Tata Gilt Securities Fund Direct Growth

Tata Gilt Securities Fund Direct Growth

NAV as on 21-04-2025

₹ 87.78

0.1%

1D

Inception Returns

17.3%

/yr

Historical NAV & Returns

Absolute

zero opening, trading, fund transfer fee
34 people have invested ₹ 65L in Tata Gilt Securities Fund Direct Growth in the last three months

About Tata Gilt Securities Fund Direct Growth

Tata Gilt Securities Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Akhil Mittal. This fund is suitable to keep your money safe.

Key Parameters

  1. Tata Gilt Securities Fund Direct Growth has ₹1003 Cr worth of assets under management (AUM) as on Dec 1969 and is less than category average.
  2. The fund has an expense ratio 0.3.

Returns

Tata Gilt Securities Fund Direct Growth has given a CAGR return of 17.33% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 11.53%, 8.89% and 6.86% respectively.

Holdings

Tata Gilt Securities Fund Direct Growth has allocated its funds majorly in Government, Cash Equivalent. Its top holdings are 7.34% Govt Stock 2064, 7.09% Govt Stock 2054, 7.23% Govt Stock 2039, 6.92% Govt Stock 2039, 6.79% Govt Stock 2034

Taxation

As it is a government bond mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of Tata Gilt Securities Fund Direct Growth

The investment objective of the Scheme is to generate medium to long term capital appreciation and income distribution by investing predominantly in Government Securities

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. Tata Gilt Securities Fund Direct Growth has no lock in period.

Tata Gilt Securities Fund Direct Growth Overview

Expense ratio0.29%
Benchmark
CRISIL Dynamic Gilt TR INR TR INR
AUM₹1003 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹5000/₹500
Exit Load0%
Lock InNo Lock-in
TurnOver
1562.86%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Moderate Risk

Trailing Returns

as on (21-Apr-25)

Period
Tata Gilt Securities Fund Direct Growth
Government Bond Index
1M
2.9%
2.2%
3M
4.8%
3.9%
6M
5.7%
4.7%
1Y
11.5%
10.7%
3Y
8.9%
7.6%
5Y
6.9%
6.4%

Fund Distribution

as on (31-Dec-69)

  • Debt & Cash 100%

AAA
100%

Sector Allocation

Mar'25

Feb'25

Jan'25

Dec'24

Nov'24

Oct'24

Government
94.7%
Cash Equivalent
5.3%
All changes are between Oct'69 and Dec'69
Parameters
Mar'25
Feb'25
Jan'25
AUM
₹ 1K Cr
₹ 1.1K Cr
₹ 1.1K Cr
  • AUM of the fund stands at 1K Cr as of Mar'25
  • AUM decreased by 67.9 Cr between Mar'25 and Feb'25
Cash allocation has gone up from 2.6% to 5.3%
Cash allocation has gone up from 2.6% to 5.3%
Debt allocation has gone down from 97.4% to 94.7%
Debt allocation has gone down from 97.4% to 94.7%

Top Sector in March was Government

Mar'25
Government
95%
Feb'25
Government
97%
  • Debt & Cash

Holdings
Weight%
1M Change
7.34% Govt Stock 2064
7.34% Govt Stock 2064
30.43%
-8.4%
7.09% Govt Stock 2054
7.09% Govt Stock 2054
29.52%
-0.5%
7.23% Govt Stock 2039
7.23% Govt Stock 2039
10.45%
0%
6.92% Govt Stock 2039
6.92% Govt Stock 2039
10.18%
0%
6.79% Govt Stock 2034
6.79% Govt Stock 2034
6.58%
0%
  • Returns %

  • Fund Ratios

  • Overview

Funds
1Y Returns
3Y Returns
5Y Returns
Since Inception
Tata Gilt Securities Fund Direct Growth
Tata Gilt Securities Fund Direct Growth
11.53%
8.89%
6.86%
17.33%
Baroda BNP Paribas Gilt Fund Direct Growth Option
Baroda BNP Paribas Gilt Fund Direct Growth Option
12.35%
8.65%
6.88%
8.07%
SBI Magnum Gilt Fund Direct Growth
SBI Magnum Gilt Fund Direct Growth
11.95%
9.05%
7.68%
9.45%
ICICI Prudential Gilt Fund Direct Plan Growth
ICICI Prudential Gilt Fund Direct Plan Growth
11.39%
8.96%
8%
8.81%
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Akhil Mittal
Akhil Mittal
Fund Manager of Tata Gilt Securities Fund Direct Growth, since 1 March 2022
Top funds managed
Fund House
Tata Asset Management Limited
Total Schemes
Total AUM
₹1.85L Cr
as on 31-Mar-2025
Address
Tata Asset Management Private Limited,Mafatlal Centre, 9th Floor,,Nariman Point,,India
Phone
+912266578282
Website
kiran@tataamc.com

Mutual Fund Insights

Insights icon
In the last 5 years, ICICI Prudential Gilt Fund Direct Plan Growth has given 8% return, outperforming this fund by 1.14% per annum.
Insights icon
Over the last 3 months, this fund has decreased expense ratio by 25.6% moving from 0.39 to 0.29.
Insights icon
This fund has one of the lowest expense ratio in the category (government bond). Its expense ratio is 0.29% which is lower than the category average expense ratio of 0.8%.
Insights icon
In the last 3 years, SBI Magnum Gilt Fund Direct Growth has given 9.05% return, outperforming this fund by 0.16% per annum.
Insights icon
Over the last 6 months, this fund has experienced a 19.6% growth in AUM moving from 838.67 Cr to 1.00K Cr.
Insights icon
In the last 1 year, Baroda BNP Paribas Gilt Fund Direct Growth Option has given 12.35% return, outperforming this fund by 0.82%.

Tata Gilt Securities Fund Direct Growth Highlights

Risk meter
pointer

Moderate Risk

Investors understand that their principal will be at Moderate Risk
About the fund

About the fund

This fund has delivered an average annual returns of 17.33% since inception which is more than its category average return of 7.07%
AUM size ₹1003 Cr

AUM size ₹1003 Cr

This fund has AUM of ₹1003 Cr which is less than its category average of ₹ 2197 Cr
Expense Ratio 0.29%

Expense Ratio 0.29%

This fund has an expense ratio of 0.29% which is less than its category average expense ratio of 0.85%

Frequently Asked Questions for Tata Gilt Securities Fund Direct Growth

The current NAV of Tata Gilt Securities Fund Direct Growth is ₹87.78 as on 21-Apr-2025.
Existing (Absolute + CAGR) as on 21-Apr-2025.
Tata Gilt Securities Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
2.91%
2.91%
6 Month Returns
5.7%
5.7%
1 Year Returns
11.53%
11.53%
3 Years Returns
29.12%
8.89%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.29% as on March 2025
₹1003 Cr as on March 2025
7.34% Govt Stock 2064(30.43%), 7.09% Govt Stock 2054(29.52%), 7.23% Govt Stock 2039(10.45%), 6.92% Govt Stock 2039(10.18%), 6.79% Govt Stock 2034(6.58%) as on March 2025
Yield to Maturity is 6.94 as on March 2025. Yield to Maturity is the total return earned on your bond investments if you hold the bond investments till maturity & all bonds' proceeds are reinvested in it.
Modified Duration is 10.51 as on March 2025. Modified Duration tells the sensitivity of the price of a bond to a change in interest rate.
AAA
100
Akhil Mittal is the fund manager of Tata Gilt Securities Fund Direct Growth
The Exit load of Tata Gilt Securities Fund Direct Growth is 0%