Tata ELSS Tax Saver Fund Direct Growth
NAV as on 04-04-2025
₹ 45.58
1D
Inception Returns
15.9%
/yr
Historical NAV & Returns
Absolute
▲
▼
4677 people have invested ₹ 1.3Cr in Tata ELSS Tax Saver Fund Direct Growth in the last three months
About Tata ELSS Tax Saver Fund Direct Growth
Tata ELSS Tax Saver Fund Direct Growth is an equity fund. This fund was started on 13 October, 2014. The fund is managed by Sailesh Jain. The fund could potentially beat inflation in the long-run.
Key Parameters
- Tata ELSS Tax Saver Fund Direct Growth has ₹4053 Cr worth of assets under management (AUM) as on Feb 2025 and is less than category average.
- The fund has an expense ratio 0.7.
Returns
Tata ELSS Tax Saver Fund Direct Growth has given a CAGR return of 15.85% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.31%, 14.15% and 27.29% respectively.
Holdings
Tata ELSS Tax Saver Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Consumer Cyclical, Industrial, Tech, Basic Materials, Energy, Communication, Health, Utilities, Real Estate, Consumer Defensive. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Infosys Ltd, Reliance Industries Ltd, State Bank of India
Taxation
As it is a elss (tax savings) mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of Tata ELSS Tax Saver Fund Direct Growth
To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. There is a lock in period for Tata ELSS Tax Saver Fund Direct Growth of 3 Years
Tata ELSS Tax Saver Fund Direct Growth Overview
| Expense ratio | 0.74% |
Benchmark | S&P BSE 200 India TR INR |
| AUM | ₹4053 Cr |
| Inception Date | 13 October, 2014 |
| Min Lumpsum/SIP | ₹500/₹500 |
| Exit Load | 0% |
| Lock In | 3 Years |
TurnOver | 10.51% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
INDmoney Rank for Tata ELSS Tax Saver Fund Direct Growth
Powered by IND quant engine
12
/23
43% Performance
42% Risk Management
62% Cost
12 out of 23 among elss (tax savings)
Beats FD returns for both 3Y & 5Y
No bad points found for this fund.
Trailing Returns
as on (04-Apr-25)
Fund Distribution
as on (28-Feb-25)
Large cap
61.6%
Small cap
23%
Mid cap
10.3%
Sector Allocation
Financial Services
34.6%
Consumer Cyclical
16%
Industrial
13.4%
Tech
8.2%
Basic Materials
7.5%
Energy
5.6%
Communication
4.1%
Health
3.7%
Utilities
2.8%
Real Estate
2.5%
Consumer Defensive
1.6%
All changes are between Dec'24 and Feb'25
- AUM of the fund stands at 4.1K Cr as of Feb'25
- AUM decreased by 587.3 Cr between Feb'25 and Jan'25
Top Stocks bought last month
HDFC Bank Ltd's allocation increased from 6.66% to 7.37%
SBI Cards and Payment Services Ltd Ordinary Shares's allocation increased from 0.93% to 1.63%
Axis Bank Ltd's allocation increased from 2.91% to 3.26%
Top Stocks sold last month
Infosys Ltd's allocation decreased from 4.96 % to 4.83 %
State Bank of India's allocation decreased from 3.82 % to 3.7 %
Larsen & Toubro Ltd's allocation decreased from 2.86 % to 2.75 %
Small Cap allocation has gone down from 24.7% to 23%
Mid Cap allocation has gone up from 10% to 10.3%
Large Cap allocation has gone up from 60.4% to 61.6%
Cash allocation has gone up from 4.5% to 4.8%
Top 3 Sectors in February were Financial Services, Consumer Cyclical & Industrial
Feb'25
Financial Services
35%
Consumer Cyclical
16%
Industrial
13%
Jan'25
Financial Services
32%
Consumer Cyclical
16%
Industrial
16%
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 HDFC Bank Ltd | 7.37% | 0% | |
 ICICI Bank Ltd | 6.31% | 0% | |
 Infosys Ltd | 4.83% | 0% | |
 Reliance Industries Ltd | 4% | 0% | |
 State Bank of India | 3.7% | 0% |
See all
Funds | 1Y Returns | 3Y Returns | 5Y Returns | Since Inception |
|---|---|---|---|---|
Tata ELSS Tax Saver Fund Direct Growth | 8.31% | 14.15% | 27.29% | 15.85% |
 DSP ELSS Tax Saver Fund Direct Plan Growth | 14.73% | 18.3% | 31.35% | 17.95% |
 SBI Long Term Equity Fund Direct Growth | 7.79% | 23.29% | 32.96% | 16.48% |
 Mirae Asset ELSS Tax Saver Fund -Direct Plan-Growth | 6.99% | 13.79% | 29.29% | 18.92% |
See all
Top Growth Drivers | 1M Return |
|---|---|
 State Bank of India | 11.6% |
 ICICI Bank Ltd | 10.4% |
 HDFC Bank Ltd | 5.6% |
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Sailesh Jain
Fund Manager of Tata ELSS Tax Saver Fund Direct Growth, since 16 December 2021
Top funds managed
Fund House
Tata Asset Management Limited
Total Schemes
Total AUM
₹1.91L Cr
as on 28-Feb-2025
Address
Tata Asset Management Private Limited,Mafatlal Centre, 9th Floor,,Nariman Point,,India
Phone
+912266578282
Website
kiran@tataamc.com
Mutual Fund Insights
This fund has one of the lowest expense ratio in the category (elss (tax savings)). Its expense ratio is 0.74% which is lower than the category average expense ratio of 1.3%.
In the last 5 years, Quant ELSS Tax Saver Growth Option Direct Plan has given 39.85% return, outperforming this fund by 12.56% per annum.
Over the last 6 months, this fund has experienced a 15.7% drop in AUM moving from 4.80K Cr to 4.05K Cr.
In the last 1 year, DSP ELSS Tax Saver Fund Direct Plan Growth has given 14.73% return, outperforming this fund by 6.42%.
Over the last 15 months, this fund has decreased expense ratio by 2.6% moving from 0.76 to 0.74.
In the last 3 years, SBI Long Term Equity Fund Direct Growth has given 23.29% return, outperforming this fund by 9.14% per annum.
Tata ELSS Tax Saver Fund Direct Growth Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 15.85% since inception which is more than its category average return of 14.49%
Fund Allocations
This fund has an allocation of 95.19% in Equity, 0% in Debt and 4.81% in Cash related instruments
AUM size ₹4053 Cr
This fund has AUM of ₹4053 Cr which is less than its category average of ₹ 4606 Cr
Expense Ratio 0.74%
This fund has an expense ratio of 0.74% which is less than its category average expense ratio of 1.41%
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5Y CAGR
▲ 38.98
5Y CAGR
▲ 33.82
5Y CAGR
▲ 27.77
3Y CAGR
▲ 19.25
5Y CAGR
▲ 29.36
Frequently Asked Questions for Tata ELSS Tax Saver Fund Direct Growth
The current NAV of Tata ELSS Tax Saver Fund Direct Growth is ₹45.58 as on 04-Apr-2025.
Existing (Absolute + CAGR) as on 04-Apr-2025.
Tata ELSS Tax Saver Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 6.99% | 6.99% |
6 Month Returns | -10.17% | -10.17% |
1 Year Returns | 8.31% | 8.31% |
3 Years Returns | 48.73% | 14.15% |
5 Years Returns | 234.13% | 27.29% |
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0.74% as on March 2025
₹4053 Cr as on March 2025
HDFC Bank Ltd(7.37%), ICICI Bank Ltd(6.31%), Infosys Ltd(4.83%), Reliance Industries Ltd(4%), State Bank of India(3.7%) as on March 2025
Financial Services(32.98%), Consumer Cyclical(15.28%), Industrial(12.78%) as on March 2025
The alpha ratio for the Tata ELSS Tax Saver Fund Direct Growth for various period is as follows:
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
Tata ELSS Tax Saver Fund Direct Growth | 4.32 | 0.96 | 0.4 |
As on March 2025
The alpha for Tata ELSS Tax Saver Fund Direct Growth is calculated against S&P BSE 200 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the Tata ELSS Tax Saver Fund Direct Growth for various period is as follows:
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
Tata ELSS Tax Saver Fund Direct Growth | 1.04 | 0.97 | 0.96 |
As on March 2025
The Beta for Tata ELSS Tax Saver Fund Direct Growth is calculated with S&P BSE 200 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the Tata ELSS Tax Saver Fund Direct Growth for various period is as follows:
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
Tata ELSS Tax Saver Fund Direct Growth | 0.29 | 0.57 | 1.23 |
As on March 2025
The sharpe ratio for Tata ELSS Tax Saver Fund Direct Growth is calculated with S&P BSE 200 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the Tata ELSS Tax Saver Fund Direct Growth for various period is as follows:
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
Tata ELSS Tax Saver Fund Direct Growth | 17.69 | 14.73 | 15.46 |
As on March 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 0.97 as on March 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Information ratio is 0.23 as on March 2025. It tells the consistency of the fund in generating superior risk-adjusted performance
Sailesh Jain is the fund manager of Tata ELSS Tax Saver Fund Direct Growth
The Exit load of Tata ELSS Tax Saver Fund Direct Growth is 0%