Tata Equity Savings Fund Direct Growth

Tata Equity Savings Fund Direct Growth

NAV as on 24-04-2025

₹ 60.96

0.2%

1D

Inception Returns

8.8%

/yr

Historical NAV & Returns

Absolute

zero opening, trading, fund transfer fee
60 people have invested ₹ 4.9L in Tata Equity Savings Fund Direct Growth in the last three months

About Tata Equity Savings Fund Direct Growth

Tata Equity Savings Fund Direct Growth is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Murthy Nagarajan, Sailesh Jain. This fund gives you the benefit of diversification.

Key Parameters

  1. Tata Equity Savings Fund Direct Growth has ₹265 Cr worth of assets under management (AUM) as on Mar 2025 and is less than category average.
  2. The fund has an expense ratio 0.5.

Returns

Tata Equity Savings Fund Direct Growth has given a CAGR return of 8.81% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 10.46%, 10.32% and 12.31% respectively.

Holdings

Tata Equity Savings Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Government, Industrial, Energy, Communication, Utilities, Basic Materials, Consumer Defensive, Health, Tech, Corporate, Consumer Cyclical.

Taxation

As it is a equity savings mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of Tata Equity Savings Fund Direct Growth

The investment objective of the scheme is to provide long term capital appreciation and income distribution to the investors by predominantly investing in equity and equity related instruments, equity arbitrage opportunities and investments in debt and money market instruments.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 100.00. Tata Equity Savings Fund Direct Growth has no lock in period.

Tata Equity Savings Fund Direct Growth Overview

Expense ratio0.5%
Benchmark
NIFTY Equity Savings TR INR
AUM₹265 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹5000/₹100
Exit Load
0.2%
Lock InNo Lock-in
TurnOver
82.24%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Low to Moderate Risk

Trailing Returns

as on (24-Apr-25)

Period
Tata Equity Savings Fund Direct Growth
Equity Savings Index
1M
1.8%
1.6%
3M
2.6%
1.3%
6M
3.4%
1%
1Y
10.5%
7.5%
3Y
10.3%
9.2%
5Y
12.3%
12%

Fund Distribution

as on (31-Mar-25)

  • Equity 19.8%

  • Debt & Cash 80.3%

Large cap
57.8%

Mid cap
6.7%

Small cap
0.7%

Sector Allocation

Mar'25

Feb'25

Jan'25

Dec'24

Nov'24

Oct'24

Sep'24

Financial Services
31.6%
Industrial
16.6%
Energy
9.3%
Communication
8.5%
Utilities
7.4%
Basic Materials
7.3%
Consumer Defensive
6.8%
Health
5.7%
Tech
5%
Consumer Cyclical
1.9%
All changes are between Oct'69 and Dec'69
Parameters
Mar'25
Feb'25
Jan'25
AUM
₹ 264.8 Cr
₹ 249.9 Cr
₹ 249.9 Cr
  • AUM of the fund stands at 264.8 Cr as of Mar'25
  • AUM increased by 14.9 Cr between Mar'25 and Feb'25
Top Stocks sold last month
Persistent Systems Ltd's allocation decreased from 1.88 % to 1.4 %
Persistent Systems Ltd's allocation decreased from 1.88 % to 1.4 %

Top 3 Sectors in March were Financial Services, Government & Industrial

Mar'25
Financial Services
32%
Government
21%
Industrial
17%
Feb'25
Financial Services
31%
Government
22%
Industrial
18%
  • Equity

  • Debt & Cash

Holdings
Weight%
1M Change
HDFC Bank Ltd
HDFC Bank Ltd
6.44%
3.2%
Reliance Industries Ltd
Reliance Industries Ltd
6.06%
0.8%
Bharti Airtel Ltd
Bharti Airtel Ltd
5.48%
0%
Larsen & Toubro Ltd
Larsen & Toubro Ltd
4.86%
0%
NTPC Ltd
NTPC Ltd
4.55%
0%
  • Returns %

  • Fund Ratios

  • Overview

Funds
1Y Returns
3Y Returns
5Y Returns
Since Inception
Tata Equity Savings Fund Direct Growth
Tata Equity Savings Fund Direct Growth
10.46%
10.32%
12.31%
8.81%
DSP Equity Savings Fund Direct Plan Growth
DSP Equity Savings Fund Direct Plan Growth
12.95%
11.31%
14.28%
10.23%
Sundaram Equity Savings - Direct Plan - Growth Option
Sundaram Equity Savings - Direct Plan - Growth Option
10.79%
12.81%
16.58%
10.15%
Kotak Equity Savings Fund Direct Growth
Kotak Equity Savings Fund Direct Growth
9.49%
12.21%
14%
10.26%
Fund
Mar'25
Feb'25
Jan'25
No of Holdings
65
67
69
Top 5 Company Concentration
27.4%
26.5%
26.8%
Company having highest exposure
HDFC Bank Ltd (6.4%)
HDFC Bank Ltd (6.3%)
Reliance Industries Ltd (6.2%)
No of Sectors
12
12
12
Top 5 Sectors Concentration
87.1%
89.1%
88.9%
Sector having highest exposure
Financial Services (31.6%)
Financial Services (31.4%)
Financial Services (30.4%)
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Murthy Nagarajan
Murthy Nagarajan
Fund Manager of Tata Equity Savings Fund Direct Growth, since 1 April 2017
Top funds managed
Sailesh Jain
Sailesh Jain
Fund Manager of Tata Equity Savings Fund Direct Growth, since 9 November 2018
Top funds managed
Scheme
Annualised Returns(3Y)
Category Returns(3Y)
Tata ELSS Tax Saver Fund Growth Direct Plan
16.31%
15.93%
Tata Balanced Advantage Fund Direct Growth
12.29%
11.48%
Tata Arbitrage Fund Direct Growth
7.45%
6.48%
Fund House
Tata Asset Management Limited
Total Schemes
Total AUM
₹1.85L Cr
as on 31-Mar-2025
Address
Tata Asset Management Private Limited,Mafatlal Centre, 9th Floor,,Nariman Point,,India
Phone
+912266578282
Website
kiran@tataamc.com

Mutual Fund Insights

Insights icon
Over the last 6 months, this fund has experienced a 30.0% growth in AUM moving from 203.61 Cr to 264.77 Cr.
Insights icon
In the last 5 years, Sundaram Equity Savings - Direct Plan - Growth Option has given 16.58% return, outperforming this fund by 4.27% per annum.
Insights icon
In the last 1 year, DSP Equity Savings Fund Direct Plan Growth has given 12.95% return, outperforming this fund by 2.49%.
Insights icon
This fund has one of the lowest expense ratio in the category (equity savings). Its expense ratio is 0.5% which is lower than the category average expense ratio of 1.06%.
Insights icon
In the last 3 years, Sundaram Equity Savings - Direct Plan - Growth Option has given 12.81% return, outperforming this fund by 2.49% per annum.

Tata Equity Savings Fund Direct Growth Highlights

Risk meter
pointer

Low to Moderate Risk

Investors understand that their principal will be at Low to Moderate Risk
About the fund

About the fund

This fund has delivered an average annual returns of 8.81% since inception which is more than its category average return of 8.18%
Fund Allocations

Fund Allocations

This fund has an allocation of 19.75% in Equity, 17.76% in Debt and 62.51% in Cash related instruments
AUM size ₹265 Cr

AUM size ₹265 Cr

This fund has AUM of ₹265 Cr which is less than its category average of ₹ 1647 Cr
Expense Ratio 0.5%

Expense Ratio 0.5%

This fund has an expense ratio of 0.5% which is less than its category average expense ratio of 1.15%

Frequently Asked Questions for Tata Equity Savings Fund Direct Growth

The current NAV of Tata Equity Savings Fund Direct Growth is ₹60.96 as on 24-Apr-2025.
Existing (Absolute + CAGR) as on 24-Apr-2025.
Tata Equity Savings Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
1.83%
1.83%
6 Month Returns
3.37%
3.37%
1 Year Returns
10.46%
10.46%
3 Years Returns
34.25%
10.32%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.5% as on March 2025
₹265 Cr as on March 2025
7.1% Govt Stock 2034(11.7%), HDFC Bank Ltd(6.44%), Reliance Industries Ltd(6.06%), Bharti Airtel Ltd(5.48%), Larsen & Toubro Ltd(4.86%) as on March 2025
Cash Equivalent(60.69%), Government(17%), Financial Services(6.23%) as on March 2025
AAA
100
Murthy Nagarajan, Sailesh Jain are the fund managers of Tata Equity Savings Fund Direct Growth
The Exit load of Tata Equity Savings Fund Direct Growth is 0.25%