short Term Debt Fund Direct Growth
SBI Short Term Debt Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 1.76% | 1.76% |
6 Month Returns | 5.05% | 5.05% |
1 Year Returns | 9.85% | 9.85% |
3 Years Returns | 23.98% | 7.43% |
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
AAA | 87.26 |
AA | 12.74 |